Ultimate Lakefront Retreat – 23234 Swift Island Rd, Albemarle, NC Get ready to fall in love with lake life! This stunning A-frame waterfront home is the perfect blend of charm, comfort, and adventure—tucked away on a peaceful, tree-lined lot with breathtaking views of the water. From the moment you walk in, you’re greeted by soaring ceilings and a dramatic wall of windows that flood the home with natural light and bring the outdoors in. The open-concept living, dining, and kitchen area is ideal for entertaining or simply relaxing after a day on the lake. Step right out onto the spacious deck and soak in the views—this is where memories are made! The kitchen shines with granite countertops, stainless steel appliances, and plenty of space to cook and gather. Flexible & Inviting Living Spaces This home offers 2 bedrooms with a unique and flexible layout: * A loft-style primary suite with its own private bathroom—your own peaceful retreat overlooking the main living area * A lower-level room currently used as a bedroom, complete with a coffee station—perfect for guests. * Additional living space downstairs provides a great bonus area for movie nights, game days, or extra sleeping space Outdoor Living & Lake Lifestyle The outdoor spaces truly steal the show: * Expansive upper and lower decks for entertaining * Covered porch for shaded relaxation * Private dock with covered boat slip * Brand new decking on the top level of the dock—perfect for sunbathing or hosting friends Whether you're boating, fishing, kayaking, or just unwinding by the water, this property delivers the full lakefront experience. Location Perks – Fun Around Albemarle & Lake Tillery Living here means you’re not just buying a home—you’re stepping into a lifestyle: * Lake Tillery – boating, fishing, paddle boarding, and endless water fun right outside your door * Uwharrie National Forest – hiking, camping, off-roading, and scenic trails just a short drive away * Old North State Club (nearby) – premier golf with stunning lake views * Downtown Albemarle – local dining, shops, and small-town charm * Known for great fishing—largemouth bass, crappie, and more Whether you’re looking for a full-time residence, weekend getaway, or income-producing vacation rental, this lakefront gem checks all the boxes.
Single-familyProperty Type
2008Year Built
0.4 acresLot Size
$385Price/Sq.Ft.
2 car garageParking
Listed by Adam Noe• eXp Realty of Triangle NC, LLC
Est. $2,335 per month, based on comparable rentals
Sale and tax history for 23243 Swift Island Rd
Sale History
Tax History
Date
Event
Price
CANOPYMLS as Distributed by MLS Grid #4366361
Jun 3, 2026
Sold
$710,000
$385/sq ft
May 1, 2026
Contingent
—
Apr 13, 2026
Listed
$725,000
$394/sq ft
CANOPYMLS as Distributed by MLS Grid #3824863
Mar 1, 2022
Sold
$640,000
$347/sq ft
Feb 6, 2022
Contingent
—
Feb 5, 2022
Listed
$619,900
$337/sq ft
Jan 31, 2022
Coming Soon
$619,900
$337/sq ft
+41
Open, airy & cheerful Lakehouse with all the personality! This 2 bedroom, plus loft, 3 bath home is so spectacular! Lots of light with a wall of windows with a prow front in the great room which overlooks a deck with shade trees & view of the lake. The kitchen is up-to-date with granite, tile backsplash, breakfast bar & SS appliances. 2 bedrooms, 1 bath on the main floor and the entire loft is current used as the primary sleeping room withs its own private bath. The fully finished basement has an extra large family room with tall ceilings, sliding doors and large picture window overlooking the concrete and wood patio. A large bonus room and full bathroom are wonderful additions to the basement area. The boat house has a boat lift and a full sundeck on the top. Separate two car garage with concrete parking and beautiful concrete and trex sidewalks. Beautifully landscaped from the road all the way down to the boat house. You must see this one! It’s extremely stylish and uplifting!
CANOPYMLS as Distributed by MLS Grid #3632733
Aug 7, 2020
Sold
$400,000
$217/sq ft
Jul 6, 2020
Contingent
—
Jun 19, 2020
Listed
$419,900
$228/sq ft
+42
Gorgeous waterfront home with lake views on every level! Great for entertaining.Main level has 2 bedrooms and a full bath with a large great room & an open kitchen. Large deck that welcomes you to the beauty of Lake Tillery. Upper level consist of a loft/master bedroom and a full bath. Basement can be used as a master suite or rec room w full bath. Includes lot 70 & 73. Sq footage is from the tax card.. will be measured profeesionally
Year
Property tax
Land + Additions
Assessment*
2025
$3,346 (+40.0%)
$135,476 + $396,882
$532,358
2024
$2,389
$83,430 + $239,454
$322,884
2023
$2,389 (+14.3%)
$83,430 + $239,454
$322,884
2022
$2,091
$50,055 + $230,723
$280,778
2021
$2,089 (+4.6%)
$50,055 + $230,723
$280,778
2020
$1,997 (−0.8%)
$46,050 + $204,254
$250,304
2019
$2,012 (+1.3%)
$46,050 + $204,254
$250,304
2018
$1,987 (+3.1%)
$46,050 + $204,254
$250,304
2017
$1,927 (+5.4%)
$46,050 + $204,254
$250,304
2016
$1,829
$42,046 + $195,613
$237,659
2014
$1,829 (+2.6%)
$42,046 + $195,613
$237,659
2013
$1,782 (−6.8%)
$42,046 + $195,613
$237,659
2012
$1,913
$48,056 + $198,140
$246,196
2011
$1,913
$48,056 + $198,140
$246,196
Public record
Public record
Zoning
Beds
3
Baths
3
Stories
1.67
Lot width
—
Lot depth
—
Lot size
9,600 Sq. Ft.
Year renovated
2013
Sq. Ft.
2,237
Year built
2008
Style
Single Family Residential
County
Stanly County
APN
6576 02 68 3381
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 29, 2026.
R-20
Single Family Residential District
The regulations of this district are intended to insure opportunity for primarily residential development, protected from disruptive commercial or agricultural influences; and to insure that development not having access to public water supplies or public sewage disposal will occur at sufficiently low densities to provide a healthful environment
Permitted uses
Include but are not limited to:
Greenhouse / nursery
Religious facility
Housing-Group
Housing-Single unit
Housing-Multiple units
Public service
Fire house
Police station
Property details
Parking
Parking Information
Main Level Garage Y/N: 1
Parking Features: Driveway, Detached Garage
Garage Spaces: 2
Has Garage
Interior
Bedroom Information
# of Bedrooms: Main: 2
# of Bedrooms: 2
Bathroom Information
# of Full Baths: Third: 1
# of Full Baths: Upper: 1
# of Full Baths: Main: 1
# of Full Baths (Total): 3
Room 1 Information
Room Level: Upper
Room 2 Information
Room Level: Main
Room 3 Information
Room Level: Upper
Room 4 Information
Room Level: Main
Room 5 Information
Room Level: Lower
Room 6 Information
Room Level: Main
Room 7 Information
Room Level: Main
Room 8 Information
Room Level: Main
Room 9 Information
Room Level: Lower
Room 10 Information
Room Level: Main
Laundry Room Information
Laundry Features: In Basement
Basement Information
Has Basement
Basement Features: Finished
Heating & Cooling
Heating Information: Ductless, Heat Pump
Cooling Information: Ductless, Heat Pump
Sq. Ft. Unheated Total: 354
Sq. Ft. Unheated Basement: 354
Interior Features
Room Count: 10
Appliances: Dishwasher, Electric Range, Microwave, Refrigerator
Entry Level: 1
Exterior
Building Information
Construction Type: Site Built
Construction Materials: Brick Partial, Vinyl
Waterfront Information
Waterfront Features: Boat Lift, Covered structure
Water Body Name: Lake Tillery
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Zoning Specification: R-20
Land Information
Land Included Y/N: 1
Lot Information
Lot Size Area: 0.4
Lot Size Units: Acres
Road Surface Type: Concrete, Paved
Road Responsibility: Publicly Maintained Road
Utilities
Utility Information
Water Source: County Water
Sewer: Septic Installed
Location
HOA Information
HOA Subject To: None
School Information
Elementary School: Unspecified
Middle Or Junior High School: Unspecified
High School: Unspecified
Public facts
Beds: 3
Baths: 3.0
Sq. Ft.: 2,237
Stories: 1.67
Lot Size: 9,600 square feet
Style: Single Family Residential
Year Built: 2008
Year Renovated: 2013
County: Stanly County
APN: 6576 02 68 3381
Home facts updated by county records on Jul 29, 2026
Other
Auction Information
Is Auction: 0
Listing Information
Exception YN: 0
Green Information
Green Verification Count: 0
Home Information
Total Property HLA Sq. Ft.: 1842
Living Area: 1842
Above Grade Finished Area: 1,258
Below Grade Finished Area: 584
Sq. Ft. Upper: 320
Sq. Ft. Third: 0
Sq. Ft. Main: 938
Sq. Ft. Lower: 0
Foundation Details: Basement
Levels: One and One Half
Around this home
Schools
Norwood Elementary School
Public K-5 • Assigned • 6.2mi
6/10
South Stanly Middle School
Public 6-8 • Assigned • 6.4mi
6/10
South Stanly High School
Public 9-12 • Assigned • 6.9mi
4/10
Provided by GreatSchools
Climate risks
4/10 Flood Factor
Estimated 14-20% chance of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.15% chance of being in a wildfire in next 30 years
6/10 Heat Factor
7 days above 107° expected this year, 16 days in 30 years
6/10 Wind Factor
27% chance of strong winds in next 30 years
2/10 Air Factor
2 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Albemarle, NC • 28001
Average low and high temperatures (°F)
49
27
56
35
71
43
77
52
79
58
89
67
91
72
82
66
82
62
73
50
66
42
54
33
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
89/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8.8 hrs
6.6 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$682,000 – $825,000
Sell confidently with a local market expert in Albemarle.