Main Home + Detached Guest House + Heated Pool + Lake Views + No HOA Tucked away on a quiet street just minutes from Mooresville’s everyday conveniences, 145 Morgan Bluff Road offers something increasingly rare, value created not by a single feature, but by the combination of a main residence, detached guest house, heated pool, relaxing lake views, and the freedom of no HOA. This exceptional property provides true separation and flexibility to accommodate a variety of living arrangements. Framed by mature pines with year-round lake views, the property offers nearly 2,800 total square feet between the 2,351 sq ft main home and a fully detached 447 sq ft guest residence. This isn’t simply additional space--it’s true separation, independence, and flexibility. Inside the primary residence, a refreshed kitchen with quartz surfaces and induction cooking anchors light-filled living areas framed by expansive windows. The spacious main-level primary suite provides everyday convenience, while the finished basement extends the footprint with a full bath and versatile bonus space ideal for office, fitness, media, or additional sleeping quarters. The guest house is a fully standalone structure with its own entrance, kitchen, bedroom, and full bath; well-suited for multi-generational living, private work-from-home space, long-term guests, or potential income opportunities without disrupting the main home. Outdoors, the fenced backyard and heated inground pool create a courtyard-style setting surrounded by mature landscaping that forms a private, relaxed retreat. Lake views are best enjoyed from the covered front porch, overlooking the generous front lawn and towering Carolina pines. Two nearby community lake access points provide convenient kayak, canoe, and paddleboard launches, with public boat access just minutes away. Dual driveways offer additional flexibility for boat or RV parking. Recent improvements include a new roof (2026), new basement and stair flooring (2026), and three heat pump condensers replaced (2021 and 2025), reinforcing long-term confidence in the home’s condition. 145 Morgan Bluff presents a rare combination of flexibility, privacy, and Lake Norman living in an established setting.
Single-familyProperty Type
2001Year Built
0.45 acresLot Size
$284Price/Sq.Ft.
2 car garageParking
Listed by Dana Pape• Coldwell Banker Realty
Listed by Chris Pape• Coldwell Banker Realty
Contact: dana@papemore.com
Bought with Laura Pegram• Ivester Jackson Christie's
Est. $2,916 per month, based on comparable rentals
Sale and tax history for 145 Morgan Bluff Rd
Sale History
Tax History
Date
Event
Price
CANOPYMLS as Distributed by MLS Grid #4344802
Jun 3, 2026
Sold
$795,000
$284/sq ft
Apr 23, 2026
Contingent
—
Mar 12, 2026
Listed
$815,000
$291/sq ft
Mar 5, 2026
Coming Soon
$815,000
$291/sq ft
Public Records
Jun 18, 2018
Sold
$415,000
$148/sq ft
CANOPYMLS as Distributed by MLS Grid #2176076
Mar 26, 2014
Sold
$358,000
$128/sq ft
Jan 31, 2014
Contingent
—
Dec 16, 2013
Delisted
—
Oct 24, 2013
Price Changed
$374,900
$134/sq ft
Oct 15, 2013
Relisted
—
Oct 15, 2013
Delisted
—
Aug 26, 2013
Listed
$389,000
$139/sq ft
+11
Looking for a place for the inlaws to stay? This waterview home has a great guest house w/ private drive. Wonderful Basement home in a great lake neighborhood but no HOA fees! Master on the main and beautiful hardwood floors. Two more bedrooms up and a possible 4th bedroom and full bath in the basement. Sparkling in ground pool. Beautiful landscaping in a serene setting.
Year
Property tax
Land + Additions
Assessment*
2025
$3,994
$100,000 + $556,540
$656,540
2024
$3,994
$100,000 + $556,540
$656,540
2023
$3,994 (+63.3%)
$100,000 + $556,540
$656,540
2022
$2,445 (+0.3%)
$50,000 + $320,520
$370,520
2021
$2,437
$50,000 + $320,520
$370,520
2020
$2,437 (+4.8%)
$50,000 + $320,520
$370,520
2019
$2,326 (+10.8%)
$50,000 + $320,520
$370,520
2018
$2,100
$50,000 + $320,520
$370,520
2017
$2,100
$50,000 + $283,990
$333,990
2016
$2,099 (+53.4%)
$50,000 + $283,990
$333,990
2014
$1,368
$30,000 + $197,800
$227,800
2013
$1,368
$30,000 + $197,800
$227,800
2012
$1,368
$30,000 + $197,800
$227,800
2011
$1,368
Public record
Public record
Zoning
Permits
Beds
3
Baths
2
Stories
1.5
Lot width
100 ft.
Lot depth
202 ft.
Lot size
0.45 Acres
Year renovated
2007
Sq. Ft.
2,271
Year built
2001
Style
Single Family Residential
County
Iredell County
APN
4648067733.000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 20, 2026.
R-20
Single-Family Residential District
The regulations of this district are intended to insure that residential development not having access to public water supplies and dependent upon septic tanks for sewage disposal will occur at sufficiently low densities to provide a healthful environment.
Permitted uses
Include but are not limited to:
Automotive parking structure
Housing-Single unit
Infrastructure
Office
Post office
Recreation
Kennel
Park & open space
Dec 17, 2025 • Final
Changeout/install - hvac
Install a split system heat pump.
Heat pump
HVAC
Oct 11, 2021 • Final
Changeout/install - hvac
Replace a single HVAC unit.
HVAC
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
Main Level Garage Y/N: 0
Parking Features: Basement, Driveway, Attached Garage, Garage Faces Side, Garage Shop, Other - See Remarks
Other Parking: Parking pad adjacent to guest house can be accessed from Blackbeard Lane.
Garage Spaces: 2
Has Garage
Interior
Virtual Tour
Bedroom Information
# of Bedrooms: Third: 0
# of Bedrooms: Upper: 1
# of Bedrooms: Main: 1
# of Bedrooms: Lower: 0
# of Bedrooms: Basement: 0
# of Bedrooms: Second Living Quarters: 1
# of Bedrooms: 3
Bathroom Information
# of Half Baths: Main: 1
# of Full Baths: Upper: 1
# of Full Baths: Main: 1
# of Full Baths: Basement: 1
# of Full Baths: Second Living Quarters: 1
# of Full Baths (Total): 4
# of Half Baths (Total): 1
Room 1 Information
Room Features: Ceiling Fan(s)
Room Level: Main
Room 2 Information
Room Features: Ceiling Fan(s), Vaulted Ceiling(s)
Room Level: Main
Room 3 Information
Room Features: Kitchen Island
Room Level: Main
Room 4 Information
Room Features: Walk-In Closet(s)
Room Level: Main
Room 5 Information
Room Features: Storage
Room Level: Main
Room 6 Information
Room Level: Main
Room 7 Information
Room Level: Main
Room 8 Information
Room Level: Main
Room 9 Information
Room Features: Ceiling Fan(s), Walk-In Closet(s)
Room Level: Upper
Room 10 Information
Room Features: Storage
Room Level: Upper
Room 11 Information
Room Features: Ceiling Fan(s)
Room Level: Upper
Room 13 Information
Room Features: Storage
Room 14 Information
Room Features: Ceiling Fan(s), Storage
Room 15 Information
Room Features: Ceiling Fan(s), Vaulted Ceiling(s)
Room Level: Main
Room 17 Information
Room Features: Ceiling Fan(s)
Room 18 Information
Room Features: Walk-In Closet(s)
Laundry Room Information
Laundry Features: In Hall, Laundry Closet, Main Level
Patio And Porch Features: Covered, Front Porch, Patio, Rear Porch
Exterior Features: Hot Tub
Fencing: Back Yard, Privacy
Pool Information
Has Private Pool
Pool Features: Heated, In Ground, Outdoor Pool
Waterfront Information
Waterfront Features: Paddlesport Launch Site - Community, Other - See Remarks
Water Body Name: Lake Norman
Property Information
Second Living Quarters: Exterior Not Connected,Guest House,Separate Entrance,Separate Kitchen Facilities,Separate Living Quarters
Property Type: Residential
Property Sub Type: Single Family Residence
Other Structures: Shed(s)
Zoning Specification: R20
Lot Information
Lot Features: Level, Rolling Slope, Wooded, Views
Lot Size Area: 0.45
Lot Size Units: Acres
Road Surface Type: Concrete, Paved
Road Responsibility: Publicly Maintained Road
Utilities
Utility Information
Water Source: Well
Sewer: Septic Installed
Utilities: Electricity Connected
Location
HOA Information
HOA Subject To Dues: No
HOA Subject To: None
School Information
Elementary School: Lakeshore
Middle Or Junior High School: Lakeshore
High School: Lake Norman
Location Information
Directions: If heading north on Perth Road, turn right on Cornelius Rd, then right on Morgan Bluff Road. Home is on the left. Or, from Bluefield Rd, turn left on Cornelius Rd and left on Morgan Bluff.
Community Information
Community Features: Lake Access
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 2,271
Stories: 1.5
Lot Size: 0.45 acres
Style: Single Family Residential
Year Built: 2001
Year Renovated: 2007
County: Iredell County
APN: 4648067733.000
Home facts updated by county records on Aug 20, 2026
Other
Business Information
Other Sq. Ft.: 403
Auction Information
Is Auction: 0
Listing Information
Exception YN: 0
Green Information
Green Verification Count: 0
Home Information
Total Property HLA Sq. Ft.: 2798
Living Area: 2351
Above Grade Finished Area: 1,688
Below Grade Finished Area: 663
Sq. Ft. Upper: 510
Sq. Ft. Third: 0
Sq. Ft. Main: 1178
Sq. Ft. Lower: 0
Second Living Quarters Heated Living Area: 447
Foundation Details: Basement, Slab
Levels: One and One Half
Security Features: Radon Mitigation System
Team Information
CoList Team ID: TM100115
CoList Team Key: 46530249
CoList Team Mls Id: 63304
List Team ID: TM100115
List Team Mls Id: 63304
Around this home
Schools
Lakeshore Elementary School
Public PreK-5 • Assigned • 1.0mi
6/10
Lakeshore Middle School
Public 6-8 • Assigned • 1.1mi
4/10
Lake Norman High School
Public 9-12 • Assigned • 2.1mi
7/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 103° expected this year, 17 days in 30 years
4/10 Wind Factor
7% chance of strong winds in next 30 years
3/10 Air Factor
3 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Mooresville, NC • 28117
Average low and high temperatures (°F)
48
30
55
37
69
46
76
55
77
60
87
69
91
73
81
67
80
62
71
52
63
45
52
35
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
87/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8.4 hrs
6 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$797,000 – $965,000
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