A unique opportunity awaits! This home is available with an assumable FHA loan at an incredible 4.87% interest rate. Welcome home to 124 Hickory Ridge Drive, a stunning ranch home designed for modern living in the highly sought-after Crossroads community. This like-new, 2023-built property is the definition of move-in ready, offering the perfect blend of small-town charm and everyday convenience. The open-concept layout is both bright and inviting, centered around a gorgeous kitchen with sleek quartz countertops, a large island, and stainless steel appliances—perfect for casual dining or entertaining. The thoughtful split-bedroom design provides privacy, with a secluded primary suite featuring a private bath and walk-in closet. Two additional bedrooms offer versatile space for guests, a home office, or a media room. Step outside to a partially fenced backyard, providing a secure and low-maintenance space to enjoy. As a resident of Crossroads, you'll benefit from fantastic community amenities including a sparkling pool, a playground, walking trails, and a pond—all just steps from your front door. With a quick commute to Charlotte and a friendly, neighborly feel, this home offers an incredible lifestyle opportunity. Don't miss your chance to own a piece of Locust's thriving community.
Single-familyProperty Type
2023Year Built
8,712 sq ftLot Size
$217Est. Price/Sq.Ft.
2 car garageParking
Listed by Janet Babaa• ProStead Realty
Contact: janet@babaahometeam.com
Bought with Michael Rowell• Keller Williams South Park
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
3
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
8,712 Sq. Ft.
Year renovated
—
Sq. Ft.
1,615
Year built
2023
Style
Single Family Residential
County
Stanly County
APN
5574 02 88 4882
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 29, 2026.
OPS
Open Space District
The Open Space District is provided to encourage the development of compact neighborhoods and rural building groups that set aside significant natural vistas and landscape features (rural heritage features) for permanent conservation. Development typologies associated with the Open Space District are farms, the single house, the farmhouse cluster, the residential neighborhood, and the mixed-use Traditional Neighborhood Development, available as an Overlay District. The Locust Land Development Plan shows the general location of major open space areas to be preserved.
Property details
Parking
Parking Information
Main Level Garage Y/N: 1
SqFt Garage: 401
Parking Features: Attached Garage, Garage Door Opener, Garage Faces Front
Garage Spaces: 2
Has Garage
Interior
Bedroom Information
# of Bedrooms: Main: 3
# of Bedrooms: 3
Bathroom Information
# of Full Baths: Main: 2
# of Full Baths (Total): 2
Room 1 Information
Room Level: Main
Room 2 Information
Room Level: Main
Room 3 Information
Room Level: Main
Room 4 Information
Room Level: Main
Room 5 Information
Room Level: Main
Room 6 Information
Room Level: Main
Room 7 Information
Room Level: Main
Room 8 Information
Room Level: Main
Room 9 Information
Room Level: Main
Laundry Room Information
Laundry Features: Main Level
Fireplace Information
Has Fireplace
Fireplace Features: Electric, Family Room
Heating & Cooling
Heating Information: Heat Pump
Cooling Information: Central Air
Sq. Ft. Unheated Total: 563
Sq. Ft. Unheated Main: 563
Interior Features
Room Count: 9
Interior Features: Attic Stairs Pulldown
Window Features: Window Treatments
Appliances: Dishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Plumbed For Ice Maker
Flooring: Carpet, Laminate, Vinyl
Exterior
Building Information
Construction Type: Site Built
Construction Materials: Stone, Vinyl
Exterior Features
Patio And Porch Features: Covered, Patio
Fencing: Fenced, Partial
Waterfront Information
Waterfront Features: None
Farm Information
Horse Amenities: None
Property Information
Second Living Quarters: None
Property Type: Residential
Property Sub Type: Single Family Residence
Other Structures: None
Zoning Specification: OPS
Lot Information
Lot Features: Level
Lot Size Area: 0.2
Lot Size Units: Acres
Road Surface Type: Concrete, Paved
Road Responsibility: Publicly Maintained Road
Utilities
Utility Information
Water Source: City
Sewer: County Sewer
Utilities: Electricity Connected
Location
Multi-Unit Information
Restrictions: Subdivision
HOA Information
Has HOA
Association Name: Cusick
HOA Subject To Dues: Mandatory
HOA Subject To: Required
Association Fee: $217.80
Association Fee Frequency: Quarterly
Association Annual Expense: 871.20
School Information
Elementary School: Stanfield
Middle Or Junior High School: West Stanly
High School: West Stanly
Location Information
Directions: From Hwy 485 in Charlotte, exit on to NC-24/27 E (Albemarle Rd) and go east for about 20 miles. Pass the town of Locust and take a RIGHT on S Central Ave (NC 200), Then LEFT on to Elm Street, then RIGHT on Saddlebread Lane and RIGHT on Hickory Ridge Dr. House is on the RIGHT.
Community Information
Community Features: Cabana, Outdoor Pool, Playground, Pond, Sidewalks, Walking Trails
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 1,615
Stories: 1.0
Lot Size: 8,712 square feet
Style: Single Family Residential
Year Built: 2023
Year Renovated: —
County: Stanly County
APN: 5574 02 88 4882
Home facts updated by county records on Jul 29, 2026
Other
Auction Information
Is Auction: 0
Listing Information
Exception YN: 0
Green Information
Green Verification Count: 0
Home Information
Total Property HLA Sq. Ft.: 1631
Living Area: 1631
Above Grade Finished Area: 1,631
Sq. Ft. Upper: 0
Sq. Ft. Third: 0
Sq. Ft. Main: 1631
Sq. Ft. Lower: 0
Foundation Details: Slab
Builder Name: DR Horton
Builder Model: Aria P
Levels: One
Security Features: Smoke Detector(s)
Around this home
Schools
Stanfield Elementary School
Public K-5 • Assigned • 1.6mi
6/10
West Stanly Middle School
Public 6-8 • Assigned • 2.4mi
7/10
West Stanly High School
Public 9-12 • Assigned • 3.9mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Historical weather
Locust, NC • 28097
Average low and high temperatures (°F)
48
28
56
36
70
45
77
53
78
58
88
67
91
72
81
66
81
63
72
51
65
44
53
34
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.3 hours in
June and 5.4 hours in December, which is comparable to the
U.S. average for solar exposure.
9.3 hrs
5.4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$336,000 – $407,000
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