Experience the ultimate Lake Norman lifestyle with this stunning 1-acre waterfront lot featuring a covered 2-slip boat dock on deep, clear water with no bridges to restrict boating access. Perfectly positioned for boating, fishing, swimming, and water sports, this lot offers direct lake access and all the flexibility to create your dream lakeside retreat. This unrestricted property comes with no HOA or restrictive CCRs, giving you full freedom to design the home, boathouse, or waterfront oasis you’ve always envisioned. The generous 1-acre parcel allows for expansive outdoor living, landscaping, pools, and gardens while maintaining privacy and serenity. Whether you’re building a modern architectural home, a classic cottage, or a luxurious lakefront estate, this lot provides a rare combination of space, location, and unrestricted development potential. The deep, clean water ensures year-round enjoyment, from morning coffee on your dock to evening sunsets over the lake. Located in the tranquil community of Catawba, you’ll enjoy both privacy and convenience, with easy access to local dining, shopping, and marinas. Lake Norman offers world-class recreational opportunities and a lifestyle coveted by boating and nature enthusiasts alike. Waterfront lots of this quality are rare on Lake Norman, especially with deep water, unrestricted building options, and a private, serene setting. Whether as a permanent residence, vacation home, or investment, this property represents an extraordinary opportunity to own a piece of North Carolina’s most desirable lakefront real estate. Highlights: • 1-acre lot on Lake Norman • Covered 2-slip boat dock • Deep, clean water with no bridges • Unrestricted – no HOA or CCRs • Privacy and serene setting • Flexible design and building options • Close to shopping, dining, and recreational amenities Don’t miss the chance to create your dream waterfront lifestyle at 1308 Terrapin Ridge Rd. Enjoy boating, fishing, swimming, and unparalleled lakefront living on one of Lake Norman’s finest properties.
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Permits
Beds
—
Baths
—
Stories
—
Lot width
—
Lot depth
—
Lot size
0.99 Acres
Year renovated
—
Sq. Ft.
—
Year built
—
Style
Other
County
Catawba County
APN
461901196697
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
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Last updated by owner on Jul 21, 2026.
R-30
Residential District
The R-30 districts have dimensional standards and use restrictions consistent with single-family residential development and less than three two-family (duplex) units on separate lots planned cumulatively.
Mar 12, 2026 • Final
Catawba county planning and zoning
New construction
Jul 15, 2020 • Final
Catawba county planning and zoning
Construct a new two-story single-family home with three bedrooms and a basement. Build a detached garage with a one-bedroom accessory dwelling unit and install a septic system.
ADU
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Exterior
Waterfront Information
Waterfront Features: Boat Slip (Deed), Covered structure, Dock
Water Body Name: Lake Norman
Property Information
Can Subdivide Y/N: 0
Property Type: Land
Property Sub Type: Lot
Zoning Specification: R-30
Land Information
Possible Use: Private Estate, Recreational, Residential
Lot Information
Lot Size Area: 0.99
Lot Size Units: Acres
Road Surface Type: Gravel
Road Responsibility: Private Maintained Road
Utilities
Utility Information
Water Source: Well Needed
Sewer: Septic Needed
Location
Multi-Unit Information
Restrictions: Modular Allowed,No Restrictions
HOA Information
HOA Subject To: None
School Information
Elementary School: Unspecified
Middle Or Junior High School: Unspecified
High School: Unspecified
Public facts
Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 0.99 acres
Style: Other
Year Built: —
Year Renovated: —
County: Catawba County
APN: 461901196697
Home facts updated by county records on Jul 21, 2026
Other
Auction Information
Is Auction: 0
Listing Information
Exception YN: 0
Around this home
Schools
Catawba Elementary School
Public PreK-6 • Assigned • 5.9mi
8/10
Mill Creek Middle
Public 7-8 • Assigned • 6.0mi
4/10
Bandys High
Public PreK-12 • Assigned • 5.8mi
8/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 103° expected this year, 17 days in 30 years
3/10 Wind Factor
5% chance of strong winds in next 30 years
3/10 Air Factor
3 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Catawba, NC • 28609
Average low and high temperatures (°F)
48
28
55
35
69
44
75
53
77
57
87
66
91
72
81
67
80
62
71
51
63
43
52
34
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
Try the sun simulator tool to see how light moves across the property at different times of day and year.
Provided by Shadowmap
Estimated sale price
$363,000 – $439,000
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