Off market may 2018 for $225K

$445,544

Est. refi paymentEst. refi $1,623/mo

•

2,392

sq ft

695 Underwood Hill Rd, Murphy, NC 28906

About this home

Treat yourself to a CREEKSIDE haven in lovely Highland Creek community! One level living in your new home also features a full finished lower level providing lots of space for family and friends. Meticulously kept with gorgeous features: hardwood floors, wood vaulted ceiling, and a wood burning fireplace in the welcoming Great Room. Dual Master Suites are conveniently located on the main living level. Lower level features rec room, laundry room, 3rd bedroom & bath along with a HUGE bonus room to use as you like. Outside, let the relaxation begin with a fire pit on the banks of your winding creek. Highland Creek enjoys the community pavilion on the Hiawassee River to fish, kayak, and more!

Single-familyProperty Type

2006Year Built

1 acresLot Size

$186Est. Price/Sq.Ft.

Listed by Poltrock Team • RealtyNow

Bought with DexHubbardRealtor Hubbard • RealtyNow

Redfin checked: a minute ago

•Source:Hive MLS #98507353

Redfin Estimate

$445,544

$221K since sold in May 2018$4,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 16.6% lower than the average sale price ($534K) of 6 comparable homes.

SOLD AUG 14, 2026
$420,000
A
3 beds3 baths2,014 sq ft
77 Settawig Trce, Brasstown, NC 28902
SOLD OCT 5, 2026
$595,000
B
3 beds2 baths1,472 sq ft
65 Running Waters Trl, Murphy, NC 28906
SOLD JUL 14, 2026
$450,000
C
3 beds3 baths2,008 sq ft
56 Mashie Ln, Murphy, NC 28906
SOLD SEP 17, 2026
$458,500
D
3 beds3.5 baths3,073 sq ft
1110 Poor House Mountain Trl, Murphy, NC 28906
SOLD MAY 21, 2026
$850,000
E
3 beds3.5 baths3,242 sq ft
594 Brasstown View Rd, Murphy, NC 28906
SOLD JAN 26, 2026
$430,000
F
3 beds3 baths2,280 sq ft
31 Grant Dr, Brasstown, NC 28902

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Earn from this home

Refinance

Est. cash available

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Rent

$3,285/mo

Redfin rental estimate

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Market trends in 28906, NC

Last updated October 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-list price

96.4%

+0.3% MoM

Median sale price

$329K

$6K MoM

Avg. days on market

87d

7 days MoM

Recently sold homes

153

14 MoM

New listings for sale

NEW 5 HRS AGO
$549,000
2 beds3.5 baths2,725 sq ft
356 Vineyard Creek Way, Murphy, NC 28906
NEW 9 HRS AGO
$279,777
3 beds2 baths1,423 sq ft
282 Myers Branch Rd, Murphy, NC 28906
NEW 1 DAY AGO
$435,000
2 beds3 baths2,340 sq ft
380 Buck Ridge Dr, Murphy, NC 28906
$399,000
2 beds2 baths2,149 sq ft
67 Mashie Ln, Murphy, NC 28906
$474,000
4 beds3 baths2,428 sq ft
135 Heritage Trl, Murphy, NC 28906
$199,800
2 beds1 bath720 sq ft
70 Ogreeta Rd, Murphy, NC 28906
$398,000
3 beds2 baths2,412 sq ft
368 Sierra Springs Dr, Murphy, NC 28906
$474,900
3 beds2 baths1,971 sq ft
90 Retreat Cir, Murphy, NC 28906
$264,800
2 beds1 bath936 sq ft
521 Mcclure Rd, Murphy, NC 28906
$229,800
2 beds2.5 baths1,056 sq ft
51 Stephens Ln, Murphy, NC 28906
See all

Provided by Redfin

Sale history for 695 Underwood Hill Rd

Date

Event

Price

NEGBOR #276777

May 21, 2018

Sold

$225,000

$94/sq ft

Apr 9, 2018

Listed

$224,800

$94/sq ft

Hive MLS #98507353

May 21, 2018

Sold

$225,000

$94/sq ft

Apr 6, 2018

Listed

$224,800

$94/sq ft

NEGBOR #225557

May 24, 2013

Sold

$152,000

$64/sq ft

Jan 12, 2013

Listed

$159,800

$67/sq ft

Creekfront home in Highland Creek! This home has lots of wonderful features like a single attached carport, metal roof, multiple decks/porch levels, a FULL FINISHED basement, bonus room, entertainment room, wood burning fireplace, hardwood floors, great kitchen w/ stainless appliances, master suite on the main level, paved, roads, river acces, & tons more! Close to Cherokee Hills Golf & Murphy!

NEGBOR #162501

Jun 13, 2008

Sold

$200,000

$84/sq ft

Jan 2, 2008

Listed

$229,900

$96/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$1,681

$15,000 + $209,950

$224,950

2024

$1,681 (+0.6%)

$15,000 + $209,950

$224,950

2023

$1,671

$15,000 + $210,160

$225,160

2022

$1,671 (+18.7%)

$15,000 + $210,160

$225,160

2021

$1,408 (+6.8%)

$15,000 + $210,160

$225,160

2020

$1,318 (+4.9%)

$15,000 + $210,160

$225,160

2019

$1,256

$15,000 + $210,160

$225,160

2018

$1,256

$26,400 + $164,470

$190,870

2017

$1,256

$26,400 + $164,470

$190,870

Tax history for 695 Underwood Hill Rd

Year

Property tax

Land + Additions

Assessment*

2025

$1,681

$15,000 + $209,950

$224,950

2024

$1,681 (+0.6%)

$15,000 + $209,950

$224,950

2023

$1,671

$15,000 + $210,160

$225,160

2022

$1,671 (+18.7%)

$15,000 + $210,160

$225,160

2021

$1,408 (+6.8%)

$15,000 + $210,160

$225,160

2020

$1,318 (+4.9%)

$15,000 + $210,160

$225,160

2019

$1,256

$15,000 + $210,160

$225,160

2018

$1,256

$26,400 + $164,470

$190,870

2017

$1,256

$26,400 + $164,470

$190,870

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

—

Lot width

342 ft.

Lot depth

105 ft.

Lot size

0.88 Acres

Year renovated

2006

Sq. Ft.

2,392

Year built

2006

Style

Single Family Residential

County

Cherokee County

APN

551103127165000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 21, 2026.

Property details

Parking

Parking/Garage Information
Has Attached Garage
Parking Features: Carport, Attached, Gravel

Interior

Virtual Tour

Bathroom Information
# of Full Bathrooms: 3

Heating & Cooling
Has Cooling
Cooling: Central Air, Heat Pump
Has Heating
Heating: Heat Pump, Electric

Interior Features
Interior Features: Walk-In Closet(s), Vaulted Ceiling(s), Ceiling Fan(s)
Appliances: Washer, Refrigerator, Range, Dryer, Dishwasher, Microwave, Electric Water Heater
Flooring: Carpet, Tile, Hardwood

Room Information
# of Rooms Total: 11
Laundry Features: Washer Hookup
Has Basement
Basement Details: Finished, Full, Walk-Out Access

Exterior

Exterior Features
Patio And Porch Features: Porch
Roof: Metal

Building Information
Sq. Ft.: 2392
Levels: One
Construction Materials: Wood Siding

Property Features
Waterfront Features: Creek
Other Structures: Storage, Outbuilding

Property Information
Property Type: Residential

Lot Information
Frontage Type: River
Road Surface Type: Paved
Lot Size : 1
Lot Size Dimensions: 0.88
Lot Size Area: 1
Lot Size Units: Acres
Lot Size Acres: 1
Zoning: None

Financial

Tax Information
Tax Annual Amount: $1,256.48

Utilities

Utility Information
Water Source: Shared Well
Sewer: Septic Tank

Location

Schools Information
Elementary School: Murphy
Middle Or Junior School: Murphy Middle
High School: Murphy High School

Location Information
Directions: From McDonalds in Murphy, Take Harshaw Road approx. 3.6 miles to left on Underwood Hill Road. Go 0.7 miles across bridge take first left to stay on Underwood Hills Rd. Home is quickly on your left.
Subdivision Name: Highland Creek

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 2,392
Stories: —
Lot Size: 0.88 acres
Style: Single Family Residential
Year Built: 2006
Year Renovated: 2006
County: Cherokee County
APN: 551103127165000

Home facts updated by county records on Oct 21, 2026

Other

Listing Information
List AOR: Mountain Lakes Board of REALTORS®

Around this home

Schools

K - 12
Preschool & daycare

Murphy Elementary

Public PreK-5 • Assigned • 3.9mi

8/10

Murphy Middle

Public 6-8 • Assigned • 3.9mi

5/10

Murphy High

Public 9-12 • Assigned • 3.9mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.15% chance of being in a wildfire in next 30 years

4/10 Heat Factor

7 days above 99° expected this year, 19 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

4/10 Air Factor

4 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Murphy, NC • 28906

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9 hours in June and 4.2 hours in December, placing it below the U.S. average for solar exposure.

9 hrs

4.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$424,000 – $513,000

Sell confidently with a local market expert in Murphy. 3 minutes to get started.

Nearby similar homes

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New listings for sale in 28906

NEW 5 HRS AGO

$549,000

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356 Vineyard Creek Way, Murphy, NC 28906

Gas-log fireplace • Granite countertops • 0.63 acre lot

NEW 9 HRS AGO3D WALKTHROUGH

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Level acreage • Outdoor space • Gentle stream

NEW 1 DAY AGO

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Vaulted great room • Private lot • 1.36 acre lot

$399,000

2 beds2 baths2,149 sq ft

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Southern exposure • 1.47 acre lot • 2 garage spots

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4 beds3 baths2,428 sq ft

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Gated communities • Paved access • Chalet-style home

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Covered porch • Upstairs balcony • Detached garage

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Cedar pergola • Fire pit • 2 acre lot

Home values near 695 Underwood Hill Rd

Data from public records.

Address	Redfin Estimate
643 Underwood Hill Road, Murphy, NC 3 Beds \| 3 Baths \| 2304 Sq. Ft.	$427,418
95 Brasstown View Road, Murphy, NC 2 Beds \| 2 Baths \| 1508 Sq. Ft.	$371,152
70 Millstone Ridge, Murphy, NC 3 Beds \| 3 Baths \| - Sq. Ft.	$500,583

Address	Redfin Estimate
607 Underwood Hill Road, Murphy, NC 3 Beds \| 2 Baths \| 1752 Sq. Ft.	$330,596
45 Millstone Ridge, Murphy, NC 3 Beds \| 3 Baths \| - Sq. Ft.	$437,717
64 Millstone Ridge, Murphy, NC 3 Beds \| 3 Baths \| - Sq. Ft.	$642,842

Address	Redfin Estimate
144 River Watch Terrace, Murphy, NC 3 Beds \| 3 Baths \| 2961 Sq. Ft.	$488,681
18 Millstone Ridge, Murphy, NC 3 Beds \| 3.5 Baths \| 2088 Sq. Ft.	$410,364

Property information provided by Hive MLS when last listed in 2018. This data may not match . Learn more.

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