OFF MARKET

Off Market Jul 2020 for $480K

$786,704

Est. refi paymentEst. refi $3,327/mo

•

2,429

sq ft

45 N Ridge, Surf City, NC 28445

About this home

This beautiful home is nestled in the quiet and peaceful Sandy Ridge. This large open concept features bright lighting and a luxury renovation and addition with a gourmet kitchen done in 2013. The homeowners thought of all the bells and whistles on state of the art appliances, solid wood cabinetry and granite counter tops. The elevator feels nice and spacious with the windows inside of it and there is also a cargo lift outside to help with large, bulky items. The Grand Master bedroom is located on the first floor and has a deep walk in bathtub with air circulation. Upstairs you'll find an additional master bedroom and 2 spacious bedrooms. The built in bunkbeds are great for rentals or if you have the whole family over. When you step outside you'll walk right into the screened porch that opens up to an uncovered deck with stairs to the large and spacious backyard. There is a hot and cold outdoor shower for when you come home from the beach that is only steps away! You can enjoy the hot tub after a long day at the beach. There is plenty of space to park at least 4 vehicles. There are indoor garage spaces as well for salt air protection. This home has everything you need and more!

Single-familyProperty Type

1996Year Built

0.28 acresLot Size

$324Est. Price/Sq.Ft.

2 car garageParking

Listed by REACH Properties • Keller Williams Innovate-Wilmington

Listed by HergGroup Wilmington Yamashita • Keller Williams Innovate-Wilmington

Bought with REACH Properties • Keller Williams Innovate-Wilmington

Redfin checked: 2 minutes ago

•Source:Hive MLS #100219453

Redfin Estimate

$786,704

$307K since sold in July 2020$18K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 33.8% lower than the average sale price ($1.19M) of 6 comparable homes.

SOLD JUN 12, 2026
$1,450,000
A
4 beds3.5 baths2,284 sq ft
177 Atkinson Rd, Surf City, NC 28445
SOLD DEC 3, 2025
$1,130,000
B
4 beds3 baths2,233 sq ft
53 N Ridge Ln, Surf City, NC 28445
SOLD MAR 31, 2026
$1,675,317
C
4 beds4 baths2,217 sq ft
1420 S Shore Dr, Surf City, NC 28445
SOLD AUG 24, 2026
304 Oceanaire Ln, Surf City, NC 28445
$915,000
D
4 beds3.5 baths2,044 sq ft
304 Oceanaire Ln, Surf City, NC 28445
SOLD JUN 12, 2026
$975,000
E
4 beds3 baths2,184 sq ft
2305 S Shore Dr, Surf City, NC 28445
SOLD MAY 19, 2026
$985,000
F
4 beds3 baths3,028 sq ft
1135 S Topsail Dr, Surf City, NC 28445

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Earn from this home

Sell

$401,462

Est. take-home

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Refinance

Est. cash available

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Rent

$3,080/mo

Redfin rental estimate

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Market trends in 28445, NC

Last updated August 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

98.3%

+0.2% MoM

Median sale price

$479K

$9K MoM

Avg. days on market

68d

0 days MoM

Recently sold homes

172

14 MoM

New listings for sale

$430,000
4 beds2.5 baths2,449 sq ft
202 Seneca Ct, Holly Ridge, NC 28445
$729,000
3 beds3 baths1,762 sq ft
4074 4th St, Surf City, NC 28445
$259,900
3 beds1 bath961 sq ft
126 Jones St, Holly Ridge, NC 28445
$1,250,000
5 beds4 baths2,874 sq ft
703 S Shore Dr, Surf City, NC 28445
$550,000
3 beds2 baths2,005 sq ft
206 Old Folkstone Rd, Holly Ridge, NC 28445
3D WALKTHROUGH
$420,000
3 beds2 baths1,501 sq ft
117 Penny Ln, Holly Ridge, NC 28445
$315,000
3 beds2 baths1,502 sq ft
213 Gelynda Ct, Holly Ridge, NC 28445
3D WALKTHROUGH
$995,000
5 beds3.5 baths2,554 sq ft
1110 N New River Dr, Surf City, NC 28445
3D WALKTHROUGH
$940,000
4 beds3.5 baths3,374 sq ft
250 Pilchers Branch Rd, Holly Ridge, NC 28445
$575,000
2 beds1 bath720 sq ft
417 N Shore Dr, Surf City, NC 28445
See all

Provided by Redfin

Sale history for 45 N Ridge

Date

Event

Price

Hive MLS #100219453

Jul 9, 2020

Sold

$480,000

$198/sq ft

May 28, 2020

Listed

$480,000

$198/sq ft

Hive MLS #100139984

Oct 19, 2019

Listing Removed

—

Nov 12, 2018

Listed

$480,000

$198/sq ft

Hive MLS #100034500

Oct 12, 2017

Listing Removed

—

Oct 23, 2016

Listed

$499,000

$205/sq ft

Hive MLS #30472235

Jan 31, 2013

Listing Removed

—

Jan 31, 2012

Listed

$319,000

$131/sq ft

Hive MLS #30422922

Mar 2, 2009

Listing Removed

—

Sep 2, 2008

Listed

$440,000

$181/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$3,710

$129,719 + $317,218

$446,937

2024

$3,710

$129,719 + $317,218

$446,937

2023

$3,710 (+12.5%)

$129,719 + $317,218

$446,937

2022

$3,296

$129,719 + $317,218

$446,937

2021

$3,296

$129,719 + $317,218

$446,937

2020

$3,296

$129,719 + $317,218

$446,937

2019

$3,296 (+18.2%)

$129,719 + $317,218

$446,937

2018

$2,790

$156,370 + $183,548

$339,918

2017

$2,790 (+1.3%)

$156,370 + $201,005

$357,375

2016

$2,754

$156,370 + $201,005

$357,375

2015

$2,756 (+32.0%)

$156,370 + $201,005

$357,375

2014

$2,088

$156,370 + $201,005

$357,375

Tax history for 45 N Ridge

Year

Property tax

Land + Additions

Assessment*

2025

$3,710

$129,719 + $317,218

$446,937

2024

$3,710

$129,719 + $317,218

$446,937

2023

$3,710 (+12.5%)

$129,719 + $317,218

$446,937

2022

$3,296

$129,719 + $317,218

$446,937

2021

$3,296

$129,719 + $317,218

$446,937

2020

$3,296

$129,719 + $317,218

$446,937

2019

$3,296 (+18.2%)

$129,719 + $317,218

$446,937

2018

$2,790

$156,370 + $183,548

$339,918

2017

$2,790 (+1.3%)

$156,370 + $201,005

$357,375

2016

$2,754

$156,370 + $201,005

$357,375

2015

$2,756 (+32.0%)

$156,370 + $201,005

$357,375

2014

$2,088

$156,370 + $201,005

$357,375

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

3.5

Stories

Lot width

95 ft.

Lot depth

125 ft.

Lot size

0.28 Acres

Year renovated

—

Sq. Ft.

2,798

Year built

1996

Style

Single Family Residential

County

Pender County

APN

4234-13-0769-0000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 17, 2026.

Residential District

The R-5 residential district is established as a district in which the principal use of land is for single family homes and duplexes excluding manufactured homes and recreational vehicles. The regulations of this district permit intensive developments provided the necessary public and/or community water and adequate sewage disposal facilities are available.

Property details

Parking

Parking/Garage Information
# of Parking Spaces Total: 2
Has Garage
Has Attached Garage
# of Garage Spaces: 2
Parking Features: Off Street, Paved

Interior

Bathroom Information
# of Full Bathrooms: 3
# of Half Bathrooms: 1

Heating & Cooling
Has Cooling
Cooling: Central Air, Zoned
Has Heating
Heating: Heat Pump, Zoned

Interior Features
Interior Features: Master Downstairs, Walk-In Closet(s), Vaulted Ceiling(s), Ceiling Fan(s), Elevator, Pantry
Window Features: Window Coverings
Appliances: Vented Exhaust Fan, Electric Oven, Electric Cooktop, Double Oven, Dishwasher, Microwave
Flooring: Carpet, Tile

Room Information
# of Rooms Total: 8

Exterior

Exterior Features
Exterior Features: Outdoor Shower
Patio And Porch Features: Covered, Deck, Screened
Fencing: None
Roof: Shingle

Building Information
Sq. Ft.: 2429
Levels: Two
Construction Materials: Wood Siding
Foundation Details: Other, Pillar/Post/Pier

Property Features
Security Features: Security Lights, Smoke Detector(s)
Accessibility Features: Accessible Full Bath
Other Structures: Workshop

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Single Family Residence

Lot Information
Road Surface Type: Paved
Road Frontage Type: City Street, State Road
Lot Size : 0.28
Lot Size Dimensions: 99 x 109 x 146 x 58 x 37
Lot Size Area: 0.28
Lot Size Units: Acres
Lot Size Acres: 0.28
Zoning: R5

Utilities

Utility Information
Water Source: Public
Utilities: Sewer Available, Water Available

Location

HOA Information
Association Amenities: None

Location Information
Directions: Take US-17N towards Topsail. Turn right onto NC-210 E. Turn right onto Roland Ave. Take traffic circle and stay straight onto the Surf City Bridge. Keep right onto S Topsail Dr. Continue onto S Shore Dr. Turn right onto Sandy Ln. Turn right onto E Ridge. Turn left onto N Ridge. Property is on the left.
Subdivision Name: Sandy Ridge

Public facts

Beds: 4
Baths: 3.5
Sq. Ft.: 2,798
Stories: 2.0
Lot Size: 0.28 acres
Style: Single Family Residential
Year Built: 1996
Year Renovated: —
County: Pender County
APN: 4234-13-0769-0000

Home facts updated by county records on Jul 17, 2026

Other

Listing Information
List AOR: Cape Fear Realtors MLS, Inc.

Around this home

Schools

Surf City Elementary

Public PreK-5 • Assigned • 3.5mi

7/10

Surf City Middle

Public 6-8 • Assigned • 3.6mi

9/10

Topsail High School

Public 9-12 • Assigned • 6.4mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

10/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

9/10 Heat Factor

7 days above 103° expected this year, 20 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Surf City, NC • 28445

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.2 hours in June and 5.5 hours in December, which is comparable to the U.S. average for solar exposure.

9.2 hrs

5.5 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$748,000 – $905,000

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Nearby similar homes

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3D WALKTHROUGH

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New listings for sale in 28445

$430,000

4 beds2.5 baths2,449 sq ft

202 Seneca Ct, Holly Ridge, NC 28445

$729,000

3 beds3 baths1,762 sq ft

4074 4th St, Surf City, NC 28445

$259,900

3 beds1 bath961 sq ft

126 Jones St, Holly Ridge, NC 28445

$1,250,000

5 beds4 baths2,874 sq ft

703 S Shore Dr, Surf City, NC 28445

$550,000

3 beds2 baths2,005 sq ft

206 Old Folkstone Rd, Holly Ridge, NC 28445

3D WALKTHROUGH

$420,000

3 beds2 baths1,501 sq ft

117 Penny Ln, Holly Ridge, NC 28445

$315,000

3 beds2 baths1,502 sq ft

213 Gelynda Ct, Holly Ridge, NC 28445

3D WALKTHROUGH

$995,000

5 beds3.5 baths2,554 sq ft

1110 N New River Dr, Surf City, NC 28445

3D WALKTHROUGH

$940,000

4 beds3.5 baths3,374 sq ft

250 Pilchers Branch Rd, Holly Ridge, NC 28445

Home values near 45 N Ridge

Data from public records.

Address	Redfin Estimate
40 E Ridge, Surf City, NC 4 Beds \| 2 Baths \| 1382 Sq. Ft.	$515,771
56 N Ridge, Surf City, NC 4 Beds \| 2 Baths \| 1776 Sq. Ft.	$858,485

Address	Redfin Estimate
66 E Ridge, Surf City, NC 4 Beds \| 3 Baths \| 1916 Sq. Ft.	$699,179
44 N Ridge, Surf City, NC 3 Beds \| 3 Baths \| 1306 Sq. Ft.	$617,547

Address	Redfin Estimate
61 N Ridge, Surf City, NC - Beds \| - Baths \| - Sq. Ft.	$693,337
42 E Ridge, Surf City, NC 4 Beds \| 3.5 Baths \| 1611 Sq. Ft.	$691,939

Property information provided by Hive MLS when last listed in 2020. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 28445, NC

Sale history for 45 N Ridge

Tax history for 45 N Ridge

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 28445

Home values near 45 N Ridge

More real estate resources