OFF MARKET

Off market feb 2020 for $118K

$322,197

Est. refi paymentEst. refi $947/mo

•

1 ba

•

1,056

sq ft

866 Henry Ruff Rd, Mill Spring, NC 28756

About this home

Have you always dreamed of a cute, secluded cottage in the woods? This is your chance and all for under $150,000 Pack up your bags and food, pull up and breathe the fresh air with no one around!!!! It includes around 5 acres and has a creek on it that runs on the backside of the property. You are only minutes to Lake Lure, including the grocery store, restaurants and fun to be had by all if you decide to go out for the day! New well and roof installed recently! You have a wood stove and wood burning fireplace to relax by. All appliances and furniture that is there can be kept by the new buyer. (Per the client’s request, please do not go by without listing agent accompanying to property.)

Single-familyProperty Type

1940Year Built

5 acresLot Size

$305Est. Price/Sq.Ft.

4 spacesParking

Listed by Erika Bradley • Century 21 Mountain Lifestyles/S. Hend

Bought with Alice Lance • BluAxis Realty

Redfin checked: a minute ago

•Source:CANOPYMLS as Distributed by MLS Grid #3578890

Redfin Estimate

$322,197

$204K since sold in February 2020$15K since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 1.7% higher than the average sale price ($317K) of 6 comparable homes.

SOLD SEP 23, 2026
$413,000
A
2 beds2 baths1,332 sq ft
250 Luther Burbank Dr, Lake Lure, NC 28746
SOLD SEP 18, 2026
$240,000
B
2 beds1 bath1,031 sq ft
620 Smith Waldrop Rd, Columbus, NC 28722
SOLD AUG 25, 2026
$360,000
C
3 beds2 baths1,200 sq ft
386 Sunset Dr #14, Mill Spring, NC 28756
SOLD SEP 24, 2026
$535,000
D
4 beds3 baths1,794 sq ft
1434 Lake Adger Rd, Mill Spring, NC 28756
SOLD AUG 18, 2026
$125,000
E
Land— sq ft
1359 Lamb Mountain Rd, Hendersonville, NC 28792
SOLD MAR 5, 2026
$227,000
F
3 beds2 baths1,332 sq ft
34 Scot Turn None, Mill Spring, NC 28756

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Earn from this home

Refinance

Est. cash available

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Rent

$2,015/mo

Redfin rental estimate

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Market trends in 28756, NC

Last updated September 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

93.4%

1.6% MoM

Median sale price

$399K

$131K MoM

Avg. days on market

117d

37 days MoM

Recently sold homes

3 MoM

New listings for sale

$225,000
3 beds2 baths1,524 sq ft
784 Big Level Rd, Mill Spring, NC 28756
VIDEO TOUR
$375,000
4 beds2 baths2,569 sq ft
2125 Whiteside Rd, Mill Spring, NC 28756
3D WALKTHROUGH
$379,000
3 beds2 baths1,380 sq ft
119 Celestial Way, Mill Spring, NC 28756
3D WALKTHROUGH
$474,900
2 beds2 baths1,397 sq ft
5 Chalet Ct, Mill Spring, NC 28756
$599,000
3 beds2.5 baths2,272 sq ft
1164 Garrett Rd, Mill Spring, NC 28756
See all

Provided by Redfin

Sale history for 866 Henry Ruff Rd

Year

Property tax

Land + Additions

Assessment*

2025

$1,034 (+31.3%)

$62,000 + $136,868

$198,868

2024

$788

$40,000 + $77,100

$117,100

2023

$788 (+3.1%)

$40,000 + $77,100

$117,100

2022

$764

$40,000 + $77,100

$117,100

2021

$764 (+9.0%)

$40,000 + $77,100

$117,100

2020

$701

$35,000 + $66,690

$101,690

2019

$701 (+37.9%)

$35,000 + $66,690

$101,690

2018

$509 (−21.0%)

$35,000 + $66,690

$101,690

2017

$644 (−0.4%)

$35,000 + $66,690

$101,690

2015

$646

$35,000 + $73,196

$108,196

2014

$646

$35,000 + $73,196

$108,196

Tax history for 866 Henry Ruff Rd

Year

Property tax

Land + Additions

Assessment*

2025

$1,034 (+31.3%)

$62,000 + $136,868

$198,868

2024

$788

$40,000 + $77,100

$117,100

2023

$788 (+3.1%)

$40,000 + $77,100

$117,100

2022

$764

$40,000 + $77,100

$117,100

2021

$764 (+9.0%)

$40,000 + $77,100

$117,100

2020

$701

$35,000 + $66,690

$101,690

2019

$701 (+37.9%)

$35,000 + $66,690

$101,690

2018

$509 (−21.0%)

$35,000 + $66,690

$101,690

2017

$644 (−0.4%)

$35,000 + $66,690

$101,690

2015

$646

$35,000 + $73,196

$108,196

2014

$646

$35,000 + $73,196

$108,196

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

5 Acres

Year renovated

1980

Sq. Ft.

—

Year built

1940

Style

Single Family Residential

County

Polk County

APN

P40-51

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 5, 2026.

Property details

Parking

Parking Information
Main Level Garage Y/N: 0
Parking Features: Driveway, Parking Space - 4+

Interior

Bedroom Information
# of Bedrooms: 3
Bedroom 1 Level: Main
Bedroom 2 Level: Main
Room 1 Beds Total: 3

Bathroom Information
# of Full Baths (Total): 1
Bathroom 1 Level: Main
Room 1 Baths Full: 1

Room 1 Information
Room Type: Bathroom(s),Bedroom(s),Dining Room,Kitchen,Laundry,Living Room,Master Bedroom

Laundry Room Information
Laundry Features: Main Level
Laundry Room Level: Main

Dining Room Information
Dining Room Level: Main

Kitchen Information
Kitchen Level: Main

Living Room Information
Living Room Level: Main

Fireplace Information
Has Fireplace
Fireplace Features: Living Room, Wood Burning, Wood Burning Stove

Heating & Cooling
Heating Information: Heat Pump, Heat Pump, Wood Stove

Interior Features
Room Type: Bathroom 1, Dining Room, Kitchen, Laundry, Living Room, Master Bedroom, Bedroom 1, Bedroom 2
Appliances: Ceiling Fan(s), Dishwasher, Dryer, Freezer, Microwave, Refrigerator, Washer

Exterior

Building Information
Construction Type: Site Built
Construction Materials: Concrete, Wood Siding
Roof: Metal

Exterior Features
Porch: Back,Front
Exterior Features: Barn(s), Tractor Shed, Workshop

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence

Lot Information
Lot Features: Cul-De-Sac, Level, Private, Stream/Creek, Wooded, Wooded
Lot Size Area: 5
Road Surface Type: Gravel
Road Responsibility: Private Maintained Road

Utilities

Utility Information
Water Source: Well
Sewer: Septic Installed
Water Heater Information: Electric

Location

Multi-Unit Information
# of Units: 0

HOA Information
HOA Subject To: None

School Information
Elementary School: Sunnyview
Middle Or Junior High School: Polk
High School: Polk

Location Information
Directions: From Columbus: Turn left onto NC-9 N, Turn left onto Coopers Gap Rd, Turn left onto Lake Adger Rd, Turn left onto Ruff Rd, 866 Henry Ruff Rd, Mill Spring, NC 28756 on the Right see sign (Follow Fence down Driveway to gate) From Lake Lure Ingles: Turn right onto NC-9, Sharp right onto Coopers Gap Rd, Turn left onto Lake Adger Rd, Turn left onto Ruff Rd, 866 Henry Ruff Rd, Mill Spring, NC 28756 (follow fence down driveway to gate)

Public facts

Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 5 acres
Style: Single Family Residential
Year Built: 1940
Year Renovated: 1980
County: Polk County
APN: P40-51

Home facts updated by county records on Aug 5, 2026

Other

Home Information
Living Area: 1056
Sq. Ft. Upper: 0
Sq. Ft. Third: 0
Sq. Ft. Main: 1056
Sq. Ft. Lower: 0
Building Area Total: 1056
Foundation Details: Block
Structure Type: 1 Story

Around this home

Schools

Sunny View Elementary School

Public PreK-5 • Assigned • 2.5mi

6/10

Polk County Middle School

Public 6-8 • Assigned • 4.9mi

4/10

Polk County High School

Public 9-12 • Assigned • 6.6mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.62% chance of being in a wildfire in next 30 years

5/10 Heat Factor

7 days above 105° expected this year, 18 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

3/10 Air Factor

3 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Mill Spring, NC • 28756

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

Try the sun simulator tool to see how light moves across the property at different times of day and year.

Provided by Shadowmap

Estimated sale price

$307,000 – $371,000

Sell confidently with a local market expert in Mill Spring. 3 minutes to get started.

Nearby similar homes

$925,000

Land— sq ft

536 Pea Ridge Rd, Mill Spring, NC 28756

3D WALKTHROUGH

$775,000

3 beds2.5 baths3,456 sq ft

124 Moss Hill Ln, Lake Lure, NC 28746

$225,000

3 beds2 baths1,524 sq ft

784 Big Level Rd, Mill Spring, NC 28756

VIDEO TOUR

$375,000

4 beds2 baths2,569 sq ft

2125 Whiteside Rd, Mill Spring, NC 28756

NEW CONSTRUCTION

$1,974,504

3 beds3.5 baths2,616 sq ft

2026 Deep Gap Farm Rd E, Mill Spring, NC 28756

3D WALKTHROUGH

$699,000

3 beds2.5 baths2,877 sq ft

845 Morning Ride Dr, Columbus, NC 28722

New listings for sale in 28756

$225,000

3 beds2 baths1,524 sq ft

784 Big Level Rd, Mill Spring, NC 28756

VIDEO TOUR

$375,000

4 beds2 baths2,569 sq ft

2125 Whiteside Rd, Mill Spring, NC 28756

3D WALKTHROUGH

$379,000

3 beds2 baths1,380 sq ft

119 Celestial Way, Mill Spring, NC 28756

3D WALKTHROUGH

$474,900

2 beds2 baths1,397 sq ft

5 Chalet Ct, Mill Spring, NC 28756

$599,000

3 beds2.5 baths2,272 sq ft

1164 Garrett Rd, Mill Spring, NC 28756

Home values near 866 Henry Ruff Rd

Data from public records.

Address	Redfin Estimate
868 Henry Ruff Rd, Mill Spring, NC 5 Beds \| 3.5 Baths \| 4304 Sq. Ft.	$1,166,268
1157 Ruff Rd Apartment 1157, Mill Spring, NC 3 Beds \| 2 Baths \| 916 Sq. Ft.	—

Address	Redfin Estimate
1157 Ruff Rd Apartment 1157, Mill Spring, NC 3 Beds \| 3 Baths \| 864 Sq. Ft.	—

Address	Redfin Estimate
1157 Ruff Rd Apartment 1157, Mill Spring, NC 3 Beds \| 3 Baths \| 1888 Sq. Ft.	—

Property information provided by CANOPYMLS as Distributed by MLS Grid when last listed in 2019. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 28756, NC

Sale history for 866 Henry Ruff Rd

Tax history for 866 Henry Ruff Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 28756

Home values near 866 Henry Ruff Rd

More real estate resources