Welcome to a property that offers the increasingly rare combination of usable land, manageable square footage, and convenient access to major routes. This 3-bedroom, 2-bath home with 1,249 square feet sits on approximately 0.96 acres, providing space to breathe without sacrificing proximity to town. Step inside and you’ll immediately notice the light that fills the main living areas. The living room flows comfortably into the dining space, creating an open yet defined layout that supports both everyday living and gatherings. The floor plan is practical and easy to navigate, offering clear separation between living areas and bedrooms. The kitchen provides generous counter space and cabinet storage, allowing for efficient meal preparation and organization. Whether preparing daily meals or hosting guests, the layout supports functionality without wasted space. The proximity of the dining area makes serving and entertaining seamless. The primary suite includes an en-suite bathroom, offering privacy and convenience within the home. The two additional bedrooms are well-sized and share a full hall bathroom. Closet space throughout the home provides practical storage solutions, helping keep the living areas organized and uncluttered. Beyond the interior, the nearly one-acre lot is where this property truly expands its potential. With approximately 0.96 acres, the outdoor space offers flexibility rarely found in homes of this size. There is room to create gardens, establish recreational areas, add a workshop, or simply maintain open space for enjoyment and privacy. The depth and width of the lot provide options for future planning while still maintaining manageable upkeep. Properties with this amount of land offer the ability to shape the outdoor environment to meet individual needs. Whether that includes additional storage structures, outdoor seating areas, or landscaped features, the lot supports a range of possibilities. The home’s location adds another layer of value. Situated just minutes from Highway 321, commuting is straightforward and allows you to spend more time at home or at the golf course! Glen Oaks Country Club and golf course is about a mile away. Access to nearby shopping, dining, and everyday conveniences ensures practical living without long travel times.
Est. $1,583 per month, based on comparable rentals
Sale and tax history for 3124 Banks St
Sale History
Tax History
Date
Event
Price
Public Records
Apr 20, 2026
Sold
$275,000
$220/sq ft
CANOPYMLS as Distributed by MLS Grid #4338307
Apr 20, 2026
Sold
$274,900
$220/sq ft
Mar 19, 2026
Contingent
—
Feb 16, 2026
Listed
$274,900
$220/sq ft
CANOPYMLS as Distributed by MLS Grid #4318928
Nov 4, 2025
Listed
$279,900
$224/sq ft
CANOPYMLS as Distributed by MLS Grid #4249815
Oct 20, 2025
Price Changed
$279,900
$224/sq ft
Sep 16, 2025
Price Changed
$284,000
$227/sq ft
Jul 22, 2025
Price Changed
$289,000
$231/sq ft
May 21, 2025
Price Changed
$289,500
$232/sq ft
May 1, 2025
Listed
$298,500
$239/sq ft
Apr 25, 2025
Coming Soon
*
CANOPYMLS as Distributed by MLS Grid #2077108
Aug 14, 2012
Sold
$105,000
$84/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$624
$26,000 + $180,763
$206,763
2024
$624 (−6.3%)
$26,000 + $180,763
$206,763
2023
$666 (+24.9%)
$26,000 + $180,763
$206,763
2022
$534 (+2.6%)
$21,000 + $113,318
$134,318
2021
$520 (+15.8%)
$21,000 + $113,318
$134,318
2020
$449
$21,000 + $113,318
$134,318
2019
$449 (+22.8%)
$21,000 + $113,318
$134,318
2018
$366 (+4.6%)
$17,500 + $89,915
$107,415
2017
$350 (+0.2%)
$17,500 + $89,915
$107,415
2016
$349 (−0.2%)
$17,500 + $89,915
$107,415
2015
$350 (−2.6%)
$17,500 + $89,915
$107,415
2014
$359 (−49.7%)
$17,500 + $95,170
$112,670
2013
$713 (+0.3%)
$17,500 + $95,170
$112,670
2012
$711
$17,500 + $94,846
$112,346
2011
$711
$17,500 + $94,846
$112,346
Public record
Public record
Zoning
Permits
Beds
3
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
0.96 Acres
Year renovated
2003
Sq. Ft.
1,236
Year built
2003
Style
Single Family Residential
County
Lincoln County
APN
56372
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 20, 2026.
R-SF
Residential Single Family District
Established to provide for traditional single-family subdivisions and/or maintain areas in the County for traditional single-family residential uses, such areas, in general, do not presently contain mobile or manufactured homes, duplexes or multi-family dwelling developments. Since manufactured homes and other types of residential dwelling units are accommodated in many of the other residential districts, certain areas of the County can be set aside exclusively for single-family purposes. Unlike the R-S district where public utilities are currently in place or expected to be in the near future, the provision of public utilities is not a factor in the location of the R-SF district. Thus, the R-SF district may be applied to areas which have received both suburban and more rural types of development in the past.
Permitted uses
Include but are not limited to:
Religious facility
Housing-Single unit
Infrastructure
Educational / school
Communications tower
Jul 15, 2017 • Final
Mechanical
Replace a heat pump on a residential building.
Heat pump
HVAC
Jul 15, 2017 • Final
Electrical
Replace a heat pump on a residential building.
Electrical
Heat pump
HVAC
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
Main Level Garage Y/N: 0
Parking Features: Attached Carport, Driveway
Has Carport
Carport Spaces: 2
Interior
Virtual Tour
Bedroom Information
# of Bedrooms: Main: 3
# of Bedrooms: 3
Bathroom Information
# of Full Baths: Main: 2
# of Full Baths (Total): 2
Room 1 Information
Room Level: Main
Room 2 Information
Room Level: Main
Room 3 Information
Room Level: Main
Room 4 Information
Room Level: Main
Room 5 Information
Room Level: Main
Room 6 Information
Room Level: Main
Room 7 Information
Room Level: Main
Room 8 Information
Room Level: Main
Room 9 Information
Room Level: Main
Laundry Room Information
Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
Heating & Cooling
Heating Information: Heat Pump
Cooling Information: Ceiling Fan(s), Heat Pump
Interior Features
Room Count: 9
Interior Features: Open Floorplan, Pantry, Split Bedroom, Walk-in Closet(s)
Appliances: Dishwasher, Electric Water Heater, Gas Range, Microwave
Flooring: Carpet, Tile, Wood
Exterior
Building Information
Construction Type: Site Built
Construction Materials: Vinyl
Exterior Features
Patio And Porch Features: Covered, Deck, Front Porch
Directions: From Lincolnton, take Maiden Hwy North. Turn left onto Finger Mill Rd. Turn left onto Hatchett Rd. Turn right onto Banks Rd. Home is on the right. See sign.
Community Information
Community Features: None
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 1,236
Stories: 1.0
Lot Size: 0.96 acres
Style: Single Family Residential
Year Built: 2003
Year Renovated: 2003
County: Lincoln County
APN: 56372
Home facts updated by county records on Aug 20, 2026
Other
Auction Information
Is Auction: 0
Listing Information
Exception YN: 0
Home Information
Total Property HLA Sq. Ft.: 1249
Living Area: 1249
Above Grade Finished Area: 1,249
Sq. Ft. Upper: 0
Sq. Ft. Third: 0
Sq. Ft. Main: 1249
Sq. Ft. Lower: 0
Second Living Quarters Heated Living Area: 0
Foundation Details: Crawl Space
Levels: One
Around this home
Schools
Battleground Elementary School
Public PreK-5 • Assigned • 5.3mi
9/10
Lincolnton Middle
Public 6-8 • Assigned • 3.0mi
4/10
Lincolnton High
Public 9-12 • Assigned • 5.2mi
5/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
6/10 Heat Factor
7 days above 103° expected this year, 18 days in 30 years
3/10 Wind Factor
7% chance of strong winds in next 30 years
3/10 Air Factor
4 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Lincolnton, NC • 28092
Average low and high temperatures (°F)
48
27
56
34
70
43
76
51
77
57
87
66
92
71
81
66
80
62
72
50
64
42
53
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
98/ 100
Exceptional sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.7 hrs
7.5 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$279,000 – $337,000
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