This one owner home is located within the gated community of Cummings Cove Golf & Country Club, this spacious home offers the perfect combination of comfortable main-level living, flexible space, and resort-style amenities. NEW ROOF JUNE 2026. A welcoming entry leads into the living room, the heart of the home—an open floor plan featuring beautiful wood floors, a floor-to-ceiling stone gas log fireplace, and abundant natural light with access to the deck that is great for BBQ, winter Mountain Views & beautiful sunsets. The spacious kitchen is designed for both everyday living and entertaining, offering generous countertop space, abundant cabinetry, pantry and stainless-steel appliances, including NEW APPLIANCES installed in 2024. The primary suite is a private retreat with direct access to a beautiful, screened porch that feels like a treehouse nestled among the trees. Attached to the suite is a large flex room ideal as a home office, craft room, exercise room, nursery, or additional bedroom. The primary bath features dual vanities, a jetted tub, custom shower, and walk-in closet. A split-bedroom floor plan provides privacy for guests and family. The original floor plans have the office as a bedroom, there is a header in the hall to open the doorway to the hall for a bedroom. This would make 3 bedrooms on the main floor. The laundry room has space for an elevator to be added & offers built-in cabinetry, utility sink, and room for a full-size washer and dryer, which convey with the home. Car enthusiasts, hobbyists, and those needing extra storage will appreciate the oversized two-car garage on the main level, plus a tandem garage in the lower level with its own separate driveway. The lower level offers exceptional flexibility and can function as a private apartment or guest suite, complete with a bedroom, full bath, full kitchen, gas log fireplace, covered deck, dog door, and dog run area. Additional lower level features include an office, workshop, tandem garage, dog wash area and ample storage space. Central vacuum services both levels of the home. Cummings Cove is much more than a gated community—it's a vibrant lifestyle destination offering year-round activities, outstanding amenities, and a full social calendar. Golf membership is optional, with access to golf available 365 days a year. Residents enjoy: Heated pool and spa, Water aerobics, Fitness center with exercise classes, Tennis courts, Pickleball courts & classes, Bocce ball, Dog park, community garden, Numerous clubs and social activities plus on-site dining and clubhouse bar. Just beyond the gates, adventure and convenience are always close at hand. Explore the natural beauty of DuPont State Recreational Forest and Pisgah National Forest, both offering incredible hiking, waterfalls, and outdoor recreation. Within approximately 20 minutes, enjoy the shopping, dining, healthcare, festivals, and charm of Hendersonville and Brevard. Everyday conveniences including groceries, gas, and local dining are only minutes away in Etowah and Horseshoe. Asheville Regional Airport located approx. 20 minutes away. Whether you're seeking a full-time residence, mountain retreat, or multi-generational living opportunity, this home offers exceptional flexibility in one of Western North Carolina's premier gated communities.
Single-familyProperty Type
2001Year Built
0.32 acresLot Size
$189Price/Sq.Ft.
$276/moHOA Dues
4 car garageParking
Listed by Michelle Oznick• Keller Williams Mtn Partners, LLC
Make a winning offer with the help of a local agent
Around this home
Schools
K - 12
Preschool & daycare
Etowah Elementary
Public PreK-5 • Assigned • 1.2mi
7/10
Rugby Middle
Public 6-8 • Assigned • 4.4mi
7/10
West Henderson High
Public 9-12 • Assigned • 4.7mi
8/10
Provided by GreatSchools
About Cummings
Cove
Cummings Cove, located between Hendersonville and Brevard, is a gated and golf-course Etowah neighborhood with a mountain-valley setting and a clubhouse-centered social scene. The neighborhood’s character concentrates around the Cummings Cove Golf & Country Club, where the pro shop, dining room, and terrace set a polished, after-round rhythm. Homes lean toward contemporary mountain and traditional Southern forms, with winding lanes and wooded buffers shaping a quiet streetscape. Trail links and pocket greenspaces connect to the broader outdoor geography of the French Broad River valley. Daily errands and coffee runs tend to orbit nearby Etowah and Pisgah Forest rather than an internal main street.
Provided by Walk Score and Local Logic
Offer insights
3121 Cove Loop Rd · $699,836
$693K and above
75% chance or better to win
Why $693K+ is a strong offer
DAYS ON MARKET
130 days
The average home goes pending in 97 days.
SALE-TO-LIST
96.6%
Most homes are selling 3% below list price.
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Dining
Interior features
Open floorplan
Split bedroom layout
Breakfast bar
Central vacuum
Storage
Walk-in closets
Vaulted ceilings
Ceiling fans
Bedrooms
4 bedrooms total — 3 on the main level, 1 in the basement
Bathrooms
3 full bathrooms, 1 half bathroom (distribution: 2 full + 1 half on main; 1 full in basement)
Kitchen
Dishwasher
Disposal
Refrigerator
Ice maker
Bar fridge
Laundry & utility
Washer and dryer hookups
Washer included
Dryer included
Laundry sink
Mud room
Laundry on main level
Inside laundry
Flooring
Wood flooring
Tile flooring
Carpet
Heating & cooling
Central heating (electric and natural gas)
Central air conditioning (electric)
Exterior features
Covered patio/porch
Deck
Front porch
Screened porch
Sloped lot with creek/stream
Private maintained road
Concrete and paved road access
Home design
Single family residence
Site-built construction
1 story with finished room over garage (1 Story/F.R.O.G.)
Vinyl exterior
Parking
Attached garage with 4 garage spaces
Basement garage door and garage shop
Driveway parking
Garage door opener
Garage faces front and side
Security
Radon mitigation system
Construction
Vinyl construction
Basement foundation (finished basement with exterior entry, interior entry, walk-out/walk-up access, storage and exterior entry)
Basement includes finished space and basement shop
Utilities
City water
Private sewer
Underground utilities
Satellite internet available
HOA & community
Community amenities include clubhouse, dog park, fitness center, gated entry, golf, hot tub, outdoor pool, pond, putting green, street lights, and tennis courts
Mandatory HOA with First Service Residential (quarterly fee $290)
Additional association (Cummings Cove) with monthly fee $180
The purpose of Residential District Two Rural (R2R) is to foster orderly growth where the principal use of land is residential. The intent of this district is to allow for low to medium density residential development and rural commercial and light industrial development consistent with the recommendations of the Comprehensive Plan. This general use district is typically meant to be utilized in areas designated as Transitional (RTA) in the Comprehensive Plan.
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
4/10 Heat Factor
7 days above 96° expected this year, 19 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Hendersonville, NC • 28739
Average low and high temperatures (°F)
44
25
54
33
65
41
72
49
72
54
81
62
84
67
75
62
73
57
64
47
60
42
50
31
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
92/ 100
Exceptional sunlight
Sunscore
This home receives average direct sun exposure in Hendersonville. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.7 hrs
7.2 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 3121 Cove Loop Rd
$679,347
$20K under list price of $700K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $665K to $942K.