For sale

$555,000

Est. $3,383/mo —

•

1,920

sq ft

146 Duck Cove Rd, Belmont, NC 28012

About this home

Discover the opportunity to own 1.32 private waterfront acres on peaceful Duck Cove Road at Lake Wylie. Less than one mile from the new proposed Publix Grocery on New Hope Road, this property offers the perfect balance of privacy, convenience, and natural beauty. Surrounded by nearby prestigious communities, including the luxury homes of McLean and Reflection Pointe, with new off water home communities under construction, you'll enjoy an exceptional location —making this a rare opportunity to create your own waterfront dream home. Whether you're looking to renovate the existing home or live comfortably while planning your custom lakefront residence, this property offers outstanding potential. Tucked away on the Catawba River at Lake Wylie, you'll enjoy a private nature sanctuary where blue herons, egrets, Red-tailed Hawks, and deer are frequent visitors. The calm, glass-like waters provide the perfect setting for morning coffee, kayaking, paddleboarding, fishing, or simply unwinding while surrounded by the beauty of the lake. As the seasons change, the cove offers an ever-changing natural landscape, creating a front-row seat to the beauty and rhythm of Lake Wylie. With no HOA, you'll have the freedom to make the property your own. The generous 1.32-acre homesite provides ample space for your vision while preserving privacy, and the grandfathered dock (in need of repair) offers a connection to the lake that enhances this unique waterfront setting. Rarely does an opportunity combine the privacy of a nature retreat with the convenience of nearby shopping, luxury neighborhoods, and the chance to build a custom waterfront home in one of Lake Wylie's most desirable and rapidly growing areas. Sold AS IS. Septic permit is for two bedrooms. Rear portions of finished basement are under 7ft in height and are therefore not included in square footage. American Home Shield Warranty is provided.

Single-familyProperty Type

1974Year Built

1.32 acresLot Size

$289Price/Sq.Ft.

2 spacesParking

Listed by Gina Collias • Lake Homes Realty LLC

Contact: 866-525-3466

Listing updated: Oct 20, 2026 at 10:04am

Redfin checked: 3 minutes ago

•Source:CANOPYMLS as Distributed by MLS Grid #4405510

Payment calculator

$3,383 per month

Principal and interest$2,951

Property taxes

$293

HOA dues

Home insurance

$139

Utilities

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Open houses

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Nearby open houses (10)

OPEN FRI, 3:30PM TO 5:30PM
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3 beds2.5 baths1,884 sq ft
4031 Bass River Pkwy, Charlotte, NC 28217
$247 HOA • 2 garage spots • Built 2026
OPEN FRI, 3:30PM TO 5:30PM
$459,900
4 beds3.5 baths1,884 sq ft
4023 Bass River Pkwy, Charlotte, NC 28217
$247 HOA • 2 garage spots • Built 2026
OPEN FRI, 3:30PM TO 5:30PM
$434,900
3 beds2.5 baths1,884 sq ft
4019 Bass River Pkwy, Charlotte, NC 28217
$247 HOA • 2 garage spots • Built 2026
OPEN FRI, 3:30PM TO 5:30PM
$454,900
4 beds3.5 baths1,884 sq ft
4015 Bass River Pkwy, Charlotte, NC 28217
$247 HOA • 2 garage spots • Built 2026
OPEN FRI, 3:30PM TO 5:30PM
$434,900
3 beds2.5 baths1,884 sq ft
4011 Bass River Pkwy, Charlotte, NC 28217
$247 HOA • 2 garage spots • Built 2026
OPEN FRI, 3:30PM TO 5:30PM
$459,900
4 beds3.5 baths1,884 sq ft
4007 Bass River Pkwy, Charlotte, NC 28217
$247 HOA • 2 garage spots • Built 2026
OPEN SAT, 11AM TO 2PM
$315,000
3 beds2.5 baths1,762 sq ft
12037 Basking Dr, Charlotte, NC 28214
$175 HOA • Garage • Built 2022
REDFIN OPEN SAT, 12PM TO 2PM3D & VIDEO TOUR
$675,000
6 beds4 baths3,589 sq ft
11538 Shimmering Lake Dr, Charlotte, NC 28214
0.58 acre lot • 2 garage spots • Community pool
OPEN SAT, 12PM TO 2PM
$624,900
5 beds3 baths3,299 sq ft
4741 Mcdade Ln, Gastonia, NC 28056
0.35 acre lot • 2 garage spots • Built 2010
REDFIN OPEN SAT, 1PM TO 4PM3D WALKTHROUGH
$482,000
3 beds2.5 baths2,022 sq ft
6411 Barcelona Way, Charlotte, NC 28214
0.25 acre lot • 2 garage spots • Community pool

Around this home

Schools

K - 12
Preschool & daycare

New Hope Elementary School

Public K-5 • Assigned • 1.4mi

10/10

Cramerton Middle School

Public 6-8 • Assigned • 2.1mi

10/10

South Point High School

Public 9-12 • Assigned • 1.9mi

8/10

Provided by GreatSchools

About

Garden

Garden, located between Franklin Boulevard and the South Fork Catawba River, is a residential and civic Gastonia neighborhood with mid-century ranch streetscapes and leafy park edges. The neighborhood’s character concentrates around the Franklin Blvd corridor near the Gastonia Farmers Market, where produce stalls, small food counters, and weekday errands set a steady rhythm. Nearby, the Schiele Museum of Natural History & Planetarium anchors local culture with hands-on exhibits and a wooded campus. Lineberger Park adds ballfields, walking loops, and shaded lawns that shape daily routines. Housing trends toward brick one-stories and tidy lots, with pockets of older cottages closer to downtown. Greenway access along the river gives the area a grounded, outdoors-forward feel.

Provided by Walk Score and Local Logic

Offer insights

146 Duck Cove Rd · $555,000

Strong offer

$550K and above

75% chance or better to win

Why $550K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 65 days.

SALE-TO-LIST

Most homes are selling 2% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Heat pump provides heating and cooling
Basement with exterior entry and walk-out access
Fireplace
2 total rooms

Bedrooms
Two bedrooms on the main level

Bathrooms
One full bathroom (main level)

Kitchen
Electric cooktop
Refrigerator

Laundry & utility
Laundry located in the basement

Heating & cooling
Heat pump for both heating and cooling

Sale and tax history for 146 Duck Cove Rd

Sale History
Tax History

Date

Event

Price

CANOPYMLS as Distributed by MLS Grid #4441618

Nov 7, 2026

Listed

$555,000

$289/sq ft

+40

Discover the opportunity to own 1.32 private waterfront acres on peaceful Duck Cove Road at Lake Wylie. Less than one mile from the new proposed Publix Grocery on New Hope Road, this property offers the perfect balance of privacy, convenience, and natural beauty. Surrounded by nearby prestigious communities, including the luxury homes of McLean and Reflection Pointe, with new off water home communities under construction, you'll enjoy an exceptional location —making this a rare opportunity to create your own waterfront dream home. Whether you're looking to renovate the existing home or live comfortably while planning your custom lakefront residence, this property offers outstanding potential. Tucked away on the Catawba River at Lake Wylie, you'll enjoy a private nature sanctuary where blue herons, egrets, Red-tailed Hawks, and deer are frequent visitors. The calm, glass-like waters provide the perfect setting for morning coffee, kayaking, paddleboarding, fishing, or simply unwinding while surrounded by the beauty of the lake. As the seasons change, the cove offers an ever-changing natural landscape, creating a front-row seat to the beauty and rhythm of Lake Wylie. With no HOA, you'll have the freedom to make the property your own and have short term rental income. The generous 1.32-acre homesite provides ample space for your vision while preserving privacy, and the grandfathered dock (in need of repair) offers a connection to the lake that enhances this unique waterfront setting. Rarely does an opportunity combine the privacy of a nature retreat with the convenience of nearby shopping, luxury neighborhoods, and the chance to build a custom waterfront home in one of Lake Wylie's most desirable and rapidly growing areas. Sold AS IS. Septic permit is for two bedrooms. Rear portions of finished basement are under 7ft in height and are therefore not included in square footage. American Home Shield Warranty is provided. Lot sold AS IS. For Reference, the Residential Listing MLS #4405510.

CANOPYMLS as Distributed by MLS Grid #4405510

Jul 23, 2026

Listed

$555,000

$289/sq ft

Public Records

Nov 15, 2019

Sold

$85,000

$44/sq ft

Public Records

Feb 28, 2001

Sold

$190,000

$99/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$3,520

$232,200 + $260,790

$492,990

2024

$3,520 (+2.7%)

$232,200 + $260,790

$492,990

2023

$3,426 (+118.3%)

$232,200 + $260,790

$492,990

2021

$1,569 (+1.4%)

$185,760 + $147,070

$332,830

2020

$1,547 (−1.1%)

$185,760 + $147,070

$332,830

2019

$1,564 (+84.5%)

$185,760 + $147,070

$332,830

2018

$848 (+1.3%)

$185,760 + $147,070

$332,830

2017

$837 (−0.1%)

$100,620 + $82,364

$182,984

2016

$838 (−60.5%)

$100,620 + $82,364

$182,984

2014

$2,123

$144,480 + $79,020

$223,500

2013

$2,123 (+3.8%)

$144,480 + $79,020

$223,500

2012

$2,045 (+1.1%)

$144,480 + $79,020

$223,500

2011

$2,023

$144,480 + $79,020

$223,500

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

1.32 Acres

Year renovated

1993

Finished Sq. Ft.

1,350

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,350

Year built

1974

Style

Single Family Residential

County

Gaston County

APN

190482

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 23, 2026.

R-1

Single-Family Limited

The purpose of this district is to accommodate single-family site built and modular construction. The minimum lot size allowed in this district will be dependent on the provision of public or community water and sewer facilities. Although areas may be served with such utilities, most of these areas are located beyond existing or anticipated utility service coverage areas. The minimum lot size for residential uses in this district is therefore larger than in other residential zoning districts.

Permitted uses

Include but are not limited to:

Religious facility
Housing-Single unit
Educational / school

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

6/10 Heat Factor

7 days above 104° expected this year, 17 days in 30 years

5/10 Wind Factor

22% chance of strong winds in next 30 years

3/10 Air Factor

3 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Belmont, NC • 28012

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

98/ 100

Exceptional sunlight

Sunscore

This home ranks in the top 25% for direct sun exposure in Belmont. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.9 hrs

6.4 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 146 Duck Cove Rd

$519,489

$36K under list price of $555K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $475K to $600K.

SOLD MAY 15, 2026
$474,859 Last sold price
3 beds2.5 baths2,036 sq ft
1668 Swallow Tail Dr #30, Belmont, NC 28012
$56/sq ft
smaller lot
52 years newer
SOLD JUN 25, 2026
$600,000 Last sold price
3 beds2 baths1,939 sq ft
2720 Peak Ct, Belmont, NC 28012
$20/sq ft
smaller lot
52 years newer
SOLD MAY 26, 2026
$498,859 Last sold price
4 beds3.5 baths2,826 sq ft
1322 Swift Ln #109, Belmont, NC 28012
$112/sq ft
smaller lot
52 years newer
SOLD JUL 28, 2026
$500,000 Last sold price
4 beds2.5 baths2,753 sq ft
1312 Swift Ln #105, Belmont, NC 28012
$107/sq ft
smaller lot
52 years newer
SOLD JUL 23, 2026
$524,000 Last sold price
4 beds3.5 baths2,826 sq ft
1309 Swift Ln #120, Belmont, NC 28012
$104/sq ft
smaller lot
52 years newer
SOLD SEP 18, 2026
$500,000 Last sold price
4 beds3.5 baths2,949 sq ft
1308 Swift Ln #103, Belmont, NC 28012
$119/sq ft
smaller lot
52 years newer

Rental earnings

Est. $1,882 per month, based on comparable rentals

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Details provided by CANOPYMLS as Distributed by MLS Grid and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Affordability tools

See this home in person

Nearby open houses (10)

Around this home

Schools

Offer insights

Property details

Sale and tax history for 146 Duck Cove Rd

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 146 Duck Cove Rd

Early Access listings

Nearby similar homes

New listings for sale in 28012

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