Off market aug 2020 for $498K

$810,266

Est. refi paymentEst. refi $3,094/mo

•

2,060

sq ft

445 Underwood Hill Rd, Murphy, NC 28906

About this home

Murphy NC - RIVERFRONT HOME - 3Bed/2Bath Custom Designed 1 Level Log Style Home w/ Attached 2 Car Garage perfect area for work shop. This property has Beautiful Landscaped Level Yard & fenced area for your pet, Outdoor Stone Patio w/ Steps to River, An Outdoor Fire pit & Grilling area for all the Trout you catch. Full Screened Porch for evening naps, Inside the home there is an Open Great Room w/ Large Stacked Stone Wood burning Fireplace, Custom Chefs Kitchen w/ Large Matching Island & Granite Counter Tops, Open Beams in Ceilings, The Furnishings are Negotiable, Lots of Windows to capture this Scenic Setting w/ Lots of Wildlife (Eagles, Deer, Turkey & Otters). This is an Outstanding River Front Home.

Single-familyProperty Type

2007Year Built

1.08 acresLot Size

$393Est. Price/Sq.Ft.

2 car garageParking

Listed by Kathlene Vetten • EXIT Realty Mountain View Properties

Bought with Non NON-MLS MEMBER • BOBBY CLAYTON REALTY, INC.

Bought with Non NON-MLS MEMBER

Redfin checked: 2 minutes ago

•Source:NEGBOR #297225

Redfin Estimate

$810,266

$311K since sold in August 2020$5,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 135.8% higher than the average sale price ($344K) of 6 comparable homes.

SOLD AUG 14, 2026
$420,000
A
3 beds3 baths2,014 sq ft
77 Settawig Trce, Brasstown, NC 28902
SOLD JUN 17, 2026
$420,000
B
2 beds2 baths2,102 sq ft
104 Hickory Nut Ln, Murphy, NC 28906
SOLD JUL 14, 2026
$450,000
C
3 beds3 baths2,008 sq ft
56 Mashie Ln, Murphy, NC 28906
SOLD JUN 1, 2026
$295,000
D
2 beds2 baths1,632 sq ft
45 Mountain Stream Rd, Murphy, NC 28906
SOLD JUL 3, 2026
$197,000
E
4 beds2 baths1,512 sq ft
434 Creamery Rd, Brasstown, NC 28902
SOLD JAN 6, 2026
$280,000
F
2 beds2 baths— sq ft
164 Beaver Ridge Rd, Murphy, NC 28906

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Earn from this home

Refinance

Est. cash available

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Rent

$2,919/mo

Redfin rental estimate

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Market trends in 28906, NC

Last updated September 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

96.1%

0.5% MoM

Median sale price

$335K

$6K MoM

Avg. days on market

94d

18 days MoM

Recently sold homes

139

6 MoM

New listings for sale

NEW 20 HRS AGO
$899,000
3 beds3.5 baths5,864 sq ft
200 Twelve Oaks Trl, Murphy, NC 28906
NEW 22 HRS AGO
$395,000
3 beds2 baths1,827 sq ft
3015 Camp Creek Rd, Murphy, NC 28906
NEW
$299,000
3 beds3 baths1,376 sq ft
895 Lake Apalachia Acres Dr, Murphy, NC 28906
NEW 24 HRS AGO
$449,999
2 beds3 baths2,528 sq ft
99 Old Possum Way, Murphy, NC 28906
$410,000
2 beds2 baths1,380 sq ft
4851 E Us 64 Alt, Murphy, NC 28906
$299,000
2 beds2 baths800 sq ft
151 Pinewood Dr, Murphy, NC 28906
$319,000
2 beds2 baths1,760 sq ft
36 Dwaynes Trl, Murphy, NC 28906
$239,900
2 beds1 bath768 sq ft
95 Deer Valley Ln, Murphy, NC 28906
$439,800
2 beds3 baths2,223 sq ft
1608 Cardinal Rd, Murphy, NC 28906
$279,900
2 beds1.5 baths1,120 sq ft
120 Covington Cv, Murphy, NC 28906
See all

Provided by Redfin

Sale history for 445 Underwood Hill Rd

Date

Event

Price

Public Records

Aug 11, 2020

Sold

$499,000

$242/sq ft

NEGBOR #297225

Aug 11, 2020

Sold

$498,900

$242/sq ft

May 12, 2020

Listed

$535,000

$260/sq ft

Hive MLS #98509143

Aug 11, 2020

Sold

$498,900

$242/sq ft

May 9, 2020

Listed

$535,000

$260/sq ft

Hive MLS #98508634

May 10, 2020

Listing Removed

—

Nov 7, 2019

Listed

$525,000

$255/sq ft

NEGBOR #220299

Feb 20, 2015

Sold

$380,000

$184/sq ft

May 25, 2012

Listed

$384,900

$187/sq ft

NEGBOR #170478

Jun 6, 2008

Sold

$321,000

$156/sq ft

May 6, 2008

Listed

$321,000

$156/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$2,580

$45,000 + $351,910

$396,910

2024

$2,580 (+0.4%)

$45,000 + $351,910

$396,910

2023

$2,570 (+3.0%)

$45,000 + $351,910

$396,910

2022

$2,495 (+5.6%)

$45,000 + $351,910

$396,910

2021

$2,362 (+7.0%)

$45,000 + $351,910

$396,910

2020

$2,207 (+34.6%)

$45,000 + $341,260

$386,260

2019

$1,640

$45,000 + $341,260

$386,260

2018

$1,640 (−2.4%)

$43,500 + $209,340

$252,840

2017

$1,680

$43,500 + $215,860

$259,360

2016

$1,680

$43,500 + $215,860

$259,360

2014

$1,680

$43,500 + $215,860

$259,360

2013

$1,680

$43,500 + $215,860

$259,360

Tax history for 445 Underwood Hill Rd

Year

Property tax

Land + Additions

Assessment*

2025

$2,580

$45,000 + $351,910

$396,910

2024

$2,580 (+0.4%)

$45,000 + $351,910

$396,910

2023

$2,570 (+3.0%)

$45,000 + $351,910

$396,910

2022

$2,495 (+5.6%)

$45,000 + $351,910

$396,910

2021

$2,362 (+7.0%)

$45,000 + $351,910

$396,910

2020

$2,207 (+34.6%)

$45,000 + $341,260

$386,260

2019

$1,640

$45,000 + $341,260

$386,260

2018

$1,640 (−2.4%)

$43,500 + $209,340

$252,840

2017

$1,680

$43,500 + $215,860

$259,360

2016

$1,680

$43,500 + $215,860

$259,360

2014

$1,680

$43,500 + $215,860

$259,360

2013

$1,680

$43,500 + $215,860

$259,360

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

123 ft.

Lot depth

209 ft.

Lot size

0.58 Acres

Year renovated

2017

Sq. Ft.

2,070

Year built

2007

Style

Single Family Residential

County

Cherokee County

APN

551103134035000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 30, 2026.

Property details

Parking

Parking Information
# of Parking Spaces (Total): 2
Parking Features: Garage, Driveway, Gravel
Has Garage
# of Garage Spaces: 2
# of Covered Spaces: 2
Has Open Parking

Interior

Virtual Tours
Virtual Tour Unbranded (External Link)

Bathroom Information
# of Full Bathrooms: 2

Bedroom Information
Master Bedroom Level: Main
# of Bedrooms (Main Level): 3

Heating & Cooling
Has Heating
Heating: Heat Pump, Electric
Has Cooling
Cooling: Central Air, Electric, Heat Pump

Interior Features
Interior Features: Pantry, Ceiling Fan(s), Cathedral Ceiling(s), Wood, See Remarks
Has Fireplace(s)
# of Fireplaces: 1
Fireplace Features: Wood Burning, Vented
Appliances: Refrigerator, Range, Oven, Microwave, Dishwasher, Washer, Dryer, See Remarks
Flooring: Wood

Room Information
Laundry Features: Main Level
Basement: Crawl Space

Exterior

Exterior Features
Window Features: Insulated Windows, Screens, See Remarks
Patio And Porch Features: Front Porch, Deck, Screened
Exterior Features: Garden, Fire Pit
Roof: Metal

Home Information
Living Area: 2060
Living Area Units: Square Feet
Building Area Total: 2060
Building Area Units: Square Feet
Above Grade Finished Area Units: Square Feet
Below Grade Finished Area Units: Square Feet
Construction Materials: Frame, Log, Wood Siding, Log Siding
Property Type: Residential
Property Sub Type: Residential
Property Condition: Resale
Year Built: 2007

Property Information
Has View

Land Information
Topography: Wooded,Level

Lot Information
On Waterfront
Waterfront Features: River Front
Water Body Name: Hiawassee
Road Surface Type: Paved
Lot Size Square Feet: 47044.8
Lot Size Acres: 1.08
Lot Size Area: 1.08
Lot Size Units: Acres
Frontage Type: River

Utilities

Utility Information
Water Source: Shared Well
Sewer: Septic Tank

Location

HOA Information
Has Homeowners Association
Association Fee: $500
Association Fee Frequency: Annually

School Information
Elementary School District: Cherokee County
Middle Or Junior School District: Cherokee County
High School District: Cherokee County

Location Information
Subdivision Name: Highland Creek Estates

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 2,070
Stories: 1.0
Lot Size: 0.58 acres
Style: Single Family Residential
Year Built: 2007
Year Renovated: 2017
County: Cherokee County
APN: 551103134035000

Home facts updated by county records on Jul 30, 2026

Other

Listing Information
Attribution Contact: 8288372288

Around this home

Schools

Murphy Elementary

Public PreK-5 • Assigned • 3.8mi

8/10

Murphy Middle

Public 6-8 • Assigned • 3.7mi

5/10

Murphy High

Public 9-12 • Assigned • 3.8mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

9/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.15% chance of being in a wildfire in next 30 years

4/10 Heat Factor

7 days above 99° expected this year, 19 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

4/10 Air Factor

4 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Murphy, NC • 28906

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9 hours in June and 4.2 hours in December, placing it below the U.S. average for solar exposure.

9 hrs

4.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$770,000 – $932,000

Sell confidently with a local market expert in Murphy. 3 minutes to get started.

Nearby similar homes

$49,999

Land— sq ft

5 Hannah Ln, Murphy, NC 28906

3D WALKTHROUGH

$1,149,800

3 beds2.5 baths3,001 sq ft

102 Cross Creek Ln, Warne, NC 28909

$320,000

2 beds3 baths1,636 sq ft

45 Black Bear Trce, Murphy, NC 28906

3D WALKTHROUGH

$299,400

2 beds2 baths1,104 sq ft

425 Boyd Ridge Dr, Murphy, NC 28906

$499,000

3 beds2 baths1,470 sq ft

364 Brasstown Hills Rd, Brasstown, NC 28902

$439,000

3 beds2 baths— sq ft

779 Barnett Rd, Murphy, NC 28906

New listings for sale in 28906

NEW 20 HRS AGOVIDEO TOUR

$899,000

3 beds3.5 baths5,864 sq ft

200 Twelve Oaks Trl, Murphy, NC 28906

NEW 22 HRS AGO3D WALKTHROUGH

$395,000

3 beds2 baths1,827 sq ft

3015 Camp Creek Rd, Murphy, NC 28906

NEW

$299,000

3 beds3 baths1,376 sq ft

895 Lake Apalachia Acres Dr, Murphy, NC 28906

NEW 24 HRS AGO

$449,999

2 beds3 baths2,528 sq ft

99 Old Possum Way, Murphy, NC 28906

$410,000

2 beds2 baths1,380 sq ft

4851 E Us 64 Alt, Murphy, NC 28906

$299,000

2 beds2 baths800 sq ft

151 Pinewood Dr, Murphy, NC 28906

$319,000

2 beds2 baths1,760 sq ft

36 Dwaynes Trl, Murphy, NC 28906

$239,900

2 beds1 bath768 sq ft

95 Deer Valley Ln, Murphy, NC 28906

$439,800

2 beds3 baths2,223 sq ft

1608 Cardinal Rd, Murphy, NC 28906

Home values near 445 Underwood Hill Rd

Data from public records.

Address	Redfin Estimate
524 Underwood Hill Rd, Murphy, NC 3 Beds \| 2 Baths \| 1560 Sq. Ft.	$365,461
353 Underwood Hill Rd, Murphy, NC 2 Beds \| 2 Baths \| 1000 Sq. Ft.	$334,194

Address	Redfin Estimate
605 Underwood Hill Rd, Murphy, NC 2 Beds \| 2.5 Baths \| 2402 Sq. Ft.	$612,608
373 Underwood Hill Rd, Murphy, NC 3 Beds \| 3 Baths \| - Sq. Ft.	$563,347

Address	Redfin Estimate
405 Underwood Hill Rd, Murphy, NC 2 Beds \| 2 Baths \| 1620 Sq. Ft.	$652,273
70 Millstone Rdg, Murphy, NC 3 Beds \| 3 Baths \| - Sq. Ft.	$499,999

Property information provided by NEGBOR when last listed in 2020. This data may not match . Learn more.

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