OFF MARKET

Off market feb 2021 for $320K

$463,972

Est. refi paymentEst. refi $2,185/mo

•

1,670

sq ft

20284 Old Mill Rd, Locust, NC 28097

About this home

Bring your RVs, boats, campers, trailers & ATVs! There's plenty of parking with a circular gravel driveway, RV shed and exterior storage shed. Charming Cape Cod is tucked into a 4.32 acre lot with front and back rocking chair porches to enjoy the serene wooded setting. Updates include wood look laminate flooring, tiled baths, acrylic countertops, subway tile backsplash, stainless steel appliances and shiplap accented dining room. The main level has two spacious guest bedrooms and full bath. Upstairs master bedroom has dual walk-in closets and deluxe bath with jetted garden tub & separate shower. Study offers the flexibility of a nursery or playroom. Basement with garage door & access door makes a great workshop, hobby room, rec room or man cave!

Single-familyProperty Type

1998Year Built

4.32 acresLot Size

$278Est. Price/Sq.Ft.

1 spaceParking

Listed by Gregory Moran • Homes Charlotte, LLC

Contact: greg@homescharlotte.com

Bought with Meredith Christy • Lantern Realty & Development LLC

Redfin checked: a minute ago

•Source:CANOPYMLS as Distributed by MLS Grid #3689324

Redfin Estimate

$463,972

$144K since sold in February 2021$20K since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 14.7% higher than the average sale price ($405K) of 6 comparable homes.

SOLD JUN 5, 2026
$348,500
A
3 beds2 baths1,693 sq ft
16138 Substation Rd, Locust, NC 28097
SOLD SEP 17, 2026
$463,900
B
3 beds2 baths2,029 sq ft
24794 NC 24/27 Hwy, Albemarle, NC 28001
SOLD DEC 19, 2025
$315,000
C
3 beds2 baths1,651 sq ft
26565 Red Barn Trl, Locust, NC 28097
SOLD AUG 28, 2026
$330,000
D
3 beds2 baths1,528 sq ft
24454 Dillon Rd, Albemarle, NC 28001
SOLD AUG 3, 2026
$450,000
E
3 beds2 baths1,756 sq ft
16351 Substation Rd, Locust, NC 28097
SOLD MAY 28, 2026
$520,500
F
3 beds2.5 baths1,857 sq ft
15877 Mallory Ln, Mt Pleasant, NC 28124

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$2,718/mo

Redfin rental estimate

List your home for rent

Market trends in 28097, NC

Last updated September 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

99.2%

0.2% MoM

Median sale price

$406K

$3K MoM

Avg. days on market

71d

17 days MoM

Recently sold homes

4 MoM

New listings for sale

COMING SOON
$275,000
3 beds1 bath1,350 sq ft
205 Oakland St, Locust, NC 28097
$360,000
3 beds2.5 baths1,923 sq ft
8176 Chilkoot Ln, Locust, NC 28097
$320,000
3 beds1.5 baths1,097 sq ft
101 Morningstar Dr, Locust, NC 28097
See all

Provided by Redfin

Sale history for 20284 Old Mill Rd

Date

Event

Price

CANOPYMLS as Distributed by MLS Grid #3689324

Feb 5, 2021

Sold

$320,000

$192/sq ft

Dec 28, 2020

Pending

—

Dec 21, 2020

Relisted

—

Dec 18, 2020

Pending

—

Dec 14, 2020

Listed

$315,000

$189/sq ft

CANOPYMLS as Distributed by MLS Grid #2203787

Mar 13, 2014

Sold

$185,000

$111/sq ft

Jan 31, 2014

Contingent

—

Jan 26, 2014

Listed

$189,000

$113/sq ft

+11

Charming home on wooded lot has so much to offer. Vaulted ceiling in great room,gas logs,spacious kitchen,and two porches with great views add to some of the charm. MBR has two big closets and spacious bath. Basement has room for workshop or storage. Plenty of outbuildings, including an RV shed. A hidden gem is a bi-level tree house overlooking creek. Deer and other wildlife will be your neighbors

Year

Property tax

Land + Additions

Assessment*

2026

$2,156

$71,520 + $240,213

$311,733

2025

$2,156 (+33.9%)

$71,520 + $240,213

$311,733

2024

$1,611

$45,740 + $164,477

$210,217

2023

$1,611

$45,740 + $164,477

$210,217

2022

$1,611 (+0.1%)

$45,740 + $164,477

$210,217

2021

$1,609 (+4.8%)

$45,740 + $164,477

$210,217

2020

$1,534 (−0.7%)

$40,750 + $146,428

$187,178

2019

$1,545 (+1.3%)

$40,750 + $146,428

$187,178

2018

$1,525 (+4.4%)

$40,750 + $146,428

$187,178

2017

$1,460 (+15.1%)

$40,750 + $146,428

$187,178

2016

$1,269

$37,090 + $129,977

$167,067

2014

$1,269

$37,090 + $129,977

$167,067

2013

$1,270 (−3.8%)

$37,090 + $129,977

$167,067

2012

$1,320 (+2.4%)

$35,090 + $129,841

$164,931

2011

$1,290

$35,090 + $124,360

$159,450

Tax history for 20284 Old Mill Rd

Year

Property tax

Land + Additions

Assessment*

2026

$2,156

$71,520 + $240,213

$311,733

2025

$2,156 (+33.9%)

$71,520 + $240,213

$311,733

2024

$1,611

$45,740 + $164,477

$210,217

2023

$1,611

$45,740 + $164,477

$210,217

2022

$1,611 (+0.1%)

$45,740 + $164,477

$210,217

2021

$1,609 (+4.8%)

$45,740 + $164,477

$210,217

2020

$1,534 (−0.7%)

$40,750 + $146,428

$187,178

2019

$1,545 (+1.3%)

$40,750 + $146,428

$187,178

2018

$1,525 (+4.4%)

$40,750 + $146,428

$187,178

2017

$1,460 (+15.1%)

$40,750 + $146,428

$187,178

2016

$1,269

$37,090 + $129,977

$167,067

2014

$1,269

$37,090 + $129,977

$167,067

2013

$1,270 (−3.8%)

$37,090 + $129,977

$167,067

2012

$1,320 (+2.4%)

$35,090 + $129,841

$164,931

2011

$1,290

$35,090 + $124,360

$159,450

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

1.54

Lot width

—

Lot depth

—

Lot size

4.32 Acres

Year renovated

2000

Sq. Ft.

1,597

Year built

1998

Style

Single Family Residential

County

Stanly County

APN

6507 03 12 6922

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 17, 2026.

Residential-Agricultural District - Low Density

The regulations of this district are intended to encourage the continuance of agricultural uses as well as to insure that residential development not having access to public water supplies and dependent upon septic tanks for sewage disposal will occur at a sufficiently lower density to provide a healthful environment.

Permitted uses

Include but are not limited to:

Assembly / meeting place
Housing-Group
Housing-Single unit
Housing-Multiple units
Housing-Senior
Infrastructure
Mixed use
Public service
Recreation
Cemetery

Property details

Parking

Parking Information
Main Level Garage Y/N: 0
SqFt Garage: 0
Parking Features: Basement, Carport, Other - See Remarks
Other Parking: One carport 12x20 and a large detached 16x36 covered storage for a boat, trailer or tractor
Has Carport
Carport Spaces: 1

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: Upper: 1
# of Bedrooms: Main: 2
# of Bedrooms: Basement: 0
# of Bedrooms: 3

Bathroom Information
# of Full Baths: Upper: 1
# of Full Baths: Main: 1
# of Full Baths (Total): 2

Laundry Room Information
Laundry Features: Electric Dryer Hookup, Laundry Closet, Main Level

Basement Information
Has Basement
Basement Features: Basement, Basement Garage Door, Exterior Entry, Interior Entry, Partially Finished

Heating & Cooling
Heating Information: Heat Pump
Cooling Information: Ceiling Fan(s), Heat Pump
Sq. Ft. Unheated Total: 1,019
Sq. Ft. Unheated Basement: 1,019

Interior Features
Room Count: 10
Interior Features: Vaulted Ceiling(s)
Window Features: Insulated Window(s)
Appliances: Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Exhaust Hood, Microwave
Flooring: Laminate
Door Features: Storm Door(s)

Exterior

Building Information
Construction Type: Site Built
Construction Materials: Vinyl
Roof: Shingle

Exterior Features
Patio And Porch Features: Front Porch, Rear Porch

Waterfront Information
Waterfront Features: None

Property Information
Second Living Quarters: None
Property Type: Residential
Property Sub Type: Single Family Residence
Other Structures: Shed(s)
Zoning: SFR
Zoning Specification: SFR

Lot Information
Lot Features: Hilly, Rolling Slope, Sloped, Wooded, Wooded
Lot Size Area: 4.32
Lot Size Units: Acres
Lot Size Acres: 4.32
Lot Size Dimensions: 222x670x278x695
Elevation: 1000
Road Surface Type: Stone, Paved
Road Responsibility: Publicly Maintained Road

Utilities

Utility Information
Water Source: Well
Sewer: Septic Installed

Location

Multi-Unit Information
Restrictions: No Restrictions

HOA Information
HOA Subject To Dues: No
HOA Subject To: None

School Information
Elementary School: Unspecified
Middle Or Junior High School: Unspecified
High School: Unspecified

Community Information
Community Features: None

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,597
Stories: 1.54
Lot Size: 4.32 acres
Style: Single Family Residential
Year Built: 1998
Year Renovated: 2000
County: Stanly County
APN: 6507 03 12 6922

Home facts updated by county records on Sep 17, 2026

Other

Business Information
Other Sq. Ft.: 0

Listing Information
Exception YN: 0

Green Information
Green Verification Count: 1

Home Information
Total Property HLA Sq. Ft.: 1670
Living Area: 1670
Living Area Units: Square Feet
Above Grade Finished Area: 1,670
Sq. Ft. Upper: 633
Sq. Ft. Third: 0
Sq. Ft. Main: 1037
Sq. Ft. Lower: 0
Building Area Total: 1670
Levels: One and One Half
Security Features: Carbon Monoxide Detector(s)

Team Information
List Office AOR: Charlotte Regional Realtor Association

Around this home

Schools

Endy Elementary School

Public K-5 • Assigned • 3.3mi

7/10

West Stanly Middle School

Public 6-8 • Assigned • 4.0mi

7/10

West Stanly High School

Public 9-12 • Assigned • 3.5mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

6/10 Heat Factor

7 days above 105° expected this year, 15 days in 30 years

6/10 Wind Factor

27% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Locust, NC • 28097

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.3 hours in June and 5.4 hours in December, which is comparable to the U.S. average for solar exposure.

9.3 hrs

5.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$441,000 – $534,000

Sell confidently with a local market expert in Locust. 3 minutes to get started.

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New listings for sale in 28097

COMING SOON

$275,000

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$360,000

3 beds2.5 baths1,923 sq ft

8176 Chilkoot Ln, Locust, NC 28097

$320,000

3 beds1.5 baths1,097 sq ft

101 Morningstar Dr, Locust, NC 28097

Home values near 20284 Old Mill Rd

Data from public records.

Address	Redfin Estimate
20363 Old Mill Road, Locust, NC 2 Beds \| 1 Baths \| 1204 Sq. Ft.	$539,160
20284 Old Mill Road #A, Locust, NC 2 Beds \| 2 Baths \| 2046 Sq. Ft.	$413,684

Address	Redfin Estimate
20098 Old Mill Road, Locust, NC 3 Beds \| 1 Baths \| 1717 Sq. Ft.	$343,733
20223 Old Mill Road, Locust, NC 3 Beds \| 3 Baths \| 2379 Sq. Ft.	$438,208

Address	Redfin Estimate
20476 Old Mill Road, Locust, NC 3 Beds \| 2 Baths \| 1221 Sq. Ft.	—
20255 Old Mill Road, Locust, NC 3 Beds \| 2 Baths \| 2445 Sq. Ft.	$623,000

Property information provided by CANOPYMLS as Distributed by MLS Grid when last listed in 2020. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 28097, NC

Sale history for 20284 Old Mill Rd

Tax history for 20284 Old Mill Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 28097

Home values near 20284 Old Mill Rd

More real estate resources