Updated ranch with huge oversized 2 car garage with service door for easy access to the large fenced yard. Gorgeous granite counter tops, upscale 42" cabinets, updated appliances, seller will even include the refrigerator, pantry nook. Updated neutral paint, fresh white 6 panel doors. Remodeled common bathroom with dual sinks with extra large vanity with great storage. Well sized great room with a ceiling fan featuring a remote that offers a heating & cooling option. Finished lower level with upgraded neutral carpet - family room and bonus room that can be an office, or sleeping room with closet & storage. Lower level also features a partial bath with a toilet and sink. Laundry area with storage and utility sink. Fully fenced back yard with nice patio. Easy-care exterior with vinyl siding & enclosed fascia and soffits. Attached garage with insulated door and wide driveway for plentiful parking. Great updates, clean and well cared for. Close to parks, schools, shopping & dining.
Single-familyProperty Type
1983Year Built
9,243 sq ftLot Size
$194Est. Price/Sq.Ft.
2 car garageParking
Listed by Susan Brewer• Susan Brewer Service First RE
Bought with Jenny Derhake• Coldwell Banker Realty - Gunda
What a deal! Beautifully renovated ranch in Saint Charles at a great price! Hardwood floors, fresh neutral paint, & 6 panel doors throughout the main level. Granite counters & BRAND NEW stainless steel appliances in the kitchen with a pantry and tall cabinet storage. Updated full bathroom with dual sinks. Finished lower level with BRAND NEW carpet includes a family room and bonus room that would make a great private office. Lower level also has a partial bath finish with a toilet and sink. Laundry area has a utility sink. Fully fenced back yard with a patio is the perfect place for morning coffee. Easy-care exterior with vinyl siding & enclosed fascia and soffits. Attached garage with insulated door and wide driveway for plentiful parking. Served by Francis Howell (Central High) Schools and close to lots of shopping, dining & amenities. Easy access to MO-364. Hard to find new finishes at this price in St Charles. See it today!
Public Records
Aug 18, 2020
Sold
$121,000
$85/sq ft
Public Records
Sep 29, 2008
Sold
$125,000
$88/sq ft
Public Records
Jul 1, 1983
Sold
—
Year
Property tax
Land + Additions
Assessment*
2025
$2,544 (+2.0%)
2024
$2,494
2023
$2,493 (+27.5%)
2022
$1,955
2021
$1,957 (+7.9%)
2020
$1,814 (+0.4%)
2019
$1,806 (+11.2%)
2018
$1,624 (+0.8%)
2017
$1,611 (+7.4%)
2016
$1,500 (+2.1%)
2015
$1,469 (+0.8%)
2014
$1,457
Tax history for 3846 Towers Rd
Year
Property tax
Land + Additions
Assessment*
2025
$2,544 (+2.0%)
2024
$2,494
2023
$2,493 (+27.5%)
2022
$1,955
2021
$1,957 (+7.9%)
2020
$1,814 (+0.4%)
2019
$1,806 (+11.2%)
2018
$1,624 (+0.8%)
2017
$1,611 (+7.4%)
2016
$1,500 (+2.1%)
2015
$1,469 (+0.8%)
2014
$1,457
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Permits
Beds
3
Baths
1.5
Stories
1
Lot width
80 ft.
Lot depth
115 ft.
Lot size
9,244 Sq. Ft.
Year renovated
—
Sq. Ft.
1,416
Year built
1983
Style
Single Family Residential
County
St. Charles County
APN
3-0037-5265-00-0010.0000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 26, 2026.
R1E
Single-Family Residential District
The intent of these districts is to provide for detached single-family residential development on minimum lot sizes varying from 3 acres to seven thousand 7,000 sq ft. Lots less than 3 acres in size shall be served by sanitary sewers and a public water supply.
Permitted uses
Include but are not limited to:
Religious facility
Housing-Single unit
Housing-Multiple units
Public service
Educational/school
Recreation
Golf related
Cemetery
Park & open space
Apr 20, 2021 • Final
Mechanical / electrical / plumbing
Replace or upgrade the electrical service panel.
Electrical
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
Covered Spaces: 2
Parking Features: Attached Garage, Garage Door Opener, Oversized, Workshop in Garage
Interior Features: Center Hall Plan, Carpets, Window Treatments
Window Features: Six Panel Door(s), Sliding Glass Doors, Some Insulated Wndws, Some Storm Doors, Some Tilt-In Windows
Appliances: Dishwasher, Disposal, Microwave, Electric Oven, Refrigerator
Exterior
Building Information
Construction Materials: Brick Veneer, Vinyl Siding
Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 912
Above Grade Finished Area Source: Public Records
Below Grade Finished Area: 504
Below Grade Finished Area Source: County Records
Lot Information
Lot Features: Fencing, Level Lot, Streetlights
Lot Size Acres: 0.2122
Lot Size Dimensions: .212
Lot Size Source: County Records
Financial
Tax Information
Tax Annual Amount: $1,957
Tax Year: 2021
Utilities
Utility Information
Water Source: Public
Sewer: Public Sewer
Location
School Information
Elementary School: Castlio Elem.
Middle Or Junior High School: Bryan Middle
High School: Francis Howell Central High
High School District: Francis Howell R-III
Location Information
Directions: MO-364/94 West to Harvester Rd Exit Left to Left on Caulks Hill Rd to Right on Towers Rd. House is on the Right. Or MO-364 East to Kisker Rd Exit Right to Left on Towers Rd. House is on the Left.
Public facts
Beds: 3
Baths: 1.5
Sq. Ft.: 1,416
Stories: 1.0
Lot Size: 9,244 square feet
Style: Single Family Residential
Year Built: 1983
Year Renovated: —
County: St. Charles County
APN: 3-0037-5265-00-0010.0000000
Home facts updated by county records on Oct 26, 2026
Other
Listing Date Information
Expected Active Date: Wednesday, November 16, 2022
Home Information
Living Area: 1416
Levels: One
Around this home
Schools
K - 12
Preschool & daycare
Castlio Elementary School
Public K-5 • Assigned • 1.0mi
7/10
Bryan Middle School
Public 6-8 • Assigned • 4.5mi
9/10
Francis Howell Central High School
Public 9-12 • Assigned • 3.8mi
7/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 107° expected this year, 20 days in 30 years
2/10 Wind Factor
1% chance of strong winds in next 30 years
2/10 Air Factor
2 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Saint Charles, MO • 63304
Average low and high temperatures (°F)
38
21
47
28
67
42
72
51
76
56
86
67
90
72
86
66
85
60
73
52
57
41
47
30
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.7 hours in
June and 4.2 hours in December, which is comparable to the
U.S. average for solar exposure.
9.7 hrs
4.2 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$262,000 – $317,000
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