OFF MARKET

Last listed at $229,900, CLOSED ON Jul 2014

$414,208

Est. refi paymentEst. refi $153/mo

•

2,532

sq ft

523 Waterford Rd, Gerald, MO 63037

About this home

Lake front home! Fall in love with this fabulous view of the 30 ac. lake while enjoying your morning coffee from the deck. Brick & stone front, 3 car garage, approx 2550 sq. ft of finished living area, hardwood floors, ceramic tile, custom built vanities, cherry wood cabinets, stone surfaces, center kitchen island, walk-in closets....the list goes on and on. No exceptions, no corners cut! Master suite w/picture window viewing the lake, tray ceiling, his/her sinks w/stone surface, jetted tub & separate shower. Main floor laundry, open staircase to the finished bsmt, cathedral ceiling in the living rm w/electric FP to create the perfect cozy atmosphere. The lower level has full walk-in bar w/cherry cabinets & stone surface. Stroll thru the 2 acres of nature & stone path that lead to the dock. If thats not enough to get you packing, view the community tennis court, pavilion or boat house with dock.

Single-familyProperty Type

2007Year Built

2.1 acresLot Size

$164Est. Price/Sq.Ft.

3 car garageParking

Listed by Stacee Busenhart • Koehn, REALTORS

Listed by Polly Blankenship • Koehn, REALTORS

Bought with Brenda Limberg • Cathlee's Real Estate

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #14009372

Redfin Estimate

$414,208

$184K over list price of $230K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 14.3% higher than the average sale price ($362K) of 6 comparable homes.

SOLD JUL 9, 2026
$425,000
A
4 beds3 baths2,750 sq ft
103 Keagan Pl, Gerald, MO 63037
SOLD FEB 6, 2026
$274,900
B
4 beds3 baths2,836 sq ft
210 Northridge Dr, Gerald, MO 63037
SOLD MAR 20, 2026
$419,000
C
4 beds3 baths3,174 sq ft
812 Hillcrest Dr, Owensville, MO 65066
SOLD JUN 12, 2026
$405,000
D
4 beds3.5 baths2,988 sq ft
411 S 5th St, Owensville, MO 65066
SOLD JUL 24, 2026
$250,000
E
3 beds2 baths1,379 sq ft
6849 Highway H, Gerald, MO 63037
SOLD JUL 20, 2026
$399,999
F
5 beds2.5 baths2,926 sq ft
5294 Farrell Rd, Gerald, MO 63037

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Earn from this home

Refinance

Est. cash available

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Rent

$3,168/mo

Redfin rental estimate

List your home for rent

Market trends in 63037, MO

Last updated August 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

98.1%

1.0% MoM

Median sale price

$289K

$105K MoM

Avg. days on market

58d

0 days MoM

Recently sold homes

3 MoM

New listings for sale

NEW 18 HRS AGO
$1,050,000
4 beds2.5 baths2,753 sq ft
8120 Angell Rd, Gerald, MO 63037
$119,900
2 beds3 baths1,378 sq ft
10 E 1st St, Gerald, MO 63037
$509,900
3 beds2.5 baths2,334 sq ft
4426 Old State Rd, Gerald, MO 63037
COMING SOON
$695,000
4 beds2 baths1,735 sq ft
4176 Highway E, New Haven, MO 63068
$1,800,000
3 beds2.5 baths2,800 sq ft
5300 Mccallister Rd, Gerald, MO 63037
See all

Provided by Redfin

Sale history for 523 Waterford Rd

Date

Event

Price

Public Records

May 27, 2022

Sold

—

Public Records

Jul 25, 2014

Sold

—

MARIS as Distributed by MLS Grid #14009372

Jul 25, 2014

Sold

Feb 28, 2014

Listed

$229,900

$91/sq ft

Public Records

Apr 23, 2012

Sold

—

MARIS as Distributed by MLS Grid #12012784

Apr 20, 2012

Sold

Mar 6, 2012

Listed

$234,900

$93/sq ft

Lake Front! High quality, custom built 4BR/4BA home. Fall in love w/the fabulous view of the 30 ac. lake while enjoying your morning coffee from the deck. Brick & stone front, 3 car garage, approx 2550 sq. ft of finished living area, hardwood floors, ceramic tile, custom built vanities, cherry wood cabinets, stone surfaces, center kitchen island, walk-in closets....the list goes on and on. No exceptions, no corners cut! Master suite w/picture window viewing the lake, tray ceilings & a master bath you would see in a magazine. His/Her sinks w/stone surface, jetted tub & separate shower. Main floor laundry, open staircase to the finished bsmt, cathedral ceiling in the living rm w/electric FP to create the perfect cozy atmosphere. The lower level has full walk-in bar w/cherry cabinets & stone surface. Stroll thru the 2 acres of nature & stone path that lead to the dock. If thats no enough to get you packing, view the community tennis court, pavilion or boat house with dock.

Public Records

Oct 6, 2006

Sold

$22,500

$9/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$2,782 (+7.5%)

2024

$2,588 (+12.3%)

2023

$2,304 (−7.2%)

2022

$2,483 (+0.1%)

$4,716 + $45,771

$50,487

2021

$2,480 (+11.1%)

$4,716 + $45,771

$50,487

2020

$2,231 (−1.4%)

$4,716 + $40,090

$44,806

2019

$2,262 (+9.5%)

$4,716 + $40,090

$44,806

2018

$2,067

$4,716 + $40,090

$44,806

2017

$2,066 (+27.0%)

$4,716 + $35,978

$40,694

2016

$1,627

$4,716 + $35,978

$40,694

2015

$1,626 (−1.3%)

$4,716 + $27,337

$32,053

2014

$1,647

$4,716 + $27,620

$32,336

Tax history for 523 Waterford Rd

Year

Property tax

Land + Additions

Assessment*

2025

$2,782 (+7.5%)

2024

$2,588 (+12.3%)

2023

$2,304 (−7.2%)

2022

$2,483 (+0.1%)

$4,716 + $45,771

$50,487

2021

$2,480 (+11.1%)

$4,716 + $45,771

$50,487

2020

$2,231 (−1.4%)

$4,716 + $40,090

$44,806

2019

$2,262 (+9.5%)

$4,716 + $40,090

$44,806

2018

$2,067

$4,716 + $40,090

$44,806

2017

$2,066 (+27.0%)

$4,716 + $35,978

$40,694

2016

$1,627

$4,716 + $35,978

$40,694

2015

$1,626 (−1.3%)

$4,716 + $27,337

$32,053

2014

$1,647

$4,716 + $27,620

$32,336

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

1.98 Acres

Year renovated

—

Sq. Ft.

1,532

Year built

2007

Style

Single Family Residential

County

Franklin County

APN

25-6-14.0-0-002-042.000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 10, 2026.

Property details

Parking

Parking Information
Parking Features: Attached Garage, Circle Drive, Garage Door Opener, Oversized
Garage Spaces: 3
Carport Spaces: 0
Has Attached Garage
Has Garage

Interior

Bedroom Information
# of Bedrooms: 4
# of Bedrooms Main: 3

Bathroom Information
# of Full Baths (Total): 3
# of Half Baths (Total): 1
# of Main Level Bathrooms (Total): 3
# of Main and Upper Bathrooms: 3
Main Level # of Half Bathrooms: 1
Main Level # of Full Bathrooms: 2

Basement Information
Basement Features: Bathroom in LL, Full, Partially Finished, Rec/Family Area, Sleeping Area, Walk-Out Access

Other Rooms Information
# of Rooms: 8

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Electric

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Electric

Interior Features
Interior Features: Cathedral Ceiling(s), High Ceilings, Coffered Ceiling(s), Carpets, Special Millwork, Walk-in Closet(s), Wet Bar, Some Wood Floors
Window Features: Six Panel Door(s), Bay/Bow Window, French Door(s), Some Insulated Wndws, Some Storm Windows
Appliances: Dishwasher, Disposal, Microwave, Range Hood, Electric Oven, Refrigerator, Water Softener

Exterior

Building Information
Construction Materials: Brk/Stn Veneer Frnt, Other

Waterfront Information
On Waterfront

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 1,532
Above Grade Finished Area Source: Public Records

Lot Information
Lot Features: Pond/Lake, Water View, Waterfront, Wooded
Lot Size Acres: 2.1
Lot Size Dimensions: 00x00
Lot Size Source: Survey

Financial

Tax Information
Tax Annual Amount: $1,610
Tax Year: 2013

Utilities

Utility Information
Water Source: Community, Well
Sewer: Aerobic Septic, Septic Tank

Location

HOA Information
Association Amenities: Tennis Court(s), Underground Utilities
Association Fee: $150
Association Fee Frequency: Annually

School Information
Elementary School: Gerald Elem.
Middle Or Junior High School: Owensville Middle
High School: Owensville High
High School District: Gasconade Co. R-II

Location Information
Directions: From Union: Hwy 50 W to Gerald. Turn L on Hwy H & continue just outside city limits and make a R on Angell Rd, continue down 500 ft. & Foxboro Estates is on your R. Turn there and stay L when the road splits. 2nd home on the lake. Sign
Cross Street: Foxboro Rd

Public facts

Beds: 3
Baths: 4.0
Sq. Ft.: 1,532
Stories: 1.0
Lot Size: 1.98 acres
Style: Single Family Residential
Year Built: 2007
Year Renovated: —
County: Franklin County
APN: 25-6-14.0-0-002-042.000

Home facts updated by county records on Aug 10, 2026

Other

Home Information
Living Area: 2532
Levels: One

Around this home

Schools

Gerald Elementary School

Public PreK-5 • Assigned • 0.8mi

4/10

Owensville Middle School

Public 6-8 • Assigned • 7.9mi

5/10

Owensville High School

Public 9-12 • Assigned • 7.8mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.46% chance of being in a wildfire in next 30 years

4/10 Heat Factor

7 days above 105° expected this year, 19 days in 30 years

2/10 Wind Factor

0% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Gerald, MO • 63037

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.8 hours in June and 4.4 hours in December, which is comparable to the U.S. average for solar exposure.

9.8 hrs

4.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$394,000 – $477,000

Sell confidently with a local market expert in Gerald. 3 minutes to get started.

Nearby similar homes

$39,500

Land— sq ft

37 Meadow Dr, New Haven, MO 63068

$349,000

3 beds1.5 baths1,400 sq ft

3116 Highway 50, Beaufort, MO 63013

$509,900

3 beds2.5 baths2,334 sq ft

4426 Old State Rd, Gerald, MO 63037

$345,000

4 beds2.5 baths2,880 sq ft

3765 Tower Grove Rd, Owensville, MO 65066

3D WALKTHROUGH

$2,995,000

5 beds4.5 baths4,730 sq ft

000 Mo-185, Sullivan, MO 63080

$649,000

4 beds2 baths3,600 sq ft

6779 Elmont Rd, Sullivan, MO 63080

New listings for sale in 63037

NEW 18 HRS AGO

$1,050,000

4 beds2.5 baths2,753 sq ft

8120 Angell Rd, Gerald, MO 63037

$119,900

2 beds3 baths1,378 sq ft

10 E 1st St, Gerald, MO 63037

$509,900

3 beds2.5 baths2,334 sq ft

4426 Old State Rd, Gerald, MO 63037

COMING SOON

$695,000

4 beds2 baths1,735 sq ft

4176 Highway E, New Haven, MO 63068

$1,800,000

3 beds2.5 baths2,800 sq ft

5300 Mccallister Rd, Gerald, MO 63037

Home values near 523 Waterford Rd

Data from public records.

Address	Redfin Estimate
555 Waterford Road, Gerald, MO 3 Beds \| 2.5 Baths \| 2333 Sq. Ft.	$397,335
429 Waterford Road, Gerald, MO 3 Beds \| 3 Baths \| 2961 Sq. Ft.	$414,854

Address	Redfin Estimate
529 Waterford Road, Gerald, MO 3 Beds \| 2.5 Baths \| 2300 Sq. Ft.	$350,205
526 Waterford Road, Gerald, MO 4 Beds \| 5 Baths \| 3480 Sq. Ft.	$761,770

Address	Redfin Estimate
545 Waterford Road, Gerald, MO 3 Beds \| 1 Baths \| 1790 Sq. Ft.	$280,431
240 Foxboro Road, Gerald, MO 2 Beds \| 2 Baths \| 1618 Sq. Ft.	$255,756

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2014. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 63037, MO

Sale history for 523 Waterford Rd

Tax history for 523 Waterford Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 63037

Home values near 523 Waterford Rd

More real estate resources