Set along historic Richland Creek, this 2017-built home offers a rare combination of water, mountain scenery, usable outdoor space, and flexible living. With approximately 2,444 finished square feet, 4 bedrooms, and 3 full baths, the home is arranged across two finished levels with room for everyday living, guests, recreation, or extended stays. The main level features an open kitchen and living area, hardwood floors, a stone gas fireplace, main-level primary suite, additional bedrooms, and direct access to a covered porch overlooking the creek and surrounding countryside. Large windows bring in natural light while framing views of the water, pasture, and mountains beyond. The finished terrace level expands the home considerably with a spacious living and recreation area, bedroom, full bath, additional guest space, and exterior access. This level creates excellent separation for visitors, multigenerational living, work-from-home needs, or a private retreat. Outside is where the property becomes especially memorable. Richland Creek forms the backdrop to a usable fenced yard with a freestanding creekside deck, gathering areas, mature trees, and room to relax beside the water. From the upper porch, the setting opens toward pastoral land and mountain views, while the lower yard brings you directly into the sights and sounds of the creek. Located in Clyde with convenient access to Waynesville and the surrounding Haywood County area, 404 Loop Road delivers something increasingly hard to duplicate: a newer home with substantial finished space, direct creek frontage, mountain character, and outdoor living that feels connected to one of the area’s most recognizable waterways.
Do you love the sound of creek? This is the house for you! This 2017 built home is in the quiet back side of the friendly neighborhood Oak Park. 3/2 split layout on main offers one level living. Open floor plan with big island, gas stove and range hood is great for cooking enthusiast or to entertain. Four panels of sliding glass doors to the covered porch brings in all the light and view of mountains in the distance, rolling pasture land cross the creek, and the creek down below. Lower level has a big open family room, another full bath and large guest bedroom, lower level porch and exterior access. The house is built above flood line. A path from the backdoor lead you down to the big flat back yard, where you can sit by the fire pit, or take the stepping stones down into the creek for a splash. Sellers have been enjoying fishing, kayaking and tubing from this very back yard. Agent related.
NCMMLS #3169485
May 26, 2016
Price Changed
$7,450
$3/sq ft
May 25, 2016
Sold
$7,450
$3/sq ft
May 25, 2016
Sold
$7,450
$3/sq ft
May 4, 2016
Contingent
—
May 4, 2016
Delisted
—
Apr 22, 2016
Listed
$9,900
$4/sq ft
Apr 22, 2016
Listed
$9,900
$4/sq ft
Public Records
Nov 7, 2012
Sold
$25,000
$10/sq ft
Public Records
Apr 1, 2002
Sold
$78,500
$32/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,445 (+1.1%)
$26,500 + $248,900
$275,400
2024
$2,417 (+4.8%)
$26,500 + $248,900
$275,400
2023
$2,307 (+4.6%)
$26,500 + $248,900
$275,400
2022
$2,205
$26,500 + $248,900
$275,400
2021
$2,205 (+21.8%)
$26,500 + $240,900
$267,400
2020
$1,810 (−0.3%)
$26,500 + $171,200
$197,700
2019
$1,815 (+7.0%)
$26,500 + $171,200
$197,700
2018
$1,696 (+920.7%)
$26,500 + $171,200
$197,700
2017
$166 (−5.6%)
$26,500 + $171,200
$197,700
2016
$176 (+3.5%)
$21,600
2014
$170
$21,600
Public record
Beds
4
Baths
3
Stories
1
Lot width
—
Lot depth
—
Lot size
0.48 Acres
Year renovated
2017
Finished Sq. Ft.
1,244
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,244
Year built
2017
Style
Single Family Residential
County
Haywood County
APN
8627660182
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 20, 2026.
Climate risks
9/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 94° expected this year, 21 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Clyde, NC • 28721
Average low and high temperatures (°F)
45
24
56
31
67
39
75
48
75
53
84
61
83
65
77
62
74
58
68
46
61
40
52
31
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
84/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8.9 hrs
6.3 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 404 Loop Rd
There isn’t enough information to generate an accurate estimate at this time. Learn More
More resources
Rental earnings
Est. $2,881 per month, based on comparable rentals