Spacious and full of potential, 495 Ruth Circle offers flexible living across three levels. This home has a 3-bedroom septic permit but provides the potential for up to 7 bedrooms. The main level features a primary suite, while the finished basement includes two bedrooms, a bonus room, a large living area, and a full bathroom—perfect for guests, entertaining, or multi-generational living. The third floor offers three additional bedrooms and a bonus room that can be used as a bedroom, leading to a walk-up attic for extra storage. Recent updates include new carpet and a spacious deck with walk-down steps to the lower-level backyard. Energy-efficient owned solar panels add long-term savings. Located on a corner lot, the home features a side-entry two-car garage and a welcoming front entrance with a sliding screen door. A unique opportunity to own a home offering space, flexibility, and modern upgrades!
Single-familyProperty Type
2007Year Built
0.62 acresLot Size
$119Est. Price/Sq.Ft.
2 garage spacesParking
Listed by Meisha Spang, Realtor/ Broker Spang• Mark Spain Real Estate
REDUCED!!! 3 BR 3.5 BA Tri-level. Septic permitted for 3 bedrms but there are 6 bedrms that were finished by builder. Main level - open floor plan w/ hardwood floors, huge living room, large master. Master bath boasts dbl vanities. His/Hers walk-in closets, jetted tub & separate shower. Upper level - Huge Bonus rm w/ closet, Two bedrms and full bath. Lower Level - Overisized Great room, office & den in finished basement w/ walk-out to rear deck. Freshly painted, new carpet & ceramic tile; new SS appliances.
LPRMLS #433639
Jun 25, 2015
Sold
$258,000
$58/sq ft
Oct 5, 2014
Listed
$258,000
$58/sq ft
+31
REDUCED!! AMAZING 3 BEDRM 3.5 BATH TRI LEVEL. SEPTIC PERMITTED FOR 3 BEDRMS BUT BUILDER FINISHED 6 BEDRMS. MAIN LIV AREA OPEN FL00R PLAN W/ HARDWOOD FLOORS. HUGE LIVING RM W/ FIREPLACE. LARGE MASTER ON MAIN LEVEL. MASTER BATH BOASTS HIS & HERS VANITIES & WIC, JETTED TUB & SEPARATE SHOWER W/ RAIN SHOWERHEAD. BRUSHED NICKEL FAUCETS. HUGE BONUS RM. GREAT RM, OFFICE, DEN IN FINISHED BASEMENT W/ WALK OUT ACCESS TO REAR DECK. FRESHLY PAINTED, NEW CARPET IN ALL BEDRMS & CERAMIC TILE IN BATH RMS, NEW SS APPLIANCES
AMLSNC #967084
Mar 1, 2008
Sold
$324,000
$72/sq ft
Nov 8, 2007
Listed
$324,000
$72/sq ft
Public Records
Sep 12, 2007
Sold
$90,000
$20/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$3,514 (+1.4%)
$62,940 + $426,163
$489,103
2024
$3,465
$62,940 + $426,163
$489,103
2023
$3,465
$62,940 + $426,163
$489,103
2022
$3,465 (+22.7%)
$62,940 + $426,163
$489,103
2021
$2,823
$32,000 + $290,090
$322,090
2020
$2,823 (+0.5%)
$32,000 + $290,090
$322,090
2019
$2,808
$32,000 + $290,090
$322,090
2018
$2,808 (+2.3%)
$32,000 + $290,090
$322,090
2017
$2,743
$32,000 + $290,090
$322,090
2016
$2,742
$32,000 + $290,090
$322,090
2015
$2,742
$32,000 + $290,020
$322,020
2014
$2,742
$32,000 + $290,020
$322,020
Tax history for 495 Ruth Cir
Year
Property tax
Land + Additions
Assessment*
2025
$3,514 (+1.4%)
$62,940 + $426,163
$489,103
2024
$3,465
$62,940 + $426,163
$489,103
2023
$3,465
$62,940 + $426,163
$489,103
2022
$3,465 (+22.7%)
$62,940 + $426,163
$489,103
2021
$2,823
$32,000 + $290,090
$322,090
2020
$2,823 (+0.5%)
$32,000 + $290,090
$322,090
2019
$2,808
$32,000 + $290,090
$322,090
2018
$2,808 (+2.3%)
$32,000 + $290,090
$322,090
2017
$2,743
$32,000 + $290,090
$322,090
2016
$2,742
$32,000 + $290,090
$322,090
2015
$2,742
$32,000 + $290,020
$322,020
2014
$2,742
$32,000 + $290,020
$322,020
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Permits
Beds
6
Baths
3.5
Stories
2
Lot width
—
Lot depth
—
Lot size
0.62 Acres
Year renovated
2007
Sq. Ft.
4,113
Year built
2007
Style
Single Family Residential
County
Harnett County
APN
080654 0292 69
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 14, 2026.
RA-30
Residential/Agricultural District
The RA-30 Residential/Agricultural District (RA-30) is established as primarily a single family residential and agricultural district, but includes occasional two-family and multifamily structures.
Permitted uses
Include but are not limited to:
Community / recreation center
Hospital / medical center
Housing-Single unit
Housing-Multiple units
Public service
Educational / school
Fire house
Library
Police station
Park & open space
Mar 22, 2024 • Final
E mechanical residential
Replace the upper and lower split heat pump systems.
Electrical
HVAC
Jan 19, 2021 • Final
Electrical residential
Install a new generator.
Electrical
Generator
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
Attached Garage: Yes
Garage: Yes
Garage Spaces: 2
Open Parking: Yes
Open Parking Spaces: 2
Parking Features: Attached, Driveway, Garage, Garage Faces Side
Patio and Porch Features: Covered, Deck, Front Porch
Foundation Details: Slab
Exterior Features: Balcony
Roof: Shingle
Property information
Living Area: 4,470
Above Grade Finished Area: 2974.0
Below Grade Finished Area: 1496.0
Levels: Three Or More
Lot Information
Lot Size Acres: 0.62
Lot Size Area: 0.62
Lot Size Square Feet: 27007.2
Lot Size Units: Acres
Financial
Tax Information
Tax Annual Amount: 3465.0
Financial Information
Buyer Financing: FHA
Utilities
Utility Information
Sewer: Septic Tank
Water Source: Public
Heating & Cooling
Heating: Yes
Heating Information: Electric
Cooling: Yes
Cooling Information: Ceiling Fan(s), Central Air
Location
HOA Information
Association: Yes
Association Name: Ballard Woods
Association Amenities: Playground, Pool, Other
Association Fee: 385.0
Association Fee Frequency: Annually
Association Fee Includes: Unknown
School Information
Elementary School: Harnett - LaFayette
Middle Or Junior School: Harnett County Schools
High School: Harnett County Schools
Location Information
County Or Parish: Harnett
Directions: From Raleigh, take US 401 S, though Fuquay Varina, toward Lillington. Turn left onto Ballard Rd, into Ballard Woods Subdivision, then take 1st right onto Joseph Alexander Drive, then 1st left onto Ruth Circle.
Latitude: 35.452215
Longitude: -78.817209
Postal Code: 27526
Road Responsibility: Public Maintained Road
Community Information
Senior Community: No
Public facts
Beds: 6
Baths: 3.5
Sq. Ft.: 4,113
Stories: 2.0
Lot Size: 0.62 acres
Style: Single Family Residential
Year Built: 2007
Year Renovated: 2007
County: Harnett County
APN: 080654 0292 69
Home facts updated by county records on Sep 14, 2026
Other
hidden custom fields
Laundry Room, Main Level, Sink
Listing Date Information
Contract Status Change Date: 2026-03-13
Documents Change Timestamp: 2025-12-16T20:37:14Z
Photos Change Timestamp: 2025-11-23T21:18:11Z
Price Change Timestamp: 2026-01-15T15:19:26Z
Listing Price Information
Previous List Price: 495000.0
Around this home
Schools
Northwest Harnett Elementary
Public PreK-5 • Assigned • 7.4mi
6/10
Harnett Central Middle
Public 6-8 • Assigned • 1.9mi
3/10
Harnett Central High
Public 9-12 • Assigned • 2.3mi
4/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.77% chance of being in a wildfire in next 30 years
7/10 Heat Factor
7 days above 106° expected this year, 17 days in 30 years
6/10 Wind Factor
59% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Fuquay Varina, NC • 27526
Average low and high temperatures (°F)
50
29
56
36
71
46
78
54
79
60
90
69
92
73
82
68
82
63
73
52
66
44
55
34
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9 hours in
June and 5.2 hours in December, which is comparable to the
U.S. average for solar exposure.
9 hrs
5.2 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$505,000 – $611,000
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