SOLD NOV 24, 2025

Off Market Nov 2025 for $547K

$569,069

Est. refi paymentEst. refi $3,928/mo

•

2,936

sq ft

106 Saddletree Rd, Lincolnton, NC 28092

About this home

Renovated and Expanded! Located in the coveted Oak Forest subdivision, this beautiful 4BR, 3BA custom-built home has received meticulous attention from its owners and is turn-key ready. The expanded open floor plan features a cosy living room with built-in brick fireplace, gourmet kitchen, formal master bedroom with ensuite bath, three guest rooms, and a finished basement with interior/exterior access, perfect for a man-cave or potential in-law suite. With an extensive renovation in 2022, owners redesigned and remodeled the main living area and kitchen, relocated and revamped the utility room, and added a 550SF addition which included a new dining room, a 4th bedroom, and a roomy screened-in porch. Nestled on a 1.08 acre wooded lot, this immaculate home features: new custom cabinetry and built-ins, new hardwood floors and crown molding throughout, a 9FTx 4FT island with single slab countertop, built-in microwave and cabinetry, new stainless steel appliances, farmhouse sink, subway tile backsplash and new lighting and plumbing fixtures. This wooded, landscaped lot offers privacy and location value with close proximity to downtown, area schools and major highways. Roof 2018.

Single-familyProperty Type

1977Year Built

1.08 acresLot Size

$194Est. Price/Sq.Ft.

2 car garageParking

Listed by Elizabeth Cloninger • Cloninger Realty LLC

Listed by • Cloninger Realty LLC

Contact: ec@cloninger-realty.com

Bought with Anna Wiseman • RE/MAX Lifestyle

Redfin checked: 3 minutes ago

•Source:CANOPYMLS as Distributed by MLS Grid #4304871

Redfin Estimate

$569,069

$22K since sold in November 2025$13K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 51.4% higher than the average sale price ($376K) of 5 comparable homes.

SOLD JUL 15, 2026
$350,000
A
3 beds2 baths2,208 sq ft
112 Julia Dr, Lincolnton, NC 28092
SOLD OCT 17, 2025
$455,000
B
4 beds3 baths2,743 sq ft
120 Labans Ln, Lincolnton, NC 28092
SOLD APR 14, 2026
$365,000
C
3 beds2 baths1,993 sq ft
105 Terrace Pl, Lincolnton, NC 28092
SOLD MAR 11, 2026
$410,000
D
3 beds2 baths2,270 sq ft
210 Labans Ln, Lincolnton, NC 28092
SOLD APR 29, 2026
$299,000
E
3 beds2.5 baths2,454 sq ft
1035 Timberlane Dr, Lincolnton, NC 28092

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Earn from this home

Sell

$102,320

Est. take-home

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Refinance

Est. cash available

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Rent

$2,113/mo

Redfin rental estimate

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Market trends in 28092, NC

Last updated August 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

97.7%

0.1% MoM

Median sale price

$345K

$7K MoM

Avg. days on market

69d

1 days MoM

Recently sold homes

165

8 MoM

New listings for sale

NEW 3 HRS AGO
$285,900
3 beds2 baths1,390 sq ft
3910 English Oak Dr, Lincolnton, NC 28092
COMING SOON
$270,000
3 beds2 baths1,120 sq ft
128 Mallory Tai Dr, Lincolnton, NC 28092
NEW 11 HRS AGO
$330,000
3 beds2 baths1,649 sq ft
4108 Lydia Suzanne Pl, Lincolnton, NC 28092
NEW 23 HRS AGO
$1,020,000
4 beds4.5 baths3,880 sq ft
3552 Waterview Trl, Lincolnton, NC 28092
$349,900
3 beds2 baths1,883 sq ft
618 S Poplar St, Lincolnton, NC 28092
$165,000
2 beds1 bath727 sq ft
1302 Startown Rd, Lincolnton, NC 28092
$385,000
3 beds1.5 baths1,283 sq ft
2300 Brookwood Rd, Lincolnton, NC 28092
3D WALKTHROUGH
$289,900
3 beds2 baths1,525 sq ft
151 Rash Rd, Lincolnton, NC 28092
3D WALKTHROUGH
$415,000
4 beds2 baths2,285 sq ft
433 N Cedar St, Lincolnton, NC 28092
$200,000
2 beds2 baths1,064 sq ft
233 Starlight Dr, Lincolnton, NC 28092
See all

Provided by Redfin

Sale history for 106 Saddletree Rd

Year

Property tax

Land + Additions

Assessment*

2025

$4,153

$45,008 + $370,726

$415,734

2024

$4,153 (−2.1%)

$45,008 + $370,726

$415,734

2023

$4,244 (+53.7%)

$45,008 + $368,308

$413,316

2022

$2,762

$35,806 + $188,690

$224,496

2021

$2,762 (+6.1%)

$35,806 + $188,690

$224,496

2020

$2,602

$35,806 + $188,690

$224,496

2019

$2,602 (+11.1%)

$35,806 + $188,690

$224,496

2018

$2,343

$33,298 + $166,773

$200,071

2017

$2,343

$33,298 + $166,773

$200,071

2016

$2,342

$33,298 + $166,773

$200,071

2015

$2,343 (−2.3%)

$33,298 + $166,773

$200,071

2014

$2,398

$40,466 + $166,670

$207,136

2013

$2,399

$40,466 + $166,670

$207,136

2012

$2,399

$40,466 + $166,670

$207,136

2011

$2,399

$40,466 + $166,670

$207,136

Tax history for 106 Saddletree Rd

Year

Property tax

Land + Additions

Assessment*

2025

$4,153

$45,008 + $370,726

$415,734

2024

$4,153 (−2.1%)

$45,008 + $370,726

$415,734

2023

$4,244 (+53.7%)

$45,008 + $368,308

$413,316

2022

$2,762

$35,806 + $188,690

$224,496

2021

$2,762 (+6.1%)

$35,806 + $188,690

$224,496

2020

$2,602

$35,806 + $188,690

$224,496

2019

$2,602 (+11.1%)

$35,806 + $188,690

$224,496

2018

$2,343

$33,298 + $166,773

$200,071

2017

$2,343

$33,298 + $166,773

$200,071

2016

$2,342

$33,298 + $166,773

$200,071

2015

$2,343 (−2.3%)

$33,298 + $166,773

$200,071

2014

$2,398

$40,466 + $166,670

$207,136

2013

$2,399

$40,466 + $166,670

$207,136

2012

$2,399

$40,466 + $166,670

$207,136

2011

$2,399

$40,466 + $166,670

$207,136

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

1.08 Acres

Year renovated

1977

Sq. Ft.

1,883

Year built

1977

Style

Single Family Residential

County

Lincoln County

APN

21250

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 20, 2026.

R-15

Single-Family Residential District

his district is established to provide areas consisting primarily of single-family residences located in both urban and suburban settings. Generally, public water and sewer are available or are readily available. Permitted residential uses consist solely of single-family residences and the minimum lot size shall be 15,000 square feet. In addition to single-family residences, a limited number of private and public community uses are allowed, on either a permitted by right basis or on a conditional use basis where certain criteria specified in this chapter are met.

Property details

Parking

Parking Information
Main Level Garage Y/N: 1
SqFt Garage: 558
Parking Features: Driveway
Garage Spaces: 2
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: Main: 4
# of Bedrooms: 4

Bathroom Information
# of Full Baths: Main: 2
# of Full Baths: Basement: 1
# of Full Baths (Total): 3

Room 1 Information
Room Level: Main

Room 2 Information
Room Level: Main

Room 3 Information
Room Level: Main

Room 4 Information
Room Level: Main

Room 5 Information
Room Level: Main

Room 6 Information
Room Level: Main

Room 7 Information
Room Level: Main

Laundry Room Information
Laundry Features: Electric Dryer Hookup, Utility Room, Sink, Washer Hookup

Basement Information
Has Basement
Basement Features: Full, Interior Entry, Walk-Out Access

Fireplace Information
Has Fireplace
Fireplace Features: Family Room, Gas Log

Heating & Cooling
Heating Information: Electric, Heat Pump
Cooling Information: Electric, Zoned
Sq. Ft. Unheated Total: 1,194
Sq. Ft. Unheated Main: 929
Sq. Ft. Unheated Basement: 265

Interior Features
Room Count: 8
Interior Features: Built-in Features, Kitchen Island, Open Floorplan, Pantry, Walk-in Closet(s)
Appliances: Dishwasher, Disposal, Exhaust Hood, Gas Range, Microwave, Washer/Dryer
Flooring: Hardwood, Tile, Vinyl
Door Features: French Doors, Pocket Doors

Exterior

Building Information
Construction Type: Site Built
Construction Materials: Brick Partial, Vinyl

Exterior Features
Patio And Porch Features: Enclosed, Rear Porch, Screened

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Zoning Specification: R-15

Lot Information
Lot Features: Wooded
Lot Size Area: 1.084
Lot Size Units: Acres
Road Surface Type: Concrete, Paved
Road Responsibility: Private Maintained Road

Utilities

Utility Information
Water Source: City
Sewer: Public Sewer
Utilities: Cable Available, Electricity Connected

Location

Multi-Unit Information
Restrictions: Building,Height,Livestock Restriction,Modular Not Allowed,Subdivision
Restrictions Description: See Covenants in Associated Documents

HOA Information
HOA Subject To Dues: No
HOA Subject To: None
Association Annual Expense: 0.00

School Information
Elementary School: Unspecified
Middle Or Junior High School: Unspecified
High School: Unspecified

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 1,883
Stories: 1.0
Lot Size: 1.08 acres
Style: Single Family Residential
Year Built: 1977
Year Renovated: 1977
County: Lincoln County
APN: 21250

Home facts updated by county records on Aug 20, 2026

Other

Auction Information
Is Auction: 0

Listing Information
Exception YN: 0

Home Information
Total Property HLA Sq. Ft.: 2936
Living Area: 2936
Above Grade Finished Area: 2,290
Below Grade Finished Area: 646
Sq. Ft. Upper: 0
Sq. Ft. Third: 0
Sq. Ft. Main: 2290
Sq. Ft. Lower: 0
Foundation Details: Basement, Crawl Space
Levels: One
Security Features: Smoke Detector(s)

Around this home

Schools

S Ray Lowder Elementary

Public PreK-5 • Assigned • 0.6mi

6/10

Lincolnton Middle

Public 6-8 • Assigned • 4.5mi

4/10

Lincolnton High

Public 9-12 • Assigned • 2.0mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 103° expected this year, 16 days in 30 years

3/10 Wind Factor

7% chance of strong winds in next 30 years

3/10 Air Factor

4 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Lincolnton, NC • 28092

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.3 hours in June and 5.3 hours in December, which is comparable to the U.S. average for solar exposure.

9.3 hrs

5.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$541,000 – $655,000

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Nearby similar homes

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1637 Riverview Rd, Lincolnton, NC 28092

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OPEN SUN, 12PM TO 2PM

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New listings for sale in 28092

NEW 3 HRS AGO

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3 beds2 baths1,390 sq ft

3910 English Oak Dr, Lincolnton, NC 28092

COMING SOON

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3 beds2 baths1,120 sq ft

128 Mallory Tai Dr, Lincolnton, NC 28092

NEW 11 HRS AGO

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3 beds2 baths1,649 sq ft

4108 Lydia Suzanne Pl, Lincolnton, NC 28092

NEW 23 HRS AGO

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4 beds4.5 baths3,880 sq ft

3552 Waterview Trl, Lincolnton, NC 28092

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3 beds2 baths1,883 sq ft

618 S Poplar St, Lincolnton, NC 28092

$165,000

2 beds1 bath727 sq ft

1302 Startown Rd, Lincolnton, NC 28092

$385,000

3 beds1.5 baths1,283 sq ft

2300 Brookwood Rd, Lincolnton, NC 28092

3D WALKTHROUGH

$289,900

3 beds2 baths1,525 sq ft

151 Rash Rd, Lincolnton, NC 28092

3D WALKTHROUGH

$415,000

4 beds2 baths2,285 sq ft

433 N Cedar St, Lincolnton, NC 28092

Home values near 106 Saddletree Rd

Data from public records.

Address	Redfin Estimate
124 Saddle Tree Road, Lincolnton, NC 4 Beds \| 3.5 Baths \| 4937 Sq. Ft.	$873,567
112 Saddle Tree Road, Lincolnton, NC 4 Beds \| 4 Baths \| 4865 Sq. Ft.	$774,237

Address	Redfin Estimate
110 Saddle Tree Road, Lincolnton, NC 4 Beds \| 3.5 Baths \| 2119 Sq. Ft.	$532,241
114 Saddle Tree Road, Lincolnton, NC 4 Beds \| 4 Baths \| 5079 Sq. Ft.	$847,247

Address	Redfin Estimate
101 Saddle Tree Road, Lincolnton, NC 4 Beds \| 2.5 Baths \| 3608 Sq. Ft.	$770,298
115 Saddle Tree Road, Lincolnton, NC 2 Beds \| 2 Baths \| 2232 Sq. Ft.	$536,667

Property information provided by CANOPYMLS as Distributed by MLS Grid when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 28092, NC

Sale history for 106 Saddletree Rd

Tax history for 106 Saddletree Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 28092

Home values near 106 Saddletree Rd

More real estate resources