Tucked within the tranquil mountain enclave of River Ridge in Flat Rock, this partially finished residence presents a rare and compelling opportunity to create something truly personal. Priced to sell as is and rich with possibility, it invites an investor or visionary buyer to complete a home that reflects their own taste and aspirations—set against the enduring beauty of Western North Carolina and it is being sold AS IS. Simple selections and work to complete this home. The site-built home rests on a wooded, gently sloping 1.27-acre lot that offers privacy, serenity, and the quiet pleasure of driving by the river each day. Front and side decks extend the living space outdoors, inviting moments of rest amid the trees and mountain air. Once finished, the intended floor plan provides two bedrooms, two bathrooms, and a lofted upper level, lending itself comfortably to full-time living, a mountain retreat, or a thoughtfully designed getaway. A basement with both interior and exterior access offers additional flexibility for future living space, storage, or recreation, while a two-car garage provides ample room for vehicles and all the necessities of mountain life. The layout allows for creativity and customization, making this home as functional as it is distinctive once completed. Despite its peaceful setting, the property remains conveniently located just minutes from Hendersonville, I-26, and Upward Road—offering easy access to dining, shopping, and daily necessities. This is not simply a home—it is a foundation, a setting, and a vision waiting to be realized. Finish it to your own exacting standards and create a mountain residence of lasting character and value. Home being sold AS IS .
Single-familyProperty Type
2009Year Built
1.27 acresLot Size
$133Price/Sq.Ft.
2 car garageParking
Listed by Marilyn Wright• Premier Sotheby’s International Realty
Contact: 828-279-3980
Bought with Shaelagh Higgins• Keller Williams Mtn Partners, LLC
Est. $2,861 per month, based on comparable rentals
Sale and tax history for 109 Tumblebug Trail Rd
Sale History
Tax History
Date
Event
Price
CANOPYMLS as Distributed by MLS Grid #4335386
Jun 25, 2026
Sold
$300,000
$133/sq ft
Jun 5, 2026
Pending
—
May 22, 2026
Contingent
—
May 12, 2026
Price Changed
$299,900
$133/sq ft
Mar 10, 2026
Price Changed
$320,000
$142/sq ft
Mar 2, 2026
Relisted
—
Feb 10, 2026
Contingent
—
Jan 19, 2026
Listed
$335,000
$148/sq ft
CANOPYMLS as Distributed by MLS Grid #4266640
Nov 7, 2025
Contingent
—
Oct 29, 2025
Price Changed
$335,000
$148/sq ft
Oct 15, 2025
Price Changed
$337,500
$150/sq ft
Sep 18, 2025
Price Changed
$340,000
$151/sq ft
Sep 3, 2025
Price Changed
$349,900
$155/sq ft
Jul 29, 2025
Price Changed
$367,500
$163/sq ft
Jun 26, 2025
Price Changed
$370,000
$164/sq ft
Jun 12, 2025
Listed
$385,000
$171/sq ft
CANOPYMLS as Distributed by MLS Grid #4159545
Sep 6, 2024
Price Changed
$469,900
$208/sq ft
Aug 20, 2024
Price Changed
$477,500
$212/sq ft
Aug 2, 2024
Price Changed
$487,000
$216/sq ft
Jul 19, 2024
Price Changed
$499,900
$222/sq ft
Jul 12, 2024
Listed
$509,900
$226/sq ft
Public Records
Feb 9, 2022
Sold
$215,000
$95/sq ft
CANOPYMLS as Distributed by MLS Grid #3743827
Feb 9, 2022
Pending
—
Feb 8, 2022
Sold
$215,000
$95/sq ft
Dec 21, 2021
Contingent
—
Nov 26, 2021
Relisted
—
Nov 26, 2021
Price Changed
$234,900
$104/sq ft
Sep 27, 2021
Contingent
—
Sep 7, 2021
Price Changed
$239,000
$106/sq ft
Aug 19, 2021
Price Changed
$269,000
$119/sq ft
Jul 15, 2021
Price Changed
$289,000
$128/sq ft
May 28, 2021
Listed
$299,000
$133/sq ft
CANOPYMLS as Distributed by MLS Grid #3743787
May 24, 2021
Sold
$150,000
$66/sq ft
Apr 3, 2021
Listed
$150,000
$66/sq ft
Public Records
Dec 10, 2003
Sold
$14,000
$6/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,338 (+58.6%)
$48,200 + $361,200
$409,400
2024
$1,474 (+13.2%)
$48,200 + $361,200
$409,400
2023
$1,302 (+33.7%)
$48,200 + $209,900
$258,100
2022
$974
$48,200 + $179,900
$228,100
2021
$974
$25,200 + $113,800
$139,000
2020
$974
$25,200 + $113,800
$139,000
2019
$974 (+16.3%)
$25,200 + $113,800
$139,000
2018
$837
$25,200 + $113,800
$139,000
2017
$837
$18,500 + $102,000
$120,500
2016
$837 (+8.0%)
$18,500 + $102,000
$120,500
2015
$775 (+8.5%)
$18,500 + $102,000
$120,500
2014
$714
$18,500 + $96,100
$114,600
Public record
Public record
Zoning
Permits
Beds
—
Baths
2
Stories
1.5
Lot width
—
Lot depth
—
Lot size
1.27 Acres
Year renovated
2024
Sq. Ft.
2,400
Year built
2009
Style
Single Family Residential
County
Henderson County
APN
9930889
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 3, 2026.
R3
Residential District Three
The purpose of Residential District Three (R3) is to foster orderly growth where the principal use of land is low density residential. The intent of this district is to allow for residential development consistent with the recommendations of the Comprehensive Plan. This general use district is typically meant to be utilized in areas designated as Rural (RAA) in the Comprehensive Plan.
Finish a single-family home with two bedrooms, two bathrooms, and an unheated basement.
HVAC
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Appliances: Dishwasher, Electric Oven, Microwave, Refrigerator
Door Features: Insulated Door(s)
Exterior
Building Information
Construction Type: Site Built
Construction Materials: Vinyl
Roof: Fiberglass
Exterior Features
Patio And Porch Features: Deck
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Zoning Specification: R3
Lot Information
Lot Features: Sloped, Wooded
Lot Size Area: 1.27
Lot Size Units: Acres
Road Surface Type: Gravel
Road Responsibility: Private Maintained Road
Utilities
Utility Information
Water Source: Well
Sewer: Septic Installed
Location
HOA Information
HOA Subject To: None
School Information
Elementary School: Dana
Middle Or Junior High School: Flat Rock
High School: East
Location Information
Directions: PLEASE NOTE DIRECTIONS MAKE SURE TUMBLEBUG TRAIL ROAD I-26 east to Exit 49, Upward Road. Left over highway and travel to right on Deep Gap Road. Follow for 2.2 miles to right on Hungry River road (entrance to River Ridge). Follow along river until left turn onto Tumblebug Trail Road. See signs.I-26 east to Exit 49, Upward Road. Left over highway and travel to right on Deep Gap Road. Follow for 2.2 miles to right on Hungry River road (entrance to River Ridge). Follow along river until left turn onto Tumblebug Trail Road. See signs. GPS works, don't put in Tumblebug Lane. Make sure it's Tumblebug Trail Road.
Public facts
Beds: —
Baths: 2.0
Sq. Ft.: 2,400
Stories: 1.5
Lot Size: 1.27 acres
Style: Single Family Residential
Year Built: 2009
Year Renovated: 2024
County: Henderson County
APN: 9930889
Home facts updated by county records on Sep 3, 2026
Other
Auction Information
Is Auction: 0
Listing Information
Exception YN: 0
Home Information
Total Property HLA Sq. Ft.: 2256
Living Area: 2256
Above Grade Finished Area: 1,751
Below Grade Finished Area: 505
Sq. Ft. Upper: 541
Sq. Ft. Third: 0
Sq. Ft. Main: 1210
Sq. Ft. Lower: 0
Foundation Details: Basement
Levels: Two
Around this home
Schools
Dana Elementary
Public PreK-5 • Assigned • 2.3mi
2/10
Flat Rock Middle
Public 6-8 • Assigned • 5.6mi
6/10
Henderson County Early College High
Public 9-12 • Assigned • 4.2mi
10/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.31% chance of being in a wildfire in next 30 years
4/10 Heat Factor
7 days above 102° expected this year, 20 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Flat Rock, NC • 28731
Average low and high temperatures (°F)
45
27
54
34
66
42
72
50
72
55
81
63
84
68
76
63
74
58
68
49
61
43
51
33
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
88/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8.4 hrs
5.7 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$468,000 – $567,000
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