For sale

$1,050,000

Est. $6,545/mo —

•

3,357

sq ft

528 Stuart Rdg, Cramerton, NC 28032

About this home

REDUCED! Luxury Living in the Prestigious Gated Community of Cramer Mountain! Welcome to 528 Stuart Ridge, where exceptional craftsmanship, thoughtful renovations, and breathtaking outdoor living come together to create a truly one-of-a-kind residence. This stunning four-bedroom, three and one half bath home has been beautifully updated while maintaining its timeless character and architectural charm. The showpiece of the home is the spectacular 400-square-foot sunroom addition, designed for year-round enjoyment. Soaring vintage solid wood beams, expansive Pella windows, and a dramatic panoramic sliding glass door flood the space with natural light while seamlessly connecting the indoors to the outdoors. Step outside to an extraordinary covered patio unlike any other, featuring exposed timber beams, rough-cut round support columns, and an inviting setting perfect for entertaining, relaxing, or simply enjoying the peaceful surroundings. Inside, the thoughtfully designed floor plan offers both openness and privacy. The spacious primary suite provides a private retreat, while the beautifully renovated bathrooms, updated flooring, custom closet improvements, and numerous upgrades throughout make this home truly move-in ready. The professionally designed landscape is equally impressive. A welcoming flagstone walkway leads through an elegant courtyard entrance, while custom flagstone retaining walls create striking tiered lawn and patio areas. New Zoysia sod, a full irrigation system, and professionally installed landscape accent lighting provide year-round beauty with effortless maintenance. Outdoor living is elevated even further with three private decks—each bedroom enjoying direct access to its own outdoor space—creating peaceful retreats to enjoy morning coffee or evening sunsets. Located within the sought-after gated community of Cramer Mountain, residents enjoy a picturesque setting with convenient access to shopping, dining, major highways, and optional club amenities including golf, tennis, swimming, and social activities. This is a rare opportunity to own a home where distinctive architecture, luxury upgrades, and exceptional outdoor living combine to create an unforgettable lifestyle.

Single-familyProperty Type

1988Year Built

0.8 acresLot Size

$313Price/Sq.Ft.

$138/moHOA Dues

2 car garageParking

Listed by John R Bolin • Howard Hanna Allen Tate Gastonia

Listed by Jake Bolin • Howard Hanna Allen Tate Gastonia

Contact: john.bolin@howardhannatate.com

Listing updated: Oct 31, 2026 at 12:55pm

Redfin checked: 2 minutes ago

•Source:CANOPYMLS as Distributed by MLS Grid #4408813

Payment calculator

$6,545 per month

Principal and interest$5,730

Property taxes

HOA dues

Home insurance

Utilities

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Open houses

No upcoming open houses.

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Around this home

Schools

K - 12
Preschool & daycare

New Hope Elementary School

Public K-5 • Assigned • 1.9mi

10/10

Cramerton Middle School

Public 6-8 • Assigned • 1.1mi

10/10

Stuart W. Cramer High School

Public 9-12 • Assigned • 1.4mi

5/10

Provided by GreatSchools

About Country

Club

Country Club, located between Lake Wylie and downtown Belmont, is a golf-course and riverside Cramerton neighborhood with fairway views and winding, tree-lined streets. The neighborhood’s character concentrates around the Cramer Mountain Club clubhouse and its first-tee corridor, where carts, practice greens, and porch seating set a relaxed, polished pace. Homes lean toward brick traditionals and newer builds arranged along curving lanes and cul-de-sacs. The South Fork Catawba River and nearby greenways shape an outdoors-forward routine. For a local night out, Old Stone Steakhouse and Sammy’s Pub anchor the scene beyond the gates. Daniel Stowe Botanical Garden adds a cultivated, weekend-ritual backdrop across the river.

Provided by Walk Score and Local Logic

Offer insights

528 Stuart Rdg · $1,050,000

Strong offer

$1.03M and above

75% chance or better to win

Why $1.03M+ is a strong offer

DAYS ON MARKET

The average home goes pending in 66 days.

SALE-TO-LIST

Most homes are selling 2% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Open floorplan
Kitchen island
Breakfast bar
Pantry
Built-in features
Walk-in closets
Split bedroom layout
Attic pull-down stairs
Insulated windows
Insulated doors
Sliding doors
Garden tub

Bedrooms
4 bedrooms total — 2 on the upper level, 2 on the lower level

Bathrooms
3 full bathrooms
1 half bathroom

Kitchen
Induction cooktop
Microwave
Dishwasher
Refrigerator
Gas water heater

Laundry & utility
Main-level laundry room with electric dryer hookup

Flooring
Stone
Tile
Wood

Heating & cooling
Heat pump for heating and cooling

Sale and tax history for 528 Stuart Rdg

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2025

$5,282 (−0.5%)

$84,600 + $450,360

$534,960

2024

$5,307 (−2.0%)

$84,600 + $428,690

$513,290

2023

$5,415 (+23.7%)

$84,600 + $428,690

$513,290

2022

$4,376 (−1.5%)

$57,600 + $282,950

$340,550

2021

$4,444

$57,600 + $282,950

$340,550

2020

$4,444 (+8.4%)

$57,600 + $282,950

$340,550

2019

$4,101 (−5.2%)

$57,600 + $282,950

$340,550

2018

$4,328

$57,600 + $254,280

$311,880

2017

$4,328

$40,000 + $281,805

$321,805

2016

$4,328 (−15.1%)

$40,000 + $281,805

$321,805

2014

$5,099

$60,000 + $319,150

$379,150

2013

$5,100 (+2.7%)

$60,000 + $319,150

$379,150

2012

$4,967

$60,000 + $319,150

$379,150

2011

$4,967

$60,000 + $319,150

$379,150

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.8 Acres

Year renovated

1994

Finished Sq. Ft.

3,069

Unfinished Sq. Ft.

—

Total Sq. Ft.

3,069

Year built

1988

Style

Single Family Residential

County

Gaston County

APN

196171

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 23, 2026.

R-1

Residential District

This district is established to provide areas consisting primarily of single-family residences located in both urban and suburban settings. In most cases, public or community water and/or sewer are available; The only principal residential use allowed in this zone is a single-family residence. Minimum lot size will depend on the provision of water and sewer facilities. In addition, however, a limited number of public and semi-public uses are allowed. Some of those uses, due to their potential effect on residential areas, are only approved as part of a Conditional Zoning District.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

6/10 Heat Factor

7 days above 104° expected this year, 17 days in 30 years

4/10 Wind Factor

19% chance of strong winds in next 30 years

3/10 Air Factor

3 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Cramerton, NC • 28032

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

91/ 100

Exceptional sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.6 hrs

6.1 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 528 Stuart Rdg

$1,010,775

$39K under list price of $1.05M

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $480K to $1.1M.

SOLD AUG 5, 2026
$880,000 Last sold price
5 beds3.5 baths3,226 sq ft
1027 Dan Maples Dr, Cramerton, NC 28032
$40/sq ft
8 years newer
no basement
SOLD MAY 29, 2026
$724,000 Last sold price
4 beds3.5 baths3,233 sq ft
1819 Chesterfield Dr, Belmont, NC 28012
$89/sq ft
smaller lot
26 years newer
SOLD AUG 28, 2026
$1,020,000 Last sold price
6 beds4.5 baths5,310 sq ft
306 Mayworth Way, Cramerton, NC 28032
$121/sq ft
18 years newer
SOLD APR 17, 2026
$676,500 Last sold price
4 beds3.5 baths3,215 sq ft
506 Academy St, Mc Adenville, NC 28101
$103/sq ft
smaller lot
18 years newer
SOLD SEP 29, 2026
$479,900 Last sold price
5 beds3.5 baths3,387 sq ft
2643 Swamp Chestnut Oak Dr, Gastonia, NC 28056
$171/sq ft
smaller lot
32 years newer
SOLD MAY 22, 2026
$1,097,500 Last sold price
5 beds3.5 baths3,695 sq ft
127 Berry Mountain Rd, Cramerton, NC 28032
$16/sq ft
17 years newer
no basement

Rental earnings

Est. $2,920 per month, based on comparable rentals

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