For sale

$550,000

Est. $3,288/mo —

•

1,599

sq ft

644 Waterfront Rd, Troy, MT 59935

About this home

This home has Wonderful Outside and Inside Living, with 105 ft of Kootenai River Frontage. Landscaped back has several sitting areas, with great views of the Kootenai River. Wander on the rock paths to set in the shade near the hot tub and rocked area with covered BBQ grill and fire pit and take in all the flowers and flow of the river. Or set on the covered patio and watch the boats and kayas float by. Or if the weather isn't perfect set in the glassed in Sunroom/bedroom and watch the fish jump while the Eagles and Osprey fly by. Interior has many updates with lots of new features. Large open living area with pellet stove insert, and lots of windows to view the river. 3 bedrooms and 1.5 baths with the main bedroom having a glass slider for viewing the river and access to the many setting areas. Two car garage with a bonus/office/guest room. Chicken coop. Two set of steps to access the River, plus a floating dock to tie your boat up to or swimming. Truly one-of-a-kind property.

Single-familyProperty Type

1980Year Built

9,757 sq ftLot Size

$344Price/Sq.Ft.

2 car garageParking

Listed by Sharon Denton • Clearwater Montana Properties - Troy

Listing updated: Aug 31, 2026 at 02:36pm

Redfin checked: 3 minutes ago

•Source:MRMLS #30056863

Payment calculator

$3,288 per month

Principal and interest$3,077

Property taxes

$106

HOA dues

Home insurance

$105

Utilities

Add

5 minutes to get started. No credit impact.

Affordability tools

Open houses

No upcoming open houses.

Around this home

Schools

K - 12
Preschool & daycare

W F Morrison School

Public PreK-5 • Assigned • 4.2mi

7/10

Troy 7-8

Public 6-8 • Assigned • 3.8mi

6/10

Troy High School

Public 9-12 • Assigned • 3.8mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Market insights

644 Waterfront Rd · $550,000

DAYS ON MARKET

The average home goes pending in 82 days.

LIST PRICE

Median list price in this area is $488,001. (11% lower than this home)

PRICE DROP

17% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Open floor plan
High-speed internet
One fireplace

Bathrooms
1 full bathroom
1 half bathroom

Kitchen
Dishwasher
Microwave
Range
Refrigerator

Laundry & utility
Washer hookup
Basement with crawl space and concrete

Heating & cooling
Baseboard heating
Electric heating
Pellet stove

Sale and tax history for 644 Waterfront Rd

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2025

$1,264 (−1.0%)

$211,379 + $242,460

$453,839

2024

$1,277 (−43.6%)

$211,379 + $242,460

$453,839

2023

$2,264 (+13.6%)

$127,952 + $207,420

$335,372

2022

$1,992 (+5.1%)

$127,952 + $207,420

$335,372

2021

$1,895 (+33.1%)

$66,940 + $144,960

$211,900

2020

$1,424 (−1.0%)

$66,940 + $144,960

$211,900

2019

$1,438 (−15.1%)

$45,903 + $97,797

$143,700

2018

$1,694 (+3.2%)

$45,903 + $97,797

$143,700

2017

$1,641 (+1.9%)

$45,427 + $126,673

$172,100

2016

$1,610 (+1.1%)

$45,427 + $126,673

$172,100

2015

$1,592 (+2.5%)

$30,579 + $138,121

$168,700

2014

$1,553

$30,579 + $138,121

$168,700

Public record

Beds

Baths

Stories

Lot width

82 ft.

Lot depth

119 ft.

Lot size

9,757 Sq. Ft.

Year renovated

2000

Finished Sq. Ft.

1,457

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,457

Year built

1980

Style

Single Family Residential

County

Lincoln County

APN

56-4391-27-2-05-10-0000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 17, 2026.

Climate risks

10/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

4/10 Fire Factor

0.93% chance of being in a wildfire in next 30 years

2/10 Heat Factor

10 days above 90° expected this year, 22 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

10/10 Air Factor

20 unhealthy days expected this year, 21 days in 30 years

Provided by First Street

Historical weather

Troy, MT • 59935

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

76/ 100

Good sunlight

Sunscore

This home ranks in the top 11% for direct sun exposure in Troy. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.9 hrs

3.2 hrs

JuneDecember

Provided by Shadowmap

Contact listing agent

Sharon Denton

Clearwater Montana Properties - Troy

406-291-6719

ssdenton@cmpmontana.com

At this time, Redfin doesn't have an agent available to help you with this home.

Nearby similar homes

NEW 17 HRS AGO

$430,000

4 beds2 baths1,631 sq ft

507 Nevada Ave, Libby, MT 59923

VIDEO TOUR

$499,000

2 beds1 bath1,005 sq ft

441 Cedars Dr, Troy, MT 59935

$390,000

4 beds1.5 baths2,208 sq ft

89 N Kearney Ave, Libby, MT 59923

$350,000

4 beds2 baths1,822 sq ft

1408 Idaho Ave, Libby, MT 59923

$415,000

3 beds2 baths2,357 sq ft

504 Idaho Ave, Libby, MT 59923

$975,000

5 beds4 baths3,384 sq ft

584 Mack Rd, Libby, MT 59923

New listings for sale in 59935

$625,000

3 beds2.5 baths2,824 sq ft

301 E Missoula Ave, Troy, MT 59935

$358,000

— beds1 bath768 sq ft

151 Twin Creek Dr, Troy, MT 59935

Details provided by MRMLS and may not match the public record. Learn more.

More real estate resources

Zip Codes
Cities
Popular Searches

Join us

Find homes faster

About us

Find us

Subsidiaries

Affiliated Business

Countries

United States

Canada

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.

GreatSchools Ratings provided by GreatSchools.org.

Houses for sale near me	Bozeman, MT homes for sale	Helena, MT homes for sale
Land for sale near me	Missoula, MT homes for sale	Big Sky, MT homes for sale
Open Houses near me	Whitefish, MT homes for sale	Troy Property Records
Condos for sale near me	Billings, MT homes for sale	MT New Listings
Agents near me	Kalispell, MT homes for sale	Troy Housing Market