OFF MARKET

Off market feb 2020 for $560K

$966,604

Est. refi paymentEst. refi $3,619/mo

•

3,465

sq ft

10029 Saw Mill Rd, Charlotte, NC 28278

About this home

FANTASTIC WATERFRONT Home! Great opportunity to own almost an acre Water Front property on a quiet cul-de-sac street with covered Boat Dock and full unfinished Basement. Don't let this slip away! This spacious home has hardwood floors throughout, open floor plan and ideal for entertaining. The massive Deck stretches across the full length of the home and offers access and great views to the Great Room and Master Bedroom. This is the Perfect way to spend your Summers with Family and Friends. Enjoy the lifestyle of being on the water, yet just minutes from I-485, restaurants and shops!

Single-familyProperty Type

1998Year Built

0.96 acresLot Size

$279Est. Price/Sq.Ft.

3 spacesParking

Listed by Brent "Andy" Bovender • Allen Tate Providence @485

Listed by Glenn Bouley • Allen Tate Providence @485

Bought with Ben Lastra • Allen Tate Providence @485

Redfin checked: 2 minutes ago

•Source:CANOPYMLS as Distributed by MLS Grid #3574598

Redfin Estimate

$966,604

$407K since sold in February 2020$2,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 108.2% higher than the average sale price ($464K) of 6 comparable homes.

SOLD AUG 7, 2026
$445,000
A
4 beds2.5 baths2,054 sq ft
7206 Rock Island Rd, Charlotte, NC 28278
SOLD JUN 12, 2026
$430,000
B
3 beds2.5 baths1,956 sq ft
10425 Quiet Bay Ct, Charlotte, NC 28278
SOLD JUN 18, 2026
$459,000
C
3 beds2.5 baths2,215 sq ft
10449 Quiet Bay Ct, Charlotte, NC 28278
SOLD AUG 10, 2026
$375,000
D
4 beds2.5 baths1,933 sq ft
11229 Palomar Mountain Dr, Charlotte, NC 28278
SOLD SEP 1, 2026
$367,000
E
3 beds2.5 baths1,581 sq ft
5550 Mt Mansfield Rd, Charlotte, NC 28278
SOLD SEP 15, 2026
$710,000
F
3 beds2.5 baths2,445 sq ft
1104 Sawtooth Oak Ln, Belmont, NC 28012

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Earn from this home

Sell

$521,036

Est. take-home

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Refinance

Est. cash available

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Rent

$2,729/mo

Redfin rental estimate

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Market trends in 28278, NC

Last updated September 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

98.5%

0.3% MoM

Median sale price

$563K

$8K MoM

Avg. days on market

63d

9 days MoM

Recently sold homes

169

32 MoM

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3D WALKTHROUGH
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OPEN SAT, 12PM TO 2PM
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OPEN SAT, 1PM TO 4PM
$363,000
3 beds2.5 baths1,617 sq ft
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OPEN SUN, 2PM TO 5PM
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See all

Provided by Redfin

Sale history for 10029 Saw Mill Rd

Year

Property tax

Land + Additions

Assessment*

2025

$6,394 (+1.6%)

$340,000 + $471,100

$811,100

2024

$6,295 (+3.4%)

$340,000 + $471,100

$811,100

2023

$6,089 (+13.1%)

$340,000 + $471,100

$811,100

2022

$5,384 (+0.2%)

$340,000 + $471,100

$811,100

2021

$5,373 (+0.1%)

$300,000 + $244,900

$544,900

2020

$5,365 (+0.3%)

$300,000 + $244,900

$544,900

2019

$5,350 (−15.7%)

$300,000 + $244,900

$544,900

2018

$6,346 (+1.5%)

$300,000 + $244,900

$544,900

2017

$6,252 (+0.3%)

$275,000 + $203,100

$478,100

2015

$6,230 (+0.4%)

$275,000 + $203,100

$478,100

2014

$6,204

2013

$6,204 (+4.4%)

2012

$5,940 (−2.5%)

$275,000 + $203,200

$478,200

2011

$6,090

$275,000 + $206,000

$481,000

Tax history for 10029 Saw Mill Rd

Year

Property tax

Land + Additions

Assessment*

2025

$6,394 (+1.6%)

$340,000 + $471,100

$811,100

2024

$6,295 (+3.4%)

$340,000 + $471,100

$811,100

2023

$6,089 (+13.1%)

$340,000 + $471,100

$811,100

2022

$5,384 (+0.2%)

$340,000 + $471,100

$811,100

2021

$5,373 (+0.1%)

$300,000 + $244,900

$544,900

2020

$5,365 (+0.3%)

$300,000 + $244,900

$544,900

2019

$5,350 (−15.7%)

$300,000 + $244,900

$544,900

2018

$6,346 (+1.5%)

$300,000 + $244,900

$544,900

2017

$6,252 (+0.3%)

$275,000 + $203,100

$478,100

2015

$6,230 (+0.4%)

$275,000 + $203,100

$478,100

2014

$6,204

2013

$6,204 (+4.4%)

2012

$5,940 (−2.5%)

$275,000 + $203,200

$478,200

2011

$6,090

$275,000 + $206,000

$481,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

3.5

Stories

—

Lot width

—

Lot depth

—

Lot size

41,730

Year renovated

2022

Sq. Ft.

3,465

Year built

1998

Style

Single Family Residential

County

Mecklenburg County

APN

19940177

Parking Spaces

Basement

Yes

Accessible

HOA Dues

—

Garage

Yes

Features

Waterfront

Last updated by owner on Sep 22, 2022.

Property details

Parking

Parking Information
Main Level Garage Y/N: 1
SqFt Garage: 539
Parking Features: Attached Garage, Garage - 2 Car

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 3
Bedroom 1 Level: Main
Bedroom 2 Level: Main
Room 1 Beds Total: 3
Room 2 Beds Total: 0

Bathroom Information
# of Full Baths (Total): 2
Bathroom 1 Level: Main
Bathroom 2 Level: Main
Room 1 Baths Full: 2

Room 1 Information
Room Type: Bathroom(s),Bedroom(s),Dining Area,Foyer,Great Room,Kitchen,Laundry,Master Bedroom

Room 2 Information
Room Type: Basement

Foyer Information
Foyer Level: Main

Laundry Room Information
Laundry Features: Main Level
Laundry Room Level: Main

Great Room Information
Great Room Level: Main

Basement Information
Basement Level: Basement

Dining Room Information
Dining Area Level: Main

Kitchen Information
Kitchen Level: Main

Heating & Cooling
Heating Information: Central
Sq. Ft. Unheated Total: 2,263
Sq. Ft. Unheated Basement: 2,263

Interior Features
Room Type: Bathroom 1, Bathroom 2, Dining Area, Foyer, Great Room, Kitchen, Laundry, Master Bedroom, Bedroom 1, Bedroom 2, Basement
Interior Features: Basement Shop, Breakfast Bar, Built-Ins, Cable Available, Kitchen Island, Pantry, Walk-in Closet(s), Wet Bar
Appliances: Cable Prewire, Ceiling Fan(s), Dishwasher, Disposal, Electric Dryer Hookup, Plumbed For Ice Maker, Refrigerator, Self Cleaning Oven
Flooring: Wood

Exterior

Building Information
Construction Type: Site Built
Construction Materials: Brick Partial
Roof: Composition

Exterior Features
Porch: Back,Covered,Deck,Front
Doors Windows: Insulated Windows

Waterfront Information
Waterfront Features: Boat House, Boat Slip, Dock
Water Body Name: Lake Wylie

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence

Lot Information
Lot Features: Lake Access, Wooded, Water View, Waterfront
Lot Size Area: 0.958
Lot Size Dimensions: 173x348x104x356
Road Surface Type: Concrete
Road Responsibility: Public Maintained Road

Utilities

Utility Information
Water Source: Public
Sewer: Septic Installed
Water Heater Information: Gas

Location

Multi-Unit Information
# of Units: 0

HOA Information
HOA Subject To: None

School Information
Elementary School: Berewick
Middle Or Junior High School: Kennedy
High School: Olympic

Location Information
Directions: I-485 Inner, follow signs for I-85 S/Huntersville, Take exit 4 for NC-160 toward Fort Mill, Use the left 2 lanes to turn left onto NC-160 S, Turn right onto Shopton Rd W, At the traffic circle, continue straight to stay on Shopton Rd W, Turn right onto Rock Island Rd, Turn left onto Saw Mill Rd.

Community Information
Community Features: Lake

Public facts

Beds: 4
Baths: 3.5
Sq. Ft.: 3,465
Stories: —
Parking Spaces: 3
Basement: Yes
Accessible: No
Lot Size: 0.96 acres
Style: Single Family Residential
Year Built: 1998
Year Renovated: 2022
County: Mecklenburg County
APN: 19940177
HOA Dues: —
Garage: Yes
Features: Waterfront

Home facts updated by owner on Sep 22, 2022

Other

Home Information
Living Area: 1965
Sq. Ft. Upper: 0
Sq. Ft. Third: 0
Sq. Ft. Main: 1965
Sq. Ft. Lower: 0
Building Area Total: 1965
Foundation Details: Basement, Basement Inside Entrance, Basement Outside Entrance
Structure Type: 1 Story Basement

Around this home

Schools

Berewick Elementary

Public PreK-5 • Assigned • 2.0mi

3/10

Robert F Kennedy Middle

Public 6-8 • Assigned • 2.7mi

7/10

Olympic High School

Public 9-12 • Assigned • 2.9mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

6/10 Heat Factor

7 days above 104° expected this year, 16 days in 30 years

6/10 Wind Factor

27% chance of strong winds in next 30 years

3/10 Air Factor

3 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Charlotte, NC • 28278

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 5.4 hours in December, placing it above the U.S. average for solar exposure.

9.4 hrs

5.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.13M – $1.36M

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Home values near 10029 Saw Mill Rd

Data from public records.

Address	Redfin Estimate
9945 Saw Mill Rd, Charlotte, NC 4 Beds \| 3 Baths \| 2475 Sq. Ft.	$1,066,126
10119 Saw Mill Rd, Charlotte, NC 3 Beds \| 2.5 Baths \| 1967 Sq. Ft.	$741,201

Address	Redfin Estimate
10010 Saw Mill Rd, Charlotte, NC 3 Beds \| 2.5 Baths \| 2314 Sq. Ft.	$841,243
10124 Saw Mill Rd, Charlotte, NC 4 Beds \| 5 Baths \| 6655 Sq. Ft.	$2,228,373

Address	Redfin Estimate
10123 Saw Mill Rd, Charlotte, NC 4 Beds \| 3.5 Baths \| 4376 Sq. Ft.	$1,192,799
10009 Saw Mill Rd, Charlotte, NC 3 Beds \| 2 Baths \| 1350 Sq. Ft.	$665,935

Property information provided by CANOPYMLS as Distributed by MLS Grid when last listed in 2019. This data may not show owner updates. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 28278, NC

Sale history for 10029 Saw Mill Rd

Tax history for 10029 Saw Mill Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 28278

Home values near 10029 Saw Mill Rd

More real estate resources