Rare opportunity to own a home you can customize to your tastes on one acre in St. Charles County and the Francis Howell School District, with no HOA!! The home offers 1,552 square feet on the main level, plus roughly 1,200 square feet of finished lower-level living space, providing plenty of room to spread out. This house offers the perfect opportunity for some sweat equity. The heavy lifting has been done, the roof, water heater, and high efficiency heat pump are all 4 or less years old! The possibilities are endless with the finished basement with a full kitchen, full bath, and two bedrooms! Mother-in-law quarters? Won't leave the house, kid areas? Come make it what you want! This property offers the perfect opportunity to live in the home and repair as needed, or make the home perfect before moving in, and put your personal touch on the finishes. Property is being sold in its current, as-is condition. Seller will make no repairs. Inspections are welcome for the buyer’s information.
If you are looking for a home close into town on acreage OR you need mother-in-law quarters, I’ve found your unicorn! This great room ranch home sits on 1.14 rolling acres, with a small out building (12x21) and chicken coop and it backs to woods/open ground. The (side) walk-out basement is almost fully finished with a FULL 2nd kitchen, dining room, family room a full bath, & 2 full bedrooms. The basement walk-out goes to a large (4 pad) patio area. Some features include the recently stained rear deck and small fenced area for your pet, a new upstairs kitchen counter-top, a 1.5 year old gas fireplace in the great room, main floor laundry room, and the oversized two-car garage with built-in heating cooling and insulation. Don't miss the additional turn-around concrete driveway and the extra gravel parking area on the side of the home. Please be mindful that the seller requests 2 hours of lead time to show. It is hard to find a home like this, and you will love what you see!
Public Records
Mar 7, 2003
Sold
$202,500
$74/sq ft
Public Records
May 30, 2002
Sold
—
Year
Property tax
Land + Additions
Assessment*
2025
$3,568 (+3.6%)
2024
$3,444
2023
$3,443 (+26.4%)
2022
$2,724
2021
$2,726 (+1.5%)
2020
$2,686 (+0.5%)
2019
$2,673 (+7.8%)
2018
$2,480 (+0.9%)
2017
$2,459 (+1.3%)
2016
$2,428 (+1.4%)
2015
$2,395 (+9.8%)
2014
$2,181
Public record
Public record
Zoning
Permits
Beds
3
Baths
3
Stories
1
Lot width
—
Lot depth
—
Lot size
1.14 Acres
Year renovated
—
Finished Sq. Ft.
2,552
Unfinished Sq. Ft.
—
Total Sq. Ft.
2,552
Year built
1983
Style
Single Family Residential
County
St. Charles County
APN
3-0041-5577-00-0022.0000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 5, 2026.
R1A
Single-Family Residential District
The intent of these districts is to provide for detached single-family residential development on minimum lot sizes varying from 3 acres to seven thousand 7,000 sq ft. Lots less than 3 acres in size shall be served by sanitary sewers and a public water supply.
Permitted uses
Include but are not limited to:
Religious facility
Housing-Single unit
Public service
Educational/school
Recreation
Golf related
Cemetery
Park & open space
Feb 9, 2024 • Final
Mechanical / electrical / plumbing
Replace the heating and air conditioning system.
HVAC
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 107° expected this year, 20 days in 30 years
2/10 Wind Factor
1% chance of strong winds in next 30 years
2/10 Air Factor
2 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Saint Charles, MO • 63304
Average low and high temperatures (°F)
38
21
47
28
67
42
72
51
76
56
86
67
90
72
86
66
85
60
74
51
57
41
47
30
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
92/ 100
Exceptional sunlight
Sunscore
This home receives average direct sun exposure in Saint Charles. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.6 hrs
6.9 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 4223 Towers Rd
$345,729
$12K under list price of $358K
Nearby comparable homes
The Redfin Estimate uses 5 recent nearby sales, priced between $370K to $450K.