Nestled within the premier gated community of Headwaters at Banner Elk, this beautifully crafted mountain cottage offers the perfect blend of privacy, comfort, and convenience. Being sold turn-key with only a few seller exclusions, this 3-bedroom, 3 full bath retreat is ready for you to enjoy from day one. Thoughtfully designed and well built, the home features warm mountain charm, inviting living spaces, and an extended outdoor deck where you can relax and take in the peaceful mountain views surrounded by nature. Headwaters at Banner Elk offers exceptional amenities including a clubhouse with a movie theater, game room, and fitness center, along with two community lakes for fishing and canoeing, a dog park, tennis courts, and pickleball courts. Ideally located just minutes from Beech Mountain and downtown Banner Elk, you’ll enjoy easy access to skiing, hiking, mountain biking, fly fishing, live music, dining, shopping, and all the High Country has to offer. Whether you're seeking a full-time residence, mountain getaway, or investment property, this private escape delivers the best of mountain living.
Single-familyProperty Type
2009Year Built
2.66 acresLot Size
$518Price/Sq.Ft.
$300/moHOA Dues
2 car garageParking
Listed by Amy LaBarre• Elevate Land & Realty Banner Elk
Located in Headwaters At Banner Elk. A Premier Gated Community. Turn Key - Beautiful Cottage Home w/ 2 Car Garage on 2 lots totaling 2.66 acres. Great Floorplan! Very Private Setting with a Pretty Mountain Views. Granite Countertops, Bosch appliances, wood floors throughout. Two Bedrooms with Bathrooms on Main Level. Unique Third bedroom overlooks the great room through beautiful sliding barn doors. High End Finishes. Just 15 minutes from downtown Banner Elk. Amenities within the gates are:24 hr Clubhouse featuring a 14-Seat Theater, Game Room, Gourmet Kitchen, Fitness Center, Dining Area, Great Room with Fireplace. Additional Amenities include Two Lakes for Fishing and Canoeing and Kayaking, Har-Tru Tennis Court, and several Parks including a Dog Park and the Deer Creek Park with it's Twin Treehouses and Swinging Bridge. Just a 15 minute drive will get you to Downtown Banner Elk & close proximity to Wildcat Lake, Restaurants, Skiing, Tubing, Fishing, Hiking, White Water Rafting, Golf, Shopping, Concerts in Park, etc. Being Sold Furnished minus Seller Exclusions.
CANOPYMLS as Distributed by MLS Grid #3911409
Apr 20, 2023
Sold
$800,000
$488/sq ft
Mar 22, 2023
Contingent
—
Mar 15, 2023
Price Changed
$825,000
$503/sq ft
Mar 1, 2023
Price Changed
$830,000
$506/sq ft
Feb 19, 2023
Price Changed
$835,000
$509/sq ft
Jan 30, 2023
Price Changed
$840,000
$512/sq ft
Oct 6, 2022
Listed
$849,000
$518/sq ft
+33
Located in Headwaters At Banner Elk. A Premier Gated Community. Turn Key - Beautiful Cottage Home w/2 Car Garage on 2 lots totaling 2.66 acres. Great Floorplan! Very Private Setting with a Pretty Mountain Views. Granite Countertops, Bosch appliances, wood floors throughout. Two Bedrooms with Bathrooms on Main Level. Unique Third bedroom overlooks the great room through beautiful sliding barn doors. High End Finishes. Amenities within the gates are: 24 hr Clubhouse featuring a 14-Seat Theater, Game Room, Gourmet Kitchen, Fitness Center, Dining Area, Great Room with Fireplace. Additional Amenities include Two Lakes for Fishing and Canoeing and Kayaking, Har-Tru Tennis Court, and Several Parks including a Dog Park and the Deer Creek Park with it's Twin Treehouses and Swinging Bridge. Just a 15 minute drive will get you to Downtown Banner Elk & close proximity to Wildcat Lake, Restaurants, Skiing, Tubing, Fishing, Hiking, White Water Rafting, Golf, Shopping, Concerts in Park, etc.
HCMLS #240073
Oct 6, 2022
Listed
$830,000
$506/sq ft
HCMLS #218735
Sep 1, 2020
Sold
$495,000
$302/sq ft
Nov 3, 2019
Listed
$499,000
$304/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$1,977
$63,000 + $431,300
$494,300
2024
$1,977 (−3.7%)
$63,000 + $431,300
$494,300
2023
$2,054 (−0.5%)
$63,000 + $425,000
$488,000
2022
$2,064 (−24.6%)
$63,000 + $425,000
$488,000
2021
$2,739 (+4.0%)
$156,300 + $322,400
$478,700
2020
$2,633
$156,300 + $322,400
$478,700
2019
$2,633
$156,300 + $322,400
$478,700
2018
$2,633 (+7.3%)
$156,300 + $322,400
$478,700
2017
$2,454 (+23.0%)
$156,300 + $289,800
$446,100
2016
$1,994 (−14.2%)
$156,300 + $289,800
$446,100
2014
$2,324
$156,300 + $289,800
$446,100
Public record
Beds
3
Baths
3
Stories
1.5
Lot width
—
Lot depth
—
Lot size
2.66 Acres
Year renovated
2009
Finished Sq. Ft.
1,677
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,677
Year built
2009
Style
Single Family Residential
County
Avery County
APN
19300001932000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 10, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.46% chance of being in a wildfire in next 30 years
1/10 Heat Factor
7 days above 87° expected this year, 22 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
2/10 Air Factor
2 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Elk Park, NC • 28622
Average low and high temperatures (°F)
34
18
44
28
56
36
63
46
65
49
73
58
75
63
69
58
66
54
60
43
51
36
42
27
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
80/ 100
Very good sunlight
Sunscore
This home receives average direct sun exposure in Elk Park. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9 hrs
4.3 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 405 Woodlake Loop Rd
$811,464
$38K under list price of $850K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $785K to $1.6M.