For sale

$555,000

Est. $3,383/mo —

•

1,920

sq ft

146 Duck Cove Rd, Belmont, NC 28012

About this home

Discover the opportunity to own 1.32 private waterfront acres on peaceful Duck Cove Road at Lake Wylie. Less than one mile from the new proposed Publix Grocery on New Hope Road, this property offers the perfect balance of privacy, convenience, and natural beauty. Surrounded by nearby prestigious communities, including the luxury homes of McLean and Reflection Pointe, with new off water home communities under construction, you'll enjoy an exceptional location —making this a rare opportunity to create your own waterfront dream home. Whether you're looking to renovate the existing home or live comfortably while planning your custom lakefront residence, this property offers outstanding potential. Tucked away on the Catawba River at Lake Wylie, you'll enjoy a private nature sanctuary where blue herons, egrets, Red-tailed Hawks, and deer are frequent visitors. The calm, glass-like waters provide the perfect setting for morning coffee, kayaking, paddleboarding, fishing, or simply unwinding while surrounded by the beauty of the lake. As the seasons change, the cove offers an ever-changing natural landscape, creating a front-row seat to the beauty and rhythm of Lake Wylie. With no HOA, you'll have the freedom to make the property your own. The generous 1.32-acre homesite provides ample space for your vision while preserving privacy, and the grandfathered dock (in need of repair) offers a connection to the lake that enhances this unique waterfront setting. Rarely does an opportunity combine the privacy of a nature retreat with the convenience of nearby shopping, luxury neighborhoods, and the chance to build a custom waterfront home in one of Lake Wylie's most desirable and rapidly growing areas. Sold AS IS. Septic permit is for two bedrooms. Rear portions of finished basement are under 7ft in height and are therefore not included in square footage. American Home Shield Warranty is provided.

Single-familyProperty Type

1974Year Built

1.32 acresLot Size

$289Price/Sq.Ft.

2 spacesParking

Listed by Gina Collias • Lake Homes Realty LLC

Contact: 866-525-3466

Listing updated: Oct 20, 2026 at 10:04am

Redfin checked: 2 minutes ago

•Source:CANOPYMLS as Distributed by MLS Grid #4405510

Payment calculator

$3,383 per month

Principal and interest$2,951

Property taxes

$293

HOA dues

Home insurance

$139

Utilities

Add

5 minutes to get started. No credit impact.

Affordability tools

See this home in person

Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN SAT, 11AM TO 1PM
$199,900
2 beds1 bath926 sq ft
608 Chester St, Gastonia, NC 28052
0.27 acre lot • Built 1940
REDFIN OPEN SAT, 12PM TO 2PM3D & VIDEO TOUR
$675,000
6 beds4 baths3,589 sq ft
11538 Shimmering Lake Dr, Charlotte, NC 28214
0.58 acre lot • 2 garage spots • Community pool
OPEN SAT, 12PM TO 4PM
$299,990
3 beds2.5 baths1,715 sq ft
5005 Cozy Willow Ln, Charlotte, NC 28208
$160 HOA • Garage • Built 2027
REDFIN OPEN SAT, 1PM TO 4PM3D WALKTHROUGH
$482,000
3 beds2.5 baths2,022 sq ft
6411 Barcelona Way, Charlotte, NC 28214
0.25 acre lot • 2 garage spots • Community pool
OPEN SAT, 1PM TO 3PM
$385,000
3 beds2 baths1,845 sq ft
9380 Dunwich Dr, Gastonia, NC 28056
6,098 sq ft lot • 2 garage spots • Community pool
OPEN SAT, 1PM TO 3PM
$320,000
3 beds2 baths1,212 sq ft
621 Northway Dr, Charlotte, NC 28208
7,405 sq ft lot • Built 2021
OPEN SAT, 1PM TO 2:30PM
$249,000
2 beds1 bath1,178 sq ft
205 Gaddis Dr, Mt Holly, NC 28120
0.28 acre lot • Parking • Built 1964
OPEN SAT, 1PM TO 4PM
$750,000
5 beds3 baths2,746 sq ft
17234 Green Hill Rd, Charlotte, NC 28278
0.77 acre lot • 2 garage spots • Built 2026
OPEN SAT, 1PM TO 4PM
$180,000
2 beds2 baths1,105 sq ft
10 Hamiltons Bay Ct, Clover, SC 29710
$207 HOA • Community pool • Built 1990
OPEN SAT, 2PM TO 4PM
$339,900
2 beds2 baths1,231 sq ft
210 Smith St, Belmont, NC 28012
0.52 acre lot • Built 1940 • Listed 5 days

Around this home

Schools

K - 12
Preschool & daycare

New Hope Elementary School

Public K-5 • Assigned • 1.4mi

10/10

Cramerton Middle School

Public 6-8 • Assigned • 2.1mi

10/10

South Point High School

Public 9-12 • Assigned • 1.9mi

8/10

Provided by GreatSchools

About

Garden

Garden, located between Franklin Boulevard and the South Fork Catawba River, is a residential and civic Gastonia neighborhood with mid-century ranch streetscapes and leafy park edges. The neighborhood’s character concentrates around the Franklin Blvd corridor near the Gastonia Farmers Market, where produce stalls, small food counters, and weekday errands set a steady rhythm. Nearby, the Schiele Museum of Natural History & Planetarium anchors local culture with hands-on exhibits and a wooded campus. Lineberger Park adds ballfields, walking loops, and shaded lawns that shape daily routines. Housing trends toward brick one-stories and tidy lots, with pockets of older cottages closer to downtown. Greenway access along the river gives the area a grounded, outdoors-forward feel.

Provided by Walk Score and Local Logic

Offer insights

146 Duck Cove Rd · $555,000

Strong offer

$550K and above

75% chance or better to win

Why $550K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 65 days.

SALE-TO-LIST

Most homes are selling 2% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Heat pump provides heating and cooling
Basement with exterior entry and walk-out access
Fireplace
2 total rooms

Bedrooms
Two bedrooms on the main level

Bathrooms
One full bathroom (main level)

Kitchen
Electric cooktop
Refrigerator

Laundry & utility
Laundry located in the basement

Heating & cooling
Heat pump for both heating and cooling

Sale and tax history for 146 Duck Cove Rd

Sale History
Tax History

Date

Event

Price

CANOPYMLS as Distributed by MLS Grid #4441618

Nov 7, 2026

Listed

$555,000

$289/sq ft

+40

Discover the opportunity to own 1.32 private waterfront acres on peaceful Duck Cove Road at Lake Wylie. Less than one mile from the new proposed Publix Grocery on New Hope Road, this property offers the perfect balance of privacy, convenience, and natural beauty. Surrounded by nearby prestigious communities, including the luxury homes of McLean and Reflection Pointe, with new off water home communities under construction, you'll enjoy an exceptional location —making this a rare opportunity to create your own waterfront dream home. Whether you're looking to renovate the existing home or live comfortably while planning your custom lakefront residence, this property offers outstanding potential. Tucked away on the Catawba River at Lake Wylie, you'll enjoy a private nature sanctuary where blue herons, egrets, Red-tailed Hawks, and deer are frequent visitors. The calm, glass-like waters provide the perfect setting for morning coffee, kayaking, paddleboarding, fishing, or simply unwinding while surrounded by the beauty of the lake. As the seasons change, the cove offers an ever-changing natural landscape, creating a front-row seat to the beauty and rhythm of Lake Wylie. With no HOA, you'll have the freedom to make the property your own and have short term rental income. The generous 1.32-acre homesite provides ample space for your vision while preserving privacy, and the grandfathered dock (in need of repair) offers a connection to the lake that enhances this unique waterfront setting. Rarely does an opportunity combine the privacy of a nature retreat with the convenience of nearby shopping, luxury neighborhoods, and the chance to build a custom waterfront home in one of Lake Wylie's most desirable and rapidly growing areas. Sold AS IS. Septic permit is for two bedrooms. Rear portions of finished basement are under 7ft in height and are therefore not included in square footage. American Home Shield Warranty is provided. Lot sold AS IS. For Reference, the Residential Listing MLS #4405510.

CANOPYMLS as Distributed by MLS Grid #4405510

Jul 23, 2026

Listed

$555,000

$289/sq ft

Public Records

Nov 15, 2019

Sold

$85,000

$44/sq ft

Public Records

Feb 28, 2001

Sold

$190,000

$99/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$3,520

$232,200 + $260,790

$492,990

2024

$3,520 (+2.7%)

$232,200 + $260,790

$492,990

2023

$3,426 (+118.3%)

$232,200 + $260,790

$492,990

2021

$1,569 (+1.4%)

$185,760 + $147,070

$332,830

2020

$1,547 (−1.1%)

$185,760 + $147,070

$332,830

2019

$1,564 (+84.5%)

$185,760 + $147,070

$332,830

2018

$848 (+1.3%)

$185,760 + $147,070

$332,830

2017

$837 (−0.1%)

$100,620 + $82,364

$182,984

2016

$838 (−60.5%)

$100,620 + $82,364

$182,984

2014

$2,123

$144,480 + $79,020

$223,500

2013

$2,123 (+3.8%)

$144,480 + $79,020

$223,500

2012

$2,045 (+1.1%)

$144,480 + $79,020

$223,500

2011

$2,023

$144,480 + $79,020

$223,500

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

1.32 Acres

Year renovated

1993

Finished Sq. Ft.

1,350

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,350

Year built

1974

Style

Single Family Residential

County

Gaston County

APN

190482

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 23, 2026.

R-1

Single-Family Limited

The purpose of this district is to accommodate single-family site built and modular construction. The minimum lot size allowed in this district will be dependent on the provision of public or community water and sewer facilities. Although areas may be served with such utilities, most of these areas are located beyond existing or anticipated utility service coverage areas. The minimum lot size for residential uses in this district is therefore larger than in other residential zoning districts.

Permitted uses

Include but are not limited to:

Religious facility
Housing-Single unit
Educational / school

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

6/10 Heat Factor

7 days above 104° expected this year, 17 days in 30 years

5/10 Wind Factor

22% chance of strong winds in next 30 years

3/10 Air Factor

3 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Belmont, NC • 28012

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

98/ 100

Exceptional sunlight

Sunscore

This home ranks in the top 25% for direct sun exposure in Belmont. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.9 hrs

6.4 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 146 Duck Cove Rd

$519,489

$36K under list price of $555K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $475K to $600K.

SOLD MAY 15, 2026
$474,859 Last sold price
3 beds2.5 baths2,036 sq ft
1668 Swallow Tail Dr #30, Belmont, NC 28012
$56/sq ft
smaller lot
52 years newer
SOLD JUN 25, 2026
$600,000 Last sold price
3 beds2 baths1,939 sq ft
2720 Peak Ct, Belmont, NC 28012
$20/sq ft
smaller lot
52 years newer
SOLD MAY 26, 2026
$498,859 Last sold price
4 beds3.5 baths2,826 sq ft
1322 Swift Ln #109, Belmont, NC 28012
$112/sq ft
smaller lot
52 years newer
SOLD JUL 28, 2026
$500,000 Last sold price
4 beds2.5 baths2,753 sq ft
1312 Swift Ln #105, Belmont, NC 28012
$107/sq ft
smaller lot
52 years newer
SOLD JUL 23, 2026
$524,000 Last sold price
4 beds3.5 baths2,826 sq ft
1309 Swift Ln #120, Belmont, NC 28012
$104/sq ft
smaller lot
52 years newer
SOLD SEP 18, 2026
$500,000 Last sold price
4 beds3.5 baths2,949 sq ft
1308 Swift Ln #103, Belmont, NC 28012
$119/sq ft
smaller lot
52 years newer

Rental earnings

Est. $1,882 per month, based on comparable rentals

Tour for free, no strings attached

Make a winning offer with the help of a local agent

Ask a question

(910) 786-1722

Early Access listings

EARLY ACCESSCOLDWELL BANKER REALTY COMING SOON

$2,450,000

4 beds5 baths5,796 sq ft

1314 Larkridge Ct, Waxhaw, NC 28173

EARLY ACCESSCOMPASS COMING SOON

$649,900

4 beds3 baths2,509 sq ft

541 Beaumont Oaks Dr, Wilmington, NC 28411

EARLY ACCESSREDFIN COMING SOON

$750,000

4 beds4 baths3,192 sq ft

12433 Willingdon Rd, Huntersville, NC 28078

EARLY ACCESSREDFIN COMING SOON

$255,000

2 beds2.5 baths1,032 sq ft

917 Shearer St #17, Davidson, NC 28036

EARLY ACCESSREDFIN COMING SOON

$499,000

5 beds3 baths2,628 sq ft

104 Rustling Waters Dr, Mooresville, NC 28117

EARLY ACCESSCOMPASS COMING SOON

$395,000

2 beds3 baths1,740 sq ft

107 Presque Isle Ln, Chapel Hill, NC 27514

Nearby similar homes

NEW 19 HRS AGO

$300,000

Land— sq ft

000 Lineberger St, Lowell, NC 28098

Acreage • Subdevelopment • Zoned r-10

NEW CONSTRUCTION

$526,354

2 beds2 baths1,403 sq ft

2049 Belmont View Dr, Belmont, NC 28012

Gourmet kitchen • Covered rear patio • Convenient access

$647,000

5 beds4 baths3,036 sq ft

204 Southfork Ln, Belmont, NC 28012

Open kitchen • Large island • Gas cooktop

VIDEO TOUR

$1,289,000

3 beds3.5 baths3,726 sq ft

1075 Lakefront Woods Dr, Belmont, NC 28012

Waterfront retreat • Lake wylie views • Protected cove

NEW CONSTRUCTION

$510,000

5 beds3 baths3,368 sq ft

1522 Swallow Tail Dr, Belmont, NC 28012

Casual family room • Breakfast nook • Modern kitchen

Listing provided by Zillow

$825,000

4 beds3.5 baths3,398 sq ft

217 Commodore Ct, Belmont, NC 28012

Lake views • Large corner lot • Open-concept kitchen

New listings for sale in 28012

COMING SOON

$499,900

3 beds2.5 baths2,716 sq ft

117 Stowe Rd, Belmont, NC 28012

Open-concept kitchen • Gas log fireplace • Spacious pantry

$349,000

2 beds2 baths1,057 sq ft

239 6th Street St, Belmont, NC 28012

Updated kitchen • Quartz countertops • Covered front porch

$299,900

3 beds2 baths1,252 sq ft

117 Oak Trl, Belmont, NC 28012

New roof • New hvac system • Renovated kitchen

3D WALKTHROUGH

$510,000

5 beds3.5 baths2,994 sq ft

1552 Swallow Tail Dr, Belmont, NC 28012

Dedicated office • Formal dining area • Spacious living room

$1,275,000

5 beds5 baths5,790 sq ft

9267 Egret Rdg, Belmont, NC 28012

Gated enclave • Panoramic views • Epicurean kitchen

$245,000

3 beds2 baths1,255 sq ft

113 Horsley Ave, Belmont, NC 28012

Close to shopping • Nearby schools • 0.66 acre lot

OPEN SAT, 2PM TO 4PM

$339,900

2 beds2 baths1,231 sq ft

210 Smith St, Belmont, NC 28012

Large deck • Circular driveway • 0.52 acre lot

$1,099,000

4 beds4.5 baths3,785 sq ft

2845 Lakefront Dr, Belmont, NC 28012

Waterfront retreat • Lakefront parcel • Walkout basement

$1,650,000

3 beds4.5 baths3,881 sq ft

8270 Catawba Cove Dr, Belmont, NC 28012

Waterfront living • Long-range views • Updated kitchen

Details provided by CANOPYMLS as Distributed by MLS Grid and may not match the public record. Learn more.

Download the Redfin App on the Apple App Store

Download the Redfin App from the Google Play Store

Join us

Become an Agent

Get referrals

Careers

Find homes faster

About us

Find us

Subsidiaries

Affiliated Business

Countries

United States

Canada

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

Redfin Brokerage Licenses

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.

GreatSchools Ratings provided by GreatSchools.org.

28056 homes for sale
28012 homes for sale
28278 homes for sale
28214 homes for sale
28120 homes for sale

Houses for rent in Belmont	Agents near me	Asheville, NC homes for sale	Belmont Housing Market
Houses for sale near me	Charlotte, NC homes for sale	Apex, NC homes for sale
Land for sale near me	Raleigh, NC homes for sale	Greensboro, NC homes for sale
Open Houses near me	Cary, NC homes for sale	Belmont Property Records
Condos for sale near me	Durham, NC homes for sale	NC New Listings

Charlotte homes for sale
Fort Mill homes for sale
Concord homes for sale

About this home

Payment calculator

Affordability tools

See this home in person

Nearby open houses (10)

Around this home

Schools

Offer insights

Property details

Sale and tax history for 146 Duck Cove Rd

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 146 Duck Cove Rd

Early Access listings

Nearby similar homes

New listings for sale in 28012

More real estate resources