Looking for a High Rock Lake waterfront home with TWO HOMES IN ONE? With over 3,300 sq. ft. of heated living space, this unique property is ideal for multi-generational living, extended family, guests, or investment potential. Separate upper and lower living areas each feature a full kitchen and laundry, with individual driveways. The main level offers 2 bedrooms, 2 full baths, an open floor plan, beautiful lake views, and a versatile flex room. The lower level truly feels like a second home, featuring a gourmet kitchen with a 9’ island and built-in double ovens, second primary suite, laundry, spacious living area, and flex space ideal for an office, gym, media or game room. Direct walkout access provides added privacy and flexibility for extended family or guests. Outside, enjoy approximately 85 feet of waterfront, a private pier, outdoor shower, oversized rear deck overlooking High Rock Lake, plus a storage building perfect for lake gear and outdoor equipment.
Single-familyProperty Type
2019Year Built
0.34 acresLot Size
$271Price/Sq.Ft.
Listed by John Beck• John Christian Luxury Real Estate
Listed by Chris Amburn• John Christian Luxury Real Estate
•Source:CANOPYMLS as Distributed by MLS Grid #4393067
92 days on Redfin • 408 views • 15 favorites
Redfin agents who toured
High Rock Lake new construction with laminate flooring and stainless appliances. The property has a sloping gravel driveway. The home faces a two-lane road. The basement is the length and width of main level.
7 years ago• May not reflect the current state of the home
Looking for a High Rock Lake waterfront home with TWO HOMES IN ONE? With over 3,300 sq. ft. of heated living space, this unique property is ideal for multi-generational living, extended family, guests, or investment potential. Separate upper and lower living areas each feature a full kitchen and laundry, with individual driveways. The main level offers 2 bedrooms, 2 full baths, an open floor plan, beautiful lake views, and a versatile flex room. The lower level truly feels like a second home, featuring a gourmet kitchen with a 9’ island and built-in double ovens, second primary suite, laundry, spacious living area, and flex space ideal for an office, gym, media or game room. Direct walkout access provides added privacy and flexibility for extended family or guests. Outside, enjoy approximately 85 feet of waterfront, a private pier, outdoor shower, oversized rear deck overlooking High Rock Lake, plus a storage building perfect for lake gear and outdoor equipment.
CANOPYMLS as Distributed by MLS Grid #4393067
Aug 20, 2026
Price Changed
$899,900
$271/sq ft
Jul 31, 2026
Price Changed
$939,900
$283/sq ft
Jul 16, 2026
Price Changed
$949,900
$286/sq ft
Jul 7, 2026
Price Changed
$999,500
$301/sq ft
Jun 26, 2026
Price Changed
$1,035,000
$311/sq ft
Jun 12, 2026
Listed
$1,100,000
$331/sq ft
Triad MLS #965666
Mar 24, 2020
Sold
$365,000
$110/sq ft
Feb 29, 2020
Pending
—
Feb 9, 2020
Contingent
—
Feb 6, 2020
Listed
$369,900
$111/sq ft
+22
Lake front living ,less than 1.5 hour drive from Charlotte! New 1700+ sq. ft. ranch home located on High Rock Lake near Lexington NC. This home features an open floor plan with 3 bedrooms and 2 baths on the main floor. Lake frontage is 85' with a pier permit application already verbally approved. An oversize rear deck provides for many hours of relaxed lake viewing. Basement, pre plumbed, presents an opportunity to finish an additional 1600+ square feet. Potential for over 3300 square feet of HLA!
CANOPYMLS as Distributed by MLS Grid #3589053
Mar 24, 2020
Sold
$365,000
$110/sq ft
Feb 9, 2020
Contingent
—
Feb 4, 2020
Listed
$369,900
$111/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,828 (+1.9%)
$150,000 + $278,570
$428,570
2024
$2,776 (+15.6%)
$150,000 + $270,570
$420,570
2023
$2,401
$150,000 + $213,780
$363,780
2022
$2,401 (+4.7%)
$150,000 + $213,780
$363,780
2021
$2,293 (+27.4%)
$150,000 + $213,780
$363,780
2020
$1,801 (+108.4%)
$150,000 + $135,620
$285,620
2019
$864 (+2.4%)
$135,000
2018
$844
$135,000
2017
$844
$135,000
2016
$843 (−10.0%)
$135,000
2014
$937
$150,000
Public record
Public record
Zoning
Beds
3
Baths
2
Stories
1
Lot width
85 ft.
Lot depth
162 ft.
Lot size
0.32 Acres
Year renovated
2019
Finished Sq. Ft.
3,322
Unfinished Sq. Ft.
—
Total Sq. Ft.
3,322
Year built
2019
Style
Single Family Residential
County
Davidson County
APN
06027D0000076
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 8, 2026.
RS
Low Intensity Residential District
The intent of the Low Intensity Residential District is to provide space for suburban residential development, where soil types, location, and topography make this type of development appropriate.
Permitted uses
Include but are not limited to:
Religious facility
Day care facility
Housing-Single unit
Office
Public service
Educational/school
Golf related
Kennel
Ground transport
Park & open space
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 105° expected this year, 17 days in 30 years
4/10 Wind Factor
13% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Lexington, NC • 27292
Average low and high temperatures (°F)
47
26
54
33
70
43
76
52
77
56
88
66
90
72
81
65
80
62
72
49
64
41
52
31
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
95/ 100
Exceptional sunlight
Sunscore
This home receives average direct sun exposure in the zip code. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.8 hrs
6.9 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 645 Riverside Dr
$872,732
$27K under list price of $900K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $535K to $1.1M.