OFF MARKET

Off Market Dec 2014 for $275K

$674,792

Est. refi paymentEst. refi $1,274/mo

•

2,166

sq ft

431 Old Hartley Rd, Banner Elk, NC 28604

About this home

Charming 3BR/2BA overflowing w/ character on 3.38 acres in the heart of Valle Crucis. Inviting covered entry leads to Foyer w/ tile flooring. Great Room features wood stove w/ two-story stone surround, vaulted wood ceilings w/ hefty exposed beams, large windows, & French doors that open to an expansive screened porch w/ tile floors & large open deck. Kitchen boasts hand-made cabinets w/ stain glass upper doors, black wrought iron hardware, & tile counter tops. Spacious Master Bedroom suite, large Loft/Office w/ built-in bookshelves, & laundry closet located on the upper level. Main floor Guest BR. Walk-out lower level offers a Bedroom/Family Room w/ wainscoting, Utility Room, & Work Shop area. Heat sources include wood stove, electric heat, thermal unit, & electric thermal storage unit. Large open decks. Two-car garage w/ Storage Room. Tile flooring in Foyer, Great Room, Kitchen, Baths, & screened porch. The home is in Hickory Ridge subdivision - an ideal location close to the Watauga River & all Valle Crucis amenities including the Community Park, Mast General Store, & Elementary School.

Single-familyProperty Type

1988Year Built

3.38 acresLot Size

$312Est. Price/Sq.Ft.

2 car garageParking

Listed by Todd Rice • Blue Ridge Realty & Inv. Boone 2237

Bought with Julia Heinlein • Antler Realty

Redfin checked: a minute ago

•Source:HCMLS #183110

Redfin Estimate

$674,792

$400K since sold in December 2014$5,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 26.1% higher than the average sale price ($535K) of 6 comparable homes.

SOLD JUL 16, 2026
$349,900
A
3 beds2 baths2,012 sq ft
228 Vilas Overlook Dr #1, Vilas, NC 28692
SOLD APR 22, 2026
$490,000
B
3 beds2 baths1,903 sq ft
2243 Broadstone Rd, Banner Elk, NC 28604
SOLD SEP 10, 2026
$775,000
C
3 beds2.5 baths1,962 sq ft
221 White Oak Trl, Banner Elk, NC 28604
SOLD OCT 7, 2025
$630,000
D
3 beds2 baths2,010 sq ft
249 Hickory Trl, Banner Elk, NC 28604
SOLD SEP 22, 2025
$585,000
E
3 beds2 baths2,230 sq ft
190 Liberty Hill Rd, Vilas, NC 28692
SOLD SEP 14, 2026
$380,000
F
3 beds2 baths1,390 sq ft
280 Lynn Hill Rd, Boone, NC 28607

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Earn from this home

Refinance

Est. cash available

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Rent

$2,905/mo

Redfin rental estimate

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Market trends in 28604, NC

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.8%

0.2% MoM

Median sale price

$575K

$7K MoM

Avg. days on market

82d

5 days MoM

Recently sold homes

147

20 MoM

New listings for sale

NEW 11 HRS AGO
$199,500
1 bed1 bath742 sq ft
220 Northridge Rd Unit G-28, Beech Mountain, NC 28604
NEW 19 HRS AGO
$229,000
2 beds2 baths965 sq ft
303 Sugar Top Dr #2301, Sugar Mountain, NC 28604
NEW 19 HRS AGO
$329,000
3 beds2 baths1,102 sq ft
149 Slope View Rd Unit D19, Sugar Mountain, NC 28604
$649,000
2 beds2.5 baths1,911 sq ft
351 Silver Springs Dr Unit B, Banner Elk, NC 28604
$699,000
3 beds2 baths1,923 sq ft
1729 Spice Bottom Trl, Banner Elk, NC 28604
$275,000
2 beds2 baths800 sq ft
161 Skyleaf Dr Unit E-7, Sugar Mountain, NC 28604
3D & VIDEO TOUR
$495,000
2 beds2 baths1,456 sq ft
3441 S Beech Mountain Pkwy Unit E6, Banner Elk, NC 28604
$1,800,000
2 beds2 baths995 sq ft
141 Skiloft Rd, Beech Mountain, NC 28604
$2,250,000
8 beds9 baths7,010 sq ft
161 Hump View Trl, Banner Elk, NC 28604
$2,795,000
5 beds5.5 baths4,872 sq ft
510 Fox Run Rd Rd, Banner Elk, NC 28604
See all

Provided by Redfin

Sale history for 431 Old Hartley Rd

Year

Property tax

Land + Additions

Assessment*

2025

$2,075 (+0.6%)

$54,200 + $478,400

$532,600

2024

$2,063

$54,200 + $478,400

$532,600

2023

$2,063 (+1.1%)

$54,200 + $478,400

$532,600

2022

$2,040 (+32.7%)

$54,200 + $478,400

$532,600

2021

$1,537

$63,800 + $257,900

$321,700

2020

$1,537

$63,800 + $257,900

$321,700

2019

$1,537 (+11.7%)

$63,800 + $257,900

$321,700

2018

$1,376 (+3.8%)

$63,800 + $257,900

$321,700

2017

$1,326 (+10.4%)

$63,800 + $245,500

$309,300

2016

$1,202

$63,800 + $245,500

$309,300

2015

$1,202

$63,800 + $245,500

$309,300

2014

$1,202

$63,800 + $245,500

$309,300

Tax history for 431 Old Hartley Rd

Year

Property tax

Land + Additions

Assessment*

2025

$2,075 (+0.6%)

$54,200 + $478,400

$532,600

2024

$2,063

$54,200 + $478,400

$532,600

2023

$2,063 (+1.1%)

$54,200 + $478,400

$532,600

2022

$2,040 (+32.7%)

$54,200 + $478,400

$532,600

2021

$1,537

$63,800 + $257,900

$321,700

2020

$1,537

$63,800 + $257,900

$321,700

2019

$1,537 (+11.7%)

$63,800 + $257,900

$321,700

2018

$1,376 (+3.8%)

$63,800 + $257,900

$321,700

2017

$1,326 (+10.4%)

$63,800 + $245,500

$309,300

2016

$1,202

$63,800 + $245,500

$309,300

2015

$1,202

$63,800 + $245,500

$309,300

2014

$1,202

$63,800 + $245,500

$309,300

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

1.5

Lot width

—

Lot depth

—

Lot size

3.38 Acres

Year renovated

—

Sq. Ft.

2,148

Year built

1988

Style

Single Family Residential

County

Watauga County

APN

1980453123000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 20, 2026.

Property details

Parking

Parking/Garage Information
Has Garage
# of Garage Spaces: 2
Parking Features: Gravel, Driveway, Garage, Private

Interior

Bathroom Information
# of Full Bathrooms: 2

Heating & Cooling
Has Heating
Heating: Other, See Remarks

Interior Features
Interior Features: See Remarks
Window Features: Double Pane Windows
Appliances: Oven, Dryer, Dishwasher, Electric Range, Electric Water Heater, Other, Refrigerator, Washer
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Wood Burning

Room Information
Has Basement
Basement Details: Full, Partial

Exterior

Exterior Features
Patio And Porch Features: Screened
Roof: Metal

Building Information
Above Grade Finished Area: 1,984
Below Grade Finished Area: 182
Construction Materials: Wood Siding

Property Features
Has View

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Single Family Residence

Lot Information
Lot Features: Wooded
Road Surface Type: Paved
Road Responsibility: Private Maintained Road, Public Maintained Road
Road Frontage Type: Private Road
Lot Size Acres: 3.38
Zoning Description: Subdivision

Financial

Tax Information
Tax Annual Amount: $1,245.33

Utilities

Utility Information
Water Source: Private, Well
Sewer: Private Sewer

Location

HOA Information
Has Homeowners Association
Association Fee: $265
Association Fee Frequency: Annually
Derived Association Fee (Monthly): $22.08

Schools Information
Elementary School: Valle Crucis

Location Information
Subdivision Name: Hickory Ridge

Public facts

Beds: 2
Baths: 2.0
Sq. Ft.: 2,148
Stories: 1.5
Lot Size: 3.38 acres
Style: Single Family Residential
Year Built: 1988
Year Renovated: —
County: Watauga County
APN: 1980453123000

Home facts updated by county records on Jul 20, 2026

Other

Listing Information
List AOR: HighCountryAssociationofRealtorsInc

Around this home

Schools

Valle Crucis Elementary

Public PreK-8 • Assigned • 6.0mi

7/10

Watauga High

Public 9-12 • Assigned • 6.4mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

8 days above 88° expected this year, 23 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Banner Elk, NC • 28604

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.4 hours in June and 4.8 hours in December, placing it below the U.S. average for solar exposure.

8.4 hrs

4.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$642,000 – $777,000

Sell confidently with a local market expert in Banner Elk. 3 minutes to get started.

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4 beds4.5 baths3,369 sq ft

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VIDEO TOUR

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FOR SALE BY OWNER

$404,900

3 beds2 baths1,008 sq ft

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New listings for sale in 28604

NEW 11 HRS AGO

$199,500

1 bed1 bath742 sq ft

220 Northridge Rd Unit G-28, Beech Mountain, NC 28604

NEW 19 HRS AGO

$229,000

2 beds2 baths965 sq ft

303 Sugar Top Dr #2301, Sugar Mountain, NC 28604

NEW 19 HRS AGO

$329,000

3 beds2 baths1,102 sq ft

149 Slope View Rd Unit D19, Sugar Mountain, NC 28604

$649,000

2 beds2.5 baths1,911 sq ft

351 Silver Springs Dr Unit B, Banner Elk, NC 28604

$699,000

3 beds2 baths1,923 sq ft

1729 Spice Bottom Trl, Banner Elk, NC 28604

$275,000

2 beds2 baths800 sq ft

161 Skyleaf Dr Unit E-7, Sugar Mountain, NC 28604

3D & VIDEO TOUR

$495,000

2 beds2 baths1,456 sq ft

3441 S Beech Mountain Pkwy Unit E6, Banner Elk, NC 28604

$1,800,000

2 beds2 baths995 sq ft

141 Skiloft Rd, Beech Mountain, NC 28604

$2,250,000

8 beds9 baths7,010 sq ft

161 Hump View Trl, Banner Elk, NC 28604

Home values near 431 Old Hartley Rd

Data from public records.

Address	Redfin Estimate
448 Old Hartley Rd, Banner Elk, NC 3 Beds \| 2 Baths \| 1680 Sq. Ft.	$562,306
281 Old Hartley Rd, Banner Elk, NC 3 Beds \| 3 Baths \| 3334 Sq. Ft.	$885,523

Address	Redfin Estimate
287 Old Hartley Rd, Banner Elk, NC 3 Beds \| 2 Baths \| 1701 Sq. Ft.	$563,999
335 Old Hartley Rd, Banner Elk, NC 3 Beds \| 2 Baths \| 1260 Sq. Ft.	$460,595

Address	Redfin Estimate
563 Old Hartley Rd, Banner Elk, NC 3 Beds \| 2.5 Baths \| 2658 Sq. Ft.	$716,110
326 Old Hartley Rd, Banner Elk, NC 2 Beds \| 1 Baths \| 1560 Sq. Ft.	$445,201

Property information provided by HCMLS when last listed in 2014. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 28604, NC

Sale history for 431 Old Hartley Rd

Tax history for 431 Old Hartley Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 28604

Home values near 431 Old Hartley Rd

More real estate resources