OFF MARKET

Off market apr 2024 for $326K

$358,897

Est. refi paymentEst. refi $2,208/mo

•

—

sq ft

3051 Middle Creek Rd, Otto, NC 28763

About this home

Welcome to this charming cottage nestled on 1.39 acres, boasting serene views overlooking a tranquil stream and adjacent to Middle Creek, renowned for its lively trout population. Featuring 2 bedrooms, 2 baths, and a bonus room, this cozy retreat exudes a relaxed ambiance. The inviting great room showcases a captivating fireplace, perfect for cozy evenings. This delightful home comes mostly furnished, facilitating a seamless move-in experience, with only a few exclusions. Enjoy the outdoors with two expansive deck areas and a cozy firepit, ideal for gatherings. Embrace the park-like surroundings, complete with a delightful picnic area. Additionally, a spacious barn provides ample storage space or could be transformed into an entertaining "party barn". The property offers flat, usable land with well-maintained trails throughout, perfect for exploring the picturesque landscape. The level creek area presents endless opportunities for fishing, tubing, or simply wading in the cool waters. Don't miss the chance to make this idyllic retreat your own.

Single-familyProperty Type

1986Year Built

1.39 acresLot Size

Listed by Cathy Garren • Highlands Sotheby's International Realty - DT

Contact: 8285268300

Bought with Craig Berry • Highlands Sotheby's International Realty - DT

Redfin checked: 2 minutes ago

•Source:HCMLS #103967

Redfin Estimate

$358,897

$32K since sold in April 2024$1,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 4.3% higher than the average sale price ($344K) of 2 comparable homes.

SOLD SEP 18, 2026
$298,000
A
2 beds2 baths1,167 sq ft
171 Ideal Acres Rd, Otto, NC 28763
SOLD SEP 22, 2026
$390,000
B
3 beds2 baths— sq ft
7219 Dillard Rd, Scaly Mountain, NC 28775

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Refinance

Est. cash available

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Market trends in 28763, NC

Last updated September 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-list price

91.7%

+4.0% MoM

Median sale price

$306K

$56K MoM

Avg. days on market

102d

5 days MoM

Recently sold homes

5 MoM

New listings for sale

NEW 1 DAY AGO
$368,000
3 beds2 baths1,593 sq ft
124 Spring Valley Ln, Otto, NC 28763
$514,900
3 beds2.5 baths— sq ft
1100 Wallalieu Rd, Otto, NC 28763
$338,000
2 beds3.5 baths1,008 sq ft
35 Buttercup Ln, Otto, NC 28763
See all

Provided by Redfin

Sale history for 3051 Middle Creek Rd

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Year

Property tax

Land + Additions

Assessment*

2025

$884

$112,300 + $113,190

$225,490

2024

$884 (+1.4%)

$112,300 + $113,170

$225,470

2023

$872 (+16.8%)

$112,300 + $113,170

$225,470

2022

$747

$70,060 + $57,750

$127,810

2021

$747 (+10.8%)

$70,060 + $57,750

$127,810

2020

$674 (+2.0%)

$70,060 + $57,750

$127,810

2019

$661 (+1.6%)

$70,060 + $57,750

$127,810

2018

$651

$70,060 + $64,220

$134,280

2017

$651 (+0.1%)

$70,060 + $64,220

$134,280

2016

$650 (+4.3%)

$70,060 + $64,220

$134,280

2015

$623 (+10.3%)

$70,060 + $64,220

$134,280

2014

$565

$63,380 + $86,990

$150,370

Tax history for 3051 Middle Creek Rd

Year

Property tax

Land + Additions

Assessment*

2025

$884

$112,300 + $113,190

$225,490

2024

$884 (+1.4%)

$112,300 + $113,170

$225,470

2023

$872 (+16.8%)

$112,300 + $113,170

$225,470

2022

$747

$70,060 + $57,750

$127,810

2021

$747 (+10.8%)

$70,060 + $57,750

$127,810

2020

$674 (+2.0%)

$70,060 + $57,750

$127,810

2019

$661 (+1.6%)

$70,060 + $57,750

$127,810

2018

$651

$70,060 + $64,220

$134,280

2017

$651 (+0.1%)

$70,060 + $64,220

$134,280

2016

$650 (+4.3%)

$70,060 + $64,220

$134,280

2015

$623 (+10.3%)

$70,060 + $64,220

$134,280

2014

$565

$63,380 + $86,990

$150,370

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

1.39 Acres

Year renovated

—

Sq. Ft.

1,075

Year built

1986

Style

Other

County

Macon County

APN

6499651884

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 27, 2026.

Property details

Parking

Parking/Garage Information
Parking Features: Driveway, None

Interior

Bathroom Information
# of Full Bathrooms: 2

Heating & Cooling
Has Cooling
Cooling: Ceiling Fan(s), Ductless
Has Heating
Heating: Baseboard, Ductless, Electric

Interior Features
Interior Features: Breakfast Bar, Ceiling Fan(s), Vaulted Ceiling(s)
Window Features: Window Treatments
Furnished: Partially
Appliances: Dryer, Dishwasher, Electric Oven, Microwave, Refrigerator, Washer
Flooring: Tile, Vinyl
Has Fireplace
Fireplace Features: Living Room, Wood Burning

Room Information
Laundry Features: Washer Hookup
Has Basement
Basement Details: Exterior Entry, Full, Finished, Interior Entry, Walk-Out Access

Exterior

Exterior Features
Exterior Features: Fire Pit, Garden
Patio And Porch Features: Rear Porch, Deck, Front Porch, Porch
Roof: Shingle

Building Information
Levels: Two
Construction Materials: Frame, Wood Siding
Foundation Details: Slab

Property Features
Waterfront Features: Stream
Has View
Other Structures: Barn(s), Shed(s), Workshop

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Single Family Residence

Lot Information
Lot Features: Level, Pasture, Rolling Slope, Wooded
Water Body Name: Middle Creek
Road Surface Type: Paved
Lot Size : 1.39
Lot Size Area: 1.39
Lot Size Units: Acres
Lot Size Acres: 1.39

Financial

Tax Information
Tax Annual Amount: $872.34

Utilities

Utility Information
Water Source: Shared Well
Sewer: Septic Tank

Location

Location Information
Directions: From Highlands, take 106 South. Right on 441 N. Right on Tessentee Road. Right on Middle Creek Road. Home in on Right. Shared driveway. Turn in and house is on Left.
Subdivision Name: None

Public facts

Beds: 1
Baths: 2.0
Sq. Ft.: 1,075
Stories: 1.0
Lot Size: 1.39 acres
Style: Other
Year Built: 1986
Year Renovated: —
County: Macon County
APN: 6499651884

Home facts updated by county records on Aug 27, 2026

Other

Listing Information
List AOR: HighlandsCashiersBoardOfRealtors
AttributionContact: 8285268300

Around this home

Schools

South Macon Elementary

Public PreK-4 • Assigned • 6.0mi

5/10

Macon Middle School

Public 7-8 • Assigned • 8.9mi

6/10

Macon Early College High School

Public 9-12 • Assigned • 8.9mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

8/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

4/10 Heat Factor

9 days above 93° expected this year, 24 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

4/10 Air Factor

6 unhealthy days expected this year, 6 days in 30 years

Provided by First Street

Historical weather

Otto, NC • 28763

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

Try the sun simulator tool to see how light moves across the property at different times of day and year.

Provided by Shadowmap

Is this your home?

Track this home’s value and nearby sales activity

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New listings for sale in 28763

NEW 1 DAY AGO

$368,000

3 beds2 baths1,593 sq ft

124 Spring Valley Ln, Otto, NC 28763

$514,900

3 beds2.5 baths— sq ft

1100 Wallalieu Rd, Otto, NC 28763

$338,000

2 beds3.5 baths1,008 sq ft

35 Buttercup Ln, Otto, NC 28763

Home values near 3051 Middle Creek Rd

Data from public records.

Address	Redfin Estimate
3021 Middle Creek Road, Otto, NC 2 Beds \| 1 Baths \| 1288 Sq. Ft.	$229,671
3052 Middle Creek Road, Otto, NC 3 Beds \| 2 Baths \| 1568 Sq. Ft.	$365,766

Address	Redfin Estimate
3144 Middle Creek Road, Otto, NC 2 Beds \| 1 Baths \| 1120 Sq. Ft.	$339,734
3312 Middle Creek Road, Otto, NC 3 Beds \| 2 Baths \| 1764 Sq. Ft.	$909,776

Address	Redfin Estimate
3250 Middle Creek Road, Otto, NC 3 Beds \| 3 Baths \| 2352 Sq. Ft.	$763,766
3143 Middle Creek Road, Otto, NC 3 Beds \| 3 Baths \| 3480 Sq. Ft.	$766,665

Property information provided by HCMLS when last listed in 2024. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 28763, NC

Sale history for 3051 Middle Creek Rd

Tax history for 3051 Middle Creek Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Is this your home?

Nearby similar homes

New listings for sale in 28763

Home values near 3051 Middle Creek Rd

More real estate resources