OFF MARKET

Off market apr 2025 for $260K

$279,673

Est. refi paymentEst. refi $1,745/mo

•

1,026

sq ft

20123 Henderson Rd Unit L, Cornelius, NC 28031

About this home

Waterfront 2 bedroom 2 bathroom home in Windward. This upper level unit features a balcony overlooking Lake Norman. The kitchen features granite countertops and breakfast bar and opens to the living room with fireplace. A spiral staircase leads to a lofted area above the living room. This waterfront community offers 2 sandy beaches, pool, day docks, Lake Norman access and a pathway to the adjacent marina and restaurant. HUD Case #387-576604. Sold FHA insurable, subject to buyer appraisal. Property owned by US Dept. of Housing and Urban Development. Sold AS/IS without repairs or warranties. Seller, its agents &/or assigns make no representations or warranties as to property condition. Buyer & their agent to verify all information including schools, HLA, & all systems. Seller may contribute up to 3% for buyer’s closing if requested at the time of bid submission . EQUAL HOUSING OPPORTUNITY.

CondoProperty Type

1986Year Built

$273Est. Price/Sq.Ft.

Listed by Grace Cunningham • RE/MAX Properties Plus, Inc.

Contact: a.gracecunningham@yahoo.com

Bought with Anna Grigo • Premier South

Redfin checked: a minute ago

•Source:CANOPYMLS as Distributed by MLS Grid #4229323

Redfin Estimate

$279,673

$19K since sold in April 2025$3,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 1.5% lower than the average sale price ($284K) of 6 comparable homes.

SOLD OCT 8, 2026
$286,000
A
2 beds2 baths1,026 sq ft
19823 Henderson Rd Unit C, Cornelius, NC 28031
SOLD MAR 6, 2026
$319,000
B
2 beds2 baths1,046 sq ft
20115 Henderson Rd Unit D, Cornelius, NC 28031
SOLD FEB 6, 2026
$280,000
C
2 beds2 baths1,021 sq ft
20115 Henderson Rd Unit H, Cornelius, NC 28031
SOLD APR 13, 2026
$295,000
D
2 beds2 baths1,024 sq ft
19819 Henderson Rd Unit J, Cornelius, NC 28031
SOLD SEP 1, 2026
$248,000
E
2 beds2 baths940 sq ft
18809 Nautical Dr #302, Cornelius, NC 28031
SOLD JAN 22, 2026
$275,000
F
2 beds2 baths1,019 sq ft
20119 Henderson Rd Unit M, Cornelius, NC 28031

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Earn from this home

Sell

$58,535

Est. take-home

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Refinance

Est. cash available

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Rent

$1,854/mo

Redfin rental estimate

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Market trends in 28031, NC

Last updated September 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

97.3%

0.3% MoM

Median sale price

$597K

$18K MoM

Avg. days on market

68d

8 days MoM

Recently sold homes

145

21 MoM

New listings for sale

OPEN SUN, 1PM TO 3PM
$625,000
3 beds3.5 baths2,615 sq ft
9051 Charles Francis Ln, Cornelius, NC 28031
$399,999
3 beds2 baths1,296 sq ft
10919 Shelly Renee Dr, Cornelius, NC 28031
COMING SOON
$470,000
3 beds2.5 baths1,622 sq ft
15404 Crossing Gate Dr, Cornelius, NC 28031
3D WALKTHROUGH
$344,900
2 beds2.5 baths1,490 sq ft
18631 Oakhurst Blvd, Cornelius, NC 28031
OPEN TODAY, 11AM TO 2PM
$1,650,000
3 beds2.5 baths2,250 sq ft
20625 Island Forest Dr, Cornelius, NC 28031
COMING SOON
$525,000
3 beds2 baths1,702 sq ft
17214 Chardonnay Ct, Cornelius, NC 28031
$5,200,000
5 beds6 baths7,848 sq ft
21215 Senlac Ln, Cornelius, NC 28031
3D WALKTHROUGH
$650,000
4 beds2.5 baths2,875 sq ft
10639 Quarrier Dr, Cornelius, NC 28031
$285,000
2 beds2 baths1,241 sq ft
18711 Ruffner Dr Unit 3C, Cornelius, NC 28031
$345,000
3 beds2.5 baths1,120 sq ft
21411 Aftonshire Dr, Cornelius, NC 28031
See all

Provided by Redfin

Sale history for 20123 Henderson Rd Unit L

Date

Event

Price

CANOPYMLS as Distributed by MLS Grid #4229323

Apr 23, 2025

Sold

$260,500

$254/sq ft

Apr 9, 2025

Contingent

—

Mar 4, 2025

Listed

$270,000

$263/sq ft

CANOPYMLS as Distributed by MLS Grid #3845326

May 16, 2022

Sold

$350,000

$341/sq ft

Apr 28, 2022

Pending

—

Apr 7, 2022

Contingent

—

Apr 2, 2022

Listed

$350,000

$341/sq ft

Waterfront!!! Penthouse condo at Windward. Walk to Holiday Marina, restaurant, pool, beach!! Enjoy the lake life with open cove views!! Private covered deck/balcony, 2 bedrooms down, 1 large bedroom up with an open loft area that can be used as office or bonus area. Custom kitchen with granite counters and stainless steel appliances. Wood burning fireplace and lots of windows in the large living/dining area.

Public Records

Aug 21, 2000

Sold

$132,500

$129/sq ft

Public Records

Jun 6, 1995

Sold

$89,000

$87/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$2,465 (+1.6%)

$362,066

2024

$2,425 (+1.7%)

$362,066

2023

$2,384 (+74.0%)

$362,066

2022

$1,371 (+1.2%)

$362,066

2021

$1,355

$156,800

2020

$1,355 (+0.4%)

$156,800

2019

$1,349 (−6.5%)

$156,800

2018

$1,443 (+0.9%)

$156,800

2017

$1,430 (+1.9%)

$35,000 + $96,300

$131,300

2015

$1,403 (+0.1%)

$35,000 + $96,300

$131,300

2014

$1,401

$35,000 + $96,300

$131,300

2013

$1,401 (+2.3%)

$35,000 + $96,300

$131,300

2012

$1,370 (−3.3%)

$35,000 + $96,300

$131,300

2011

$1,418

$35,000 + $96,500

$131,500

Tax history for 20123 Henderson Rd Unit L

Year

Property tax

Land + Additions

Assessment*

2025

$2,465 (+1.6%)

$362,066

2024

$2,425 (+1.7%)

$362,066

2023

$2,384 (+74.0%)

$362,066

2022

$1,371 (+1.2%)

$362,066

2021

$1,355

$156,800

2020

$1,355 (+0.4%)

$156,800

2019

$1,349 (−6.5%)

$156,800

2018

$1,443 (+0.9%)

$156,800

2017

$1,430 (+1.9%)

$35,000 + $96,300

$131,300

2015

$1,403 (+0.1%)

$35,000 + $96,300

$131,300

2014

$1,401

$35,000 + $96,300

$131,300

2013

$1,401 (+2.3%)

$35,000 + $96,300

$131,300

2012

$1,370 (−3.3%)

$35,000 + $96,300

$131,300

2011

$1,418

$35,000 + $96,500

$131,500

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

—

Year renovated

2010

Sq. Ft.

1,146

Year built

1986

Style

Condo/Co-op

County

Mecklenburg County

APN

00150311

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 8, 2026.

Neighborhood Residential District

The Neighborhood Residential (NR) district is coded to preserve a mixture of residential uses at medium densities, along with schools and other civic uses normally found in a residential area. The street and open space designs in these areas are used to create compatibility along frontages that encourage pedestrian interaction and discourage high automobile speeds.

Property details

Parking

Parking Information
Main Level Garage Y/N: 0
Parking Features: Assigned

Interior

Bedroom Information
# of Bedrooms: Main: 2
# of Bedrooms: 2

Bathroom Information
# of Full Baths: Main: 2
# of Full Baths (Total): 2

Room 1 Information
Room Level: Main

Laundry Room Information
Laundry Features: Laundry Room

Fireplace Information
Has Fireplace
Fireplace Features: Living Room

Heating & Cooling
Heating Information: Central
Cooling Information: Central Air

Interior Features
Room Count: 1
Interior Features: Attic Other, Breakfast Bar, Walk-in Closet(s)
Appliances: Dishwasher, Electric Oven, Microwave, Refrigerator
Flooring: Tile
Entry Level: 3

Exterior

Building Information
Construction Type: Site Built
Construction Materials: Vinyl

Exterior Features
Patio And Porch Features: Balcony, Covered

Pool Information
Pool Features: In Ground

Waterfront Information
Waterfront Features: Boat Slip – Community, Paddlesport Launch Site - Community
Water Body Name: Lake Norman

Property Information
Property Type: Residential
Property Sub Type: Condominium
Zoning Specification: R

Land Information
Land Included Y/N: 0

Lot Information
Lot Features: Waterfront
Road Surface Type: Other, Paved
Road Responsibility: Publicly Maintained Road

Utilities

Utility Information
Water Source: City
Sewer: Public Sewer

Location

HOA Information
Association Name: CAMS
HOA Subject To Dues: Mandatory
HOA Subject To: Required
Association Fee: $311.45
Association Fee Frequency: Monthly
Association Annual Expense: 3737.40

School Information
Elementary School: Unspecified
Middle Or Junior High School: Unspecified
High School: Unspecified

Community Information
Community Features: Lake Access, Outdoor Pool

Public facts

Beds: 2
Baths: 2.0
Sq. Ft.: 1,146
Stories: 1.0
Lot Size: —
Style: Condo/Co-op
Year Built: 1986
Year Renovated: 2010
County: Mecklenburg County
APN: 00150311

Home facts updated by county records on Sep 8, 2026

Other

Auction Information
Is Auction: 0

Listing Information
Exception YN: 0

Green Information
Green Verification Count: 0

Home Information
Total Property HLA Sq. Ft.: 1026
Living Area: 1026
Above Grade Finished Area: 1,026
Sq. Ft. Upper: 0
Sq. Ft. Third: 0
Sq. Ft. Main: 1026
Sq. Ft. Lower: 0
Foundation Details: Slab
Levels: Three

About this building

No units for sale

20123 Henderson Rd, Cornelius, NC 28031

See photos & sale trends

Photo via 20123 Henderson Rd

Units for sale

Unit Information Not Available

There aren't any units for sale in this building.

Around this home

Schools

Cornelius Elementary

Public K-5 • Assigned • 1.4mi

6/10

Bailey Middle School

Public 6-8 • Assigned • 3.1mi

10/10

William Amos Hough High

Public 9-12 • Assigned • 3.6mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

6/10 Heat Factor

7 days above 104° expected this year, 17 days in 30 years

4/10 Wind Factor

12% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Cornelius, NC • 28031

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 5.3 hours in December, which is comparable to the U.S. average for solar exposure.

9.4 hrs

5.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$266,000 – $322,000

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Home values near 20123 Henderson Rd Unit L

Data from public records.

Address	Redfin Estimate
20123 Henderson Rd Apartment J, Cornelius, NC 2 Beds \| 2 Baths \| 1010 Sq. Ft.	$287,921
20119 Henderson Rd Apartment J, Cornelius, NC 2 Beds \| 2 Baths \| 1026 Sq. Ft.	$272,104

Address	Redfin Estimate
20119 Henderson Rd Apartment K, Cornelius, NC 2 Beds \| 2 Baths \| 1026 Sq. Ft.	$286,442
20123 Henderson Rd Apartment M, Cornelius, NC 2 Beds \| 2 Baths \| 1026 Sq. Ft.	$296,943

Address	Redfin Estimate
20119 Henderson Rd Apartment M, Cornelius, NC 2 Beds \| 2 Baths \| 1019 Sq. Ft.	$307,579
20119 Henderson Rd Apartment D, Cornelius, NC 2 Beds \| 2 Baths \| 1026 Sq. Ft.	$288,916

Property information provided by CANOPYMLS as Distributed by MLS Grid when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 28031, NC

Sale history for 20123 Henderson Rd Unit L

Tax history for 20123 Henderson Rd Unit L

Public record

Property details

About this building

Unit Information Not Available

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 28031

Home values near 20123 Henderson Rd Unit L

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