Ask Redfin
For sale
$550,000
Est. $3,361/mo —
1
bd
•
1 ba
•
896
sq ft

45 Lumpy’s Rd, Ocracoke, NC 27960

map-entry

About this home

Single-familyProperty Type
1995Year Built
8,578 sq ftLot Size
$614Price/Sq.Ft.
Listed by Martha Garrish • Ocracoke Island Realty
Listing updated:
Redfin checked: a minute ago
•Source:OBMLS #131052
362 days on Redfin • 291 views • 6 favorites

Payment calculator

$3,361 per month

Principal and interest$2,924
Property taxes
HOA dues
Home insurance
Utilities
Down payment
20% ($110,000)
Home price
$550,000
Loan details
30-yr fixed, 6.99%
5 minutes to get started. No credit impact. 

Open houses

No upcoming open houses.

Around this home

Schools

Ocracoke School

Public PreK-12 • Assigned • 0.2mi

8/10
Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

45 Lumpy’s Rd · $550,000
$543K and above
75% chance or better to win
Why $543K+ is a strong offer
DAYS ON MARKET
363 days
The average home goes pending in 430 days.
SALE-TO-LIST
94.7%
Most homes are selling 5% below list price.
About offer insights

Property details

Kitchen

Bathroom

Bedroom

Living

Dining

  • Interior features
  • Range, Oven, Microwave, Refrigerator
  • Washer and Dryer included
  • Bathrooms
  • 1 full bathroom
  • Kitchen
  • Range, Oven, Microwave, Refrigerator
  • Laundry & utility
  • Washer and Dryer
  • Flooring
  • Wood flooring
  • Heating & cooling
  • Heat pump with central heating
  • Central air conditioning
  • Ceiling fans

Sale and tax history for 45 Lumpy’s Rd

Public record

Beds
1
Baths
—
Stories
2
Lot width
—
Lot depth
—
Lot size
0.25 Acres
Year renovated
1994
Finished Sq. Ft.
896
Unfinished Sq. Ft.
—
Total Sq. Ft.
896
Year built
1994
Style
Single Family Residential
County
Hyde County
APN
101
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 19, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

9/10 Heat Factor

7 days above 101° expected this year, 25 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Ocracoke, NC • 27960
Average low and high temperatures (°F)
51
40
52
42
64
53
70
61
75
68
81
74
85
79
81
75
77
71
70
64
65
56
56
45
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec

Sun exposure

95/ 100

Exceptional sunlight

Sunscore

This home receives average direct sun exposure in Ocracoke. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.2 hrs
6.4 hrs
JuneDecember
Provided by Shadowmap

Redfin Estimate for 45 Lumpy’s Rd

$525,283
$25K under list price of $550K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $523K to $696K.

More resources

Rental earnings

Est. $1,521 per month, based on comparable rentals

Contact listing agent
Martha Garrish
Ocracoke Island Realty

Early Access listings

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EARLY ACCESSREDFIN COMING SOON
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EARLY ACCESSREDFIN COMING SOON
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EARLY ACCESSCOMPASS COMING SOON
$395,000
2 beds3 baths1,740 sq ft
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Nearby similar homes

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Spacious lot • New heat pump hvac • Updated flooring
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1 bed1 bath555 sq ft
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Hunting lodge • Modern updates • 0.5 acre lot
$475,000
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Deeded beach access • Orv ramp 49 • Cozy loft area

New listings for sale in 27960

$695,000
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Details provided by OBMLS and may not match the public record. Learn more.

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