OFF MARKET

Off market sep 2025 for $3.1M

$3,405,582

Est. refi paymentEst. refi $20,735/mo

•

1,840

sq ft

145 Island Point Rd, Lake Toxaway, NC 28747

About this home

Located in a tranquil cove on Island Point Road, this three bedroom, three bath lakefront home offers the perfect mountain retreat. Situated on a combined double lot totaling 1.24 acres, the property features over 150 feet of shoreline and a private dock ideal for kayaking, paddleboarding, swimming, or simply enjoying the water. A large covered porch offers a peaceful setting with views of the gently sloping yard, providing ample space for outdoor recreation. Offered furnished with few exceptions, this remarkable property is an ideal turnkey getaway.

Single-familyProperty Type

1972Year Built

1.24 acresLot Size

$1,851Est. Price/Sq.Ft.

1 spaceParking

Listed by William Heinitsh • Lake Toxaway Co.

Contact: will@laketoxaway.com

Bought with Reginald Heinitsh • Lake Toxaway Co.

Redfin checked: a few seconds ago

•Source:CANOPYMLS as Distributed by MLS Grid #4259038

Redfin Estimate

$3,405,582

$256K since sold in September 2025$112K since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 133.6% higher than the average sale price ($1.46M) of 6 comparable homes.

SOLD JUN 18, 2026
$2,800,000
A
3 beds3 baths2,338 sq ft
987 Cold Mountain Rd, Lake Toxaway, NC 28747
SOLD SEP 29, 2026
$1,270,000
B
3 beds3.5 baths2,050 sq ft
575 Seminole Way, Lake Toxaway, NC 28747
SOLD FEB 27, 2026
$493,000
C
3 beds2.5 baths2,143 sq ft
274 Whetstone Gap Rd, Lake Toxaway, NC 28747
SOLD SEP 10, 2026
$2,500,000
D
3 beds3.5 baths3,442 sq ft
572 N East Shore Dr, Lake Toxaway, NC 28747
SOLD SEP 3, 2026
$885,000
E
3 beds2 baths1,540 sq ft
522 Toxaway Ct, Lake Toxaway, NC 28747
SOLD MAR 26, 2026
$800,000
F
3 beds3 baths1,996 sq ft
242 Club Colony Ln, Lake Toxaway, NC 28747

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Earn from this home

Sell

$737,017

Est. take-home

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Refinance

Est. cash available

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Rent

$2,752/mo

Redfin rental estimate

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Market trends in 28747, NC

Last updated September 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-list price

93.1%

0.5% MoM

Median sale price

$1.1M

$73K MoM

Avg. days on market

110d

33 days MoM

Recently sold homes

6 MoM

New listings for sale

NEW 14 HRS AGO
$3,250,000
3 beds2 baths— sq ft
7781 Silversteen Rd, Lake Toxaway, NC 28747
$199,900
1 bed1.5 baths— sq ft
135 Toxaway Views Dr #607, Lake Toxaway, NC 28747
$3,729,000
3 beds4 baths— sq ft
590 West Club Blvd, Lake Toxaway, NC 28747
$489,000
3 beds3 baths— sq ft
415 Shelton Rd, Lake Toxaway, NC 28747
See all

Provided by Redfin

Sale history for 145 Island Point Rd

Date

Event

Price

HCMLS #1000905

Sep 9, 2025

Sold

$3,150,000

$1,712/sq ft

Aug 30, 2025

Pending

—

Aug 12, 2025

Listed

—

Aug 11, 2025

Sold

$3,150,000

$1,712/sq ft

Aug 9, 2025

Contingent

—

Jul 30, 2025

Price Changed

$3,500,000

$1,902/sq ft

May 15, 2025

Listed

$3,700,000

$2,011/sq ft

+25

CANOPYMLS as Distributed by MLS Grid #4259038

Sep 9, 2025

Sold

$3,150,000

$1,712/sq ft

Aug 9, 2025

Pending

—

Jul 30, 2025

Price Changed

$3,500,000

$1,902/sq ft

May 15, 2025

Listed

$3,700,000

$2,011/sq ft

Public Records

May 10, 2023

Sold

$3,190,000

$1,734/sq ft

HCMLS #102109

May 11, 2023

Sold

$3,189,920

$1,734/sq ft

Mar 10, 2023

Listed

$3,189,920

$1,734/sq ft

+28

HCMLS #91267

Oct 1, 2020

Sold

$1,175,000

$639/sq ft

Jun 18, 2019

Listed

$1,395,000

$758/sq ft

Public Records

Oct 5, 1999

Sold

$985,000

$535/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$14,141

$1,000,000 + $1,943,030

$2,943,030

2025

$14,141 (+71.8%)

$1,000,000 + $1,943,030

$2,943,030

2024

$8,231

$850,000 + $400,290

$1,250,290

2023

$8,231

$850,000 + $400,290

$1,250,290

2022

$8,231 (+12.9%)

$850,000 + $265,600

$1,115,600

2021

$7,288 (+6.9%)

$850,000 + $265,600

$1,115,600

2020

$6,817 (−0.3%)

$850,000 + $265,600

$1,115,600

2019

$6,840 (+22.2%)

$850,000 + $123,300

$973,300

2018

$5,597 (+1.2%)

$850,000 + $123,300

$973,300

2017

$5,532 (+0.3%)

$850,000 + $123,300

$973,300

2016

$5,515 (−0.8%)

$850,000 + $123,300

$973,300

2015

$5,560 (+0.7%)

$850,000 + $123,300

$973,300

2014

$5,524

Tax history for 145 Island Point Rd

Year

Property tax

Land + Additions

Assessment*

2026

$14,141

$1,000,000 + $1,943,030

$2,943,030

2025

$14,141 (+71.8%)

$1,000,000 + $1,943,030

$2,943,030

2024

$8,231

$850,000 + $400,290

$1,250,290

2023

$8,231

$850,000 + $400,290

$1,250,290

2022

$8,231 (+12.9%)

$850,000 + $265,600

$1,115,600

2021

$7,288 (+6.9%)

$850,000 + $265,600

$1,115,600

2020

$6,817 (−0.3%)

$850,000 + $265,600

$1,115,600

2019

$6,840 (+22.2%)

$850,000 + $123,300

$973,300

2018

$5,597 (+1.2%)

$850,000 + $123,300

$973,300

2017

$5,532 (+0.3%)

$850,000 + $123,300

$973,300

2016

$5,515 (−0.8%)

$850,000 + $123,300

$973,300

2015

$5,560 (+0.7%)

$850,000 + $123,300

$973,300

2014

$5,524

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

1.12 Acres

Year renovated

2010

Sq. Ft.

1,806

Year built

1972

Style

Single Family Residential

County

Transylvania County

APN

8522-48-2019-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 21, 2026.

Property details

Parking

Parking Information
Main Level Garage Y/N: 0
Parking Features: Attached Carport, Circular Driveway
Has Carport
Carport Spaces: 1

Interior

Bedroom Information
# of Bedrooms: Main: 3
# of Bedrooms: 3

Bathroom Information
# of Full Baths: Main: 3
# of Full Baths (Total): 3

Room 1 Information
Room Level: Main

Room 2 Information
Room Level: Main

Room 3 Information
Room Level: Main

Room 4 Information
Room Level: Main

Room 5 Information
Room Level: Main

Room 6 Information
Room Level: Main

Room 7 Information
Room Level: Main

Room 8 Information
Room Level: Main

Room 9 Information
Room Level: Main

Room 10 Information
Room Level: Main

Room 11 Information
Room Level: Main

Laundry Room Information
Laundry Features: Mud Room, Main Level

Fireplace Information
Has Fireplace
Fireplace Features: Living Room, Wood Burning

Heating & Cooling
Heating Information: Forced Air, Propane
Cooling Information: Ceiling Fan(s), Central Air, Heat Pump

Interior Features
Room Count: 11
Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Gas Range, Refrigerator, Washer/Dryer

Exterior

Building Information
Construction Type: Site Built
Construction Materials: Stone, Wood
Roof: Fiberglass

Exterior Features
Patio And Porch Features: Covered, Rear Porch

Waterfront Information
Waterfront Features: Boat Ramp – Community, Dock
Water Body Name: Lake Toxaway

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Zoning Specification: none

Lot Information
Lot Features: Open Lot, Private, Rolling Slope, Waterfront
Lot Size Area: 1.24
Lot Size Units: Acres
Elevation: 3000
Road Surface Type: Concrete, Paved
Road Responsibility: Private Maintained Road

Utilities

Utility Information
Water Source: Well
Sewer: Septic Installed
Utilities: Cable Available, Electricity Connected, Phone Connected, Propane

Location

Multi-Unit Information
Restrictions: Architectural Review,Deed,Square Feet

HOA Information
Association Name: LTCA
Association Email: ltadmin@ipmhoa.com
HOA Subject To Dues: Mandatory
HOA Subject To: Required
Association Fee: $3,276
Association Fee Frequency: Annually
Association Annual Expense: 3276.00

School Information
Elementary School: Unspecified
Middle Or Junior High School: Unspecified
High School: Unspecified

Location Information
Directions: Hwy 64 to Blue Ridge Road (Hwy 281N) to left on Cold Mountain Road to left on Island Point Road to 145 Island Point Road on left.

Community Information
Community Features: Lake Access, Picnic Area, Playground, Pond, Walking Trails

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,806
Stories: —
Lot Size: 1.12 acres
Style: Single Family Residential
Year Built: 1972
Year Renovated: 2010
County: Transylvania County
APN: 8522-48-2019-000

Home facts updated by county records on Oct 21, 2026

Other

Auction Information
Is Auction: 0

Listing Information
Exception YN: 0

Home Information
Total Property HLA Sq. Ft.: 1840
Living Area: 1840
Above Grade Finished Area: 1,840
Sq. Ft. Upper: 0
Sq. Ft. Third: 0
Sq. Ft. Main: 1840
Sq. Ft. Lower: 0
Foundation Details: Crawl Space, Other - See Remarks
Levels: One

Around this home

Schools

Some nearby schools may not be within this home's attendance zone. Please check the Transylvania County School District website to verify.

T C Henderson Elementary

Public PreK-5 • 2.7mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

5/10 Flood Factor

Estimated 59-72% chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

8 days above 97° expected this year, 20 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Lake Toxaway, NC • 28747

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 4.7 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

4.7 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$3.24M – $3.92M

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New listings for sale in 28747

NEW 14 HRS AGO

$3,250,000

3 beds2 baths— sq ft

7781 Silversteen Rd, Lake Toxaway, NC 28747

Two cabins • Small ponds • Natural streams

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1 bed1.5 baths— sq ft

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3 beds4 baths— sq ft

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3 beds3 baths— sq ft

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Recently renovated • Added back porch • Unrestricted land

Home values near 145 Island Point Rd

Data from public records.

Address	Redfin Estimate
239 Island Point Road, Lake Toxaway, NC 3 Beds \| 3 Baths \| 3942 Sq. Ft.	$2,552,060
193 Island Point Road, Lake Toxaway, NC 2 Beds \| 2.5 Baths \| - Sq. Ft.	$2,453,965

Address	Redfin Estimate
215 Island Point Road, Lake Toxaway, NC 4 Beds \| 3 Baths \| 4056 Sq. Ft.	$2,286,252
77 Island Point Road, Lake Toxaway, NC 3 Beds \| 2 Baths \| 2368 Sq. Ft.	$1,547,106

Address	Redfin Estimate
251 Island Point Road, Lake Toxaway, NC 4 Beds \| 2 Baths \| 2392 Sq. Ft.	$2,535,957
31 Cold Mountain Road, Lake Toxaway, NC 3 Beds \| 3.5 Baths \| 2435 Sq. Ft.	$2,050,793

Property information provided by CANOPYMLS as Distributed by MLS Grid when last listed in 2025. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 28747, NC

Sale history for 145 Island Point Rd

Tax history for 145 Island Point Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 28747

Home values near 145 Island Point Rd

More real estate resources