Off market dec 2019 for $520K

$955,436

Est. refi paymentEst. refi $3,129/mo

•

4 ba

•

4,287

sq ft

655 Waters Rd, Salisbury, NC 28146

About this home

Stunning waterfront custom built home with 4 BRs, 4 BAs, 3-car garage located on cul-de-sac street in Water's Edge, Salisbury, NC, .91 acre lot on High Rock Lake! Approximately 100' of water front. Private deck, floater. 2-story Foyer is flanked by formal LR and connects to DR that is perfect for entertaining! At the back of the home is a 2-story Great Room, wall of windows. GR opens to Kitchen & Breakfast Room. Kitchen has 42" cabs., granite counters, new stone backsplash. Laundry & Guest BR on Main. Spacious 3-car garage plus tandem room for motorcycle, a Sunday driver, a boat, jet skis in off season. Garage added on in 2014 & has insulated doors. Workshop! Garage Bonus Room was used as exercise room. Upstairs of home features Master Suite that overlooks quiet cove, has huge walk-in closet that overlooks next cove! Master Bath w/double vanity, Jacuzzi tub, sep shower. Walk-out BSMT was designed for entertaining, has Rec Room, Media, BA, Patio. Fire pit. Gazebo on Deck. Move in ready!

Single-familyProperty Type

2000Year Built

0.91 acresLot Size

$223Est. Price/Sq.Ft.

5 spacesParking

Listed by Chuck Adkins • EXP Realty LLC

Bought with Amy Baker • Allen Tate University

Redfin checked: a few seconds ago

•Source:CANOPYMLS as Distributed by MLS Grid #3488909

Redfin Estimate

$955,436

$435K since sold in December 2019$5,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 18.3% lower than the average sale price ($1.17M) of 6 comparable homes.

SOLD SEP 9, 2026
$920,000
A
5 beds3.5 baths3,970 sq ft
1180 Riverview Road Ext, Lexington, NC 27292
SOLD MAY 29, 2026
$1,675,000
B
4 beds3.5 baths3,737 sq ft
901 Sunset Pointe Dr, Salisbury, NC 28146
SOLD JUL 27, 2026
$770,000
C
3 beds4 baths3,052 sq ft
345 Riverwalk Dr, Salisbury, NC 28146
SOLD MAR 19, 2021
$135,000
D
Land— sq ft
1547 Sunset Pointe Dr #72, Salisbury, NC 28146
BOUGHT WITH REDFIN JAN 21, 2026
$1,465,000
E
5 beds5 baths4,169 sq ft
1140 Inlet Pointe Rd, Salisbury, NC 28146
SOLD AUG 21, 2026
$2,050,000
F
4 beds4.5 baths6,235 sq ft
1579 Sunset Pointe Dr, Salisbury, NC 28146

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Earn from this home

Sell

$539,509

Est. take-home

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Refinance

Est. cash available

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Rent

$2,403/mo

Redfin rental estimate

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Market trends in 28146, NC

Last updated October 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-list price

97.6%

0.9% MoM

Median sale price

$340K

$7K MoM

Avg. days on market

85d

1 days MoM

Recently sold homes

6 MoM

New listings for sale

NEW 2 HRS AGO
$300,000
3 beds2 baths1,240 sq ft
504 Barringer St, Salisbury, NC 28146
OPEN SAT, 11AM TO 3PM
$291,500
3 beds2 baths1,390 sq ft
450 Jackson Rd, Salisbury, NC 28146
COMING SOON
$229,900
3 beds1 bath1,324 sq ft
2815 Stokes Ferry Rd, Salisbury, NC 28146
OPEN SAT, 1PM TO 3PM
$530,000
4 beds2 baths2,444 sq ft
2403 Berkshire Dr, Salisbury, NC 28146
$150,000
3 beds2 baths1,368 sq ft
103 Chasestone Ct, Salisbury, NC 28146
$448,000
3 beds2 baths2,682 sq ft
2403 E Innes St, Salisbury, NC 28146
$210,000
3 beds2 baths1,380 sq ft
310 Dunham Ave, Salisbury, NC 28146
COMING SOON
$225,000
3 beds1.5 baths1,189 sq ft
320 Organ Church Rd, Salisbury, NC 28146
3D WALKTHROUGH
$315,000
4 beds2.5 baths1,750 sq ft
1234 Oak Haven Dr, Salisbury, NC 28146
$499,995
3 beds2.5 baths2,170 sq ft
293 Fairfield Ln, Salisbury, NC 28146
See all

Provided by Redfin

Sale history for 655 Waters Rd

Date

Event

Price

CANOPYMLS as Distributed by MLS Grid #3488909

Dec 20, 2019

Sold

$520,000

$121/sq ft

Nov 13, 2019

Pending

—

Nov 13, 2019

Contingent

—

Nov 11, 2019

Relisted

—

Nov 1, 2019

Delisted

—

Jul 23, 2019

Price Changed

$529,900

$124/sq ft

Jun 20, 2019

Price Changed

$539,900

$126/sq ft

Apr 5, 2019

Listed

$548,000

$128/sq ft

CANOPYMLS as Distributed by MLS Grid #2

Nov 10, 2018

Price Changed

$405,000

$94/sq ft

Triad MLS #1

Nov 6, 2018

Price Changed

$405,000

$94/sq ft

Oct 31, 2018

Price Changed

$330,000

$77/sq ft

Public Records

Dec 12, 2008

Sold

$363,500

$85/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$4,540

$100,000 + $614,966

$714,966

2025

$4,540

$100,000 + $614,966

$714,966

2024

$4,540

$100,000 + $614,966

$714,966

2023

$4,540 (+42.7%)

$100,000 + $614,966

$714,966

2022

$3,182 (+2.9%)

$73,000 + $373,574

$446,574

2020

$3,093 (+10.2%)

$73,000 + $373,574

$446,574

2019

$2,807 (+18.6%)

$62,500 + $342,787

$405,287

2018

$2,367

$56,000 + $288,523

$344,523

2017

$2,367

$56,000 + $288,523

$344,523

2016

$2,366 (−0.1%)

$56,000 + $288,523

$344,523

2015

$2,369 (+11.1%)

$56,000 + $288,523

$344,523

2014

$2,133 (+4.2%)

$56,000 + $260,220

$316,220

2013

$2,048 (−1.5%)

$56,000 + $260,220

$316,220

2012

$2,079

$56,000 + $260,220

$316,220

2011

$2,079

$56,000 + $260,220

$316,220

Tax history for 655 Waters Rd

Year

Property tax

Land + Additions

Assessment*

2026

$4,540

$100,000 + $614,966

$714,966

2025

$4,540

$100,000 + $614,966

$714,966

2024

$4,540

$100,000 + $614,966

$714,966

2023

$4,540 (+42.7%)

$100,000 + $614,966

$714,966

2022

$3,182 (+2.9%)

$73,000 + $373,574

$446,574

2020

$3,093 (+10.2%)

$73,000 + $373,574

$446,574

2019

$2,807 (+18.6%)

$62,500 + $342,787

$405,287

2018

$2,367

$56,000 + $288,523

$344,523

2017

$2,367

$56,000 + $288,523

$344,523

2016

$2,366 (−0.1%)

$56,000 + $288,523

$344,523

2015

$2,369 (+11.1%)

$56,000 + $288,523

$344,523

2014

$2,133 (+4.2%)

$56,000 + $260,220

$316,220

2013

$2,048 (−1.5%)

$56,000 + $260,220

$316,220

2012

$2,079

$56,000 + $260,220

$316,220

2011

$2,079

$56,000 + $260,220

$316,220

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

—

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.91 Acres

Year renovated

2003

Sq. Ft.

4,049

Year built

2000

Style

Single Family Residential

County

Rowan County

APN

614 162

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 16, 2026.

Property details

Parking

Parking Information
Main Level Garage Y/N: 1
SqFt Garage: 1894
Parking Features: Attached Garage, Driveway, Garage - 3 Car, Garage Door Opener, Keypad Entry, Tandem

Interior

Bedroom Information
# of Bedrooms: 4
Bedroom 1 Level: Main
Bedroom 2 Level: Upper
Bedroom 3 Level: Upper
Room 1 Beds Total: 1
Room 2 Beds Total: 3
Room 3 Beds Total: 0

Bathroom Information
# of Full Baths (Total): 4
Bathroom 1 Level: Main
Bathroom 2 Level: Upper
Bathroom 3 Level: Upper
Bathroom 4 Level: Basement
Room 1 Baths Full: 1
Room 2 Baths Full: 2
Room 3 Baths Full: 1

Room 1 Information
Room Type: Bathroom(s),Bedroom(s),Breakfast,Dining Room,Entry Hall,Great Room-Two Story,Kitchen,Laundry,Living Room,Pantry

Room 2 Information
Room Type: Bathroom(s),Bedroom(s),Loft,Master Bedroom

Room 3 Information
Room Type: Bathroom(s),Media,Rec Room

Laundry Room Information
Laundry Features: Main Level, Laundry Room
Laundry Room Level: Main

Media Room Information
Media Room Level: Basement

Loft Information
Loft Level: Upper

Recreation Room Information
Recreation Room Level: Basement

Dining Room Information
Breakfast Room Level: Main
Dining Room Level: Main

Kitchen Information
Kitchen Level: Main

Living Room Information
Living Room Level: Main

Other Rooms Information
Pantry Level: Main
Entry Hall Level: Main

Fireplace Information
Has Fireplace
Fireplace Features: Great Room

Heating & Cooling
Heating Information: Central, Heat Pump, Heat Pump, Multizone A/C, MultiZone Heat

Interior Features
Room Type: Bathroom 1, Breakfast Room, Dining Room, Entry Hall, Kitchen, Laundry, Living Room, Pantry, Bedroom 1, Bathroom 2, Bathroom 3, Loft, Master Bedroom, Bedroom 2, Bedroom 3, Bathroom 4, Media Room, Recreation Room
Interior Features: Attic Stairs Pulldown, Cathedral Ceiling(s), Kitchen Island, Pantry, Split Bedroom, Tray Ceiling, Vaulted Ceiling, Walk-in Closet(s), Whirlpool
Appliances: Ceiling Fan(s), Dishwasher, Microwave, Refrigerator
Flooring: Carpet, Tile, Wood

Exterior

Building Information
Construction Type: Site Built
Construction Materials: Brick Partial, Vinyl Siding
Construction Status: Complete

Exterior Features
Porch: Covered,Front,Patio
Exterior Features: Fire Pit, Workshop

Waterfront Information
Waterfront Features: Covered structure, Pier
Water Body Name: High Rock Lake

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Accessibility Features: 2 or More Access Exits
Model: Custom

Lot Information
Lot Features: Cul-De-Sac, Orchard(s), Lake Access, Pond/Lake, Views, Water View, Waterfront, Year Round View
Lot Size Area: 0.91
Lot Size Dimensions: 200 x 196 x 179 x 232
Road Surface Type: Concrete
Road Responsibility: Public Maintained Road
Zoning NCM: R

Utilities

Utility Information
Water Source: Well
Sewer: Community Sewer
Water Heater Information: Electric

Location

Multi-Unit Information
# of Units: 0

HOA Information
Association Name: Waters Edge HOA
HOA Subject To Dues: Mandatory
HOA Subject To: Required
Association Fee: $350
Association Fee Frequency: Annually

School Information
Elementary School: Morgan
Middle Or Junior High School: C.c. Erwin
High School: East Rowan

Location Information
Directions: FROM I-85: Take Exit 79 toward Spencer/East Spencer. Turn RIGHT onto Old Union Church Road. Turn LEFT onto Lake Fork Road. Turn LEFT onto Goodman Lake Road. Turn slight RIGHT onto Providence Church Road. Take the 2nd LEFT onto Waters Road. House is on the RIGHT.

Community Information
Community Features: Lake, Tennis Court(s)

Public facts

Beds: —
Baths: 3.0
Sq. Ft.: 4,049
Stories: 2.0
Lot Size: 0.91 acres
Style: Single Family Residential
Year Built: 2000
Year Renovated: 2003
County: Rowan County
APN: 614 162

Home facts updated by county records on Sep 16, 2026

Other

Home Information
Living Area: 4287
Below Grade Finished Area: 1,396
Sq. Ft. Upper: 1484
Sq. Ft. Third: 0
Sq. Ft. Main: 1407
Sq. Ft. Lower: 0
Sq. Ft. Additional: 0
Building Area Total: 4287
Foundation Details: Basement Fully Finished, Basement Inside Entrance, Basement Outside Entrance
Structure Type: 2 Story/Basement

Around this home

Schools

K - 12
Preschool & daycare

Morgan Elementary School

Public PreK-5 • Assigned • 5.4mi

4/10

Charles C Erwin Middle School

Public 6-8 • Assigned • 5.6mi

2/10

East Rowan High School

Public 9-12 • Assigned • 5.7mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.15% chance of being in a wildfire in next 30 years

6/10 Heat Factor

7 days above 105° expected this year, 17 days in 30 years

4/10 Wind Factor

17% chance of strong winds in next 30 years

2/10 Air Factor

2 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Salisbury, NC • 28146

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.2 hours in June and 5.3 hours in December, which is comparable to the U.S. average for solar exposure.

9.2 hrs

5.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$908,000 – $1.10M

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Nearby similar homes

$399,000

Land— sq ft

2870 Dunns Mountain Rd, Salisbury, NC 28146

Walking path

$260,000

2 beds2 baths1,282 sq ft

2040 Providence Church Rd, Salisbury, NC 28146

Fenced in back yard • Screened-in porch • 0.83 acre lot

NEW CONSTRUCTION

$469,900

4 beds3 baths1,930 sq ft

7995 Stokes Ferry Rd, Salisbury, NC 28146

Open floor plan • Great room • Vaulted ceilings

$374,900

3 beds2 baths1,630 sq ft

110 Red Oak Ln, Salisbury, NC 28146

Open floorplan • Remodeled kitchen • Stone fireplace

$279,900

3 beds1.5 baths1,649 sq ft

5311 Agner Dr, Salisbury, NC 28146

Over 1/2 acre • No hoa • Own septic

NEW CONSTRUCTION

$314,400

3 beds2 baths1,602 sq ft

1035 Kildare Dr #62, Salisbury, NC 28146

Open-concept layout • Convenient pantry • 8,276 sq ft lot

New listings for sale in 28146

NEW 2 HRS AGO

$300,000

3 beds2 baths1,240 sq ft

504 Barringer St, Salisbury, NC 28146

Open floor plan • Lvt flooring • Great room

OPEN SAT, 11AM TO 3PM

$291,500

3 beds2 baths1,390 sq ft

450 Jackson Rd, Salisbury, NC 28146

Attached workshop • Fenced backyard • Convenient location

COMING SOONVIDEO TOUR

$229,900

3 beds1 bath1,324 sq ft

2815 Stokes Ferry Rd, Salisbury, NC 28146

Move in ready • No hoa • Epoxy floors

OPEN SAT, 1PM TO 3PM

$530,000

4 beds2 baths2,444 sq ft

2403 Berkshire Dr, Salisbury, NC 28146

Double lot • Stone fireplace • Covered patio

$150,000

3 beds2 baths1,368 sq ft

103 Chasestone Ct, Salisbury, NC 28146

New roof • Spacious backyard • Mature trees

$448,000

3 beds2 baths2,682 sq ft

2403 E Innes St, Salisbury, NC 28146

Renovated colonial • Full acre • Front porch

$210,000

3 beds2 baths1,380 sq ft

310 Dunham Ave, Salisbury, NC 28146

Fully renovated • Updated kitchen • Granite countertops

COMING SOON

$225,000

3 beds1.5 baths1,189 sq ft

320 Organ Church Rd, Salisbury, NC 28146

3.19 acres • Brick ranch • 3.19 acre lot

3D WALKTHROUGH

$315,000

4 beds2.5 baths1,750 sq ft

1234 Oak Haven Dr, Salisbury, NC 28146

Ample cabinetry • Private bathroom • 0.23 acre lot

Home values near 655 Waters Rd

Data from public records.

Address	Redfin Estimate
570 Waters Rd, Salisbury, NC - Beds \| 3 Baths \| 3106 Sq. Ft.	$757,044
635 Waters Rd, Salisbury, NC - Beds \| 1 Baths \| 1952 Sq. Ft.	$435,239

Address	Redfin Estimate
630 Waters Rd, Salisbury, NC - Beds \| 4 Baths \| 4379 Sq. Ft.	$1,270,880
560 Waters Rd, Salisbury, NC 3 Beds \| 2.5 Baths \| 1990 Sq. Ft.	$777,864

Address	Redfin Estimate
525 Waters Rd, Salisbury, NC 3 Beds \| 3.5 Baths \| 2016 Sq. Ft.	$591,402
685 Waters Rd, Salisbury, NC - Beds \| 2 Baths \| 4624 Sq. Ft.	$908,182

Property information provided by CANOPYMLS as Distributed by MLS Grid when last listed in 2019. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 28146, NC

Sale history for 655 Waters Rd

Tax history for 655 Waters Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 28146

Home values near 655 Waters Rd

More real estate resources