OFF MARKET

Off Market Aug 2025 for $445K

$431,671

Est. refi paymentEst. refi $3,435/mo

•

1,785

sq ft

2209 Cardinal Loop, Stanley, NC 28164

About this home

Nestled in a private serene neighborhood & sitting on 0.67 acres is 2209 Cardinal Loop - a charming 3 bedroom, 2 bathroom full brick ranch-style home offering 1,785 SF of comfortable living space and minutes to highways and everything Denver has to offer. This property offers 1 story living, with an inviting rocking chair front porch & a spacious back patio w/ a fully fenced back yard & large 10X16 shed. Even more there is a 3 car garage & ample driveway space w/ no HOA to keep your boat, RV, etc. plus it is w/in very close proximity to public access to Lake Norman or Mountain Island Lake. The large kitchen has ample cabinetry & seating space w/ all appliances included. You'll also love the large living room w/ its gas burning fireplace, large bedrooms & the large primary bathroom! Septic is located in the front yard so there is room for a pool! Washer, dryer, & refrigerator are included while ALL personal property inside the home is negotiable! Impeccably maintained, it will not last!

Single-familyProperty Type

1994Year Built

0.67 acresLot Size

$242Est. Price/Sq.Ft.

3 car garageParking

Listed by Marty McCarthy • Lake Norman Realty, Inc.

Contact: 704-745-7176

Bought with Bryant Stadler • Helen Adams Realty

Redfin checked: a minute ago

•Source:CANOPYMLS as Distributed by MLS Grid #4266046

Redfin Estimate

$431,671

$13K since sold in August 2025$1,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 3.6% higher than the average sale price ($417K) of 6 comparable homes.

SOLD AUG 24, 2026
$410,000
A
3 beds2 baths2,220 sq ft
6803 Lowesville Ln, Stanley, NC 28164
SOLD MAR 13, 2026
$429,000
B
3 beds2 baths1,701 sq ft
7221 Monaghan Ct, Stanley, NC 28164
SOLD DEC 10, 2025
$340,000
C
3 beds2 baths1,433 sq ft
317 Robert Keever Rd, Stanley, NC 28164
SOLD MAR 12, 2026
$470,000
D
3 beds2 baths2,050 sq ft
7083 Ridgeway Rd, Stanley, NC 28164
SOLD APR 30, 2026
$405,000
E
3 beds2 baths1,771 sq ft
7721 Otts Cir, Stanley, NC 28164
SOLD JUL 17, 2026
$445,000
F
3 beds2 baths2,165 sq ft
7125 Sedgebrook Dr W, Stanley, NC 28164

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Earn from this home

Sell

$55,808

Est. take-home

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Refinance

Est. cash available

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Rent

$1,982/mo

Redfin rental estimate

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Market trends in 28164, NC

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

98.3%

0.7% MoM

Median sale price

$389K

$7K MoM

Avg. days on market

91d

18 days MoM

Recently sold homes

1 MoM

New listings for sale

COMING SOON
$430,000
4 beds2.5 baths2,479 sq ft
1623 Baymont Ct #130, Stanley, NC 28164
OPEN SUN, 1PM TO 3PM
$1,198,000
4 beds4.5 baths4,835 sq ft
4023 Prosperity Way, Stanley, NC 28164
$1,099,000
4 beds3.5 baths4,070 sq ft
8007 Glen Abbey Cir, Stanley, NC 28164
$249,900
3 beds2 baths1,117 sq ft
204 Redding Rd, Stanley, NC 28164
$279,900
2 beds2 baths1,066 sq ft
204 E Poplar St, Stanley, NC 28164
COMING SOON
$324,890
4 beds2 baths1,568 sq ft
514 Summerow Rd, Stanley, NC 28164
$299,000
3 beds1 bath1,430 sq ft
7704 Otts Cir, Stanley, NC 28164
$399,900
3 beds2 baths1,589 sq ft
141 Walking Horse Run, Stanley, NC 28164
See all

Provided by Redfin

Sale history for 2209 Cardinal Loop

Year

Property tax

Land + Additions

Assessment*

2025

$2,398 (+0.4%)

$50,000 + $346,997

$396,997

2024

$2,388 (−4.6%)

$50,000 + $346,997

$396,997

2023

$2,503 (+41.7%)

$50,000 + $346,997

$396,997

2022

$1,766 (−0.6%)

$28,000 + $195,346

$223,346

2021

$1,777 (+14.1%)

$28,000 + $195,346

$223,346

2020

$1,557

$28,000 + $195,346

$223,346

2019

$1,557 (+13.0%)

$28,000 + $195,346

$223,346

2018

$1,378

$28,000 + $168,826

$196,826

2017

$1,378 (+0.5%)

$28,000 + $168,826

$196,826

2016

$1,371

$28,000 + $168,826

$196,826

2015

$1,370 (−2.3%)

$28,000 + $168,826

$196,826

2014

$1,402 (+0.9%)

$36,500 + $168,826

$205,326

2013

$1,389

$36,500 + $168,826

$205,326

2012

$1,389 (+1.6%)

$36,500 + $168,826

$205,326

2011

$1,367

$36,500 + $168,826

$205,326

Tax history for 2209 Cardinal Loop

Year

Property tax

Land + Additions

Assessment*

2025

$2,398 (+0.4%)

$50,000 + $346,997

$396,997

2024

$2,388 (−4.6%)

$50,000 + $346,997

$396,997

2023

$2,503 (+41.7%)

$50,000 + $346,997

$396,997

2022

$1,766 (−0.6%)

$28,000 + $195,346

$223,346

2021

$1,777 (+14.1%)

$28,000 + $195,346

$223,346

2020

$1,557

$28,000 + $195,346

$223,346

2019

$1,557 (+13.0%)

$28,000 + $195,346

$223,346

2018

$1,378

$28,000 + $168,826

$196,826

2017

$1,378 (+0.5%)

$28,000 + $168,826

$196,826

2016

$1,371

$28,000 + $168,826

$196,826

2015

$1,370 (−2.3%)

$28,000 + $168,826

$196,826

2014

$1,402 (+0.9%)

$36,500 + $168,826

$205,326

2013

$1,389

$36,500 + $168,826

$205,326

2012

$1,389 (+1.6%)

$36,500 + $168,826

$205,326

2011

$1,367

$36,500 + $168,826

$205,326

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.6 Acres

Year renovated

1994

Sq. Ft.

1,768

Year built

1994

Style

Single Family Residential

County

Lincoln County

APN

33208

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 20, 2026.

R-SF

Residential Single Family District

Established to provide for traditional single-family subdivisions and/or maintain areas in the County for traditional single-family residential uses, such areas, in general, do not presently contain mobile or manufactured homes, duplexes or multi-family dwelling developments. Since manufactured homes and other types of residential dwelling units are accommodated in many of the other residential districts, certain areas of the County can be set aside exclusively for single-family purposes. Unlike the R-S district where public utilities are currently in place or expected to be in the near future, the provision of public utilities is not a factor in the location of the R-SF district. Thus, the R-SF district may be applied to areas which have received both suburban and more rural types of development in the past.

Permitted uses

Include but are not limited to:

Religious facility
Housing-Single unit
Infrastructure
Educational / school
Communications tower

Property details

Parking

Parking Information
Main Level Garage Y/N: 1
Parking Features: Driveway, Attached Garage
Garage Spaces: 3
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: Main: 3
# of Bedrooms: 3

Bathroom Information
# of Full Baths: Main: 2
# of Full Baths (Total): 2

Room 1 Information
Room Level: Main

Room 2 Information
Room Level: Main

Room 3 Information
Room Level: Main

Room 4 Information
Room Level: Main

Room 5 Information
Room Level: Main

Room 6 Information
Room Level: Main

Room 7 Information
Room Level: Main

Room 8 Information
Room Level: Main

Laundry Room Information
Laundry Features: In Hall

Fireplace Information
Has Fireplace
Fireplace Features: Gas Log, Living Room

Heating & Cooling
Heating Information: Central
Cooling Information: Central Air

Interior Features
Room Count: 8
Appliances: Dishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer, Washer/Dryer

Exterior

Building Information
Construction Type: Site Built
Construction Materials: Brick Full
Roof: Shingle

Exterior Features
Patio And Porch Features: Front Porch, Patio

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Other Structures: Shed(s)
Zoning Specification: R-SF

Lot Information
Lot Size Area: 0.67
Lot Size Units: Acres
Road Surface Type: Concrete, Paved
Road Responsibility: Publicly Maintained Road

Utilities

Utility Information
Water Source: County Water
Sewer: Septic Installed

Location

HOA Information
HOA Subject To: None

School Information
Elementary School: Catawba Springs
Middle Or Junior High School: East Lincoln
High School: East Lincoln

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,768
Stories: 1.0
Lot Size: 0.6 acres
Style: Single Family Residential
Year Built: 1994
Year Renovated: 1994
County: Lincoln County
APN: 33208

Home facts updated by county records on Aug 20, 2026

Other

Auction Information
Is Auction: 0

Listing Information
Exception YN: 0

Home Information
Total Property HLA Sq. Ft.: 1785
Living Area: 1785
Above Grade Finished Area: 1,785
Sq. Ft. Upper: 0
Sq. Ft. Third: 0
Sq. Ft. Main: 1785
Sq. Ft. Lower: 0
Second Living Quarters Heated Living Area: 0
Foundation Details: Crawl Space
Levels: One

Around this home

Schools

Catawba Springs Elementary

Public PreK-5 • Assigned • 3.0mi

6/10

East Lincoln Middle

Public 6-8 • Assigned • 6.5mi

4/10

East Lincoln High

Public 9-12 • Assigned • 3.0mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

6/10 Heat Factor

7 days above 105° expected this year, 17 days in 30 years

4/10 Wind Factor

15% chance of strong winds in next 30 years

3/10 Air Factor

3 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Stanley, NC • 28164

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 5.3 hours in December, which is comparable to the U.S. average for solar exposure.

9.4 hrs

5.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$411,000 – $497,000

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Listing provided by Zillow

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New listings for sale in 28164

COMING SOON

$430,000

4 beds2.5 baths2,479 sq ft

1623 Baymont Ct #130, Stanley, NC 28164

OPEN SUN, 1PM TO 3PM

$1,198,000

4 beds4.5 baths4,835 sq ft

4023 Prosperity Way, Stanley, NC 28164

$1,099,000

4 beds3.5 baths4,070 sq ft

8007 Glen Abbey Cir, Stanley, NC 28164

$249,900

3 beds2 baths1,117 sq ft

204 Redding Rd, Stanley, NC 28164

$279,900

2 beds2 baths1,066 sq ft

204 E Poplar St, Stanley, NC 28164

COMING SOON

$324,890

4 beds2 baths1,568 sq ft

514 Summerow Rd, Stanley, NC 28164

$299,000

3 beds1 bath1,430 sq ft

7704 Otts Cir, Stanley, NC 28164

$399,900

3 beds2 baths1,589 sq ft

141 Walking Horse Run, Stanley, NC 28164

Home values near 2209 Cardinal Loop

Data from public records.

Address	Redfin Estimate
2085 Cardinal Loop, Stanley, NC 3 Beds \| 2 Baths \| 1713 Sq. Ft.	$365,142
2054 Cardinal Loop, Stanley, NC 3 Beds \| 2.5 Baths \| 1903 Sq. Ft.	$404,698

Address	Redfin Estimate
2121 Cardinal Loop, Stanley, NC 4 Beds \| 2.5 Baths \| 2125 Sq. Ft.	$439,058
2059 Cardinal Loop, Stanley, NC 4 Beds \| 2.5 Baths \| 2786 Sq. Ft.	$541,778

Address	Redfin Estimate
2153 Cardinal Loop, Stanley, NC 3 Beds \| 2 Baths \| 1700 Sq. Ft.	$417,529
2208 Cardinal Loop, Stanley, NC 3 Beds \| 2 Baths \| 1560 Sq. Ft.	$352,380

Property information provided by CANOPYMLS as Distributed by MLS Grid when last listed in 2025. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 28164, NC

Sale history for 2209 Cardinal Loop

Tax history for 2209 Cardinal Loop

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 28164

Home values near 2209 Cardinal Loop

More real estate resources