OFF MARKET

Off market dec 2020 for $305K

$492,850

Est. refi paymentEst. refi $343/mo

•

2,352

sq ft

420 Smith Rd, Mt Holly, NC 28120

About this home

Enjoy the peace of country living on a beautiful 3.65 acre tract of level land that is partially cleared and wooded! No HOA!! Close to downtown Mount Holly with easy access to Charlotte, Belmont, I-85 and I-485 and CLT Douglas Airport. New well with filter installed 2006. Septic has a holding tank and cleaned out & inspected in 2019. This well-maintained brick ranch features a formal living room with brick fireplace, large family room, breakfast area, kitchen has been updated, Owners Suite with dual closets, large secondary bedrooms, 3 full baths, 2 car garage with ample parking and 176 s/f wired outbuilding for tools and equipment. Refrigerator, washer/dryer convey. Sit in the large four-season sunroom and enjoy the beautiful yard and wildlife. Home has been preinspected and will share with an accepted offer. MANDATORY Please have clients remove shoes, use hand sanitizer, and PUT ON MASKS before entering the home.

Single-familyProperty Type

1977Year Built

3.65 acresLot Size

$210Est. Price/Sq.Ft.

2 car garageParking

Listed by Alisa Parks • EXP Realty LLC Ballantyne

Contact: alisa.parks@exprealty.com

Bought with Sheri Camposeo • ERA Live Moore

Redfin checked: 2 minutes ago

•Source:CANOPYMLS as Distributed by MLS Grid #3670014

Redfin Estimate

$492,850

$188K since sold in December 2020$0 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 7.2% lower than the average sale price ($531K) of 6 comparable homes.

SOLD SEP 22, 2026
$377,576
A
3 beds2 baths2,187 sq ft
197 Park Rd, Mt Holly, NC 28120
SOLD AUG 12, 2026
$515,000
B
4 beds3.5 baths2,291 sq ft
109 Falling Leaf Ln, Mt Holly, NC 28120
SOLD JUN 25, 2026
$382,500
C
3 beds2 baths2,196 sq ft
305 Heather Ln, Mt Holly, NC 28120
SOLD AUG 6, 2026
$385,000
D
3 beds2.5 baths1,989 sq ft
837 Deerfield Dr, Mount Holly, NC 28120
SOLD SEP 16, 2026
$487,500
E
3 beds2 baths2,276 sq ft
435 W Central Ave, Mount Holly, NC 28120
SOLD JUN 5, 2026
$1,040,000
F
3 beds3 baths3,619 sq ft
913 Kelly Rd, Mt Holly, NC 28120

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Earn from this home

Sell

$246,476

Est. take-home

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Refinance

Est. cash available

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Rent

$2,460/mo

Redfin rental estimate

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Market trends in 28120, NC

Last updated September 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

97.8%

+0.3% MoM

Median sale price

$396K

$11K MoM

Avg. days on market

48d

1 days MoM

Recently sold homes

4 MoM

New listings for sale

$495,000
4 beds2.5 baths1,966 sq ft
116 Huckleberry Ln, Mount Holly, NC 28120
$415,000
3 beds2.5 baths2,560 sq ft
117 Abel Peterson Dr, Mount Holly, NC 28120
$400,000
4 beds2.5 baths1,990 sq ft
108 Moores Branch Rd, Mount Holly, NC 28120
VIDEO TOUR
$685,000
3 beds2.5 baths2,737 sq ft
205 Woodward Ridge Dr, Mount Holly, NC 28120
$425,000
3 beds2 baths1,778 sq ft
204 Silver Birch Ln, Mount Holly, NC 28120
COMING SOON
$590,000
3 beds3 baths2,508 sq ft
544 Cellini Pl, Mount Holly, NC 28120
$425,000
2 beds1.5 baths1,248 sq ft
133 W Glendale Ave, Mount Holly, NC 28120
$399,999
4 beds3 baths1,855 sq ft
3038 Pinehills Way, Mt Holly, NC 28120
OPEN SUN, 2PM TO 4PM
$1,695,000
6 beds5.5 baths6,951 sq ft
116 Willow Springs Trl, Mt Holly, NC 28120
$249,000
3 beds2 baths1,263 sq ft
232 River St, Mount Holly, NC 28120
See all

Provided by Redfin

Sale history for 420 Smith Rd

Year

Property tax

Land + Additions

Assessment*

2025

$3,064

$38,520 + $390,560

$429,080

2024

$3,064 (+2.7%)

$38,520 + $390,560

$429,080

2023

$2,982 (+25.9%)

$38,520 + $390,560

$429,080

2022

$2,369 (−0.2%)

$35,500 + $222,030

$257,530

2021

$2,374 (+2.5%)

$35,500 + $222,030

$257,530

2020

$2,318 (−1.1%)

$35,500 + $222,030

$257,530

2019

$2,343 (+50.1%)

$35,500 + $221,430

$256,930

2018

$1,561

$35,500 + $221,430

$256,930

2017

$1,561

$34,897 + $128,686

$163,583

2016

$1,560 (−0.6%)

$34,897 + $128,686

$163,583

2014

$1,569

$34,620 + $129,879

$164,499

2013

$1,569 (+3.8%)

$34,620 + $129,879

$164,499

2012

$1,512 (+1.1%)

$34,620 + $129,879

$164,499

2011

$1,495

$34,620 + $129,879

$164,499

Tax history for 420 Smith Rd

Year

Property tax

Land + Additions

Assessment*

2025

$3,064

$38,520 + $390,560

$429,080

2024

$3,064 (+2.7%)

$38,520 + $390,560

$429,080

2023

$2,982 (+25.9%)

$38,520 + $390,560

$429,080

2022

$2,369 (−0.2%)

$35,500 + $222,030

$257,530

2021

$2,374 (+2.5%)

$35,500 + $222,030

$257,530

2020

$2,318 (−1.1%)

$35,500 + $222,030

$257,530

2019

$2,343 (+50.1%)

$35,500 + $221,430

$256,930

2018

$1,561

$35,500 + $221,430

$256,930

2017

$1,561

$34,897 + $128,686

$163,583

2016

$1,560 (−0.6%)

$34,897 + $128,686

$163,583

2014

$1,569

$34,620 + $129,879

$164,499

2013

$1,569 (+3.8%)

$34,620 + $129,879

$164,499

2012

$1,512 (+1.1%)

$34,620 + $129,879

$164,499

2011

$1,495

$34,620 + $129,879

$164,499

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

3.54 Acres

Year renovated

1992

Sq. Ft.

2,116

Year built

1977

Style

Single Family Residential

County

Gaston County

APN

180595

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 12, 2026.

R-1

Single-Family Limited

The purpose of this district is to accommodate single-family site built and modular construction. The minimum lot size allowed in this district will be dependent on the provision of public or community water and sewer facilities. Although areas may be served with such utilities, most of these areas are located beyond existing or anticipated utility service coverage areas. The minimum lot size for residential uses in this district is therefore larger than in other residential zoning districts.

Permitted uses

Include but are not limited to:

Religious facility
Housing-Single unit
Educational / school

Property details

Parking

Parking Information
Main Level Garage Y/N: 1
SqFt Garage: 544
Parking Features: Attached Garage, Garage Door Opener, Parking Space(s)
Other Parking: (Parking Spaces: 3+)
Open Parking Spaces: 4
Garage Spaces: 2
Has Garage
Has Open Parking

Interior

Bedroom Information
# of Bedrooms: Main: 3
# of Bedrooms: 3

Bathroom Information
# of Full Baths (Total): 3

Laundry Room Information
Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level

Fireplace Information
Has Fireplace
Fireplace Features: Living Room

Heating & Cooling
Heating Information: Central, Other - See Remarks
Cooling Information: Attic Fan, Ceiling Fan(s)
Sq. Ft. Unheated Total: 544
Sq. Ft. Unheated Main: 544

Interior Features
Room Count: 11
Interior Features: Attic Stairs Pulldown
Appliances: Dishwasher, Dryer, Electric Cooktop, Electric Water Heater, Exhaust Fan, Microwave, Plumbed For Ice Maker, Refrigerator, Wall Oven, Washer
Flooring: Carpet, Hardwood, Vinyl
Door Features: Screen Door(s)

Exterior

Building Information
Construction Type: Site Built
Construction Materials: Brick Full
Roof: Composition

Exterior Features
Patio And Porch Features: Front Porch, Other - See Remarks

Waterfront Information
Waterfront Features: None

Property Information
Other Equipment: Generator
Property Type: Residential
Property Sub Type: Single Family Residence
Other Structures: Outbuilding
Zoning: R-1
Zoning Specification: R1

Lot Information
Lot Features: Cleared, Wooded
Lot Size Area: 3.65
Lot Size Units: Acres
Lot Size Acres: 3.65
Lot Size Dimensions: 154,202
Road Surface Type: Concrete
Road Responsibility: Publicly Maintained Road

Utilities

Utility Information
Water Source: Well
Sewer: Septic Installed
Utilities: Cable Available, Propane

Location

Multi-Unit Information
Restrictions: No Restrictions

HOA Information
Association Name: None
Association Email: None
HOA Subject To Dues: No
HOA Subject To: None

School Information
Elementary School: North Belmont
Middle Or Junior High School: Stanley
High School: East Gaston

Location Information
Directions: Take 485 to Exit 10 I-85 South, At exit 26, take ramp right toward Belmont Abbey Col / Belmont / Mt Holly,Turn left onto Belmont Mount Holly Rd,Turn left onto Woodlawn Ave,Turn right onto Hickory Grove Rd,Turn right onto Smith Rd, Property located at the end of the road to the right.

Community Information
Community Features: None

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 2,116
Stories: 1.0
Lot Size: 3.54 acres
Style: Single Family Residential
Year Built: 1977
Year Renovated: 1992
County: Gaston County
APN: 180595

Home facts updated by county records on Oct 12, 2026

Other

Listing Information
Exception YN: 0

Green Information
Green Verification Count: 1

Home Information
Total Property HLA Sq. Ft.: 2352
Living Area: 2352
Living Area Units: Square Feet
Above Grade Finished Area: 2,352
Sq. Ft. Upper: 0
Sq. Ft. Third: 0
Sq. Ft. Main: 2352
Sq. Ft. Lower: 0
Building Area Total: 2352
Foundation Details: Crawl Space
Levels: One

Team Information
List Office AOR: Charlotte Regional Realtor Association

Around this home

Schools

North Belmont Elementary School

Public PreK-5 • Assigned • 2.2mi

8/10

Stanley Middle School

Public 6-8 • Assigned • 5.0mi

5/10

East Gaston High School

Public 9-12 • Assigned • 1.1mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

6/10 Heat Factor

7 days above 104° expected this year, 17 days in 30 years

4/10 Wind Factor

16% chance of strong winds in next 30 years

3/10 Air Factor

3 unhealthy days expected this year, 5 days in 30 years

Provided by First Street

Historical weather

Mt Holly, NC • 28120

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 5.3 hours in December, which is comparable to the U.S. average for solar exposure.

9.4 hrs

5.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$469,000 – $567,000

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Home values near 420 Smith Rd

Data from public records.

Address	Redfin Estimate
407 Smith Road, Mt Holly, NC 3 Beds \| 2.5 Baths \| 2324 Sq. Ft.	$542,153
413 Smith Road, Mt Holly, NC 3 Beds \| 4.5 Baths \| 3574 Sq. Ft.	$901,176

Address	Redfin Estimate
321 Smith Road, Mt Holly, NC 3 Beds \| 2 Baths \| 1468 Sq. Ft.	$345,836
422 Smith Road, Mt Holly, NC 2 Beds \| 2 Baths \| 1521 Sq. Ft.	$352,769

Address	Redfin Estimate
315 Smith Road, Mt Holly, NC 3 Beds \| 1.5 Baths \| 1033 Sq. Ft.	$260,292
408 Smith Road, Mt Holly, NC 2 Beds \| 2 Baths \| 1218 Sq. Ft.	$288,472

Property information provided by CANOPYMLS as Distributed by MLS Grid when last listed in 2020. This data may not match . Learn more.

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