Pending
$330,000
Est. $2,196/mo —
4
bd
•
3 ba
•
1,640
sq ft

405 Rail Ridge Dr, Troy, MO 63379

map-entry

About this home

Single-familyProperty Type
2022Year Built
0.27 acresLot Size
$201Price/Sq.Ft.
$17/moHOA Dues
2 car garageParking
Listed by Tim Koppel • Berkshire Hathaway HomeServices Select Properties
Listing updated:
Redfin checked: 2 minutes ago
•Source:MARIS as Distributed by MLS Grid #26044961
41 days on Redfin • 13 views • 1 favorites

Payment calculator

$2,196 per month

Principal and interest$1,869
Property taxes
HOA dues
Home insurance
Utilities
Down payment
20% ($66,000)
Home price
$330,000
Loan details
30-yr fixed, 7.63%
5 minutes to get started. No credit impact. 

Open houses

No upcoming open houses.

Around this home

Schools

Claude Brown Elementary

Public PreK-5 • Assigned • 2.2mi

6/10
Troy South Middle School

Public 6-8 • Assigned • 1.5mi

6/10
Troy Buchanan High School

Public 9-12 • Assigned • 1.4mi

6/10
Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Market insights

405 Rail Ridge Dr · $330,000
DAYS ON MARKET
41 days
The average home goes pending in 29 days.
SALE-TO-LIST
99.9%
Most homes are selling 0% below list price.
LIST PRICE
$330,000
Median sale price in this area is $325,774. (1% lower than this home)
PRICE DROP
1 price drop
26% of homes in this area have had a price drop in the past month.

Property details

Kitchen

Kitchen

Bathroom

Bathroom

Bedroom

Bedroom

Living

Living

Dining

Dining

  • Interior features
  • Basement with partial finish, full bath, sleeping area
  • Bedrooms
  • Four bedrooms total; three on the main level, one in the lower level
  • Bathrooms
  • Three full bathrooms; two on the main level, one in the lower level
  • Kitchen
  • Kitchen on the main level (approx. 18 x 14)
  • Laundry & utility
  • Main-level laundry room (approx. 11 x 6)
  • Heating & cooling
  • Electric heating
  • Central air conditioning (electric)

Sale and tax history for 405 Rail Ridge Dr

Public record

Beds
3
Baths
3
Stories
1
Lot width
—
Lot depth
—
Lot size
0.27 Acres
Year renovated
—
Finished Sq. Ft.
1,460
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,460
Year built
2022
Style
Single Family Residential
County
Lincoln County
APN
19-10-01-000-000-004.043
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 25, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 107° expected this year, 19 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Troy, MO • 63379
Average low and high temperatures (°F)
37
19
46
27
65
40
71
49
76
55
85
67
89
71
85
65
83
58
73
49
56
39
45
28
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec

Sun exposure

99/ 100

Exceptional sunlight

Sunscore

This home ranks in the top 25% for direct sun exposure in Troy. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

13 hrs
8.3 hrs
JuneDecember
Provided by Shadowmap

Redfin Estimate for 405 Rail Ridge Dr

$327,568
$2,432 under list price of $330K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $300K to $415K.

More resources

Rental earnings

Est. $2,950 per month, based on comparable rentals

This home is pending

The seller has accepted an offer, and this property is now pending.

Have questions?

Troy Redfin  AgentDoug Howell

Troy Redfin Agent

Doug Howell typically replies in about 9 minutes

Text or call 636-231-9923
Details provided by MARIS as Distributed by MLS Grid and may not match the public record. Learn more.
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GreatSchools Ratings provided by GreatSchools.org.