Discover your perfect mountain getaway in Mill Ridge subdivision, located in Banner Elk, North Carolina! This charming, impeccably maintained cabin offers a cozy retreat with rustic wood flooring, vaulted ceilings, and a stone wood stove at its heart. The open living area and sun-filled den leads to an expansive deck where you can enjoy the sights and sounds of the surrounding woods. With two bedrooms, a bonus loft, and multiple sleeping arrangements, this home is well-suited for families or guests. The Mill Ridge community, with a monthly fee of $165, covers water, sewer, road maintenance, snow removal, and amenities like a summer pool, tennis courts, and green spaces. Plus, the Watauga River runs through the community, enhancing the outdoor experience. Conveniently located near skiing, dining, shopping, and hiking, this move-in-ready cabin is optimal for full-time living, a second home, or a vacation rental to enjoy the High Country lifestyle!
Excellent Mountain Cabin in Mill Ridge! This well maintained, cute as a button home lives big with plenty of room for everyone! Open living room and bright and sunny dining/den space have vaulted ceilings and are anchored around a cozy, wood burning stove with arched stone surround. Beautiful, rustic wood flooring, 2 living spaces and charming loft area are only a few of this cabin's special features. Beautifully furnished, this two bedroom home has multiple sleeping arrangements - a spacious primary bedroom, twin beds and bunk beds in the 2nd bedroom, an additional bed in the fun loft space and even a fold down futon in the lower den. Wonderful outdoor living includes multiple covered porches and an expanded deck overlooking the large yard- great for pets, relaxing or playing. Metal roof, screened gutters, and log siding provide easy maintenance. Ample parking and on a short cul-de-sac road. Community amenities include outdoor pool, tennis, trails, access to the Watauga River, greenspace and clubhouse. Fantastic location, near skiing, dining, shopping, hiking and all the High Country has to offer! Wonderful full time, 2nd home or vacation rental! Offered furnished with no exclusions!
HCMLS #229120
Apr 26, 2021
Sold
$315,000
$229/sq ft
Mar 22, 2021
Listed
$315,000
$229/sq ft
+26
Sweet mountain retreat in Mill Ridge. This cozy cabin features rustic wood floors, kitchen cabinetry and stone wood stove surround. High ceilings accent the great room with a bonus loft area. Super sunny den with lots of windows and open deck. Two spacious bedrooms, two full baths and laundry. Excellent condition! and move in ready. Covered front porch. Side yard is plenty of room for pets to play or relax on the platform deck. Old Chestnut is a short cul de sac road with minimal traffic. Mill Ridge community has a monthly fee of $ 165 that covers water, sewer, road maintenance, snow removal and amenities (summer pool, tennis and green areas).
Year
Property tax
Land + Additions
Assessment*
2025
$989 (−22.5%)
$13,800 + $305,200
$319,000
2024
$1,277
$13,800 + $305,200
$319,000
2023
$1,277 (+1.8%)
$13,800 + $305,200
$319,000
2022
$1,254 (+49.2%)
$13,800 + $305,200
$319,000
2021
$841
$12,500 + $155,400
$167,900
2020
$841
$12,500 + $155,400
$167,900
2019
$841 (+11.1%)
$12,500 + $155,400
$167,900
2018
$757
$12,500 + $155,400
$167,900
2017
$757 (+9.8%)
$12,500 + $155,400
$167,900
2016
$689
$12,500 + $155,400
$167,900
2015
$689
$12,500 + $155,400
$167,900
2014
$689
$12,500 + $155,400
$167,900
Tax history for 115 Old Chestnut Rd
Year
Property tax
Land + Additions
Assessment*
2025
$989 (−22.5%)
$13,800 + $305,200
$319,000
2024
$1,277
$13,800 + $305,200
$319,000
2023
$1,277 (+1.8%)
$13,800 + $305,200
$319,000
2022
$1,254 (+49.2%)
$13,800 + $305,200
$319,000
2021
$841
$12,500 + $155,400
$167,900
2020
$841
$12,500 + $155,400
$167,900
2019
$841 (+11.1%)
$12,500 + $155,400
$167,900
2018
$757
$12,500 + $155,400
$167,900
2017
$757 (+9.8%)
$12,500 + $155,400
$167,900
2016
$689
$12,500 + $155,400
$167,900
2015
$689
$12,500 + $155,400
$167,900
2014
$689
$12,500 + $155,400
$167,900
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
2
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
5,227 Sq. Ft.
Year renovated
—
Sq. Ft.
1,536
Year built
1990
Style
Single Family Residential
County
Watauga County
APN
1888053566000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 20, 2026.
Property details
Parking
Parking/Garage Information
Parking Features: No Garage
Interior
Virtual Tour
Bathroom Information
# of Full Bathrooms: 2
Heating & Cooling
Has Cooling
Cooling: Wall/Window Unit(s)
Has Heating
Heating: Baseboard, Electric, Space Heater, Wall Furnace
Interior Features
Interior Features: Vaulted Ceiling(s)
Appliances: Dryer, Dishwasher, Electric Cooktop, Microwave, Refrigerator, Washer