OFF MARKET

Off market mar 2020 for $310K

$588,464

Est. refi paymentEst. refi $2,286/mo

•

—

sq ft

120 Upper Middle Creek Rd, Otto, NC 28734

About this home

Unbelievable 2.83 Acres on Gorgeous Middle Creek. Fish and Play in the Creek from your own property! 2 Expansive Covered Porches to Hear & See the Tumbling Water Cascading over the Beautiful Rocks. Gorgeous Private Setting w/ Hundreds of Acres of US Forest Service land and 3 Water Falls within a short walk. Property lays very gently with hard to find, "Walk Right In" Creek Access. You own both sides of the Road & to the Middle of the Creek so your privacy is insured. Fully Furnished, Well Maintained, Quality Built home with 2700 SF of Living Space plus 2 Car Oversized Garage. Main Level Master Bedroom 19.9' X 16' w/ Glass Doors to access the Porch, Large Bath & Walk In Closet. Vaulted, Open Living, Kitchen & Dining Area w/ Rock Fireplace. 2 Guest Bedrooms, 2nd Full Bath & Washer/Dryer makes for easy One Level Living. Lower Level In Law Suite complete w/ Living Area, Large Bonus room for sleeping, BIG Walk In Closet. 3rd Full Bath, Second Kitchen w/ Fridge, Stove, Sink, Cabinets, 2nd Covered Porch. 3 Bedroom Septic System. Goodman HVAC System appears to be 8 years or newer. No steps into main level & Drive up access to both levels. Plenty of Parking. Come live the Dream!

Single-familyProperty Type

1987Year Built

2.83 acresLot Size

2 car garageParking

Listed by • Bald Head Realty

Contact: 8283690000

Bought with Craig Berry • Highlands Sotheby's International Realty - DT

Redfin checked: a few seconds ago

•Source:HCMLS #92952

Redfin Estimate

$588,464

$278K since sold in March 2020$8,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 38.6% higher than the average sale price ($425K) of 4 comparable homes.

SOLD JUN 26, 2026
$555,800
A
4 beds2.5 baths1,680 sq ft
187 Evans Creek Rd, Scaly Mountain, NC 28775
SOLD SEP 22, 2026
$390,000
B
3 beds2 baths— sq ft
7219 Dillard Rd, Scaly Mountain, NC 28775
SOLD APR 13, 2026
$455,000
C
3 beds3 baths1,766 sq ft
41 Peek And Peak Dr, Dillard, GA 30537
SOLD SEP 18, 2026
$298,000
D
2 beds2 baths1,167 sq ft
171 Ideal Acres Rd, Otto, NC 28763

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Earn from this home

Refinance

Est. cash available

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Rent

$2,794/mo

Redfin rental estimate

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Market trends in 28763, NC

Last updated September 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

91.7%

+4.0% MoM

Median sale price

$306K

$56K MoM

Avg. days on market

102d

5 days MoM

Recently sold homes

5 MoM

New listings for sale

$514,900
3 beds2.5 baths— sq ft
1100 Wallalieu Rd, Otto, NC 28763
$338,000
2 beds3.5 baths1,008 sq ft
35 Buttercup Ln, Otto, NC 28763
See all

Provided by Redfin

Sale history for 120 Upper Middle Creek Rd

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Year

Property tax

Land + Additions

Assessment*

2025

$1,413

$162,490 + $218,980

$381,470

2024

$1,413 (+0.9%)

$162,490 + $218,980

$381,470

2023

$1,401 (+4.2%)

$162,490 + $218,980

$381,470

2022

$1,344

$92,950 + $154,290

$247,240

2021

$1,344 (+11.7%)

$92,950 + $154,290

$247,240

2020

$1,204 (+1.1%)

$92,950 + $154,290

$247,240

2019

$1,191 (+0.9%)

$92,950 + $154,290

$247,240

2018

$1,180

$92,950 + $169,040

$261,990

2017

$1,180

$92,950 + $169,040

$261,990

2016

$1,179 (+2.8%)

$92,950 + $169,040

$261,990

2015

$1,147 (+14.4%)

$92,950 + $169,040

$261,990

2014

$1,003

$74,810 + $209,080

$283,890

Tax history for 120 Upper Middle Creek Rd

Year

Property tax

Land + Additions

Assessment*

2025

$1,413

$162,490 + $218,980

$381,470

2024

$1,413 (+0.9%)

$162,490 + $218,980

$381,470

2023

$1,401 (+4.2%)

$162,490 + $218,980

$381,470

2022

$1,344

$92,950 + $154,290

$247,240

2021

$1,344 (+11.7%)

$92,950 + $154,290

$247,240

2020

$1,204 (+1.1%)

$92,950 + $154,290

$247,240

2019

$1,191 (+0.9%)

$92,950 + $154,290

$247,240

2018

$1,180

$92,950 + $169,040

$261,990

2017

$1,180

$92,950 + $169,040

$261,990

2016

$1,179 (+2.8%)

$92,950 + $169,040

$261,990

2015

$1,147 (+14.4%)

$92,950 + $169,040

$261,990

2014

$1,003

$74,810 + $209,080

$283,890

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

2.99 Acres

Year renovated

—

Sq. Ft.

1,680

Year built

1987

Style

Single Family Residential

County

Macon County

APN

6499629260

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 27, 2026.

Property details

Parking

Parking/Garage Information
# of Covered Spaces: 2
Has Garage
Has Attached Garage
# of Garage Spaces: 2
Parking Features: Attached, Garage, Gravel

Interior

Bathroom Information
# of Full Bathrooms: 3

Heating & Cooling
Has Cooling
Cooling: Heat Pump
Has Heating
Heating: Electric, Heat Pump

Interior Features
Interior Features: Breakfast Bar, Cathedral Ceiling(s), Kitchen Island, Vaulted Ceiling(s), Walk-In Closet(s)
Window Features: Window Treatments
Furnished: Furnished
Appliances: Dryer, Dishwasher, Electric Oven, Microwave, Refrigerator, Trash Compactor, Washer
Flooring: Carpet, Tile
Has Fireplace
Fireplace Features: Stone, Wood Burning

Room Information
Has Basement
Basement Details: Full, Finished

Exterior

Exterior Features
Patio And Porch Features: Deck, Porch
Roof: Metal

Building Information
Construction Materials: Stone, Wood Siding

Property Features
On Waterfront
Waterfront Features: River Front
Has View
Accessibility Features: Accessible Entrance

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Single Family Residence

Lot Information
Lot Size : 2.83
Lot Size Area: 2.83
Lot Size Units: Acres
Lot Size Acres: 2.83

Financial

Tax Information
Tax Annual Amount: $1,190.52

Utilities

Utility Information
Water Source: Well
Electric: Generator
Sewer: Septic Tank

Location

Location Information
Directions: From Franklin, NC, go 7 miles south on Hwy. 441/GA Road, turn left on Tessentee Rd., go 1/2 mile, turn right on Middle Creek Rd., go 3.7 miles, veer right - go across the bridge and turn left on Pine Knob Trail, quick left on Upper Middle Creek Rd., home is 2nd on left.
Subdivision Name: None

Public facts

Beds: 4
Baths: 2.0
Sq. Ft.: 1,680
Stories: 1.0
Lot Size: 2.99 acres
Style: Single Family Residential
Year Built: 1987
Year Renovated: —
County: Macon County
APN: 6499629260

Home facts updated by county records on Aug 27, 2026

Other

Listing Information
List AOR: HighlandsCashiersBoardOfRealtors
AttributionContact: 8283690000

Around this home

Schools

South Macon Elementary

Public PreK-4 • Assigned • 6.7mi

5/10

Macon Middle School

Public 7-8 • Assigned • 9.6mi

6/10

Macon Early College High School

Public 9-12 • Assigned • 9.6mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

10/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

3/10 Heat Factor

8 days above 95° expected this year, 23 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

4/10 Air Factor

6 unhealthy days expected this year, 6 days in 30 years

Provided by First Street

Historical weather

Otto, NC • 28734

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.8 hours in June and 4.4 hours in December, placing it below the U.S. average for solar exposure.

8.8 hrs

4.4 hrs

JuneDecember

Provided by Shadowmap

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New listings for sale in 28763

$514,900

3 beds2.5 baths— sq ft

1100 Wallalieu Rd, Otto, NC 28763

$338,000

2 beds3.5 baths1,008 sq ft

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Home values near 120 Upper Middle Creek Rd

Data from public records.

Address	Redfin Estimate
30 Upper Middle Creek Road, Otto, NC 2 Beds \| 3 Baths \| 2160 Sq. Ft.	$580,288
166 Pine Knob Trail, Otto, NC 2 Beds \| 2 Baths \| 1174 Sq. Ft.	$402,717

Address	Redfin Estimate
174 Upper Middle Creek Road, Otto, NC 3 Beds \| 2 Baths \| 2080 Sq. Ft.	$684,856
3695 Middle Creek Road, Otto, NC 3 Beds \| 2 Baths \| 1540 Sq. Ft.	$341,752

Address	Redfin Estimate
212 Pine Knob Trail, Otto, NC 3 Beds \| 2 Baths \| - Sq. Ft.	$1,681,730
115 Forrest Creek Drive, Otto, NC 3 Beds \| 2 Baths \| 1544 Sq. Ft.	$451,088

Property information provided by HCMLS when last listed in 2020. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 28763, NC

Sale history for 120 Upper Middle Creek Rd

Tax history for 120 Upper Middle Creek Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Is this your home?

Nearby similar homes

New listings for sale in 28763

Home values near 120 Upper Middle Creek Rd

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