For sale
$550,000
Est. $3,438/mo
1
bd
1 ba
896
sq ft

45 Lumpy’s Rd, Ocracoke, NC 27960

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About this home

Single-familyProperty Type
1995Year Built
8,578 sq ftLot Size
$614Price/Sq.Ft.
Listed by Martha Garrish Ocracoke Island Realty
Listing updated:
Redfin checked: 3 minutes ago
Source:OBMLS #131052
313 days on Redfin269 views6 favorites

Payment calculator

$3,438 per month

Principal and interest$3,002
Property taxes
HOA dues
Home insurance
Utilities
Down payment
20% ($110,000)
Home price
$550,000
Loan details
30-yr fixed, 7.25%
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Around this home

Schools

Ocracoke School

Public PreK-12 • Assigned • 0.2mi

8/10
Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

45 Lumpy’s Rd · $550,000
$549K and above
75% chance or better to win
Why $549K+ is a strong offer
DAYS ON MARKET
314 days
The average home goes pending in 135 days.
SALE-TO-LIST
98.7%
Most homes are selling 1% below list price.
About offer insights

Property details

Kitchen

Kitchen

Bathroom

Bathroom

Bedroom

Bedroom

Living

Living

Dining

Dining

  • Interior features
  • Range, Oven, Microwave, Refrigerator
  • Washer and Dryer included
  • Bathrooms
  • 1 full bathroom
  • Kitchen
  • Range, Oven, Microwave, Refrigerator
  • Laundry & utility
  • Washer and Dryer
  • Flooring
  • Wood flooring
  • Heating & cooling
  • Heat pump with central heating
  • Central air conditioning
  • Ceiling fans

Sale and tax history for 45 Lumpy’s Rd

Public record

Beds
1
Baths
Stories
2
Lot width
Lot depth
Lot size
0.25 Acres
Year renovated
1994
Finished Sq. Ft.
896
Unfinished Sq. Ft.
Total Sq. Ft.
896
Year built
1994
Style
Single Family Residential
County
Hyde County
APN
101
Parking Spaces
Basement
Accessible
HOA Dues
Garage
Features
Last updated by owner on Sep 14, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

9/10 Heat Factor

7 days above 101° expected this year, 25 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Ocracoke, NC • 27960
Average low and high temperatures (°F)
51
40
52
42
64
53
70
61
75
68
81
74
86
79
81
75
78
72
71
64
65
56
56
45
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec

Sun exposure

95/ 100

Exceptional sunlight

Sunscore

This home receives average direct sun exposure in Ocracoke. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.2 hrs
6.4 hrs
JuneDecember
Provided by Shadowmap

Redfin Estimate for 45 Lumpy’s Rd

$530,492
$20K under list price of $550K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $467K to $696K.

More resources

Rental earnings

Est. $1,542 per month, based on comparable rentals

Contact listing agent
Martha Garrish
Ocracoke Island Realty
Details provided by OBMLS and may not match the public record. Learn more.
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GreatSchools Ratings provided by GreatSchools.org.