Welcome to 3104 Cove Loop Road, tucked inside the gated Cummings Cove Golf & Country Club, one of Western North Carolina's most sought-after communities. This two-bedroom, three-bath home delivers sweeping multi-fairway views of the 6th fairway and green, the 7th tee box, and the 9th fairway, right from your windows. Recent upgrades make it move-in ready: new kitchen and bathroom countertops, upgraded showers, new appliances, and a tankless gas water heater. Three brand-new Andersen sliding glass doors span the rear of the home, filling the main level with light and opening onto a wraparound deck built for entertaining or just watching the sunset over the course. Single-level living on the main floor means no compromises: a spacious family room and an oversized sunroom overlooking the fairways. Downstairs is made for hosting: a large recreation room with terrace access, a full bath, a Murphy bed flex space, and two fully plumbed wet bars, one on each level. A two-car garage rounds it out. Life at Cummings Cove means golf, pickleball, tennis, bocce, a heated pool, clubhouse, dog park, community garden, and a full social calendar resort living, steps from home. This is the lifestyle people spend years planning for. Now it's ready for you.
Single-familyProperty Type
1986Year Built
0.38 acresLot Size
$242Price/Sq.Ft.
$268/moHOA Dues
2 car garageParking
Listed by Nicholas Cocozziello• NorthGroup Real Estate LLC
Cummings Cove, located between Hendersonville and Brevard, is a gated and golf-course Etowah neighborhood with a mountain-valley setting and a clubhouse-centered social scene. The neighborhood’s character concentrates around the Cummings Cove Golf & Country Club, where the pro shop, dining room, and terrace set a polished, after-round rhythm. Homes lean toward contemporary mountain and traditional Southern forms, with winding lanes and wooded buffers shaping a quiet streetscape. Trail links and pocket greenspaces connect to the broader outdoor geography of the French Broad River valley. Daily errands and coffee runs tend to orbit nearby Etowah and Pisgah Forest rather than an internal main street.
Provided by Walk Score and Local Logic
Offer insights
3104 Cove Loop Rd · $594,999
$591K and above
75% chance or better to win
Why $591K+ is a strong offer
DAYS ON MARKET
135 days
The average home goes pending in 73 days.
SALE-TO-LIST
97.6%
Most homes are selling 2% below list price.
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Interior features
9 total rooms
Insulated windows
Sliding doors
Storm doors
Fireplace in family room (gas)
Bedrooms
2 bedrooms on the main level
Bathrooms
3 full bathrooms (two on main level, one in basement)
Kitchen
Dishwasher
Electric range
Oven
Microwave
Refrigerator
Garbage disposal
Laundry & utility
Washer and dryer included
Laundry on main level
Gas water heater
Tankless water heater
Flooring
Tile
Wood
Heating & cooling
ENERGY STAR qualified equipment
Forced air heating
Natural gas
Zoned heating
Central air conditioning
Ceiling fans
Exterior features
Balcony
Rear porch
On golf course
Scenic views
Private maintained paved driveway/road
Home design
Single family residence
Site-built construction
One-level living
Parking
2-car garage
Driveway
Garage faces front
Main-level garage
Construction
Stone and wood exterior
Composition roof
Basement foundation
Basement is full, daylight, with interior entry and walk-out access
Built as site-built construction
Utilities
City water
Private sewer
Cable available and connected
Satellite internet available
Wired internet available
Underground power lines and utilities
Electricity connected
HOA & community
Mandatory HOA (Cummings Cove / First Service Residential)
Quarterly HOA fee of $265 and an additional monthly fee of $180
HOA subject to Covenants, Conditions & Restrictions including architectural review and other community rules
Electricity and solar
View estimated energy costs and solar savings for this home
A golfer's dream best describes this enchanting home nestled on the course of Cummings Cove. Features include dual master suites, lavish living room with cozy stone fireplace, scintillating sunroom with a plethora of wonderful windows, extensive decking to enjoy long range vistas and watch course play, a beautiful basement ideal for entertaining with wet bar, guest bath and old fashioned Murphy bed.
CANOPYMLS as Distributed by MLS Grid #NCM508399
Jul 27, 2012
Sold
$214,000
$87/sq ft
May 22, 2012
Delisted
—
Oct 19, 2011
Listed
$222,900
$91/sq ft
Public Records
Oct 20, 1999
Sold
$157,000
$64/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,247
$95,800 + $315,700
$411,500
2024
$2,247
$95,800 + $315,700
$411,500
2023
$2,247 (+10.8%)
$95,800 + $315,700
$411,500
2022
$2,027
$95,800 + $315,700
$411,500
2021
$2,027
$95,800 + $204,100
$299,900
2020
$2,027
$95,800 + $204,100
$299,900
2019
$2,027 (+6.4%)
$95,800 + $204,100
$299,900
2018
$1,906
$95,800 + $204,100
$299,900
2017
$1,906
$82,800 + $201,700
$284,500
2016
$1,906 (+8.4%)
$82,800 + $201,700
$284,500
2015
$1,759 (+4.3%)
$82,800 + $201,700
$284,500
2014
$1,687
$82,800 + $194,400
$277,200
Public record
Public record
Zoning
Permits
Beds
—
Baths
3
Stories
1
Lot width
—
Lot depth
—
Lot size
0.38 Acres
Year renovated
1989
Finished Sq. Ft.
2,216
Unfinished Sq. Ft.
—
Total Sq. Ft.
2,216
Year built
1986
Style
Single Family Residential
County
Henderson County
APN
9931460
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 17, 2026.
R2R
Residential District Two Rural
The purpose of Residential District Two Rural (R2R) is to foster orderly growth where the principal use of land is residential. The intent of this district is to allow for low to medium density residential development and rural commercial and light industrial development consistent with the recommendations of the Comprehensive Plan. This general use district is typically meant to be utilized in areas designated as Transitional (RTA) in the Comprehensive Plan.
Replace the air conditioning unit, indoor coil, and gas furnace. Connect the new equipment to the existing gas piping and electrical service.
Electrical
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
4/10 Heat Factor
7 days above 96° expected this year, 19 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Hendersonville, NC • 28739
Average low and high temperatures (°F)
44
25
54
33
65
41
72
49
72
54
81
62
83
67
78
63
73
58
67
47
60
42
50
31
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
86/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.2 hrs
6.6 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 3104 Cove Loop Rd
$572,668
$22K under list price of $595K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $429K to $786K.