OFF MARKET

Off market mar 2021 for $540K

$875,233

Est. refi paymentEst. refi $3,540/mo

•

2,760

sq ft

103 Gualtney Rd, Banner Elk, NC 28604

About this home

Please no drive bys! We are working on adding some gravel to the driveway. TOTALLY RENOVATED, SPACIOUS MOUNTAIN HOME ONLY MINUTES TO DOWNTOWN BANNER ELK! This property would make a KILLER vacation rental!! Local rental agency quoted $45,000-$55,000 a year! Plenty of parking, attached 2 car garage, fenced in yard & expansive decking - great property for entertaining! The main floor is very open concept with high end luxury vinyl plank flooring, custom wood-work & gorgeous kitchen with SS appliances, gas range, copper sink & the most beautiful granite & backsplash! Wet bar off the living room with storage space and/or convert to a large wine cellar, as well as a large laundry/mud room. The upstairs has 3 bedrooms & two full baths, including the large master suite with additional office area & great natural light. 2020 Renovation included: New metal roof & gutters, all new interior & exterior paint, including staining decks, fenced in yard & landscaping, new post & beam footings, crawlspace & attic insulation AND a completely transformation of the interior brought together with creative & rustic finishes. Furniture is negotiable. This is truly a beauty!

Single-familyProperty Type

1982Year Built

0.8 acresLot Size

$317Est. Price/Sq.Ft.

2 car garageParking

Listed by Samantha Benfield • Don't Use****Keller Williams HIGH Country

Bought with Rebecca Savage • Realty One Group Results

Redfin checked: 3 minutes ago

•Source:HCMLS #228603

Redfin Estimate

$875,233

$335K since sold in March 2021$6,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 32.8% higher than the average sale price ($659K) of 6 comparable homes.

SOLD OCT 21, 2026
$850,000
A
3 beds3 baths2,346 sq ft
130 Briarwood Ln, Beech Mountain, NC 28604
SOLD MAR 20, 2026
$380,000
B
3 beds2.5 baths2,067 sq ft
165 Collier Ln, Banner Elk, NC 28604
SOLD JUL 20, 2026
$575,000
C
3 beds2 baths1,654 sq ft
17 Grey Fox Ridge Road Rd, Banner Elk, NC 28604
SOLD AUG 18, 2026
$819,000
D
3 beds2.5 baths1,749 sq ft
470 Banner Grande Ln, Banner Elk, NC 28604
SOLD JUL 17, 2026
$750,000
E
3 beds2.5 baths2,690 sq ft
103 Mockingbird Ln, Beech Mountain, NC 28604
SOLD DEC 11, 2025
$580,000
F
3 beds2 baths1,880 sq ft
1090 Horse Bottom Rd, Banner Elk, NC 28604

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$3,308/mo

Redfin rental estimate

List your home for rent

Market trends in 28604, NC

Last updated October 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-list price

95.4%

0.4% MoM

Median sale price

$586K

$11K MoM

Avg. days on market

102d

21 days MoM

Recently sold homes

167

23 MoM

New listings for sale

NEW 10 MINS AGO
$2,990,000
4 beds5.5 baths4,083 sq ft
135 Silver Eagle Trl, Banner Elk, NC 28604
NEW 1 HR AGO
$319,900
2 beds2 baths988 sq ft
303 Sugar Top Dr #2516, Sugar Mountain, NC 28604
NEW 18 HRS AGO
$600,000
4 beds3 baths1,822 sq ft
111 Aster Trl, Beech Mountain, NC 28604
NEW 25 HRS AGO
$635,000
3 beds3 baths2,070 sq ft
103 Streamside Ln, Seven Devils, NC 28604
NEW 27 HRS AGO
$215,000
2 beds2 baths959 sq ft
303 Sugar Top Dr #2412, Sugar Mountain, NC 28604
3D WALKTHROUGH
$849,000
7 beds5 baths2,534 sq ft
1078 Charter Hills Rd, Beech Mountain, NC 28604
$1,200,000
4 beds3.5 baths2,482 sq ft
111 Wedling Weg, Beech Mountain, NC 28604
$679,000
4 beds3 baths1,812 sq ft
104 Beechwood Ln, Beech Mountain, NC 28604
$379,900
2 beds2 baths1,079 sq ft
157 Hawks Peak Ln #211, Seven Devils, NC 28604
3D WALKTHROUGH
$1,290,000
5 beds3 baths2,712 sq ft
101 Kick Turn Ln, Beech Mountain, NC 28604
See all

Provided by Redfin

Sale history for 103 Gualtney Rd

Date

Event

Price

HCMLS #228603

Mar 18, 2021

Sold

$540,000

$196/sq ft

Feb 28, 2021

Listed

$519,500

$188/sq ft

HCMLS #224759

Oct 27, 2020

Sold

$475,000

$172/sq ft

Sep 18, 2020

Listed

$499,000

$181/sq ft

+33

Property is Under Contract, no drive bys!! Under construction - 95% complete - renovations should be completed by 10/18 or sooner. Buyer can place under contract now & house would be ready prior to closing! Spacious 3 bed/2.5 Bath Mountain Home with Long Range Views & close proximity to downtown Banner Elk & the Banner Elk Winery! Beautiful renovations throughout including: Exterior Paint & Trim, New Metal Roof, All New Interior Paint, Luxury Vinyl Plank (Pergo) Flooring downstairs, Custom Carpentry work throughout, High End Granite Counters, SS Appliances, Updated Half Bath & Master Bath, New Carpet Upstairs & more to come!

HCMLS #211643

Oct 24, 2019

Sold

$240,000

$87/sq ft

Dec 10, 2018

Listed

$274,900

$100/sq ft

+31

Welcome to Cowan Cottage, an incredible and unique home minutes from downtown Banner Elk. So many possibilities for this home with generous decking, 2 car garage, views and a huge wine cellar. Large open layout on the main floor, with kitchen, living and dining room. First floor features beams throughout and custom wood ceiling. Lots of windows open to views. Adjacent to the open concept living area is a wet bar and large wine cellar. Utility room/mud room provides access to the attached garage. Upstairs is a large master bedroom with sitting area and access to second story decking. Lots of windows open to views from the master bedroom. En-suite bath has a large tiled shower, double vanities and water closet. One other large bedroom, and one more smaller bedroom. Hallway bathroom with tiled tub/shower on this level and hallway closet. All bedrooms have access to decking. Outside the home is two stories of decking and plenty of parking. This Banner Elk property has great potential for full or part-time residence, or investment/rental potential.

Year

Property tax

Land + Additions

Assessment*

2025

$4,779

$31,600 + $509,900

$541,500

2024

$4,779

$31,600 + $509,900

$541,500

2023

$4,779 (+108.8%)

$31,600 + $509,900

$541,500

2022

$2,288 (−9.0%)

$31,600 + $509,900

$541,500

2021

$2,515 (−21.1%)

$30,200 + $427,000

$457,200

2020

$3,188

$108,200 + $179,000

$287,200

2019

$3,188 (+0.9%)

$108,200 + $179,000

$287,200

2018

$3,159 (−12.6%)

$108,200 + $179,000

$287,200

2017

$3,613 (+152.8%)

$127,600 + $192,100

$319,700

2016

$1,429 (−14.2%)

$127,600 + $192,100

$319,700

2014

$1,665

$127,600 + $192,100

$319,700

Tax history for 103 Gualtney Rd

Year

Property tax

Land + Additions

Assessment*

2025

$4,779

$31,600 + $509,900

$541,500

2024

$4,779

$31,600 + $509,900

$541,500

2023

$4,779 (+108.8%)

$31,600 + $509,900

$541,500

2022

$2,288 (−9.0%)

$31,600 + $509,900

$541,500

2021

$2,515 (−21.1%)

$30,200 + $427,000

$457,200

2020

$3,188

$108,200 + $179,000

$287,200

2019

$3,188 (+0.9%)

$108,200 + $179,000

$287,200

2018

$3,159 (−12.6%)

$108,200 + $179,000

$287,200

2017

$3,613 (+152.8%)

$127,600 + $192,100

$319,700

2016

$1,429 (−14.2%)

$127,600 + $192,100

$319,700

2014

$1,665

$127,600 + $192,100

$319,700

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

2.5

Stories

Lot width

—

Lot depth

—

Lot size

0.8 Acres

Year renovated

2011

Sq. Ft.

2,924

Year built

1982

Style

Single Family Residential

County

Avery County

APN

18590093807700000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 10, 2026.

Property details

Parking

Parking/Garage Information
Has Garage
Has Attached Garage
# of Garage Spaces: 2
Parking Features: Gravel, Attached, Driveway, Garage, Other, Private, See Remarks

Interior

Bathroom Information
# of Full Bathrooms: 2
# of Half Bathrooms: 1

Heating & Cooling
Has Cooling
Cooling: Central Air, Electric
Has Heating
Heating: Electric, Fireplace(s), Heat Pump

Interior Features
Interior Features: Wet Bar, High Speed Internet
Appliances: Dryer, Dishwasher, Gas Range, Gas Water Heater, Refrigerator, Washer
Has Fireplace
Fireplace Features: Gas, Propane

Room Information
Laundry Features: Washer Hookup, Main Level
Basement Details: Crawl Space

Exterior

Exterior Features
Patio And Porch Features: Covered
Fencing: Fenced, Partial
Roof: Metal

Building Information
Above Grade Finished Area: 2,760
Levels: Two
# of Stories Total: 2
Construction Materials: Wood Siding, Cedar, Frame
Foundation Details: Pillar/Post/Pier

Property Features
Has View

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Single Family Residence

Lot Information
Road Surface Type: Paved
Road Responsibility: Public Maintained Road
Lot Size : 0.8
Lot Size Area: 0.8
Lot Size Units: Acres
Lot Size Acres: 0.8
Zoning Description: City,Residential

Financial

Tax Information
Tax Annual Amount: $3,249

Utilities

Utility Information
Water Source: Other, Private, See Remarks, Well
Utilities: Cable Available
Sewer: Private Sewer

Location

Schools Information
Elementary School: Banner Elk
High School: Avery County

Location Information
Subdivision Name: None

Public facts

Beds: 3
Baths: 2.5
Sq. Ft.: 2,924
Stories: 2.0
Lot Size: 0.8 acres
Style: Single Family Residential
Year Built: 1982
Year Renovated: 2011
County: Avery County
APN: 18590093807700000

Home facts updated by county records on Aug 10, 2026

Other

Listing Information
List AOR: HighCountryAssociationOfRealtorsInc

Around this home

Schools

K - 12
Preschool & daycare

Banner Elk Elementary School

Public PreK-5 • Assigned • 1.7mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.15% chance of being in a wildfire in next 30 years

1/10 Heat Factor

7 days above 86° expected this year, 20 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Banner Elk, NC • 28604

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.5 hours in June and 4.8 hours in December, placing it below the U.S. average for solar exposure.

8.5 hrs

4.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$832,000 – $1.01M

Sell confidently with a local market expert in Banner Elk. 3 minutes to get started.

Nearby similar homes

VIDEO TOUR

$1,500,000

Land— sq ft

455 Shawnee Rd, Banner Elk, NC 28604

Unrestricted acreage • Shawneehaw creek

$995,000

2 beds3.5 baths2,273 sq ft

295 Presnell School Rd, Banner Elk, NC 28604

Reinforced safe room • Striking fireplace • 36.27 acre lot

$29,000

Land— sq ft

105 Chipmunk Ln, Banner Elk, NC 28604

Slopes gently uphill • City water and sewer

$383,000

2 beds2 baths1,110 sq ft

114 Mill Pond Lane Ln, Beech Mountain, NC 28604

Mountain views • Main-level living • Expansive decking

3D WALKTHROUGH

$1,290,000

5 beds3 baths2,712 sq ft

101 Kick Turn Ln, Beech Mountain, NC 28604

Lakefront home • Walk to ski slopes • Walk to restaurants

$549,900

5 beds3 baths2,157 sq ft

151 Pond Creek Rd, Beech Mountain, NC 28604

Fully furnished • Renovated • Updated appliances

New listings for sale in 28604

NEW 10 MINS AGO

$2,990,000

4 beds5.5 baths4,083 sq ft

135 Silver Eagle Trl, Banner Elk, NC 28604

2.33 acre lot • 2 garage spots • Built 2019

NEW 1 HR AGO

$319,900

2 beds2 baths988 sq ft

303 Sugar Top Dr #2516, Sugar Mountain, NC 28604

Cozy fireplace • Large windows • Tiled showers

NEW 18 HRS AGO

$600,000

4 beds3 baths1,822 sq ft

111 Aster Trl, Beech Mountain, NC 28604

180 degree views • Vaulted ceilings • Hardwood floors

NEW 25 HRS AGO

$635,000

3 beds3 baths2,070 sq ft

103 Streamside Ln, Seven Devils, NC 28604

Hand-hewn log cabin • Creekside setting • Lakes community

NEW 27 HRS AGO

$215,000

2 beds2 baths959 sq ft

303 Sugar Top Dr #2412, Sugar Mountain, NC 28604

Gated community • 24-hour security • Swimming pool

3D WALKTHROUGH

$849,000

7 beds5 baths2,534 sq ft

1078 Charter Hills Rd, Beech Mountain, NC 28604

Outdoor deck • Hot tub • Fire pit

$1,200,000

4 beds3.5 baths2,482 sq ft

111 Wedling Weg, Beech Mountain, NC 28604

Spacious back deck • Wrap-around deck • Dedicated mudroom

$679,000

4 beds3 baths1,812 sq ft

104 Beechwood Ln, Beech Mountain, NC 28604

Mountain retreat • Additional lot • Propane fireplace

$379,900

2 beds2 baths1,079 sq ft

157 Hawks Peak Ln #211, Seven Devils, NC 28604

Private deck • Stone fireplace • Tiled bathrooms

Home values near 103 Gualtney Rd

Data from public records.

Address	Redfin Estimate
130 Caribou Ct Apt A, Banner Elk, NC 3 Beds \| 3 Baths \| 2223 Sq. Ft.	$573,658
130 Caribou Ct Apt E, Banner Elk, NC 2 Beds \| 2 Baths \| 1228 Sq. Ft.	$383,344

Address	Redfin Estimate
130 Caribou Ct Apt C, Banner Elk, NC 3 Beds \| 3 Baths \| 2223 Sq. Ft.	$570,862
130 Caribou Ct Apt F, Banner Elk, NC 2 Beds \| 2 Baths \| 1552 Sq. Ft.	$470,609

Address	Redfin Estimate
130 Caribou Ct Apt D, Banner Elk, NC 2 Beds \| 2 Baths \| 1552 Sq. Ft.	$439,077
148 Caribou Ct Apt B, Banner Elk, NC 3 Beds \| 3 Baths \| 1790 Sq. Ft.	$501,201

Property information provided by HCMLS when last listed in 2021. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 28604, NC

Sale history for 103 Gualtney Rd

Tax history for 103 Gualtney Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 28604

Home values near 103 Gualtney Rd

More real estate resources