UNDER CONTRACT

Contingent

$320,000

Est. $2,005/mo —

•

2 ba

•

1,831

sq ft

4640 Ruth Ave, Billings, MT 59101

About this home

Two homes, one price! Investment opportunity / multi-generational living for family or friends. You can enjoy being close but not that close! The front house has many recent updates including fresh paint & a new bathroom. The living room has a bright picture window, hardwood floors & built-in cabinet which adds character & storage. Attached garage has laundry area in back & partially finished attic for storage. Nice sized kitchen with room for table. Shed in the back is perfect for lawn equipment, storage or He / She shed. Don't forget the 2nd home! A cute 2-bedroom, 1 bath. It shows well. Access it through the alley. Month to month tenant would love to stay. Near school, shopping & don't forget the fabulous sports center just a few blocks away. The yard will be mowed soon; a small delay with this year's rain & landscapers busy schedule. Also listed under residential ML#359171

Single-familyProperty Type

1954Year Built

8,356 sq ftLot Size

$175Price/Sq.Ft.

2 spacesParking

Listed by Polly Kovash • Metro, REALTORS L.L.P

Contact: 406-591-5555

Listing updated: Aug 30, 2026 at 05:55pm

Redfin checked: 2 minutes ago

•Source:BMTMLS #359221

Payment calculator

$2,005 per month

Principal and interest$1,682

Property taxes

$204

HOA dues

Home insurance

$120

Utilities

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Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN SAT, 10AM TO 12PM
$479,000
5 beds3 baths2,355 sq ft
1043 Siesta Ave, Billings, MT 59105
OPEN SAT, 2PM TO 4PM
$399,000
3 beds2 baths3,136 sq ft
4444 Pine Hills Rd, Billings, MT 59101
OPEN SUN, 10AM TO 12PM
$629,000
3 beds2 baths2,064 sq ft
3515 Hawthorne Ln, Billings, MT 59105
OPEN SUN, 10:30AM TO 12PM
$540,000
4 beds3 baths3,235 sq ft
3227 Country Club Cir, Billings, MT 59102
OPEN SUN, 12PM TO 2PM
$780,000
6 beds3 baths3,095 sq ft
4612 Shining Light Ln, Billings, MT 59106
OPEN SUN, 1PM TO 3PM3D WALKTHROUGH
$389,000
4 beds2 baths2,136 sq ft
823 Anchor Ave, Billings, MT 59105
OPEN SUN, 1PM TO 3PM
$469,000
5 beds2.5 baths3,030 sq ft
2115 Mariposa Ln, Billings, MT 59102
OPEN SUN, 1PM TO 3PM
$420,000
3 beds2 baths1,472 sq ft
2237 Modera Ave, Billings, MT 59105
OPEN SUN, 1PM TO 3PM
$429,000
4 beds2.5 baths2,731 sq ft
1621 Augsburg Dr, Billings, MT 59105
OPEN SUN, 1:30PM TO 3PM
$399,900
3 beds3 baths2,392 sq ft
481 Constitution Ave, Billings, MT 59105

Around this home

Schools

K - 12
Preschool & daycare

Newman Elementary School

Public PreK-5 • Assigned • 0.1mi

4/10

Riverside Middle School

Public 6-8 • Assigned • 1.1mi

4/10

Billings West High School

Public 9-12 • Assigned • 2.1mi

5/10

Provided by GreatSchools

About South Central

Billings

South Central Billings, located between Downtown Billings and the Rimrocks, is a residential and commercial Billings neighborhood with a grid of mid-century streets and a steady stream of local storefronts. The neighborhood’s character concentrates along South 24th Street West near King Avenue West, where auto shops, taquerias, and small markets line the corridor. Single-story ranch homes and practical brick buildings set an unfussy architectural tone, with larger arterials carrying most of the traffic. Amend Park adds open lawns and play areas that shape daily routines. The nearby MetraPark grounds bring a periodic pulse of fairs and arena nights. Coffee at City Brew Coffee and a pint at Thirsty Street Brewing Company anchor local rituals close by.

Provided by Walk Score and Local Logic

Offer insights

4640 Ruth Ave · $320,000

Strong offer

$319K and above

75% chance or better to win

Why $319K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 57 days.

SALE-TO-LIST

Most homes are selling 38% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Has heating

Bedrooms
Two bedrooms (units listed: two separate 2-bed units)

Bathrooms
One bathroom (per unit)

Kitchen
Oven range
Refrigerator

Heating & cooling
Natural gas forced air heating
No cooling

Sale and tax history for 4640 Ruth Ave

Sale History
Tax History

Date

Event

Price

BMTMLS #359171

Aug 29, 2026

Contingent

—

Jul 16, 2026

Relisted

—

May 28, 2026

Contingent

—

May 7, 2026

Listed

$320,000

$175/sq ft

+22

Two homes, one price! Investment opportunity or multi-generational living for family or friends. You can enjoy being close but not that close! The front house has many recent updates including fresh paint & a new bathroom. The living room has a bright picture window, hardwood floors & built-in cabinet which adds character & storage. The attached garage has laundry area in back & partially finished attic for storage. Nice sized kitchen with room for table. A shed in the back is perfect for lawn equipment, storage or a He or She shed. Don't forget the 2nd home! A cute 2-bedroom, 1 bath. It shows well (pictures coming). Access it through the alley. Month to month tenant would love to stay. Convenient location near school, shopping & don't forget the fabulous sports center just a few blocks away. Also listed in multi family under ML#359221.

BMTMLS #359221

Aug 30, 2026

Contingent

—

Jul 16, 2026

Relisted

—

May 28, 2026

Contingent

—

May 7, 2026

Listed

$320,000

$175/sq ft

Public Records

Jan 2, 2004

Sold

—

Year

Property tax

Land + Additions

Assessment*

2025

$2,431 (−17.5%)

$41,112 + $321,110

$362,222

2024

$2,946 (+0.2%)

$41,112 + $321,110

$362,222

2023

$2,941 (+10.1%)

$40,860 + $248,660

$289,520

2022

$2,672 (+5.0%)

$40,860 + $248,660

$289,520

2021

$2,545 (+8.7%)

$33,030 + $197,420

$230,450

2020

$2,342 (+4.5%)

$33,030 + $197,420

$230,450

2019

$2,242 (+23.9%)

$33,156 + $165,780

$198,936

2018

$1,810 (+2.6%)

$33,156 + $165,780

$198,936

2017

$1,764 (+7.7%)

$31,139 + $120,530

$151,669

2016

$1,638 (+2.1%)

$31,139 + $120,530

$151,669

2015

$1,604 (+18.1%)

$27,639 + $113,700

$141,339

2014

$1,358

$27,639 + $113,700

$141,339

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

8,364 Sq. Ft.

Year renovated

2000

Finished Sq. Ft.

1,148

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,148

Year built

1954

Style

Single Family Residential

County

Yellowstone County

APN

03-0927-09-3-18-15-0000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 19, 2026.

Mid-Century Neighborhood Residential District

The N2 district is intended to continue the existing character of the residential neighborhoods with single- and two-family homes developed during the middle of the twentieth century. This district may also be used for new neighborhoods designed with similar characteristics of the mid-century neighborhoods. These characteristics include homes wide on the lot, proportionate garages located in the front façade, low pitched roofs, and doors and windows on the front facades. Building and garage location are specified in the regulations, with basic parameters for front doors and windows.

Permitted uses

Include but are not limited to:

Greenhouse / nursery
Day care facility
Hospital / medical center
Housing-Single unit
Housing-Multiple units
Educational/school

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

3/10 Heat Factor

7 days above 95° expected this year, 15 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

4/10 Air Factor

3 unhealthy days expected this year, 5 days in 30 years

Provided by First Street

Historical weather

Billings, MT • 59101

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

89/ 100

Very good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10 hrs

5.4 hrs

JuneDecember

Provided by Shadowmap

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Details provided by BMTMLS and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Open houses

Nearby open houses (10)

Around this home

Schools

Offer insights

Property details

Sale and tax history for 4640 Ruth Ave

Public record

Climate risks

Historical weather

Sun exposure

This home may not be allowing tours right now

Nearby similar homes

New listings for sale in 59101

More real estate resources