Adorable Mountain Cottage in the desirable community of Mill Ridge. Excellent location only minutes to Boone, Banner Elk and Blowing Rock. This 2 bed, 2 bath cottage has many recent updates & level entry (Couple of steps to enter) On the main floor you will find vaulted ceilings, stone fireplace, full bath, living / dining area and renovated kitchen (2022) Updates include new flooring, new cabinets and quartz counters. There is also a sleeping loft (not counted in Finished Sq Ft due to ceiling height) The lower level features 2 spacious bedrooms (one with private deck!) and full bath. Laundry in 2nd BR (additional laundry hook ups in closet under stairs. ) New flooring and fresh paint are throughout the home. Outside you will find spacious wrap around decks to enjoy seasonal mountain views. Exterior was pressure washed & decks stained in 2023. In May of 2022 metal roof was installed with new gutters and redone exterior chimney. Ample parking and easy access to all of the neighborhood amenities : tennis, ponds, hiking trails, pool, clubhouse and access to the Watauga River. Long term and short term rentals allowed- would make an ideal vacation rental.
Single-familyProperty Type
1988Year Built
6,098 sq ftLot Size
$367Est. Price/Sq.Ft.
Listed by Sarah Long• 828 Real Estate
Contact: (828) 386-6047
Bought with Terri Boyer• Keller Williams High Country
Recently renovated 2 bedroom 2 bath + loft weekend get away located in Mill Ridge. Exterior of the home has recently been painted as well as an enlarged paved parking pad. Entry level offers a open great room with loft, cathedral ceiling, kitchen with newer appliances, full bath, stone-faced gas log fireplace, and access to wrap around porch with seasonal mountain views. Bedrooms are located on the lower level with access to shared bath, laundry, & deck off the master bedroom. Excellent storage available in the crawl space. Offered with the sale is an additional lot which offers privacy and potential access from the lower roadway. Mill Ridge community offers tennis ( recently resurfaced court), swimming pool, hiking trails, multiple ponds, clubhouse and Watauga river access. Paved roads which offer year around access maintained by the community association. Water and sewer are included in the monthly association fees of $155.00. Long term and short term rentals are allowed in the community. Property is being sold with 2 lots.
HCMLS #188134
Jan 6, 2015
Sold
$65,000
$68/sq ft
Oct 22, 2014
Listed
$85,000
$89/sq ft
+22
Great buy in Mill Ridge. Cute 2 bedroom, 2 bath chalet with loft. New Washer and Dryer and Refrigerator. Beautiful stone-faced wood-burning fireplace. Cathedral ceilings and lots of windows give this house a bright and open feel. Large deck on the main floor and private deck off the master bedroom. Good storage space in the basement. This house comes with an additional lot below the house that is accessed from another road. Mill Ridge Resort is a beautiful community that offers tennis, a swimming pool, hiking trails, multiple ponds, a clubhouse and river access. Roads are maintained year-round and water and sewer are included in the monthly association fees. Short term vacation rentals as well as long term rentals allowed. Priced to sell!
Year
Property tax
Land + Additions
Assessment*
2025
$1,029 (+1.2%)
$13,800 + $234,700
$248,500
2024
$1,017
$13,800 + $234,700
$248,500
2023
$1,017 (+2.3%)
$13,800 + $234,700
$248,500
2022
$994 (+36.3%)
$13,800 + $234,700
$248,500
2021
$730
$12,500 + $130,900
$143,400
2020
$730
$12,500 + $130,900
$143,400
2019
$730 (+10.9%)
$12,500 + $130,900
$143,400
2018
$658
$12,500 + $130,900
$143,400
2017
$658 (+9.6%)
$12,500 + $130,900
$143,400
2016
$600
$12,500 + $130,900
$143,400
2015
$600
$12,500 + $130,900
$143,400
2014
$600
$12,500 + $130,900
$143,400
Tax history for 308 Hemlock Rd
Year
Property tax
Land + Additions
Assessment*
2025
$1,029 (+1.2%)
$13,800 + $234,700
$248,500
2024
$1,017
$13,800 + $234,700
$248,500
2023
$1,017 (+2.3%)
$13,800 + $234,700
$248,500
2022
$994 (+36.3%)
$13,800 + $234,700
$248,500
2021
$730
$12,500 + $130,900
$143,400
2020
$730
$12,500 + $130,900
$143,400
2019
$730 (+10.9%)
$12,500 + $130,900
$143,400
2018
$658
$12,500 + $130,900
$143,400
2017
$658 (+9.6%)
$12,500 + $130,900
$143,400
2016
$600
$12,500 + $130,900
$143,400
2015
$600
$12,500 + $130,900
$143,400
2014
$600
$12,500 + $130,900
$143,400
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
2
Baths
2
Stories
2
Lot width
—
Lot depth
—
Lot size
2,614 Sq. Ft.
Year renovated
—
Sq. Ft.
1,056
Year built
1988
Style
Single Family Residential
County
Watauga County
APN
1878956989000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 20, 2026.
Property details
Parking
Parking/Garage Information
Parking Features: No Garage
Interior
Virtual Tour
Bathroom Information
# of Full Bathrooms: 2
Heating & Cooling
Cooling: None
Has Heating
Heating: Baseboard, Electric, Space Heater, Wall Furnace
Interior Features
Interior Features: Vaulted Ceiling(s), High Speed Internet
Appliances: Dryer, Electric Range, Microwave, Other, Refrigerator, Washer
Has Fireplace
Fireplace Features: Other, See Remarks, Stone
Room Information
Laundry Features: In Basement
Has Basement
Basement Details: Crawl Space, Finished
Exterior
Exterior Features
Patio And Porch Features: Wrap Around
Roof: Metal, Other, See Remarks
Building Information
Above Grade Finished Area: 493
Below Grade Finished Area: 464
Levels: Two
# of Stories Total: 2
Construction Materials: Wood Siding, Frame
Property Features
On Waterfront
Waterfront Features: River Access, Pond
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Single Family Residence
Lot Information
Road Surface Type: Paved
Road Responsibility: Private Maintained Road
Road Frontage Type: Private Road
Lot Size : 0.14
Lot Size Area: 0.14
Lot Size Units: Acres
Lot Size Acres: 0.14
Additional Parcels Description: 1878-96-6096
Financial
Tax Information
Tax Annual Amount: $639.51
Utilities
Utility Information
Utilities: Cable Available
Location
HOA Information
Has Homeowners Association
Association Fee: $165
Association Fee Frequency: Monthly
Derived Association Fee (Monthly): $165
Schools Information
Elementary School: Valle Crucis
High School: Watauga
Location Information
Subdivision Name: Mill Ridge
Community Information
Community Features: Clubhouse, Tennis Court(s)
Public facts
Beds: 2
Baths: 2.0
Sq. Ft.: 1,056
Stories: 2.0
Lot Size: 2,614 square feet
Style: Single Family Residential
Year Built: 1988
Year Renovated: —
County: Watauga County
APN: 1878956989000
Home facts updated by county records on Jul 20, 2026
Other
Listing Information
List AOR: HighCountryAssociationOfRealtorsInc
AttributionContact: (828) 386-6047
Around this home
Schools
Valle Crucis Elementary
Public PreK-8 • Assigned • 8.5mi
7/10
Watauga High
Public 9-12 • Assigned • 8.4mi
8/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
1/10 Heat Factor
7 days above 88° expected this year, 22 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Banner Elk, NC • 28604
Average low and high temperatures (°F)
32
17
42
25
53
35
61
44
63
47
71
56
74
61
69
57
65
52
58
42
49
35
40
26
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.6 hours in
June and 4.9 hours in December, placing it below the
U.S. average for solar exposure.
8.6 hrs
4.9 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$334,000 – $404,000
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