CUSTOM-BUILT ATRIUM RANCH home on 3+/- fabulous level/sloping acres in Defiance in the quite/desirable subdivision of Indian Ridge Farms! This 5 bedroom, 3.5 bath home with 3,846+/- sq ft of living space offers a 9’+/- ceilings through-out & 2-car oversized attached garage. Covered front porch greets you as you step inside the entry foyer. Dining room, accented with job-finished wood flooring, tray ceiling & plantation shutters adjoins living room with 16’+/- vaulted ceiling, recessed lighting, open staircase & wall of windows allowing plenty of natural light. Adjacent eat-in kitchen with custom cabinetry, granite, stainless steel appliances, center island, breakfast bar, bay window, tile flooring & 2 pantries. Hearth room features job-finished wood flooring, raised stone gas fireplace, recessed lighting & bay window w/walk-out to screened-in porch. Primary suite with tray ceiling, bay window, job-finished wood flooring, French door entry & bath boasting dual sink vanities, shower, jet tub & large walk-in closet. Two additional bedrooms flaunt job-finished wood flooring, slide closets & share a hallway bath. Laundry room/half bath completes the main level. Expansive, walk-out lower level with abundant storage space, family room w/laminate “wood like” flooring, 4th & 5th bedroom & full bath. Outside, you will enjoy a wood deck allowing expansive scenic views of the acreage. Within the Francis Howell School District. SCHEDULE YOUR SHOWING TODAY!
Single-familyProperty Type
2002Year Built
3.5 acresLot Size
$199Est. Price/Sq.Ft.
2 car garageParking
Listed by Catherine Shaw-Connely• Tom Shaw, REALTORS
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Permits
Beds
3
Baths
3.5
Stories
1
Lot width
—
Lot depth
—
Lot size
3.5 Acres
Year renovated
—
Sq. Ft.
3,444
Year built
2002
Style
Single Family Residential
County
St. Charles County
APN
3-0079-7445-00-0020.0000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 7, 2026.
A
Agricultural District
The intent of this district is to provide for agricultural, recreational, wildlife, open space, farming, river oriented uses and related uses and to discourage premature and disassociated urban development. The minimum lot size of 5 acres is designed to support agricultural uses and home sites which require proper siting in a rural area.
Permitted uses
Include but are not limited to:
Agriculture
Dairy
Livestock production
Religious facility
Housing-Single unit
Public service
Educational/school
Golf related
Cemetery
Park & open space
Nov 6, 2026 • Active
Mechanical / electrical / plumbing
Install or renovate a bathroom in the basement.
Bathroom
Plumbing
Nov 4, 2026 • Final
Mechanical / electrical / plumbing
Electrical
Ev charger
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
Parking Features: Attached, Concrete, Driveway, Garage, Garage Door Opener, Garage Faces Side
Cooling Information: Ceiling Fan(s), Central Air, Electric
Interior Features
Interior Features: Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Granite Counters, High Ceilings, Kitchen Island, Open Floorplan, Pantry, Storage, Tray Ceiling(s), Vaulted Ceiling(s), Walk-in Closet(s), Walk-In Pantry
Window Features: Bay Window(s), Plantation Shutters, Tilt-In Windows, Window Coverings
Appliances: Stainless Steel Appliance(s), Dishwasher, Disposal, Humidifier, Microwave, Electric Range, Electric Water Heater
Flooring: Hardwood, Laminate, Tile
Exterior
Building Information
Construction Materials: Brick, Vinyl Siding
Exterior Features
Patio And Porch Features: Deck, Front Porch, Patio, Screened
Exterior Features: Entry Steps/Stairs
Fencing: Other
Pool Information
Pool YN: 0
Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Single Family Residence
Above Grade Finished Area: 2,644
Above Grade Finished Area Source: Public Records
Below Grade Finished Area: 1,202
Below Grade Finished Area Source: Other
Lot Information
Lot Features: Front Yard, Landscaped, Level, Sloped Down, Wooded
Lot Size Acres: 3.5
Lot Size Dimensions: IRR
Lot Size Source: Public Records
Financial
Tax Information
Tax Annual Amount: $7,046
Tax Year: 2024
Utilities
Utility Information
Water Source: Public
Electric: Ameren
Sewer: Septic Tank
Utilities: Electricity Available, Sewer Available, Water Available
Location
HOA Information
Association Name: Indian Ridge Farms
Has HOA
Association Amenities: None
Association Fee: $1,000
Association Fee Frequency: Annually
Association Fee Includes: Maintenance Grounds, Maintenance Parking/Roads, Common Area Maintenance, Snow Removal
School Information
Elementary School: Daniel Boone Elem.
Middle Or Junior High School: Francis Howell Middle
High School: Francis Howell High
High School District: Francis Howell R-III
Location Information
Directions: GPS Friendly :) From I-64 West, take exit 10 onto 94 toward Defiance, turn Left onto 94, turn Right onto HWy D, turn Left onto HWY DD, turn Right onto Indian Ridge Ln., property will be on your Right.
Address Line: 3940 Indian Ridge LN, DFNC MO 63341
Public facts
Beds: 3
Baths: 3.5
Sq. Ft.: 3,444
Stories: 1.0
Lot Size: 3.5 acres
Style: Single Family Residential
Year Built: 2002
Year Renovated: —
County: St. Charles County
APN: 3-0079-7445-00-0020.0000000
Home facts updated by county records on Aug 7, 2026
Other
Listing Information
Home Warranty YN: No
Seller Consider Concession YN: 1
Home Information
Living Area: 3846
Living Area Source: Other
Living Area Srch Sq Ft: 3846.00
Above Grade Finished Area Srch Sq Ft: 2644.00
Below Grade Finished Area Srch Sq Ft: 1202.00
Public Records
Levels: One
Around this home
Schools
Daniel Boone Elementary School
Public K-5 • Assigned • 5.1mi
9/10
Francis Howell Middle School
Public 6-8 • Assigned • 8.1mi
8/10
Francis Howell High School
Public 9-12 • Assigned • 5.6mi
10/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
4/10 Heat Factor
7 days above 106° expected this year, 20 days in 30 years
2/10 Wind Factor
1% chance of strong winds in next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Defiance, MO • 63341
Average low and high temperatures (°F)
39
21
48
29
67
42
72
51
75
56
85
67
90
72
87
65
83
60
74
49
58
40
47
30
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.7 hours in
June and 4.2 hours in December, which is comparable to the
U.S. average for solar exposure.
9.7 hrs
4.2 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$727,000 – $880,000
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