For sale
$195,000
Est. $1,359/mo —
3
bd
•
2 ba
•
1,971
sq ft

405 Ray St, New Albany, MS 38652

map-entry

About this home

Single-familyProperty Type
1968Year Built
0.95 acresLot Size
$99Price/Sq.Ft.
Listed by Andy & Christa Estes Team • COLDWELL BANKER SOUTHERN REAL ESTATE
Listing updated:
Redfin checked: a minute ago
•Source:NEMSBD #26-2000
Listing provided courtesy of Northeast Mississippi BOARD OF REALTORS MLS (NEMSBD)
163 days on Redfin • 105 views • 5 favorites

Payment calculator

$1,359 per month

Principal and interest$1,077
Property taxes
HOA dues
Home insurance
Utilities
Down payment
20% ($39,000)
Home price
$195,000
Loan details
30-yr fixed, 7.38%
5 minutes to get started. No credit impact. 

Open houses

No upcoming open houses.

Around this home

Schools

New Albany Elementary School

Public PreK-5 • Assigned • 2.1mi

7/10
New Albany Middle School

Public 6-8 • Assigned • 2.0mi

5/10
New Albany High School

Public 9-12 • Assigned • 2.4mi

6/10
Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

405 Ray St · $195,000
$195K and above
75% chance or better to win
Why $195K+ is a strong offer
DAYS ON MARKET
164 days
The average home goes pending in 53 days.
SALE-TO-LIST
75.0%
Most homes are selling 25% below list price.
About offer insights

Property details

Kitchen

Bathroom

Bedroom

  • Interior features
  • Wood flooring
  • 6 total rooms
  • Bedrooms
  • Includes multiple bedrooms (total rooms indicate space for bedrooms)
  • Bathrooms
  • 2 full bathrooms
  • Flooring
  • Wood flooring
  • Heating & cooling
  • Central heating (natural gas)
  • Central air conditioning

Sale and tax history for 405 Ray St

Public record

Beds
—
Baths
0.5
Stories
—
Lot width
—
Lot depth
—
Lot size
0.65 Acres
Year renovated
—
Finished Sq. Ft.
1,971
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,971
Year built
1968
Style
Single Family Residential
County
Union County
APN
012N-12-063.00
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 1, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

4/10 Fire Factor

2% chance of being in a wildfire in next 30 years

7/10 Heat Factor

7 days above 109° expected this year, 20 days in 30 years

6/10 Wind Factor

27% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

New Albany, MS • 38652
Average low and high temperatures (°F)
49°
29°
61°
38°
73°
48°
79°
57°
80°
62°
88°
70°
91°
74°
88°
68°
86°
64°
75°
54°
67°
46°
56°
37°
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec

Sun exposure

87/ 100

Very good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

8.9 hrs
5.9 hrs
JuneDecember
Provided by Shadowmap

Redfin Estimate for 405 Ray St

There isn’t enough information to generate an accurate estimate at this time. Learn More

More resources

Rental earnings

Est. $2,517 per month, based on comparable rentals

Contact listing agent

Andy & Christa Estes Team
COLDWELL BANKER SOUTHERN REAL ESTATE
At this time, Redfin doesn't have an agent available to help you with this home.

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