OFF MARKET

Off Market Dec 2022 for $635K

$805,757

Est. refi paymentEst. refi $2,399/mo

•

3,343

sq ft

20409 Rutledge Bluff Way, Cornelius, NC 28031

About this home

Come see this four bedroom home in the desirable Crown Harbor neighborhood! This home has been freshly painted throughout and is ready for you to move in! The home features pre-finished hardwood flooring through the living areas with a formal dining room, office, large great room with a fireplace and soaring ceilings! The large kitchen has ample counter and cabinet space! The primary bedroom is on the main floor with a large en suite! Upstairs is another living area with a second fireplace! There 3 additional bedrooms, 2 more full baths and a media room with a wet bar perfect for enjoying all of the new releases and games! Come see this home and all it has to offer! Be sure to check out the virtual walk through!

Single-familyProperty Type

2006Year Built

0.34 acresLot Size

$241Est. Price/Sq.Ft.

2 car garageParking

Listed by Jeff Arzonico • EXP Realty LLC Mooresville

Contact: jeff@elevaterepros.com

Bought with Lynne Verhagen • Berkshire Hathaway HomeServices Carolinas Realty

Redfin checked: 3 minutes ago

•Source:CANOPYMLS as Distributed by MLS Grid #3915332

Redfin Estimate

$805,757

$171K since sold in December 2022$1,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 25.2% lower than the average sale price ($1.08M) of 6 comparable homes.

SOLD JUL 15, 2026
$1,000,000
A
4 beds4.5 baths4,168 sq ft
21425 Crown Lake Dr, Cornelius, NC 28031
SOLD MAY 15, 2026
$1,410,000
B
4 beds3.5 baths3,842 sq ft
21311 Baltic Dr, Cornelius, NC 28031
SOLD JUN 1, 2026
$1,800,000
C
4 beds4.5 baths4,156 sq ft
21209 Olde Quarry Ln, Cornelius, NC 28031
SOLD JUN 5, 2026
$730,000
D
4 beds3 baths2,635 sq ft
21277 Summerbrook Dr, Cornelius, NC 28031
SOLD APR 2, 2026
$969,000
E
4 beds3.5 baths3,342 sq ft
21308 Araglin Ct, Cornelius, NC 28031
SOLD MAY 15, 2026
$555,000
F
4 beds2.5 baths2,765 sq ft
20127 Beard St, Cornelius, NC 28031

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Earn from this home

Sell

$285,422

Est. take-home

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Refinance

Est. cash available

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Rent

$3,700/mo

Redfin rental estimate

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Market trends in 28031, NC

Last updated August 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

97.5%

0.3% MoM

Median sale price

$640K

$15K MoM

Avg. days on market

58d

8 days MoM

Recently sold homes

184

5 MoM

New listings for sale

COMING SOON
19911 Lamp Lighters Way, Cornelius, NC 28031
$349,000
2 beds2.5 baths1,184 sq ft
19911 Lamp Lighters Way, Cornelius, NC 28031
$625,000
3 beds2 baths1,175 sq ft
18669 Vineyard Point Ln, Cornelius, NC 28031
COMING SOON
$799,000
3 beds2 baths1,407 sq ft
17810 Half Moon Ln, Cornelius, NC 28031
$1,079,000
3 beds2 baths1,962 sq ft
21624 Rio Oro Dr #50, Cornelius, NC 28031
$299,000
2 beds2 baths1,480 sq ft
16638 Amberside Rd E, Cornelius, NC 28031
$585,000
2 beds2 baths1,187 sq ft
17811 Half Moon Ln Unit L, Cornelius, NC 28031
$2,290,000
4 beds4.5 baths4,972 sq ft
18350 Invergordon Ln, Cornelius, NC 28031
COMING SOON
$265,000
2 beds2 baths1,180 sq ft
21228 Hickory St, Cornelius, NC 28031
COMING SOON
$439,900
3 beds2.5 baths2,006 sq ft
20345 Harroway Dr, Cornelius, NC 28031
FOR SALE BY OWNER
$340,000
2 beds3 baths1,338 sq ft
17738 Trolley Crossing Way, Cornelius, NC 28031
See all

Provided by Redfin

Sale history for 20409 Rutledge Bluff Way

Date

Event

Price

CANOPYMLS as Distributed by MLS Grid #3915332

Dec 6, 2022

Sold

$635,000

$190/sq ft

Oct 23, 2022

Contingent

—

Oct 21, 2022

Listed

$625,000

$187/sq ft

Oct 19, 2022

Coming Soon

$625,000

$187/sq ft

CANOPYMLS as Distributed by MLS Grid #3227672

Dec 28, 2016

Sold

$430,000

$129/sq ft

Nov 11, 2016

Contingent

—

Oct 31, 2016

Listed

$439,000

$131/sq ft

+19

Custom 4 BR, 3.5 bath home including loft w/amazing stone fireplace on a cul-de-sac lot in lake front community Crown Harbor! Theater room w/120" screen & kitchenette/bar room. Formal Dining room & Living room/Study. Upgrades galore! NEW Hickory floors, custom cabinets, granite counters & extensive millwork. MASTER UP & MASTER DOWN! 120" screen theater room with kitchenette. Leased boatslips available to lease at dry storage marina. Watch the walk through video to see more!

Public Records

Jul 23, 2014

Sold

$385,000

$115/sq ft

CANOPYMLS as Distributed by MLS Grid #2

Oct 1, 2013

Price Changed

$414,900

$124/sq ft

CANOPYMLS as Distributed by MLS Grid #1

Apr 9, 2013

Price Changed

$432,750

$129/sq ft

Mar 5, 2013

Price Changed

$448,750

$134/sq ft

Public Records

Mar 17, 2005

Sold

$91,000

$27/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$4,089 (+1.6%)

$170,000 + $436,000

$606,000

2024

$4,026 (+1.7%)

$170,000 + $436,000

$606,000

2023

$3,960 (+1.6%)

$170,000 + $436,000

$606,000

2022

$3,899 (+1.2%)

$170,000 + $436,000

$606,000

2021

$3,854

$110,500 + $344,200

$454,700

2020

$3,854 (+0.2%)

$110,500 + $344,200

$454,700

2019

$3,848 (−10.8%)

$110,500 + $344,200

$454,700

2018

$4,314 (+0.8%)

$110,500 + $344,200

$454,700

2017

$4,281 (+1.6%)

$70,000 + $327,600

$397,600

2015

$4,214

$70,000 + $327,600

$397,600

2014

$4,212

$70,000 + $327,600

$397,600

2013

$4,212 (+2.3%)

$70,000 + $327,600

$397,600

2012

$4,119 (−3.2%)

$70,000 + $327,600

$397,600

2011

$4,256

$70,000 + $327,600

$397,600

Tax history for 20409 Rutledge Bluff Way

Year

Property tax

Land + Additions

Assessment*

2025

$4,089 (+1.6%)

$170,000 + $436,000

$606,000

2024

$4,026 (+1.7%)

$170,000 + $436,000

$606,000

2023

$3,960 (+1.6%)

$170,000 + $436,000

$606,000

2022

$3,899 (+1.2%)

$170,000 + $436,000

$606,000

2021

$3,854

$110,500 + $344,200

$454,700

2020

$3,854 (+0.2%)

$110,500 + $344,200

$454,700

2019

$3,848 (−10.8%)

$110,500 + $344,200

$454,700

2018

$4,314 (+0.8%)

$110,500 + $344,200

$454,700

2017

$4,281 (+1.6%)

$70,000 + $327,600

$397,600

2015

$4,214

$70,000 + $327,600

$397,600

2014

$4,212

$70,000 + $327,600

$397,600

2013

$4,212 (+2.3%)

$70,000 + $327,600

$397,600

2012

$4,119 (−3.2%)

$70,000 + $327,600

$397,600

2011

$4,256

$70,000 + $327,600

$397,600

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

3.5

Stories

Lot width

—

Lot depth

—

Lot size

0.35 Acres

Year renovated

2006

Sq. Ft.

3,335

Year built

2006

Style

Single Family Residential

County

Mecklenburg County

APN

00176147

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 8, 2026.

General Residential District

The General Residential District is coded to permit the development of lower density single-family housing. Such development has traditionally been found along the lakefront and in conventional subdivisions. For developments located within a Watershed Overlay District see Section 5.2.1 and 5.2.2 for additional requirements. The High Impervious Cover Option in the Lake Norman Overlay District as detailed in Section 5.2.1 (B) (3) cannot be utilized in this District.

Property details

Parking

Parking Information
Main Level Garage Y/N: 1
Parking Features: Attached Garage, Garage - 2 Car, Side Load Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 4

Bathroom Information
# of Full Baths (Total): 3
# of Half Baths (Total): 1

Laundry Room Information
Laundry Features: Main Level, Laundry Room

Fireplace Information
Has Fireplace
Fireplace Features: Great Room, Other

Heating & Cooling
Heating Information: Central, Gas Hot Air Furnace

Interior Features
Interior Features: Cable Available, Garden Tub, Kitchen Island, Open Floorplan, Tray Ceiling, Walk-in Closet(s), Wet Bar
Appliances: Bar Fridge, Cable Prewire, Ceiling Fan(s), Gas Cooktop, Dishwasher, Disposal, Electric Dryer Hookup, Exhaust Hood, Plumbed For Ice Maker, Microwave, Natural Gas, Wall Oven
Flooring: Carpet, Hardwood, Tile

Exterior

Building Information
Construction Type: Site Built
Construction Materials: Brick Partial, Vinyl Siding
Roof: Shingle

Exterior Features
Porch: Back,Deck
Doors Windows: g-Insulated Door(s),Insulated Windows
Exterior Features: Fence

Waterfront Information
Waterfront Features: Beach - Public, Paddlesport Launch Site - Community, Pier - Community
Water Body Name: Lake Norman

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Accessibility Features: Mobility Friendly Flooring

Lot Information
Lot Features: Cul-De-Sac
Lot Size Area: 0.34
Lot Size Units: Acres
Lot Size Dimensions: 20x19x138x28x156x153
Road Surface Type: Concrete
Road Responsibility: Public Maintained Road

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer
Water Heater Information: Gas

Location

Multi-Unit Information
# of Units: 0

HOA Information
HOA Subject To Dues: Mandatory
HOA Subject To: Required
Association Fee: $280
Association Fee Frequency: Quarterly
Yearly HOA Expense: 1120.00

School Information
Elementary School: Cornelius
Middle Or Junior High School: Bailey
High School: William Amos Hough

Community Information
Community Features: Clubhouse, Outdoor Pool

Public facts

Beds: 4
Baths: 3.5
Sq. Ft.: 3,335
Stories: 2.0
Lot Size: 0.35 acres
Style: Single Family Residential
Year Built: 2006
Year Renovated: 2006
County: Mecklenburg County
APN: 00176147

Home facts updated by county records on Sep 8, 2026

Other

Home Information
Total Primary HLA: 3343
Living Area: 3343
Sq. Ft. Upper: 1542
Sq. Ft. Third: 0
Sq. Ft. Main: 1801
Sq. Ft. Lower: 0
Building Area Total: 3343
Foundation Details: Crawl Space
Structure Type: Two Story

Around this home

Schools

Cornelius Elementary

Public K-5 • Assigned • 0.9mi

6/10

Bailey Middle School

Public 6-8 • Assigned • 2.6mi

10/10

William Amos Hough High

Public 9-12 • Assigned • 3.0mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

6/10 Heat Factor

7 days above 104° expected this year, 17 days in 30 years

4/10 Wind Factor

12% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Cornelius, NC • 28031

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 5.3 hours in December, which is comparable to the U.S. average for solar exposure.

9.4 hrs

5.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$766,000 – $927,000

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New listings for sale in 28031

COMING SOON

$349,000

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$625,000

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3 beds2 baths1,962 sq ft

21624 Rio Oro Dr #50, Cornelius, NC 28031

$299,000

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16638 Amberside Rd E, Cornelius, NC 28031

$585,000

2 beds2 baths1,187 sq ft

17811 Half Moon Ln Unit L, Cornelius, NC 28031

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4 beds4.5 baths4,972 sq ft

18350 Invergordon Ln, Cornelius, NC 28031

COMING SOON

$265,000

2 beds2 baths1,180 sq ft

21228 Hickory St, Cornelius, NC 28031

COMING SOON

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3 beds2.5 baths2,006 sq ft

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Home values near 20409 Rutledge Bluff Way

Data from public records.

Address	Redfin Estimate
20408 Rutledge Bluff Way, Cornelius, NC 4 Beds \| 2.5 Baths \| 2407 Sq. Ft.	$662,282
20406 Rutledge Bluff Way Unit 57, Cornelius, NC 4 Beds \| 2.5 Baths \| 2624 Sq. Ft.	$708,461

Address	Redfin Estimate
20406 Rutledge Bluff Way, Cornelius, NC 4 Beds \| 2.5 Baths \| 2602 Sq. Ft.	$762,809
20430 Tamara Oak Drive, Cornelius, NC 5 Beds \| 2.5 Baths \| 3116 Sq. Ft.	$771,447

Address	Redfin Estimate
20409 Rutledge Bluff Way Unit 59, Cornelius, NC 4 Beds \| 3.5 Baths \| 3297 Sq. Ft.	$885,465
20426 Tamara Oak Drive, Cornelius, NC 4 Beds \| 2.5 Baths \| 2738 Sq. Ft.	$698,495

Property information provided by CANOPYMLS as Distributed by MLS Grid when last listed in 2022. This data may not match . Learn more.

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