This charming cottage, crafted by Barnette Builders, offers outstanding value within a prestigious gated community. Thoughtfully designed, the unique floor plan maximizes every inch, while soaring vaulted tongue-and-groove ceilings create an open, airy feel well beyond its footprint. Expansive windows invite abundant natural light throughout the home. Offered furnished (with a few exclusions), each bedroom features its own private bath for added comfort and privacy. The kitchen is well-appointed with Bosch appliances, a gas range, granite countertops, custom cabinetry, and built-in seating with hidden storage. Nestled in a private wooded setting, the home also includes a cozy fire pit area—perfect for relaxing evenings. Beneath the home, you’ll find a partially floored storage space ideal for additional needs. In 2025, a new electric hot water heater and whole-home filtration system were installed. The deck railing and front step handrails were refinished, and a driveway motion-activated flood light was added to the roof. Located in Headwaters at Banner Elk, a luxury gated community in the Blue Ridge Mountains, this home sits conveniently near the entrance while maintaining a peaceful, secluded feel. A circular driveway allows easy access, and there is potential to add a garage. Residents enjoy six community parks, including a dog park, tennis court, two lakes, hiking trails, and a stunning mountaintop clubhouse featuring a theater, fitness center, game room, dining area, gourmet kitchen, and spacious gathering areas. Take in breathtaking long-range mountain views from the decks.
Single-familyProperty Type
2008Year Built
1.18 acresLot Size
$445Price/Sq.Ft.
$300/moHOA Dues
Listed by Linda Cramblit• Blue Ridge Realty & Inv. - Banner Elk
This Charming Cottage Home was built by Barnette Builders and is an exceptional value in this high-end gated community. The unique floor plan is a great use of space for the size of the home. It feels much larger than it is with the high vaulted tongue & groove ceilings. Lots of glass allowing natural light to shine in. Sold furnished minus items on exclusion list. Each bedrooms has it's own private bathroom. Kitchen has Bosch appliances, gas stove, granite counter-tops, highend cabinetry, built in seating with storage underneath. Private wooded setting with you own fire pit. Under the home is a nice sized partly floored storage area. Headwaters at Banner Elk is a Luxury Gated Community in the beautiful Blue Ridge Mountains of Western North Carolina. This home is located not far from the entrance in this private setting! Circular driveway for easy in and out access. Garage can be added on property. Featuring 6 Community Parks including Dog Park, Tennis Court, 2 Lakes, Hiking Trails, and a Gorgeous Mountaintop clubhouse with a Theater Room, Gym, Game Room, Dining Area, Gourmet Kitchen, and lots of seating in the Great Room. Enjoy long range, breathtaking views from the decks.
Year
Property tax
Land + Additions
Assessment*
2025
$1,661
$63,000 + $352,200
$415,200
2024
$1,661
$63,000 + $352,200
$415,200
2023
$1,661
$63,000 + $352,200
$415,200
2022
$1,661 (−4.0%)
$63,000 + $352,200
$415,200
2021
$1,730
$93,800 + $220,700
$314,500
2020
$1,730
$93,800 + $220,700
$314,500
2019
$1,730
$93,800 + $220,700
$314,500
2018
$1,730 (+7.3%)
$93,800 + $220,700
$314,500
2017
$1,612 (+23.1%)
$93,800 + $199,300
$293,100
2016
$1,310 (−14.2%)
$93,800 + $199,300
$293,100
2014
$1,527
$93,800 + $199,300
$293,100
Public record
Beds
3
Baths
3
Stories
1
Lot width
—
Lot depth
—
Lot size
1.18 Acres
Year renovated
2008
Finished Sq. Ft.
1,453
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,453
Year built
2008
Style
Single Family Residential
County
Avery County
APN
19300001178800000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 10, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.31% chance of being in a wildfire in next 30 years
1/10 Heat Factor
7 days above 87° expected this year, 22 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
2/10 Air Factor
2 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Elk Park, NC • 28622
Average low and high temperatures (°F)
34
18
44
28
56
36
63
46
65
49
73
58
75
63
69
58
67
55
60
43
51
36
42
27
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
76/ 100
Good sunlight
Sunscore
This home receives average direct sun exposure in Elk Park. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8.1 hrs
4.4 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 485 Woodlake Loop Rd
$657,756
$21K under list price of $679K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $191K to $1.1M.