Convenience meets classic style, RENOVATED and ready to move in! The good life belongs to you in this 4-Bedroom Two-Story, perfectly located on corner lot. Full brick front & mature trees set the stage to welcome you to the 2-story entry with beautiful floors opening up to this clean, updated home with NEW siding, windows, paint & more (2015). Eat-in Kitchen with double oven, planning desk & bay window opens to Family Room, accented by full brick fireplace & bump out bay window. Skylights bring brightness to a 4-BR upstairs, Master suite boasts upgraded cabinets and solid surface double sinks. ALL new flooring (2015), elegant crown moulding, main-floor laundry. Basement with huge, all NEW rec-room ready for family fun, partially finished with plenty of storage or room to grow. The step-down 25x16 aggregate patio in the backyard awaits your finishing touches. With easy access to I-64/40, Francis Howell schools & convenient location to fit your busy lifestyle, this house just needs YOU.
Single-familyProperty Type
1986Year Built
8,712 sq ftLot Size
$174Est. Price/Sq.Ft.
2 car garageParking
Listed by Chad Wilson• Keller Williams Realty West
Bought with Alicia Kinsella• Coldwell Banker Realty - Gundaker
You asked for a project-you've wanted to work up a sweat, something to sink your teeth into and really, really change and make a difference. Here is what you've been waiting for. Great location-everybody LOVES, LOVES, LOVES this location because it is so convenient. Here is a full brick front, 2 sty, 4 bedroom home with formal living room, formal dining room, great room with fireplace, breakfast room, kitchen, open across the back - yep it's that floorplan that is so popular. There are bay windows, crown mouldings, and a partially finished basement....and there is plenty of work to do to satisfy that desire to put something back together. This is a Fannie Mae Homepath property.
Public Records
Aug 23, 2002
Sold
$176,000
$74/sq ft
Public Records
Aug 1, 1989
Sold
$111,000
$47/sq ft
Public Records
Jul 1, 1986
Sold
$122,000
$51/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$4,034 (+7.2%)
2024
$3,763
2023
$3,762 (+11.7%)
2022
$3,368
2021
$3,371 (+8.2%)
2020
$3,115 (+0.5%)
2019
$3,101 (+7.1%)
2018
$2,894 (+0.8%)
2017
$2,870 (+3.2%)
2016
$2,781 (+1.2%)
2015
$2,748 (+4.0%)
2014
$2,642
Tax history for 824 Ridgetop Cir
Year
Property tax
Land + Additions
Assessment*
2025
$4,034 (+7.2%)
2024
$3,763
2023
$3,762 (+11.7%)
2022
$3,368
2021
$3,371 (+8.2%)
2020
$3,115 (+0.5%)
2019
$3,101 (+7.1%)
2018
$2,894 (+0.8%)
2017
$2,870 (+3.2%)
2016
$2,781 (+1.2%)
2015
$2,748 (+4.0%)
2014
$2,642
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Permits
Beds
4
Baths
2.5
Stories
2
Lot width
—
Lot depth
—
Lot size
8,712 Sq. Ft.
Year renovated
—
Sq. Ft.
2,678
Year built
1986
Style
Single Family Residential
County
St. Charles County
APN
3-157F-5961-00-0037.0000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 7, 2026.
R1E
Single-Family Residential District
The intent of these districts is to provide for detached single-family residential development on minimum lot sizes varying from 3 acres to seven thousand 7,000 sq ft. Lots less than 3 acres in size shall be served by sanitary sewers and a public water supply.
Permitted uses
Include but are not limited to:
Religious facility
Housing-Single unit
Housing-Multiple units
Public service
Educational/school
Recreation
Golf related
Cemetery
Park & open space
Aug 17, 2023 • Final
Mechanical / electrical / plumbing
Replace the heating and air conditioning system.
HVAC
Apr 13, 2022 • Final
Mechanical / electrical / plumbing
Electrical
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
Parking Total: 2
Parking Features: Attached, Garage, Garage Door Opener, Oversized
Fireplace Features: Recreation Room, Family Room, Wood Burning
Heating & Cooling
Heating Information: Forced Air, Natural Gas
Cooling Information: Ceiling Fan(s), Central Air, Electric
Interior Features
Floor Plan: Primary Bed Suite
Interior Features: Eat-in Kitchen, Pantry, Bookcases, Open Floorplan, Special Millwork, Walk-in Closet(s), Double Vanity
Window Features: Bay Window(s), Skylight(s), Insulated Windows, Tilt-In Windows
Appliances: Gas Water Heater, Dishwasher, Disposal, Electric Cooktop, Other
Flooring: Carpet
Exterior
Building Information
Construction Materials: Brick, Vinyl Siding
Exterior Features
Patio And Porch Features: Patio
Door Features: Panel Door(s), Storm Door(s)
Pool Information
Pool YN: 0
Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Single Family Residence
Property Condition: Updated/Remodeled
Above Grade Finished Area: 2,378
Above Grade Finished Area Units: Square Feet
Above Grade Finished Area Source: Assessor
Lot Information
Lot Features: Corner Lot
Lot Size Area: 0.2
Lot Size Units: Acres
Lot Size Acres: 0.2
Lot Size Dimensions: See Tax Record
Lot Size Source: Public Records
Lot Size Area Unknown YN: 0
Financial
Tax Information
Tax Annual Amount: $2,643
Tax Year: 2014
Utilities
Utility Information
Water Source: Public
Sewer: Public Sewer
Location
Multi-Unit Information
Unit Count: 0
School Information
Elementary School: Independence Elem.
Middle Or Junior High School: Francis Howell Middle
High School: Francis Howell High
High School District: Francis Howell R-III
Location Information
Directions: From I-64, exit at MO-94 toward St. Charles. Turn L onto O'Fallon Rd. Turn R onto Wellington Farm Dr. Take the 2nd R onto Summit Meadow Dr. Turn L onto Ridgetop Circle.
Cross Street: O'Fallon Rd
Address Line: 824 Ridgetop Cir, St Charles MO 63304
Public facts
Beds: 4
Baths: 2.5
Sq. Ft.: 2,678
Stories: 2.0
Lot Size: 8,712 square feet
Style: Single Family Residential
Year Built: 1986
Year Renovated: —
County: St. Charles County
APN: 3-157F-5961-00-0037.0000000
Home facts updated by county records on Aug 7, 2026
Other
Listing Information
Transaction Type: Sale
Possible Buyer Fees YN: 0
Seller Paid Repairs Amount: 0.00
Home Information
Living Area: 2378
Living Area Units: Square Feet
Living Area Source: Assessor
Living Area Srch Sq Ft: 2378.00
Living Area Unknown YN: 0
Above Grade Finished Area Srch Sq Ft: 2378.00
Levels: Two
Security Features: Smoke Detector(s)
Around this home
Schools
Independence Elementary School
Public K-5 • Assigned • 1.2mi
10/10
Francis Howell Middle School
Public 6-8 • Assigned • 0.3mi
8/10
Francis Howell High School
Public 9-12 • Assigned • 2.8mi
10/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 107° expected this year, 20 days in 30 years
2/10 Wind Factor
1% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Saint Charles, MO • 63304
Average low and high temperatures (°F)
38
21
47
28
67
42
72
51
76
56
86
67
90
72
86
66
84
61
74
51
57
41
47
30
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.7 hours in
June and 4.2 hours in December, which is comparable to the
U.S. average for solar exposure.
9.7 hrs
4.2 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$393,000 – $476,000
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