OFF MARKET

Off market sep 2023 for $500K

$722,303

Est. refi paymentEst. refi $3,434/mo

•

—

sq ft

40658 Ryans Bay Rd, Zumbro Falls, MN 55991

About this home

Welcome to your own piece of paradise! This rare opportunity presents itself with a stunning lakefront property situated on a picturesque Lake Zumbro peninsula. With stunning views, direct lake access with a dock, and meticulous landscaping, you can experience the ultimate lake life and indulge in a variety of activities right at your doorstep. The cozy rambler style home features 3 bedrooms and 2 baths, stainless steel appliances, master bedroom with direct access to the deck, cozy fireplace, walkout in the basement to easily access the yard, and additional storage area. The large patio areas and expansive deck, provide the perfect setting for outdoor gatherings with a breathtaking backdrop. Boating enthusiasts will delight in the proximity to the lake, while fishing enthusiasts can cast their lines and reel in their catch right from the comfort of their backyard. Take advantage of this unique opportunity to embrace lake life and all it has to offer.

Single-familyProperty Type

1972Year Built

0.76 acresLot Size

2 car garageParking

Listed by Robin Gwaltney • Re/Max Results

Redfin checked: 2 minutes ago

•Source:NORTHSTARMLS as Distributed by MLS Grid #6380410

Redfin Estimate

$722,303

$222K since sold in September 2023$5,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 59.9% higher than the average sale price ($452K) of 6 comparable homes.

SOLD APR 16, 2026
$374,900
A
4 beds2 baths— sq ft
831 20th Ave SE, Pine Island, MN 55963
SOLD JUN 5, 2026
$605,000
B
3 beds2 baths— sq ft
12407 Oak Lodge Ln NE, Rochester, MN 55906
SOLD JUL 20, 2026
$688,000
C
3 beds2 baths— sq ft
56381 400th Ave, Zumbro Falls, MN 55991
SOLD JUL 20, 2026
$457,000
D
4 beds3 baths— sq ft
1135 1st St NW, Oronoco, MN 55960
SOLD OCT 5, 2026
$335,000
E
4 beds2 baths— sq ft
26 Oak Ln, Pine Island, MN 55963
SOLD OCT 30, 2025
$250,000
F
3 beds2 baths— sq ft
417 3rd Ave SE, Mazeppa, MN 55956

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Earn from this home

Refinance

Est. cash available

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Rent

$2,403/mo

Redfin rental estimate

List your home for rent

Market trends in 55991, MN

Last updated September 2026

Sale-to-List Price

99.1%

0.8% MoM

Median sale price

$400K

$40K MoM

Avg. days on market

12d

6 days MoM

Recently sold homes

2 MoM

Provided by Redfin

Sale history for 40658 Ryans Bay Rd

Year

Property tax

Land + Additions

Assessment*

2026

$8,532 (+24.4%)

$425,800 + $235,200

$661,000

2025

$6,858 (+8.7%)

$378,500 + $215,300

$593,800

2024

$6,312 (−11.8%)

$378,500 + $204,700

$583,200

2023

$7,154 (−4.5%)

$378,500 + $176,700

$555,200

2022

$7,492 (+23.2%)

$378,500 + $155,800

$534,300

2021

$6,082 (−1.5%)

2020

$6,176 (+8.4%)

2019

$5,698 (+44.5%)

2018

$3,944 (+17.2%)

$170,411 + $141,489

$311,900

2017

$3,364 (+11.8%)

$168,809 + $117,491

$286,300

2016

$3,010 (+2.2%)

$141,953 + $103,247

$245,200

2015

$2,946 (+6.6%)

$141,975 + $103,925

$245,900

2014

$2,764 (+6.5%)

$142,129 + $105,271

$247,400

2013

$2,596

$150,000 + $111,800

$261,800

Tax history for 40658 Ryans Bay Rd

Year

Property tax

Land + Additions

Assessment*

2026

$8,532 (+24.4%)

$425,800 + $235,200

$661,000

2025

$6,858 (+8.7%)

$378,500 + $215,300

$593,800

2024

$6,312 (−11.8%)

$378,500 + $204,700

$583,200

2023

$7,154 (−4.5%)

$378,500 + $176,700

$555,200

2022

$7,492 (+23.2%)

$378,500 + $155,800

$534,300

2021

$6,082 (−1.5%)

2020

$6,176 (+8.4%)

2019

$5,698 (+44.5%)

2018

$3,944 (+17.2%)

$170,411 + $141,489

$311,900

2017

$3,364 (+11.8%)

$168,809 + $117,491

$286,300

2016

$3,010 (+2.2%)

$141,953 + $103,247

$245,200

2015

$2,946 (+6.6%)

$141,975 + $103,925

$245,900

2014

$2,764 (+6.5%)

$142,129 + $105,271

$247,400

2013

$2,596

$150,000 + $111,800

$261,800

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.76 Acres

Year renovated

2006

Sq. Ft.

1,056

Year built

1972

Style

Single Family Residential

County

Wabasha County

APN

R17.00400.00

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 28, 2026.

Property details

Parking

Parking Information
Parking Features: Attached Garage, Concrete
Garage Spaces: 2
Garage Sq. Ft.: 576
Carport Spaces: 0

Interior

Bedroom Information
# of Bedrooms: 3

Bathroom Information
# of Full Baths (Total): 1
# of Three Quarter Baths (Total): 1
Description: 3/4 Basement,Main Floor Full Bath

Room 1 Information
Room Type: Living Room
Room Level: Main

Room 2 Information
Room Type: Kitchen
Room Level: Main

Room 3 Information
Room Type: Dining Room
Room Level: Main

Room 4 Information
Room Level: Main

Room 5 Information
Room Type: Bedroom 1
Room Level: Main

Room 6 Information
Room Type: Bedroom 2
Room Level: Main

Room 7 Information
Room Type: Laundry
Room Level: Main

Room 8 Information
Room Type: Family Room

Room 9 Information
Room Type: Bedroom 3

Basement Information
Has Basement
Basement Features: Egress Window(s), Finished, Full, Walkout

Dining Room Information
Dining Room Features: Kitchen/Dining Room

Other Rooms Information
Main Floor Laundry

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Family Room

Heating & Cooling
Heating Information: Baseboard
Cooling Information: Central Air

Interior Features
Room Type: Living Room, Kitchen, Dining Room, Bathroom, Bedroom 1, Bedroom 2, Laundry, Family Room, Bedroom 3
Appliances: Dryer, Microwave, Range, Refrigerator, Washer

Exterior

Building Information
Construction Materials: Metal Siding
Foundation Area: 1,056
Roof: Asphalt

Exterior Features
Patio Porch Type: Deck,Patio

Waterfront Information
On Waterfront
Waterfront Features: Dock, Lake Front, Lake View
Water Body Name: Zumbro
Waterfront Num: 55000400
Lake Acres: 714
Lake Classification: Recreational Development
Lake Depth: 43
Road Between Waterfront And Home Y/N: No

Property Information
Total Sq. Ft.: 2,112
Above Ground Total Sq. Ft.: 1,056
Below Ground Total Sq. Ft.: 1,056
FractionalOwnershipYN: No
Property Type: Residential
Property Sub Type: Single Family Residence
Above Grade Finished Area: 1,056
Below Grade Finished Area: 906
Amenities: Ceiling Fan(s),Deck,Dock

Lot Information
Lot Features: Accessible Shoreline
Lot Size Area: 0.76
Lot Size Units: Acres
Lot Size Dimensions: 33,300

Financial

Tax Information
Tax Annual Amount: $7,154
Tax Year: 2023
Tax With Assessments: $7,154

Lease / Rent Details
RentalLicense Y/N: No

Utilities

Utility Information
Water Source: Shared System, Well
Sewer: Private Sewer
Fuel: Propane

Location

School Information
High School District: Zumbrota-Mazeppa
School District Number: 2805
School District Phone: 507-843-4080

Location Information
Directions: From Oronoco take E White Bridge Rd NE and take a Left on 11th Ave NE. Left on Ryans Bay Rd to the end of the cul-de-sac. From 63 take 568th St to Wabasha County Rd 80 and take a left. Right on Ryans Bay Rd to the end of the cul-de-sac.
Map Coordinate: 999-A1

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,056
Stories: 1.0
Lot Size: 0.76 acres
Style: Single Family Residential
Year Built: 1972
Year Renovated: 2006
County: Wabasha County
APN: R17.00400.00

Home facts updated by county records on Aug 28, 2026

Other

Home Information
Living Area: 1962
Main Level Finished Area: 1056.0000
Age Of Property: 52
Levels: One

Around this home

Schools

Plainview-Elgin-Millville 4-6

Public 4-6 • Assigned • 12.4mi

7/10

Plainview-Elgin-Millville Junior

Public 7-8 • Assigned • 12.7mi

7/10

Plainview-Elgin-Millville High School

Public 9-12 • Assigned • 15.6mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 99° expected this year, 15 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Zumbro Falls, MN • 55991

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.8 hours in June and 3.6 hours in December, placing it below the U.S. average for solar exposure.

9.8 hrs

3.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$687,000 – $831,000

Sell confidently with a local market expert in Zumbro Falls. 3 minutes to get started.

Nearby similar homes

$699,900

4 beds3 baths4,282 sq ft

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5 beds4 baths4,970 sq ft

9143 11th Ave NE, Rochester, MN 55906

$990,500

3 beds3 baths2,625 sq ft

4459 130th St NW, Mazeppa, MN 55956

$360,000

4 beds2 baths2,000 sq ft

5520 23rd Ave NW, Rochester, MN 55901

$560,000

4 beds2 baths2,848 sq ft

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$581,008

4 beds3 baths2,456 sq ft

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Home values near 40658 Ryans Bay Rd

Data from public records.

Address	Redfin Estimate
40622 Ryans Bay Rd, Zumbro Falls, MN 4 Beds \| 3 Baths \| 1792 Sq. Ft.	$633,245
40668 Ryans Bay Rd, Zumbro Falls, MN 4 Beds \| 4 Baths \| 2989 Sq. Ft.	$610,584

Address	Redfin Estimate
40644 Ryans Bay Rd, Zumbro Falls, MN 5 Beds \| 3 Baths \| - Sq. Ft.	$916,670
40700 Ryans Bay Rd, Zumbro Falls, MN 3 Beds \| 2 Baths \| 3456 Sq. Ft.	$569,628

Address	Redfin Estimate
40664 Ryans Bay Rd, Zumbro Falls, MN 3 Beds \| 3 Baths \| 1526 Sq. Ft.	$607,584
40680 Ryans Bay Rd, Zumbro Falls, MN 3 Beds \| 2 Baths \| 1092 Sq. Ft.	—

Property information provided by NORTHSTARMLS as Distributed by MLS Grid when last listed in 2023. This data may not match . Learn more.

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