OFF MARKET

Off market jan 2020 for $415K

$835,420

Est. refi paymentEst. refi $2,452/mo

•

1,720

sq ft

3484 Upper Whitewater Rd, Sapphire, NC 28774

About this home

This move-in ready mountain home has an excellent rental history and a quiet and private setting with some short-range winter mountain ridge views. A wide circular driveway, rocking chair front porch, and large back deck for entertaining are just a few things that make this the "cabin in the woods" that many dream of owning! The beautiful tongue-and-groove ceilings, stone fireplace, and gorgeous wood floors provide a rustic feel and a charming ambiance. The kitchen features stainless steel appliances, granite counters, a built-in wine rack, and an island with a breakfast bar. The master suite on the main level has double vanities, a jetted tub, two walk-in closets, and access to the large back deck. A laundry room and a half bath are also located on the main level for convenience. A large loft with two nice guest rooms and a full bath are upstairs. A separate entrance accesses the lower level, which could be used as a craft room or man cave. Whisper Lake has a lovely common area with a dock, canoes and picnic table. Sapphire Valley Resort amenities also include golf, tennis, indoor/outdoor swimming pools, fitness center, carpet golf, park/playground, ski slope, zip line, deeded Lake Fairfield access and more.

Single-familyProperty Type

2003Year Built

0.83 acresLot Size

$486Est. Price/Sq.Ft.

Listed by Cassie Neal • Silver Creek Real Estate Group, Inc.

Contact: 8287431999

Bought with Merry Soellner • McKee Properties

Redfin checked: a minute ago

•Source:HCMLS #92203

Redfin Estimate

$835,420

$420K since sold in January 2020$2,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 38.5% higher than the average sale price ($603K) of 6 comparable homes.

SOLD JUL 27, 2026
$580,000
A
3 beds2.5 baths— sq ft
68 Laurel Dr, Sapphire, NC 28774
SOLD SEP 17, 2026
$840,000
B
3 beds3 baths— sq ft
920 Sapphire Post Office Rd, Sapphire, NC 28774
SOLD JUL 8, 2026
$660,000
C
3 beds3 baths— sq ft
867 Buckberry Dr, Sapphire, NC 28774
SOLD MAY 7, 2026
$340,000
D
3 beds2 baths1,105 sq ft
285 Holly Forest Ct, Sapphire, NC 28774
SOLD JUL 30, 2026
$775,000
E
3 beds3.5 baths1,947 sq ft
144 Ladyslipper Ct, Sapphire, NC 28774
SOLD MAR 18, 2026
$425,000
F
3 beds2 baths1,606 sq ft
76 Azalea Ct, Sapphire, NC 28774

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Earn from this home

Sell

$498,382

Est. take-home

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Refinance

Est. cash available

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Rent

$2,872/mo

Redfin rental estimate

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Market trends in 28774, NC

Last updated September 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.4%

+0.0% MoM

Median sale price

$745K

$30K MoM

Avg. days on market

104d

29 days MoM

Recently sold homes

6 MoM

New listings for sale

NEW 7 HRS AGO
496 Trays Island Rd, Sapphire, NC 28774
$1,050,000
3 beds5 baths— sq ft
496 Trays Island Rd, Sapphire, NC 28774
NEW 29 HRS AGO
$3,950,000
4 beds4.5 baths— sq ft
44 Hidden Well Ln, Cashiers, NC 28717
3D WALKTHROUGH
$779,000
3 beds2 baths— sq ft
380 Rock Creek Ct, Sapphire, NC 28774
3D WALKTHROUGH
$1,050,000
3 beds3.5 baths— sq ft
112 Lupton Rd, Sapphire, NC 28774
$145,000
3 beds3.5 baths— sq ft
284 Scotch Highlands Loop, Sapphire, NC 28774
3D WALKTHROUGH
$798,500
2 beds3.5 baths— sq ft
695 Trays Island Rd, Sapphire, NC 28774
3D WALKTHROUGH
$869,000
3 beds3 baths— sq ft
138 Elderberry Dr, Sapphire, NC 28774
3D WALKTHROUGH
$674,000
3 beds3 baths2,665 sq ft
120 Holly Forest Ct, Sapphire, NC 28774
$1,280,000
4 beds4 baths— sq ft
67 Rock Mountain Rd, Sapphire, NC 28774
3D WALKTHROUGH
$529,000
2 beds2 baths— sq ft
134 Racquet Club Villas Dr Unit D, Sapphire, NC 28774
See all

Provided by Redfin

Sale history for 3484 Upper Whitewater Rd

Year

Property tax

Land + Additions

Assessment*

2026

$3,480

$50,000 + $674,200

$724,200

2025

$3,480 (+29.9%)

$50,000 + $674,200

$724,200

2024

$2,679

$50,000 + $356,910

$406,910

2023

$2,679

$50,000 + $356,910

$406,910

2022

$2,679 (+0.8%)

$50,000 + $356,910

$406,910

2021

$2,658 (+11.8%)

$50,000 + $356,910

$406,910

2020

$2,379 (+1.1%)

$50,000 + $356,910

$406,910

2019

$2,352 (+22.2%)

$50,000 + $276,560

$326,560

2018

$1,925 (+1.2%)

$50,000 + $276,560

$326,560

2017

$1,902

$50,000 + $276,560

$326,560

2016

$1,903 (+4.9%)

$50,000 + $276,560

$326,560

2015

$1,814 (+0.2%)

$50,000 + $276,560

$326,560

2014

$1,811

Tax history for 3484 Upper Whitewater Rd

Year

Property tax

Land + Additions

Assessment*

2026

$3,480

$50,000 + $674,200

$724,200

2025

$3,480 (+29.9%)

$50,000 + $674,200

$724,200

2024

$2,679

$50,000 + $356,910

$406,910

2023

$2,679

$50,000 + $356,910

$406,910

2022

$2,679 (+0.8%)

$50,000 + $356,910

$406,910

2021

$2,658 (+11.8%)

$50,000 + $356,910

$406,910

2020

$2,379 (+1.1%)

$50,000 + $356,910

$406,910

2019

$2,352 (+22.2%)

$50,000 + $276,560

$326,560

2018

$1,925 (+1.2%)

$50,000 + $276,560

$326,560

2017

$1,902

$50,000 + $276,560

$326,560

2016

$1,903 (+4.9%)

$50,000 + $276,560

$326,560

2015

$1,814 (+0.2%)

$50,000 + $276,560

$326,560

2014

$1,811

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

2.5

Stories

—

Lot width

—

Lot depth

—

Lot size

35,941

Year renovated

2010

Sq. Ft.

1,720

Year built

2003

Style

Single Family Residential

County

Transylvania County

APN

8501-06-9515-000

Parking Spaces

—

Basement

Yes

Accessible

HOA Dues

—

Garage

Features

Views

Last updated by owner on Jan 12, 2024.

Property details

Parking

Parking/Garage Information
Parking Features: Circular Driveway, Gravel, None

Interior

Bathroom Information
# of Full Bathrooms: 2
# of Half Bathrooms: 1

Heating & Cooling
Has Cooling
Cooling: Ceiling Fan(s), Central Air, Electric
Has Heating
Heating: Central, Electric

Interior Features
Interior Features: Breakfast Bar, Ceiling Fan(s), Central Vacuum, Eat-in Kitchen, Kitchen Island, Vaulted Ceiling(s), Walk-In Closet(s), High Speed Internet
Window Features: Window Treatments
Furnished: Partially
Appliances: Dryer, Dishwasher, Electric Oven, Disposal, Microwave, Refrigerator, Washer
Flooring: Carpet, Tile, Wood
Has Fireplace
Fireplace Features: Gas Starter, Living Room, Wood Burning

Room Information
Laundry Features: Washer Hookup
Has Basement
Basement Details: Exterior Entry, Partially Finished

Exterior

Exterior Features
Exterior Features: Garden
Patio And Porch Features: Rear Porch, Covered, Deck, Front Porch, Side Porch
Roof: Shingle

Pool Information
Pool Features: Community

Building Information
Levels: One and One Half
Construction Materials: Frame

Property Features
Has View
Other Equipment: Satellite Dish

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Single Family Residence

Lot Information
Lot Features: Level, Rolling Slope
Road Surface Type: Paved
Lot Size : 0.77
Lot Size Area: 0.77
Lot Size Units: Acres
Lot Size Acres: 0.77

Financial

Tax Information
Tax Annual Amount: $2,352

Utilities

Utility Information
Water Source: Public

Location

HOA Information
Has Homeowners Association

Location Information
Directions: From Cashiers Crossroads, take Hwy 64 towards Sapphire, turn right on Sapphire Post Office Road. Go over bridge and continue straight to stop sign. Turn right onto Upper Whitewater Road and #3484 is on the right (just across from Whisper Lake Drive). Circular driveway.
Subdivision Name: Whisper Lake

Community Information
Community Features: Clubhouse, Fitness Center, Golf, Stable(s), Lake, Playground, Park, Pool, Tennis Court(s)

Public facts

Beds: 3
Baths: 2.5
Sq. Ft.: 1,720
Stories: —
Parking Spaces: —
Basement: Yes
Accessible: No
Lot Size: 0.83 acres
Style: Single Family Residential
Year Built: 2003
Year Renovated: 2010
County: Transylvania County
APN: 8501-06-9515-000
HOA Dues: —
Garage: No
Features: Views

Home facts updated by owner on Jan 12, 2024

Other

Listing Information
List AOR: HighlandsCashiersBoardOfRealtors
AttributionContact: 8287431999

Around this home

Schools

We couldn't find any schools that service this home or are within 5 miles of this home.

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

1/10 Heat Factor

7 days above 97° expected this year, 19 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

4/10 Air Factor

4 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Sapphire, NC • 28774

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.6 hours in June and 4.6 hours in December, placing it below the U.S. average for solar exposure.

8.6 hrs

4.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$794,000 – $961,000

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Nearby similar homes

NEW 5 HRS AGO

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New listings for sale in 28774

NEW 7 HRS AGO3D WALKTHROUGH

$1,050,000

3 beds5 baths— sq ft

496 Trays Island Rd, Sapphire, NC 28774

NEW 29 HRS AGO

$3,950,000

4 beds4.5 baths— sq ft

44 Hidden Well Ln, Cashiers, NC 28717

3D WALKTHROUGH

$779,000

3 beds2 baths— sq ft

380 Rock Creek Ct, Sapphire, NC 28774

3D WALKTHROUGH

$1,050,000

3 beds3.5 baths— sq ft

112 Lupton Rd, Sapphire, NC 28774

$145,000

3 beds3.5 baths— sq ft

284 Scotch Highlands Loop, Sapphire, NC 28774

3D WALKTHROUGH

$798,500

2 beds3.5 baths— sq ft

695 Trays Island Rd, Sapphire, NC 28774

3D WALKTHROUGH

$869,000

3 beds3 baths— sq ft

138 Elderberry Dr, Sapphire, NC 28774

3D WALKTHROUGH

$674,000

3 beds3 baths2,665 sq ft

120 Holly Forest Ct, Sapphire, NC 28774

$1,280,000

4 beds4 baths— sq ft

67 Rock Mountain Rd, Sapphire, NC 28774

Home values near 3484 Upper Whitewater Rd

Data from public records.

Address	Redfin Estimate
3440 Upper Whitewater Road, Sapphire, NC 3 Beds \| 3.5 Baths \| - Sq. Ft.	$911,912
3400 Upper Whitewater Road, Sapphire, NC 3 Beds \| 2.5 Baths \| 1728 Sq. Ft.	$733,503

Address	Redfin Estimate
3605 Upper Whitewater Road, Sapphire, NC 3 Beds \| 2.5 Baths \| 1888 Sq. Ft.	$841,611
3563 Upper Whitewater Road, Sapphire, NC 3 Beds \| 4.5 Baths \| 3026 Sq. Ft.	$1,384,662

Address	Redfin Estimate
3409 Upper Whitewater Road, Sapphire, NC 4 Beds \| 3 Baths \| 2584 Sq. Ft.	$967,499
17 Wildberry Court, Sapphire, NC 3 Beds \| 2.5 Baths \| 2252 Sq. Ft.	$875,819

Property information provided by HCMLS when last listed in 2019. This data may not show owner updates. Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 28774, NC

Sale history for 3484 Upper Whitewater Rd

Tax history for 3484 Upper Whitewater Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 28774

Home values near 3484 Upper Whitewater Rd

More real estate resources