Rare opportunity to create a private Lake Norman retreat with approximately 2.3 acres above the 760' contour, plus an additional 2.38 deeded acres below the 760' contour for approximately 4.7 total deeded acres. With over 200 feet of shoreline on a quiet, deep-water cove, this exceptional homesite offers privacy, mature trees and expansive water views—an incredible setting for a custom waterfront residence. The current owners have completed extensive planning and due diligence, including soil evaluations, an engineered septic system design, boundary and site planning, and prior dock permitting. Seller reports soil testing identified multiple locations suitable for a 5-bedroom septic system, with a final engineered septic plan completed and ready for county submission. A dock was previously permitted by Duke Energy, and supporting permit documentation and engineered dock plans are available. The proposed dock location was selected with the intention of avoiding dredging based on evaluations by two dock builders. With no HOA and substantial preliminary work already completed, this property offers an incredible opportunity to bring your own vision to life on Lake Norman.
Vacant landProperty Type
4.7 acresLot Size
$319,149Price/Acres
Listed by Matt Sarver• Keller Williams Lake Norman
Listed by Gayle Jackson• Keller Williams Lake Norman
As the MLS and public records start to fill up, we'll list the details here.
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Vacant Land
County
Lincoln County
APN
106594
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Last updated by owner on Sep 18, 2026.
R-SF
Residential Single Family District
Established to provide for traditional single-family subdivisions and/or maintain areas in the County for traditional single-family residential uses, such areas, in general, do not presently contain mobile or manufactured homes, duplexes or multi-family dwelling developments. Since manufactured homes and other types of residential dwelling units are accommodated in many of the other residential districts, certain areas of the County can be set aside exclusively for single-family purposes. Unlike the R-S district where public utilities are currently in place or expected to be in the near future, the provision of public utilities is not a factor in the location of the R-SF district. Thus, the R-SF district may be applied to areas which have received both suburban and more rural types of development in the past.
Permitted uses
Include but are not limited to:
Religious facility
Housing-Single unit
Infrastructure
Educational / school
Communications tower
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
6 days above 104° expected this year, 14 days in 30 years
4/10 Wind Factor
14% chance of strong winds in next 30 years
3/10 Air Factor
3 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Denver, NC • 28037
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Sun exposure
Try the sun simulator tool to see how light moves across the property at different times of day and year.
Provided by Shadowmap
Redfin Estimate for 8695 Graham Rd
$1,472,185
$28K under list price of $1.50M
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $668K to $1.2M.