OFF MARKET

Off market sep 2023 for $555K

$511,329

Est. refi paymentEst. refi $3,606/mo

•

2,283

sq ft

195 E Swift Creek Rd, Fletcher, NC 28732

About this home

This beautiful home is the popular River Stone neighborhood is only 7 years old but has had many updates during that time. New appliances, remodeled kitchen, tile showers, and LVP floors downstairs have all been done in the last few years. You won't find builder grade finishes here; you'll find craftsman style upgraded trim & doors, upgraded cabinets with pull out shelving, upgraded light fixtures, a gorgeous island with tons of storage and seating for 4, custom closets, beautiful accent walls, tankless water heater, overhead garage storage & more. Your backyard is fully fenced and gives plenty of options for seating or entertaining - whether on the large screened porch, under the pergola, or on the open stamped concrete patio. 195 E Swift Creek is one you won't soon forget and definitely one that you won't find another like in River Stone!! Schedule your private showing today...it may not be available tomorrow!

Single-familyProperty Type

2016Year Built

6,969 sq ftLot Size

$224Est. Price/Sq.Ft.

2 car garageParking

Listed by Caryn Huggins • Southern Roots Real Estate

Contact: Caryn@SouthernRootsRealEstate.net

Bought with Jennifer DiLemme • Fisher Realty - 10 Park Place

Redfin checked: 3 minutes ago

•Source:CANOPYMLS as Distributed by MLS Grid #4027570

Redfin Estimate

$511,329

$44K since sold in September 2023$6,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 7.7% higher than the average sale price ($475K) of 6 comparable homes.

SOLD JUL 17, 2026
$425,000
A
4 beds2.5 baths2,215 sq ft
163 Yadkin Rd, Fletcher, NC 28732
SOLD OCT 5, 2026
$455,000
B
4 beds2.5 baths2,020 sq ft
139 Yadkin Rd, Fletcher, NC 28732
SOLD OCT 1, 2026
$440,000
C
4 beds2.5 baths2,106 sq ft
162 Wheatfield Rd, Fletcher, NC 28732
SOLD AUG 6, 2026
$465,000
D
4 beds2.5 baths2,275 sq ft
154 Haw River Rd, Fletcher, NC 28732
SOLD MAY 22, 2026
$492,000
E
3 beds2.5 baths2,220 sq ft
222 Haw River Rd, Fletcher, NC 28732
SOLD SEP 30, 2026
$571,480
F
4 beds3 baths2,428 sq ft
476 River Bottom Rd, Fletcher, NC 28732

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Earn from this home

Sell

$61,894

Est. take-home

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Refinance

Est. cash available

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Rent

$2,835/mo

Redfin rental estimate

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Market trends in 28732, NC

Last updated October 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-list price

98.3%

+0.0% MoM

Median sale price

$440K

$2K MoM

Avg. days on market

86d

12 days MoM

Recently sold homes

107

4 MoM

New listings for sale

NEW 8 HRS AGO
$450,000
4 beds3 baths1,925 sq ft
4 Belmont Dr, Fletcher, NC 28732
NEW 9 HRS AGO
$265,000
4 beds2 baths1,259 sq ft
359 Wiltshire Cir, Fletcher, NC 28732
NEW 16 HRS AGO
$399,000
3 beds2 baths1,292 sq ft
481 Fanning Bridge Rd, Fletcher, NC 28732
3D WALKTHROUGH
$479,000
4 beds2.5 baths1,991 sq ft
274 Wheatfield Rd, Fletcher, NC 28732
$459,900
3 beds2 baths1,695 sq ft
178 Hilltop View Dr, Fletcher, NC 28732
$425,000
3 beds2 baths1,305 sq ft
11 Spring Lake Dr, Fletcher, NC 28732
COMING SOON
$825,000
3 beds2.5 baths2,541 sq ft
350 Bob Barnwell Rd, Fletcher, NC 28732
3D WALKTHROUGH
$395,000
3 beds2 baths1,614 sq ft
6 Gun Flint Trl, Fletcher, NC 28732
$229,900
2 beds2.5 baths1,107 sq ft
31 Amersham Ln, Fletcher, NC 28732
See all

Provided by Redfin

Sale history for 195 E Swift Creek Rd

Year

Property tax

Land + Additions

Assessment*

2025

$2,657

$160,000 + $335,700

$495,700

2024

$2,657

$160,000 + $335,700

$495,700

2023

$2,657 (+26.8%)

$160,000 + $335,700

$495,700

2022

$2,095 (+6.2%)

$160,000 + $335,700

$495,700

2021

$1,973

$75,000 + $234,900

$309,900

2020

$1,973

$75,000 + $216,800

$291,800

2019

$1,973 (+30.3%)

$75,000 + $216,800

$291,800

2018

$1,514

$75,000 + $216,800

$291,800

2017

$1,514

$25,000 + $197,600

$222,600

Tax history for 195 E Swift Creek Rd

Year

Property tax

Land + Additions

Assessment*

2025

$2,657

$160,000 + $335,700

$495,700

2024

$2,657

$160,000 + $335,700

$495,700

2023

$2,657 (+26.8%)

$160,000 + $335,700

$495,700

2022

$2,095 (+6.2%)

$160,000 + $335,700

$495,700

2021

$1,973

$75,000 + $234,900

$309,900

2020

$1,973

$75,000 + $216,800

$291,800

2019

$1,973 (+30.3%)

$75,000 + $216,800

$291,800

2018

$1,514

$75,000 + $216,800

$291,800

2017

$1,514

$25,000 + $197,600

$222,600

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

—

Baths

Stories

2.3

Lot width

—

Lot depth

—

Lot size

6,970 Sq. Ft.

Year renovated

2016

Sq. Ft.

2,257

Year built

2016

Style

Single Family Residential

County

Henderson County

APN

1019202

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 3, 2026.

Residential District One

The purpose of Residential District One (R1) is to foster orderly growth where the principal use of land is residential. The intent of this district is to allow for medium to high-density residential development consistent with the recommendations of the Comprehensive Plan. This general use district is typically meant to be utilized in areas designated as Urban (USA) in the Comprehensive Plan.

Permitted uses

Include but are not limited to:

Agriculture
Equestrian facility
Religious facility
Day care facility
Housing-Single unit
Housing-Multiple units
Manufacturing
Bed & breakfast
Office
Golf related

Mar 6, 2017 • Final

Permits & inspections - (residential and/or commercial permits)

Construct a new single-family home with an attached garage on a slab foundation. The home includes four bedrooms and three bathrooms.

New construction

Feb 26, 2017 • Final

Permits & inspections - (residential and/or commercial permits)

Work on mechanical systems.

HVAC

Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.

Property details

Parking

Parking Information
Main Level Garage Y/N: 1
SqFt Garage: 466
Parking Features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Front, Keypad Entry
Garage Spaces: 2
Has Garage

Interior

Bedroom Information
# of Bedrooms: Upper: 3
# of Bedrooms: Main: 1
# of Bedrooms: 4

Bathroom Information
# of Full Baths: Upper: 2
# of Full Baths: Main: 1
# of Full Baths (Total): 3

Laundry Room Information
Laundry Features: Laundry Room, Upper Level

Fireplace Information
Has Fireplace
Fireplace Features: Gas Log, Living Room

Heating & Cooling
Heating Information: Forced Air, Natural Gas, Zoned
Cooling Information: Central Air

Interior Features
Room Count: 13
Interior Features: Attic Stairs Pulldown
Window Features: Insulated Window(s)
Appliances: Dishwasher, Disposal, Dryer, Gas Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Washer/Dryer
Flooring: Carpet, Tile, Vinyl
Door Features: Insulated Door(s), Storm Door(s)

Exterior

Building Information
Construction Type: Site Built
Construction Materials: Stone Veneer, Vinyl

Exterior Features
Patio And Porch Features: Covered, Patio, Porch, Rear Porch, Screened
Fencing: Fenced, Partial, Privacy

Property Information
Development Status: Completed
Property Type: Residential
Property Sub Type: Single Family Residence
Zoning: R-1
Zoning Specification: R1

Lot Information
Lot Features: Level
Lot Size Area: 0.16
Lot Size Units: Acres
Road Surface Type: Concrete, Paved
Road Responsibility: Private Maintained Road, Dedicated to Public Use Pending Acceptance

Utilities

Utility Information
Water Source: City
Sewer: Public Sewer

Location

HOA Information
Association Name: IPM Property Management
Association Email: info@ipmhoa.com
HOA Subject To Dues: Mandatory
HOA Subject To: Required
Association Fee: $350
Association Fee Frequency: Annually
Association Annual Expense: 350.00

School Information
Elementary School: Glen Marlow
Middle Or Junior High School: Rugby
High School: West Henderson

Location Information
Directions: GPS will take you right to it.

Community Information
Community Features: Outdoor Pool, Picnic Area, Playground, Recreation Area, Street Lights

Public facts

Beds: —
Baths: 3.0
Sq. Ft.: 2,257
Stories: 2.3
Lot Size: 6,970 square feet
Style: Single Family Residential
Year Built: 2016
Year Renovated: 2016
County: Henderson County
APN: 1019202

Home facts updated by county records on Sep 3, 2026

Other

Listing Information
Exception YN: 0

Green Information
Green Verification Count: 0

Home Information
Total Property HLA Sq. Ft.: 2283
Living Area: 2283
Above Grade Finished Area: 2,283
Sq. Ft. Upper: 1255
Sq. Ft. Third: 0
Sq. Ft. Main: 1028
Sq. Ft. Lower: 0
Second Living Quarters Sq. Ft.: 0
Second Living Quarters Heated Living Area: 0
Foundation Details: Slab
Builder Name: Windsor Built Homes
Builder Model: Sanford with bed & bath down
Levels: Two
Security Features: Carbon Monoxide Detector(s)

Around this home

Schools

K - 12
Preschool & daycare

Glenn C Marlow Elementary

Public K-5 • Assigned • 1.6mi

7/10

Rugby Middle

Public 6-8 • Assigned • 3.1mi

7/10

West Henderson High

Public 9-12 • Assigned • 2.6mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

4/10 Heat Factor

8 days above 97° expected this year, 21 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Fletcher, NC • 28732

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.8 hours in June and 5.2 hours in December, which is comparable to the U.S. average for solar exposure.

8.8 hrs

5.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$486,000 – $589,000

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Home values near 195 E Swift Creek Rd

Data from public records.

Address	Redfin Estimate
173 E Swift Creek Road, Fletcher, NC - Beds \| 2 Baths \| 1454 Sq. Ft.	$392,247
184 E Swift Creek Road, Fletcher, NC 3 Beds \| 2.5 Baths \| 2283 Sq. Ft.	$509,688
223 E Swift Creek Road, Fletcher, NC 4 Beds \| 2 Baths \| 1446 Sq. Ft.	$416,045
248 E Hiawassee Road, Fletcher, NC 3 Beds \| 2.5 Baths \| 2219 Sq. Ft.	$480,648
209 E Hiawassee Road, Fletcher, NC 4 Beds \| 2.5 Baths \| 1968 Sq. Ft.	$505,353
212 E Hiawassee Road, Fletcher, NC 4 Beds \| 2 Baths \| 1466 Sq. Ft.	$360,948
112 Catawba River Road, Fletcher, NC - Beds \| 2.5 Baths \| 1822 Sq. Ft.	$467,063

Address	Redfin Estimate
172 E Swift Creek Road, Fletcher, NC - Beds \| 2 Baths \| 1390 Sq. Ft.	$406,414
200 E Swift Creek Road, Fletcher, NC - Beds \| 2.5 Baths \| 1755 Sq. Ft.	$436,853
215 E Swift Creek Road, Fletcher, NC - Beds \| 2.5 Baths \| 2647 Sq. Ft.	$535,900
177 Catawba River Road, Fletcher, NC - Beds \| 2.5 Baths \| 2120 Sq. Ft.	$469,114
153 Catawba River Road, Fletcher, NC 4 Beds \| 2 Baths \| 2447 Sq. Ft.	$517,583
243 E Hiawassee Road, Fletcher, NC 3 Beds \| 2 Baths \| 2139 Sq. Ft.	$515,751
89 N River Road, Fletcher, NC 3 Beds \| 2.5 Baths \| 1647 Sq. Ft.	$421,406

Address	Redfin Estimate
183 E Swift Creek Road, Fletcher, NC - Beds \| 2 Baths \| 1243 Sq. Ft.	$374,333
218 E Swift Creek Road, Fletcher, NC - Beds \| 2 Baths \| 1746 Sq. Ft.	$430,817
205 E Swift Creek Road, Fletcher, NC - Beds \| 2 Baths \| 1263 Sq. Ft.	$380,695
127 Catawba River Road, Fletcher, NC - Beds \| 2 Baths \| 2100 Sq. Ft.	$480,186
167 Catawba River Road, Fletcher, NC - Beds \| 2 Baths \| 1266 Sq. Ft.	$364,389
105 N River Road, Fletcher, NC 3 Beds \| 2.5 Baths \| 1489 Sq. Ft.	$426,975
117 N River Road, Fletcher, NC 3 Beds \| 2.5 Baths \| 2186 Sq. Ft.	$480,702

Property information provided by CANOPYMLS as Distributed by MLS Grid when last listed in 2023. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 28732, NC

Sale history for 195 E Swift Creek Rd

Tax history for 195 E Swift Creek Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 28732

Home values near 195 E Swift Creek Rd

More real estate resources