RARE 5% SELLER FINANCING + PRICE IMPROVEMENT! Experience modern waterfront luxury on High Rock Lake with breathtaking long-range views, spectacular sunsets & contemporary architecture, approx. 50–60 minutes from Charlotte Douglas International Airport. This pristine estate features a striking kitchen with marble tile, oversized island & hidden walk-in pantry. The luxurious primary suite offers a spa-inspired bath, while 3 additional bedrooms each feature a private en-suite bath. Outside, enjoy a private beach, manicured grounds, level walk to the water & oversized 1,000+ sq. ft. private dock. Oversized 3-car garage offers epoxy floors, ample storage & EV-ready outlet. Seller financing may be available at 5% for qualified buyers with 20% down. Estimated P&I approx. $8,350/monthnearly $2,000/month less than financing at 7%. Ask listing agent for financing terms & qualification requirements.
Single-familyProperty Type
2024Year Built
0.45 acresLot Size
$354Price/Sq.Ft.
$6/moHOA Dues
3 car garageParking
Listed by John Beck• John Christian Luxury Real Estate
RARE 5% SELLER FINANCING + PRICE IMPROVEMENT! Experience modern waterfront luxury on High Rock Lake with breathtaking long-range views, spectacular sunsets & contemporary architecture, approx. 50–60 minutes from Charlotte Douglas International Airport. This pristine estate features a striking kitchen with marble tile, oversized island & hidden walk-in pantry. The luxurious primary suite offers a spa-inspired bath, while 3 additional bedrooms each feature a private en-suite bath. Outside, enjoy a private beach, manicured grounds, level walk to the water & oversized 1,000+ sq. ft. private dock. Oversized 3-car garage offers epoxy floors, ample storage & EV-ready outlet. Seller financing may be available at 5% for qualified buyers with 20% down. Estimated P&I approx. $8,350/month—nearly $2,000/month less than financing at 7%. Ask listing agent for financing terms & qualification requirements.
CANOPYMLS as Distributed by MLS Grid #4398206
Sep 25, 2026
Price Changed
$1,945,000
$354/sq ft
Aug 19, 2026
Price Changed
$1,995,000
$363/sq ft
Jun 30, 2026
Listed
$2,150,000
$391/sq ft
CANOPYMLS as Distributed by MLS Grid #3786246
Jan 5, 2022
Sold
$185,000
$34/sq ft
Sep 17, 2021
Contingent
—
Sep 15, 2021
Listed
$199,000
$36/sq ft
Bring your plans and live life on the lake! Rare waterfront lake lot in desirable Anchor Downs. Come see the panoramic lake views from this cleared, level lot. Property includes a sandy beach area. Survey is attached. Owners have building approval letter from FEMA. Property previously qualified for a Pier Permit. Owners have drawings for a 4,200 plus square foot, two story home with 2 masters on the main floor. Minutes from I-85, this property offers easy access to Charlotte and The Triad. High Rock Lake is the 2nd largest lake in NC. This 15,000 acre reservoir offers wonderful opportunities for boating and fishing.
Public Records
Dec 9, 2011
Sold
$103,000
$19/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$7,577
$210,000 + $888,187
$1,098,187
2025
$7,577 (+27.0%)
$210,000 + $888,187
$1,098,187
2024
$5,966 (+400.7%)
$210,000 + $654,690
$864,690
2023
$1,191 (+34.0%)
$178,500
2022
$889 (+1.0%)
$119,340
2020
$880
$119,340
2019
$880 (+15.7%)
$119,340
2018
$761
$104,040
2017
$761 (+0.1%)
$104,040
2016
$760
$104,040
2015
$760 (+3.1%)
$104,040
2014
$737 (+3.8%)
$104,040
2013
$710 (−1.5%)
$104,040
2012
$720 (+96.2%)
$104,040
2011
$367
$53,040
Public record
Public record
Zoning
Permits
Beds
—
Baths
—
Stories
—
Lot width
—
Lot depth
—
Lot size
0.45 Acres
Year renovated
—
Finished Sq. Ft.
—
Unfinished Sq. Ft.
—
Total Sq. Ft.
—
Year built
2023
Style
Other
County
Rowan County
APN
612 242
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 16, 2026.
RS
Residential Suburban
The purpose of this zoning district is to protect existing residential neighborhoods and promote the creation of more residential neighborhoods. These areas are typically near major thoroughfares and have or could be provided significant infrastructure. Commercial uses, business uses and multifamily uses are generally not allowed.
Dec 23, 2024 • Final
Electrical - wire from existing
Install an irrigation pump at the edge of the lake.
Electrical
Grading
May 30, 2024 • Final
Plumbing - new
Construct a new single-family home with four bedrooms, a fireplace, a basement, and an attached garage.
New construction
Plumbing
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
6/10 Heat Factor
7 days above 105° expected this year, 17 days in 30 years
4/10 Wind Factor
21% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Salisbury, NC • 28146
Average low and high temperatures (°F)
48
26
55
33
69
43
76
51
77
56
87
66
90
71
81
65
81
59
72
49
64
41
52
31
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
Try the sun simulator tool to see how light moves across the property at different times of day and year.
Provided by Shadowmap
Redfin Estimate for 850 Mainsail Rd
$1,838,682
$106K under list price of $1.95M
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $610K to $2.0M.