SIGNIFICANT PRICE IMPROVEMENT! River & mountain views, 50' of river front. 2.32 acres provides privacy, usable outdoor space as well as plenty of guest parking. Desirable prowl front of this spacious home fills every level w/ natural light. The main level living room is adorned w/ one of two stack rock gas fireplaces & French doors. You won't miss anything while working from the kitchen thanks to the open concept. Bonus of double ovens for baker's delight. Convenience of laundry on main, off the kitchen. Sizable master, jetted tub, grand walk-in closet. Enjoy a sitting area/office in the loft & hideaway or entertain downstairs in the family & game room w/ walkout access. Plenty of room/storage - oversized attached garage. So much space for your family & friends to gather.
Single-familyProperty Type
2001Year Built
2.32 acresLot Size
$158Est. Price/Sq.Ft.
8 spacesParking
Listed by Jessica Holloway• Coldwell Banker High Country
SIGNIFICANT PRICE IMPROVEMENT--River views & mountain views, in addition to 50' of river front. No need to settle for just one of these mountain living pleasures when you can have all three. 2.32 acres provides privacy, usable outdoor space as well as plenty of guest parking. Desirable prowl front of this spacious home fills every level w/ natural light. The main level living room is adorned w/ one of two stack rock gas fireplaces & French doors. You won't miss anything while working from the kitchen thanks to the open concept. Bonus of double ovens for baker's delight. Convenience of laundry on main, off the kitchen. Sizable master, jetted tub, grand walk-in closet. Enjoy a sitting area/office in the loft & hideaway or entertain downstairs in the family & game room w/ walkout access. Plenty of room/storage throughout including oversized attached garage. So much space for your family & friends to gather.
GAMLS #10101134
Jan 19, 2023
Sold
$480,000
$133/sq ft
Dec 20, 2022
Pending
—
Dec 9, 2022
Price Changed
$499,000
$139/sq ft
Nov 3, 2022
Price Changed
$525,000
$146/sq ft
Oct 13, 2022
Listed
$545,000
$151/sq ft
SIGNIFICANT PRICE IMPROVEMENT! River views & mountain views, in addition to 50' of river front. No need to settle for just one of these mountain living pleasures when you can have all three. 2.32 acres provides privacy, usable outdoor space as well as plenty of guest parking. Desirable prowl front of this spacious home fills every level w/ natural light. The main level living room is adorned w/ one of two stack rock gas fireplaces & French doors. You won't miss anything while working from the kitchen thanks to the open concept. Bonus of double ovens for baker's delight. Convenience of laundry on main, off the kitchen. Sizable master, jetted tub, grand walk-in closet. Enjoy a sitting area/office in the loft & hideaway or entertain downstairs in the family & game room w/ walkout access. Plenty of room/storage throughout including oversized attached garage. So much space for your family & friends to gather.
Hive MLS #98533113
Jan 19, 2023
Sold
$480,000
$133/sq ft
Oct 13, 2022
Listed
$499,000
$139/sq ft
CSAOR #26017098
Sep 16, 2020
Listed
$299,800
$83/sq ft
Hive MLS #98509399
Sep 11, 2020
Sold
$302,000
$84/sq ft
Jun 3, 2020
Listed
$299,800
$83/sq ft
Hive MLS #98508750
May 11, 2020
Listing Removed
—
Nov 18, 2019
Listed
$319,000
$89/sq ft
Public Records
Jun 2, 2017
Sold
$268,000
$74/sq ft
NEGBOR #265084
Jun 2, 2017
Sold
$269,800
$75/sq ft
Feb 2, 2017
Listed
$269,800
$75/sq ft
Hive MLS #98506449
Jun 2, 2017
Sold
$269,800
$75/sq ft
Feb 2, 2017
Listed
$269,800
$75/sq ft
Public Records
Dec 1, 1995
Sold
$29,000
$8/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,963
$45,000 + $360,970
$405,970
2024
$2,963 (+32.3%)
$45,000 + $360,970
$405,970
2023
$2,240
$45,000 + $360,970
$405,970
2022
$2,240 (+19.0%)
$45,000 + $260,380
$305,380
2021
$1,883 (+6.9%)
$45,000 + $260,380
$305,380
2020
$1,761 (+4.5%)
$45,000 + $260,380
$305,380
2019
$1,685
$45,000 + $260,380
$305,380
2018
$1,685 (−12.8%)
$62,600 + $197,550
$260,150
2017
$1,933
$62,600 + $237,630
$300,230
2016
$1,933
$62,600 + $237,630
$300,230
2014
$1,933
$62,600 + $237,630
$300,230
2013
$1,933
$62,600 + $237,630
$300,230
Tax history for 891 Underwood Hills Rd
Year
Property tax
Land + Additions
Assessment*
2025
$2,963
$45,000 + $360,970
$405,970
2024
$2,963 (+32.3%)
$45,000 + $360,970
$405,970
2023
$2,240
$45,000 + $360,970
$405,970
2022
$2,240 (+19.0%)
$45,000 + $260,380
$305,380
2021
$1,883 (+6.9%)
$45,000 + $260,380
$305,380
2020
$1,761 (+4.5%)
$45,000 + $260,380
$305,380
2019
$1,685
$45,000 + $260,380
$305,380
2018
$1,685 (−12.8%)
$62,600 + $197,550
$260,150
2017
$1,933
$62,600 + $237,630
$300,230
2016
$1,933
$62,600 + $237,630
$300,230
2014
$1,933
$62,600 + $237,630
$300,230
2013
$1,933
$62,600 + $237,630
$300,230
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Appliances: Refrigerator, Range, Dishwasher, Electric Water Heater
Flooring: Carpet, Tile, Wood
Room Information
# of Rooms Total: 9
Laundry Features: Washer Hookup
Has Basement
Basement Details: Finished, Full, Walk-Out Access
Exterior
Exterior Features
Patio And Porch Features: Porch
Roof: Composition
Building Information
Sq. Ft.: 0
Levels: Three Or More
Construction Materials: Vinyl Siding
Foundation Details: Slab
Property Features
Accessibility Features: Therapeutic Whirlpool
Property Information
Property Type: Residential
Lot Information
Lot Features: Wooded
Frontage Type: River
Road Surface Type: Paved
Lot Size : 2.5
Lot Size Dimensions: 2.32 acres
Lot Size Area: 2.5
Lot Size Units: Acres
Lot Size Acres: 2.5
Zoning: Deed Restricted
Utilities
Utility Information
Water Source: Shared Well
Utilities: Cable Available
Sewer: Septic Tank
Location
HOA Information
Association Amenities: Cable TV
Location Information
Directions: From HW 64 towards Hayesville take right onto Harshaw PL. Take Left onto Harshaw Rd. Continue to Left onto Underwood Hills Rd. Stay to left on Underwood Hills Rd at River Ridge sign. Follow to property on your Left- SIP
Subdivision Name: River Ridge
Public facts
Beds: 3
Baths: 3.5
Sq. Ft.: 3,600
Stories: 1.5
Parking Spaces: 8
Basement: Yes
Accessible: No
Lot Size: 2.32 acres
Style: Single Family Residential
Year Built: 2001
Year Renovated: 2025
County: Cherokee County
APN: 551103217178000
HOA Dues: $800/month
Garage: Yes
Features: Views, Waterfront
Home facts updated by owner on Jan 12, 2026
Other
Listing Information
List AOR: Mountain Lakes Board of REALTORS®
Around this home
Schools
K - 12
Preschool & daycare
Murphy Elementary
Public PreK-5 • Assigned • 4.2mi
8/10
Murphy Middle
Public 6-8 • Assigned • 4.1mi
5/10
Murphy High
Public 9-12 • Assigned • 4.2mi
7/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
2/10 Fire Factor
0.00% chance of being in a wildfire in next 30 years
4/10 Heat Factor
7 days above 99° expected this year, 19 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
4/10 Air Factor
4 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Murphy, NC • 28906
Average low and high temperatures (°F)
46
26
57
33
69
41
76
50
76
56
85
64
88
69
83
64
80
59
70
48
63
42
54
33
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9 hours in
June and 4.2 hours in December, placing it below the
U.S. average for solar exposure.
9 hrs
4.2 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$540,000 – $654,000
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