Luxury Living in the Prestigious Gated Community of Cramer Mountain! Welcome to 528 Stuart Ridge, where exceptional craftsmanship, thoughtful renovations, and breathtaking outdoor living come together to create a truly one-of-a-kind residence. This stunning four-bedroom, three and one half bath home has been beautifully updated while maintaining its timeless character and architectural charm. The showpiece of the home is the spectacular 400-square-foot sunroom addition, designed for year-round enjoyment. Soaring vintage solid wood beams, expansive Pella windows, and a dramatic panoramic sliding glass door flood the space with natural light while seamlessly connecting the indoors to the outdoors. Step outside to an extraordinary covered patio unlike any other, featuring exposed timber beams, rough-cut round support columns, and an inviting setting perfect for entertaining, relaxing, or simply enjoying the peaceful surroundings. Inside, the thoughtfully designed floor plan offers both openness and privacy. The spacious primary suite provides a private retreat, while the beautifully renovated bathrooms, updated flooring, custom closet improvements, and numerous upgrades throughout make this home truly move-in ready. The professionally designed landscape is equally impressive. A welcoming flagstone walkway leads through an elegant courtyard entrance, while custom flagstone retaining walls create striking tiered lawn and patio areas. New Zoysia sod, a full irrigation system, and professionally installed landscape accent lighting provide year-round beauty with effortless maintenance. Outdoor living is elevated even further with three private decks—each bedroom enjoying direct access to its own outdoor space—creating peaceful retreats to enjoy morning coffee or evening sunsets. Located within the sought-after gated community of Cramer Mountain, residents enjoy a picturesque setting with convenient access to shopping, dining, major highways, and optional club amenities including golf, tennis, swimming, and social activities. This is a rare opportunity to own a home where distinctive architecture, luxury upgrades, and exceptional outdoor living combine to create an unforgettable lifestyle.
Single-familyProperty Type
1988Year Built
0.8 acresLot Size
$328Price/Sq.Ft.
$138/moHOA Dues
2 car garageParking
Listed by John R Bolin• Howard Hanna Allen Tate Gastonia
Listed by Jake Bolin• Howard Hanna Allen Tate Gastonia
Country Club, located between Lake Wylie and downtown Belmont, is a golf-course and riverside Cramerton neighborhood with fairway views and winding, tree-lined streets. The neighborhood’s character concentrates around the Cramer Mountain Club clubhouse and its first-tee corridor, where carts, practice greens, and porch seating set a relaxed, polished pace. Homes lean toward brick traditionals and newer builds arranged along curving lanes and cul-de-sacs. The South Fork Catawba River and nearby greenways shape an outdoors-forward routine. For a local night out, Old Stone Steakhouse and Sammy’s Pub anchor the scene beyond the gates. Daniel Stowe Botanical Garden adds a cultivated, weekend-ritual backdrop across the river.
Provided by Walk Score and Local Logic
Offer insights
528 Stuart Rdg · $1,100,000
$1.09M and above
75% chance or better to win
Why $1.09M+ is a strong offer
DAYS ON MARKET
50 days
The average home goes pending in 69 days.
SALE-TO-LIST
97.1%
Most homes are selling 3% below list price.
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Dining
Interior features
Open floorplan
Kitchen island
Breakfast bar
Pantry
Built-in features
Walk-in closets
Split bedroom layout
Attic pull-down stairs
Insulated windows
Insulated doors
Sliding doors
Garden tub
Bedrooms
4 bedrooms total — 2 on the upper level, 2 on the lower level
Bathrooms
3 full bathrooms
1 half bathroom
Kitchen
Induction cooktop
Microwave
Dishwasher
Refrigerator
Gas water heater
Laundry & utility
Main-level laundry room with electric dryer hookup
Flooring
Stone
Tile
Wood
Heating & cooling
Heat pump for heating and cooling
Exterior features
Covered and rear porches
Front porch
Deck
Patio
In-ground irrigation
Located on a cul-de-sac
Level to sloped terrain
Concrete/paved public road access
Home design
Single-family residence
Site-built construction
Split-level home
Partial brick and wood exterior
Parking
Attached 2-car garage (garage faces side)
2 covered parking spaces
Main-level garage
Construction
Partial brick and wood construction
Crawl space foundation
Utilities
City water
Public sewer
Electricity connected
HOA & community
Homeowners association with semi-annual dues
Association managed by Property Matters Realty
Semi-annual HOA fee of $829
Community features include gated entry, golf access, playground, street lights, and tennis courts
Electricity and solar
View estimated energy costs and solar savings for this home
This district is established to provide areas consisting primarily of single-family residences located in both urban and suburban settings. In most cases, public or community water and/or sewer are available; The only principal residential use allowed in this zone is a single-family residence. Minimum lot size will depend on the provision of water and sewer facilities. In addition, however, a limited number of public and semi-public uses are allowed. Some of those uses, due to their potential effect on residential areas, are only approved as part of a Conditional Zoning District.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
6/10 Heat Factor
7 days above 104° expected this year, 17 days in 30 years
4/10 Wind Factor
19% chance of strong winds in next 30 years
3/10 Air Factor
3 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Cramerton, NC • 28032
Average low and high temperatures (°F)
49
29
57
36
71
46
77
54
78
59
88
68
92
73
82
68
81
64
73
52
65
44
54
34
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
91/ 100
Exceptional sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.6 hrs
6.1 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 528 Stuart Rdg
$1,065,102
$35K under list price of $1.10M
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $545K to $1.5M.